🔍 Search Government Schemes

PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.

Pradhan Mantri Awas Yojana provides financial assistance for construction of pucca houses to homeless and kutcha house-dwelling families in rural and urban areas.

PM-KISAN provides ₹6,000 per year direct income support to all land-holding farmer families across India in three equal instalments of ₹2,000.

Ayushman Bharat provides free health insurance coverage of ₹5 lakh per family per year for secondary and tertiary hospitalisation to economically vulnerable families.

Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.

PM Young Achievers Scholarship Award Scheme for Vibrant India provides scholarships to OBC, EBC, and DNT students for education in Classes 9-12.

PMSBY provides accidental death and disability insurance cover of ₹2 lakh for just ₹20 per year, renewable annually through bank auto-debit.

Pradhan Mantri Mudra Yojana offers collateral-free business loans to micro and small enterprises under three categories — Shishu (₹50K), Kishore (₹5L), and Tarun (₹20L).

Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C.

Atal Pension Yojana provides a guaranteed monthly pension of Rs.1,000 to Rs.5,000 after age 60 to unorganized sector workers based on their contribution amount and age at enrollment.

PMJJBY is a renewable term life insurance scheme offering a Rs.2 lakh death cover for just Rs.436 per year, automatically debited from the subscriber bank account.

Pradhan Mantri Fasal Bima Yojana provides comprehensive financial support to farmers who suffer crop loss due to natural calamities, pests, or diseases at very low premium rates.

Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.

Beti Bachao Beti Padhao is a national initiative to address the declining child sex ratio and promote the welfare, education, and empowerment of the girl child across India.

Stand Up India facilitates bank loans between Rs.10 lakh and Rs.1 crore to at least one SC or ST borrower and one woman borrower per bank branch for setting up greenfield enterprises.

Prime Minister Employment Generation Programme provides government subsidy of 15 to 35% on project costs to set up micro-enterprises, creating self-employment for unemployed youth.

Jal Jeevan Mission aims to provide safe and adequate drinking water through individual household tap connections to all rural households in India with functional household tap connection.

PM Poshan Shakti Nirman (formerly Mid-Day Meal Scheme) provides free hot cooked meals to students in government and government-aided schools to improve nutrition and boost school attendance.

The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.

PMMVY provides Rs.5,000 cash incentive to pregnant and lactating women for the first living child to partially compensate for wage loss and encourage institutional delivery and proper nutrition.

PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.

E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.

Agnipath scheme recruits youth aged 17.5 to 23 years for 4-year service in the Indian Army, Navy, or Air Force as Agniveers, with a Rs.11.71 lakh Seva Nidhi package on completion.

Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.

Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.

PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.

PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.

PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.

PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.

PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.

PM SHRI (PM Schools for Rising India) is a centrally sponsored scheme that upgrades 14,500 government schools across India into modern, green, and smart schools. Each selected PM SHRI school gets ₹2 crore+ for smart classrooms, digital libraries, labs, career counselling, vocational education, and NEP 2020 implementation over 5 years.

One Nation One Ration Card (ONORC) allows any NFSA beneficiary to avail their entitled ration from any Fair Price Shop (FPS) anywhere in India using Aadhaar-based biometric authentication. Migrant workers can now get ration in the city where they work, not just their home state. All 36 states/UTs are covered under ONORC.

National Means-cum-Merit Scholarship (NMMS) is a centrally sponsored scholarship scheme that provides ₹12,000 per year (₹1,000/month) to meritorious students from economically weaker sections studying in Classes 9 to 12 in government schools. The scholarship continues for all 4 years (Class 9 to 12) subject to annual renewal. Apply through scholarships.gov.in.

PM CARES for Children scheme provides comprehensive support to children who lost both parents or legal guardian due to COVID-19. Benefits include: ₹10 lakh corpus deposited in their name (accessible at age 18), free education from Class 1 to Class 12 (Navodaya/KVS or state residential schools), PM-JAY health insurance up to ₹5 lakh, and monthly stipend after 18 years.

Public Provident Fund (PPF) is India's most popular long-term savings scheme backed by the Government of India with guaranteed returns. Invest ₹500 to ₹1.5 lakh per year and earn 7.1% interest (compounded annually) — completely tax-free under Section 80C and Section 10. Maturity period is 15 years (extendable). Account can be opened at any post office or nationalised bank.

National Pension System (NPS) is a voluntary, contributory pension scheme regulated by PFRDA (Pension Fund Regulatory and Development Authority). Open to all Indian citizens aged 18–70. Invest in market-linked pension funds and receive a monthly pension after age 60. NPS offers additional tax deduction of ₹50,000 under Section 80CCD(1B) over and above the ₹1.5 lakh 80C limit.

Senior Citizen Savings Scheme (SCSS) is a government-backed savings scheme specifically for senior citizens (60+ years) offering the highest guaranteed interest rate among all small savings schemes — 8.2% per annum (paid quarterly). Maximum deposit ₹30 lakh per person. Backed by Government of India, completely safe. Available at all post offices and select banks.

Swachh Bharat Mission (SBM) is India's largest sanitation programme launched on October 2, 2014. Under SBM-Gramin (rural), BPL and identified APL households get ₹12,000 incentive to construct household toilets. Under SBM-Urban, urban local bodies get funding for individual, community, and public toilets. SBM-Gramin Phase 2 focuses on ODF Plus (solid/liquid waste management, plastic waste management).

Deendayal Antyodaya Yojana – National Urban Livelihoods Mission (DAY-NULM) supports urban poor and street vendors through Self-Employment Programme (SEP): individual loans up to ₹2 lakh at 7% interest, SHG loans, skill training, and shelter for urban homeless. Urban street vendors registered under PM SVANidhi also fall under NULM framework.

Pradhan Mantri Matsya Sampada Yojana (PMMSY) is the flagship fisheries development scheme launched in 2020 with a budget of ₹20,050 crore. It provides subsidized assistance for aquaculture infrastructure, fishing boats, nets, ice plants, cold storage, and livelihood support to 2.8 crore fishing community members. Subsidy: 40-60% for general category, 60% for SC/ST/Women.

Samagra Shiksha Abhiyan is an integrated school education scheme covering pre-school to Class 12, implemented from 2018 by merging SSA, RMSA, and TE. It provides free textbooks, uniforms (₹600/year), Midday Meal, ICT labs, sports equipment, and special needs support to students in all government schools. It also funds teacher training, school infrastructure, and equity interventions for girls and marginalised communities.

National Health Mission (NHM) is India's largest public health programme covering National Rural Health Mission (NRHM) and National Urban Health Mission (NUHM). It provides free essential medicines, diagnostics, and health services at government health facilities. Key components: ASHA workers, Janani Suraksha Yojana (JSY), Janani Shishu Suraksha Karyakram (JSSK), free immunisation, and Rashtriya Bal Swasthya Karyakram (RBSK).

Mission Vatsalya is the umbrella child protection and welfare scheme of the Government of India launched in 2021-22 (replacing earlier ICPS). It ensures every child lives in a safe and nurturing environment. Key benefits: Sponsorship Scheme (₹4,000/month for vulnerable children), Foster Care Support, Child Care Institutions (CCIs) for orphans and abandoned children, and After Care (₹2,000/month for youth aged 18-21 leaving CCIs).

Poshan 2.0 (Saksham Anganwadi and Poshan 2.0) is the umbrella nutrition mission launched in 2021 by merging ICDS, Poshan Abhiyan, and other nutrition schemes. It provides supplementary nutrition to 8 crore children (0-6 years), 1.78 crore pregnant/lactating mothers, and 2 crore adolescent girls. Each beneficiary gets hot cooked meals or take-home rations through anganwadi centres.

Startup India is Government of India's flagship initiative to build a strong startup ecosystem. Recognized startups get: 3-year income tax exemption (80-IAC), 80% rebate on patent fees, government procurement without prior experience requirement, self-certification under 9 labour laws, and access to Fund of Funds (FFS) of ₹10,000 crore. Register at startupindia.gov.in to get DPIIT recognition certificate.

Digital India is the Government of India's flagship programme to transform India into a digitally empowered society. Key pillars: DigiLocker (online document storage), UMANG app (500+ government services), BharatNet (rural broadband), CSC (Common Service Centres — 5 lakh+), Aadhaar-based DBT, e-Courts, e-Hospital, BHIM UPI, and India Stack APIs. Launched in 2015 with a vision of Digital Infrastructure, Digital Services, and Digital Literacy.

Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) provides free residential skill training to rural youth from poor families (aged 15-35) and places them in jobs paying minimum ₹10,000/month. It is funded by Ministry of Rural Development and covers food, accommodation, and training costs. Focus on SC/ST/minorities/women — 50% of training must be for these categories.

Lakhpati Didi Yojana is the Government of India's ambitious initiative to make 3 crore women SHG (Self Help Group) members earn ₹1 lakh or more per year through skill development, micro-enterprise support, and livelihood enhancement. Announced by PM Modi in 2023, it provides free skill training in LED bulb making, plumbing, drone repair, solar panel installation, and other high-demand trades. Drone Didi is a subset of this initiative.

Namo Drone Didi is a Government of India scheme to provide 15,000 agricultural drones to women SHG (Self Help Group) clusters for crop spraying and agri-services. Each SHG cluster (10-15 SHGs) gets a drone with 80% subsidy (up to ₹8 lakh), free training for the woman pilot, and a guaranteed income of ₹1 lakh/year from drone rental services to farmers in their area.

Rashtriya Vayoshri Yojana (RVY) provides free assisted-living devices (walking sticks, elbow crutches, wheelchairs, hearing aids, spectacles, dentures) to BPL senior citizens aged 60+ years who suffer from age-related disabilities. Devices are distributed at special camps organized by ALIMCO in camps at the district level. 100% funded by Central Government from Senior Citizens Welfare Fund.

Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) incentivises employers to create new jobs by paying the employer's full 12% EPF contribution for 3 years for each new employee (earning up to ₹15,000/month). This reduces the cost of hiring, especially for MSMEs and factories. Over 1.52 crore beneficiaries and 1.74 lakh establishments benefited since launch.

National Apprenticeship Promotion Scheme (NAPS) promotes apprenticeship training by sharing 25% of the prescribed stipend (up to ₹1,500/month) with employers who engage apprentices. The scheme covers all designated trades and optional trades under Apprentices Act. Over 50 lakh apprentices trained since launch. Apply at apprenticeshipindia.org as student or employer.

PM Gati Shakti National Master Plan is a ₹100 lakh crore infrastructure initiative to boost multi-modal connectivity across India by 2025. It integrates planning of 16 ministries through a GIS-based platform to synchronize rail, road, port, airport, pipeline, waterway, and logistics infrastructure. It aims to reduce logistics costs from 14% to 8% of GDP and create employment for 60 lakh people.

PM Dhan-Dhaanya Krishi Yojana (PMDDKY) is India's most significant new agriculture scheme launched by PM Modi in October 2025 under Budget 2025-26. The scheme targets 100 low-productivity agricultural districts across India with a ₹1.44 lakh crore investment over 6 years, benefiting 1.7 crore farmers. It integrates 36 existing central agriculture schemes under one umbrella to deliver irrigation, crop insurance, soil health, post-harvest storage, credit access, and market linkage in a convergent manner to each selected district. The scheme prioritises Aspirational Districts and districts with below-national-average agricultural productivity. Key benefits include: pre and post-harvest infrastructure, crop diversification support, natural farming promotion, and farmer income doubling through value-chain linkages.

Antyodaya Anna Yojana (AAY) is India's targeted food security scheme for the poorest of the poor, launched by PM Atal Bihari Vajpayee in December 2000. Under AAY, identified families (with yellow ration card) receive 35 kg of food grain per month at highly subsidised rates — rice at ₹3/kg and wheat at ₹2/kg (and coarse cereals at ₹1/kg). AAY covers 2.5 crore families nationally — those with no steady income, landless agriculture labourers, marginal farmers, rural artisans, slum dwellers, and the destitute. Under the National Food Security Act (NFSA) 2013, AAY beneficiaries receive grains free of cost (zero price) as the state and central government absorb the full cost. The yellow AAY ration card is distinct from the Priority Household (PHH) white/pink card.

Pradhan Mantri Krishi Sinchai Yojana (PMKSY) is India's flagship irrigation scheme launched in 2015 with the motto 'Har Khet Ko Pani, More Crop Per Drop.' The scheme aims to achieve convergence of irrigation investments at field level — providing end-to-end solutions from water source creation to field application. PMKSY has four major components: (1) Accelerated Irrigation Benefit Programme (AIBP) — completing long-pending irrigation projects; (2) Har Khet Ko Pani (HKKP) — ground water development and distribution network; (3) Per Drop More Crop (PDMC) — micro-irrigation (drip and sprinkler) with 55% subsidy for small/marginal farmers; (4) Watershed Development. Over 7 crore hectares of agricultural land covered with an outlay of ₹93,068 crore under the current phase.

Pradhan Mantri Vaya Vandana Yojana (PMVVY) is a government-backed pension scheme exclusively for senior citizens aged 60 years and above, administered by LIC of India. PMVVY provides guaranteed pension income at 7.4% per annum for 10 years — payable monthly, quarterly, half-yearly, or annually — regardless of market conditions. Launched by PM Modi in 2017 and extended in subsequent phases, it allows investment of up to ₹15 lakh per senior citizen (₹30 lakh per couple), giving a maximum monthly pension of ₹9,250 per month. After 10 years, the full purchase price is returned to the investor or to their nominee on death. In case of critical illness, premature exit is permitted with 98% of purchase price returned.

The Gig and Platform Workers Social Security Scheme is India's Budget 2025-26 flagship initiative to extend formal social security to an estimated 1 crore gig and platform workers (Ola/Uber drivers, Swiggy/Zomato delivery partners, Urban Company workers, etc.) who were previously excluded from any welfare net. The scheme extends PM-JAY health insurance (₹5 lakh/year) and e-Shram accident insurance (₹2 lakh) to all registered gig workers through the e-Shram portal. Additionally, aggregator platforms (Ola, Uber, Swiggy, Zomato) are required to contribute 1-2% of their platform fees to a Gig Workers Welfare Fund. India is among the first countries to legislate social security for gig workers at this scale.

Paramparagat Krishi Vikas Yojana (PKVY) is India's flagship organic farming promotion scheme launched in 2015 under the National Mission for Sustainable Agriculture. PKVY provides financial assistance of ₹50,000 per hectare over 3 years to farmers adopting organic farming through cluster-based approach. Farmers are organised into clusters of 50 in a contiguous area of 50 hectares, and the cluster receives organic inputs, certification support, and market linkage. The scheme promotes traditional Indian organic farming methods including Rishi Krishi, Zero Budget Natural Farming (ZBNF), and Bharat Organic certification. Over 8.89 lakh farmers have been certified organic under PKVY, making India the world's largest organic producer by farmer count.

e-NAM (Electronic National Agriculture Market) is India's pan-India electronic trading portal for agricultural commodities, launched in 2016 to create a unified national market for farmers. It connects 1,361 APMCs (Mandis) across 23 states/UTs through a single online platform, enabling farmers to sell their produce to buyers across India at transparent, competitive prices without middlemen. Farmers get better price discovery through online bidding, while buyers can purchase from any empanelled mandi remotely. Over 1.8 crore farmers and 2.7 lakh traders are registered. Key features: online quality assaying, electronic payment, logistics integration, and FPO (Farmer Producer Organisation) trading module. The platform handles over ₹3 lakh crore in trade annually.

Soil Health Card (SHC) Scheme is India's flagship soil testing initiative launched by PM Modi in February 2015. Under the scheme, every farmer's agricultural land is tested for 12 soil health parameters including major nutrients (N, P, K), secondary nutrients (S, Ca, Mg), and micro-nutrients (Fe, Mn, Cu, Zn, B, Mo) every 3 years. Based on test results, a Soil Health Card is issued — a printed/digital report showing soil nutrient status and crop-specific fertiliser recommendations (how much urea, DAP, potash to use). The scheme has issued over 23 crore soil health cards to date, saving farmers money on excess fertiliser use while improving crop yields by 5-6%. Under Budget 2025-26, the scheme is being expanded with digital soil map creation.

National Apprenticeship Training Scheme (NATS) is India's government scheme providing on-the-job training to diploma and degree graduates in government and private establishments, with a monthly stipend of ₹3,542–₹9,000 depending on qualification and establishment type. Administered by the Board of Apprenticeship Training (BOAT) under the Ministry of Education, NATS is distinct from NAPS (National Apprenticeship Promotion Scheme under Labour Ministry which covers ITI/vocational). NATS specifically targets engineering diploma holders and graduate engineers for 1-year structured training at India's top public sector undertakings (PSUs) and private companies. Over 5.23 lakh apprentices were engaged in FY2024-25. The scheme is mandatory for establishments with 30+ employees to engage apprentices.

Biopharma SHAKTI (Synergizing Healthcare, Advancement, Knowledge, Technology and Innovation) is a new ₹10,000 crore flagship mission announced in Union Budget 2026-27 to position India as a global biotech and biopharma leader. The mission focuses on accelerating vaccine development, biologics manufacturing, biosimilar production, and genomics research. It builds on India's existing Biotechnology Industry Research Assistance Council (BIRAC) infrastructure and the Ayushman Bharat Health Infrastructure Mission. The scheme provides grants, equity support, and subsidised loans to biotech startups, MSMEs, and large pharma companies investing in next-generation biologics, mRNA platforms, cell and gene therapy, and precision medicine. India's pharma industry — valued at $65 billion — is already the world's 3rd largest by volume; Biopharma SHAKTI targets making it #1 by 2030.

Smart Cities Mission (SCM) launched in June 2015 aims to develop 100 cities across India with smart infrastructure, ICT solutions, and citizen-centric services. ₹2.05 lakh crore total investment (central + state + PPP). Focus on smart roads, smart water, smart power, IT connectivity, e-governance, and sustainable environment. All 100 cities have formed Special Purpose Vehicles (SPVs) and 7,800+ projects worth ₹1.78 lakh crore completed. A staple topic in UPSC and state PSC examinations.

UDAN (Ude Desh Ka Aam Nagrik) scheme makes air travel affordable for common citizens by capping fares at ₹2,500/seat (1-hour flight) on regional routes. Budget 2025-26 announced 120 new regional air routes. UDAN connects Tier 2 and Tier 3 cities and unserved airports. Airlines operating UDAN routes get Viability Gap Funding (VGF) from the government. Over 600 UDAN routes operational, 80+ airports connected, 1.3 crore+ passengers served.

PM Gram Sadak Yojana Phase IV (PMGSY-IV) launched 2024 targets connecting 25,000 unconnected habitations with all-weather roads. Budget: ₹70,125 crore. Phase IV upgrades existing PMGSY roads, connects multi-village habitations, and prioritises left-wing extremism (LWE) affected areas, tribal regions, and border areas. Overall PMGSY (all phases combined): 7.93 lakh km roads built, 1.85 lakh rural habitations connected since 2000.

PM Garib Kalyan Anna Yojana (PMGKAY) provides free food grain — 5 kg wheat/rice per person per month — to 81.35 crore beneficiaries covered under the National Food Security Act (NFSA). Launched in April 2020 during COVID-19, made permanent from January 2024 under the NFSA umbrella. No payment required — grain is distributed free through PDS ration shops. Budget: ₹2 lakh crore annually. Managed by the Ministry of Consumer Affairs, Food & Public Distribution.

Pradhan Mantri Awas Yojana Urban 2.0 (PMAY-U 2.0) was launched in August 2024 to build 1 crore affordable houses for urban poor and middle-class families over 5 years (2024-29) with a total outlay of Rs 10 lakh crore. The scheme provides interest subsidy (Credit Linked Subsidy Scheme — CLSS) up to Rs 2.30 lakh on home loans, beneficiary-led construction (BLC) assistance, and affordable housing in partnership. EWS/LIG/MIG families with annual income up to Rs 18 lakh are eligible.

PM Particularly Vulnerable Tribal Groups (PVTG) Development Mission — PM JANMAN — was launched by PM Modi on November 15, 2023 (Janjatiya Gaurav Diwas). It targets 75 Particularly Vulnerable Tribal Groups (PVTGs) across 18 states with Rs 24,104 crore outlay to cover 4.90 lakh households. The scheme integrates 11 critical interventions including housing (PMAY-G), road connectivity (PMGSY), telecom, piped water (Jal Jeevan Mission), and health (PM-JAY) specifically for PVTGs.

National Social Assistance Programme (NSAP) is a flagship central social protection scheme providing monthly cash pensions to elderly (60+), widows, and persons with disabilities below the poverty line. Components: Indira Gandhi National Old Age Pension Scheme (IGNOAPS) — Rs 200/month (60-79 yrs), Rs 500/month (80+ yrs); Indira Gandhi National Widow Pension Scheme (IGNWPS) — Rs 300/month; Indira Gandhi National Disability Pension Scheme (IGNDPS) — Rs 300/month; Annapurna — 10 kg free grain. Over 3.5 crore beneficiaries annually. States often top up the central component.

PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) provides affordable working capital loans to street vendors. Extended as PM SVANidhi 2.0, the scheme offers: 1st loan Rs 10,000, 2nd loan Rs 20,000, 3rd loan Rs 50,000 — all with 7% interest subsidy. Vendors who repay on time and use digital transactions get 1% cashback. Over 60 lakh loans sanctioned. Ministry of Housing and Urban Affairs implements via ULBs and microfinance institutions.

PM e-Bus Sewa was launched in August 2023 to deploy 10,000 electric buses across 169 cities in India under the Public Private Partnership (PPP) model. The scheme targets cities with population 3 lakh+ (Tier 2 and Tier 3) that currently lack organised bus services. Central government provides capital subsidy per bus and 10-year operational support. Total outlay: Rs 57,613 crore. Aims to reduce urban pollution, lower commuting costs, and improve last-mile public transport connectivity.

Atal Innovation Mission (AIM), established in 2016 under NITI Aayog, is India's flagship initiative to foster innovation and entrepreneurship. Key programmes: Atal Tinkering Labs (ATL) — Rs 20 lakh per school for STEM problem-solving in 10,000 schools; Atal Incubation Centres (AIC) — Rs 10 crore grant to set up startup incubators; Atal New India Challenges (ANIC) — grant up to Rs 1 crore for technology solutions to national problems; Atal Community Innovation Centres (ACIC) — innovation centres in Tier 2/3 cities. Over 10,000 ATLs operational.

Mission Shakti is the Ministry of Women and Child Development's flagship umbrella scheme for the safety, security, and empowerment of women. Launched in 2021-22, it consolidates multiple women safety schemes into two sub-schemes: SAMBAL (safety/support) and SAMARTHYA (empowerment). SAMBAL covers: One Stop Centres (OSC) — 733+ centres for distress women; 181 women helpline; PM Matru Vandana Yojana maternity benefit; Swadhar Greh (shelter homes). SAMARTHYA covers: Beti Bachao Beti Padhao; Ujjwala anti-trafficking; Nari Adalats. Nirbhaya Fund projects also channelled through Mission Shakti.

PM WANI (Wi-Fi Access Network Interface) is India's free public WiFi scheme that enables any shopkeeper, tea stall, or kirana store to become a public WiFi hotspot without a licence. Launched December 2020, it works through Public Data Offices (PDOs — any shop) who install WiFi routers and provide internet to public. Citizens get affordable/free WiFi access. Target: 20 lakh PDO hotspots across India, especially rural areas. Anyone can walk into a PM-WANI PDO shop and connect to internet. No licence needed for shopkeepers.

Pradhan Mantri Matsya Kisan Samridhi Sah-Yojana (PM-MKSSY) is a new central scheme launched in Budget 2024-25 specifically for the formalization and welfare of fishermen and fish farmers. Key benefits: Kisan Credit Card (KCC) for fishermen — ₹3 lakh credit at 7% (effective 4% with subvention); micro-insurance of ₹2 lakh for boat owners and ₹1 lakh for non-boat fishermen; onboarding on PM FishNet digital platform for identity and market access; and performance grants for fish production. Target: 4 crore fishermen and 7.5 lakh fish farmers. Part of PM Matsya Sampada Yojana ecosystem.

Mukhyamantri Majhi Ladki Bahin Yojana is a Maharashtra government flagship scheme launched in July 2024 that provides ₹1,500 per month direct financial assistance to eligible women to improve their economic independence and social security. Over 2.3 crore women across Maharashtra receive this benefit every month.

Namo Shetkari Maha Samman Nidhi Yojana is Maharashtra's own farmer income support scheme that provides ₹6,000 per year in addition to PM-KISAN, effectively giving Maharashtra farmers a combined ₹12,000 per year in direct income support. Over 90 lakh farmers across Maharashtra are beneficiaries. The 8th installment of ₹2,000 was approved in March 2026 with ₹1,774 crore fund released.

Mukhyamantri Yuva Karya Prashikshan Yojana (CMYKPY) is a Maharashtra government skill training scheme launched on 02 August 2024 that provides 6-month on-the-job training with a monthly stipend of ₹6,000 to ₹10,000 (based on qualification) to unemployed youth aged 18–35. Budget: ₹5,500 crore. Target: 10 lakh candidates per year.

Annasaheb Patil Mahamandal Karj Yojana is a Maharashtra government scheme for economically weaker youth of the Maratha community that provides business loans up to ₹50 lakh with interest subsidy — the government pays back the interest on timely repayment directly to the bank account. Tractor loans up to ₹15 lakh and repayment period of up to 7 years are available.

Sanjay Gandhi Niradhar Anudan Yojana is a Maharashtra government pension scheme that provides ₹1,500 per month financial assistance to destitute, disabled, widowed, seriously ill, and other vulnerable persons aged 18–65 years whose annual family income is below ₹21,000. Implemented by the Social Justice & Special Assistance Department.

Mahatma Jyotiba Phule Shetkari Karj Mukti Yojana (MJPSKY) is a Maharashtra government farm loan waiver scheme that waives outstanding crop loans up to ₹2 lakh taken by farmers up to September 30, 2019. It also provides an incentive of up to ₹50,000 for farmers who repaid loans regularly during 2017–2020. Over ₹5,000 crore disbursed to 14 lakh+ beneficiaries.

Ramai Awas Yojana is a Maharashtra government housing scheme for SC and Neo-Buddhist communities providing financial assistance of ₹1.32 lakh (rural), ₹1.42 lakh (hilly/Naxal areas), and ₹2.50 lakh (urban/municipal corporation areas) for house construction. The scheme is administered by the Social Justice & Special Assistance Department.

Magel Tyala Saur Krishi Pump Yojana (also called Mukhyamantri Saur Krushi Vahini Yojana 2.0) is a Maharashtra government scheme providing 3�7.5 HP solar agricultural pumps to farmers with only 10% contribution (5% for SC/ST). No electricity bill, no load-shedding � daytime irrigation supply with a 5-year repair guarantee.

Bharatratna Dr. Babasaheb Ambedkar Swadhar Yojana provides annual financial support of ₹38,000�₹60,000 to SC and Neo-Buddhist students who cannot get hostel seats for boarding, meals, and other educational expenses. Administered by Maharashtra's Social Justice & Special Assistance Department.

Dr. Babasaheb Ambedkar Krushi Swavalamban Yojana is a Maharashtra government scheme for SC farmers providing financial assistance for new well (₹4 lakh), well repair (₹1 lakh), micro-irrigation (up to ₹97,000 drip / ₹47,000 sprinkler), solar pump (₹50,000), farm machinery (₹50,000) and more. Applied via MahaDBT Farmer portal.

Punyashlok Ahilyadevi Holkar Karjmafi Yojana 2026 is a new Maharashtra farm loan waiver scheme announced in the 2026 state budget providing a waiver of up to ₹2 lakh for farmers with overdue crop loans as of 30 September 2025. Regular repayers get a ₹50,000 incentive. This scheme was announced by CM Devendra Fadnavis in the 2026 Maharashtra budget.

Chief Minister Employment Generation Programme (CMEGP) is Maharashtra's flagship entrepreneurship scheme providing loans up to ₹50 lakh (manufacturing) and ₹20 lakh (service/agri-based businesses) with 15�35% government subsidy. Apply online at maha-cmegp.gov.in.

Maharashtra's Mahila Bachat Gat (Women Self Help Group) loan scheme under UMED (Maharashtra State Rural Livelihood Mission) provides loans up to ₹20 lakh at 4% interest rate to SHGs with 2+ years of existence, to support women's entrepreneurship and rural livelihood.

Nanaji Deshmukh Krishi Sanjivani Yojana (POCRA � Project on Climate Resilient Agriculture) is a World Bank-funded Maharashtra scheme covering 5,142+ villages in 16 drought-prone districts. It provides 75�100% subsidy on drip/sprinkler irrigation, fruit plantation, soil health, agro-met advisory, and water conservation interventions.

Maharashtra Post-Matric Scholarship on MahaDBT covers tuition fee reimbursement, maintenance allowance (₹2,500/month for hostel, ₹1,000/month for day scholars), and exam fee for SC/ST/OBC/SBC/NT students studying in recognised institutions in Maharashtra.

Atal Ghar Aawaas Yojana is Maharashtra's affordable housing initiative for EWS (annual income up to ₹3 lakh) and LIG (₹3�6 lakh) families, integrated with PM Awas Yojana 2.0. It provides interest subsidy of up to ₹1.80 lakh on housing loans and targets 35 lakh houses by 2030 under 'Majhe Ghar, Majha Adhikar' policy.

Mahatma Gandhi Tanta Mukti Yojana is a Maharashtra government initiative that incentivises gram panchayats and villages to remain dispute-free. Gram Panchayats that successfully resolve all disputes without police/court involvement receive financial awards, promoting peaceful village governance.

Mukhyamantri Kanya Sumangala Yojana is a Uttar Pradesh government scheme that provides Rs.25,000 to girl children across 6 stages from birth to graduation, promoting girl child welfare, education, and gender equality. Launched in April 2019, over 1.5 crore girl beneficiaries have been covered. Annual family income must be below Rs.3 lakh. Apply at mksy.up.gov.in. The benefit is transferred directly to the mother's/girl's bank account via DBT.

Uttar Pradesh government distributes free laptops and tablets to meritorious students who passed Class 10 and Class 12 from UP Board to promote digital education.

उत्तर प्रदेश सामाजिक सुरक्षा पेंशन (SSPY) में वृद्धावस्था (60+), विधवा (18–60) और दिव्यांग (40%+ विकलांगता) को ₹1,000 प्रति माह DBT से मिलते हैं। sspy-up.gov.in पर ऑनलाइन आवेदन करें।

उत्तर प्रदेश सरकार की रानी लक्ष्मीबाई स्कूटी योजना में UP Board की 12वीं कक्षा में 75% या अधिक अंक लाने वाली मेधावी छात्राओं को मुफ्त स्कूटी दी जाती है। सरकारी और सरकारी सहायता प्राप्त स्कूलों की छात्राएं पात्र हैं।

Uttar Pradesh government provides unemployment allowance and employment assistance to educated unemployed youth through the Sewayojan UP portal. Registered job seekers get job alerts, placement support, and government employment fair invitations.

Uttar Pradesh Kisan Rin Mochan Yojana waives agricultural loans up to ₹1 lakh for small and marginal farmers. Over 86 lakh UP farmers have benefited. Check your loan waiver status at upkisankarjrahat.upsdc.gov.in.

Mukhyamantri Awas Yojana UP (Urban) provides financial assistance for housing to slum dwellers, street vendors, and urban poor in Uttar Pradesh cities — integrated with PM Awas Yojana Urban 2.0.

UP Nirman Shramik Shramik Card (Labour Card) registration provides construction workers with scholarship for children, marriage assistance, housing benefit, pension, and accident insurance through UPBOCW board.

Mukhyamantri Bal Seva Yojana is Uttar Pradesh government's scheme for children who lost parent(s) due to COVID-19. Benefits include ₹4,000/month financial assistance, free residential education in Atal Avasiya Vidyalayas, free education up to graduation for girls, tablet/laptop for Class 9+ students, and ₹1.01 lakh for girls' marriage.

UP Scholarship Portal (scholarship.up.gov.in) is Uttar Pradesh's official scholarship platform that disburses Pre-Matric and Post-Matric scholarships to SC/ST/OBC/General/Minority/EWS students. Benefits range from ₹3,500 to ₹22,000 depending on course and community. Over 2.5 crore students receive scholarships annually — India's largest state scholarship programme.

Mukhyamantri Abhyudaya Yojana provides free coaching for UPSC (IAS/IPS), UPPSC (PCS), NDA, CDS, JEE, NEET, and other competitive examinations to underprivileged students of Uttar Pradesh. Classes are conducted by senior IAS/IPS officers as guest faculty at designated coaching centres in all 75 districts. Free study material, e-learning content, and mock tests are provided.

Uttar Pradesh Old Age Pension (Vridha Pension) provides ₹1,000 per month to senior citizens aged 60 and above from BPL and lower-income households. The pension is transferred quarterly (₹3,000 every 3 months) via DBT directly to the beneficiary's Aadhaar-linked bank account. Over 50 lakh senior citizens receive this pension in UP. Apply at sspy-up.gov.in.

One District One Product (ODOP) is Uttar Pradesh's flagship scheme to promote traditional crafts and local industries — one product per district. Artisans and small businesses get financial assistance (loan up to ₹25 lakh at concessional rates), training, common facility centres, marketing support, and e-commerce tie-ups. UP has 75 districts with 75 unique ODOP products including Varanasi silk, Agra leather, Moradabad brassware, Lucknow chikankari, Firozabad glass.

Uttar Pradesh Nishulk Boring Yojana (Free Boring Scheme) provides free borewell installation to small and marginal farmers for agricultural irrigation. Under the scheme, a pump set is also provided at subsidised rates or free. The scheme targets farmers with less than 2 hectares land (small) and less than 1 hectare (marginal). Pump set capacity up to 5 HP is covered. The scheme is implemented by the Minor Irrigation Department of UP.

Mukhyamantri Yuva Udyami Vikas Abhiyan (MYUVA) is Uttar Pradesh government's flagship entrepreneurship scheme providing interest-free loans up to ₹5 lakh to 1 lakh youth per year to start their own businesses. The scheme targets 18-35 year old UP youth who have completed Class 8. Loan is collateral-free and interest-free for 2 years. Implemented through DigiShakti portal and processed via state-level banks. Part of CM Yogi Adityanath's 'Double Engine' government youth push.

Rajasthan flagship health insurance scheme provides cashless treatment coverage of Rs.25 lakh per family per year at empanelled government and private hospitals across Rajasthan.

Rajasthan Indira Gandhi Matritva Poshan Yojana provides ₹6,000 financial assistance to pregnant women from second child onwards in four instalments to improve maternal nutrition and reduce mother-child mortality.

Rajasthan Palanhar Yojana provides monthly financial assistance to families who raise orphaned or destitute children to ensure their welfare, education, and nutrition.

Rajasthan Devnarayan Scooty Yojana provides free scooty to girl students from Extremely Backward Class (EBC/OBC) who score 50% or above in Class 12 from a Rajasthan board school.

Rajasthan Mukhyamantri Vriddhavastha Samman Pension Yojana provides monthly pension of ₹750 to senior citizens aged 55–74 years (women) / 58–74 years (men) and ₹1,000 per month to those aged 75 years and above.

Rajasthan Indira Gandhi Smartphone Yojana provides free 4G smartphones with 3-year internet connectivity to women heads of Chiranjeevi families and enrolled girl students. The scheme distributed 1.35 crore smartphones in Phase 1 and Phase 2. The phone comes pre-loaded with government apps and includes SIM with 3-year data plan.

Mukhyamantri Yuva Sambal Yojana provides unemployment allowance to educated unemployed youth of Rajasthan — ₹4,500/month to men, ₹4,500/month to women/transgender (same rate). The allowance is given for a maximum of 2 years or until the youth gets employed, whichever is earlier. Apply at employment.livelihoods.rajasthan.gov.in.

Mukhyamantri Rajshri Yojana is Rajasthan government's scheme to promote girl child welfare, health and education by providing ₹50,000 total in 6 instalments from birth to Class 12. Launched in June 2016, it replaces the earlier Shubh Laxmi scheme. Benefits are DBT to mother's/girl's Aadhaar-linked bank account at each milestone.

Jan Aadhaar is Rajasthan government's unique family identity card (replacing Bhamashah Card) that acts as the single gateway for all state government schemes and Direct Benefit Transfers (DBT). Every family in Rajasthan must have a Jan Aadhaar to avail benefits of Chiranjeevi, Rajshri, Palanhar, Scholarship, and 50+ other state schemes. Apply free at janaadhaar.rajasthan.gov.in or e-Mitra kiosk.

Mukhyamantri Nishulk Dawa Yojana (MNDWY) is Rajasthan's flagship free medicine scheme providing 712 essential medicines, 127 surgical items, and 181 suture materials completely free at all government hospitals and health centres. Launched in 2011, over 67 crore OPD visits have been covered. No means testing — available to ALL patients visiting government facilities. Rajasthan's scheme is considered the best state medicine scheme in India and has been studied as a model nationwide.

Rajasthan Nishulk Uniform Yojana provides free school uniforms (2 sets) and woollen sweaters to students enrolled in government schools from Class 1 to Class 8. Over 70 lakh students across Rajasthan benefit annually. Uniform amount credited directly to mother's bank account (DBT), or uniform distributed through school. Launched under the flagship Rajasthan Free Textbook + Uniform package. School Darpan portal tracks distribution. No application required — automatic for enrolled government school students.

Indira Gandhi Shahari Rozgar Guarantee Yojana (IGSRGY), launched in September 2022, is Rajasthan's landmark urban employment guarantee scheme — effectively an urban MGNREGA. It guarantees 125 days of work per household per year to urban residents in all municipal bodies of Rajasthan. Wage: Rs 259/day. Types of work: parks, roads, sanitation, water supply, heritage conservation, plantation, etc. Over 5.5 lakh urban households registered. Apply at irgyurban.rajasthan.gov.in.

Mukhyamantri Kisan Mitra Urja Yojana (MMKUY) is Rajasthan government's electricity subsidy scheme providing Rs 1,000 per month (Rs 12,000/year) to non-government agricultural electricity connection holders. Launched in May 2021, the scheme benefits approximately 11 lakh farmers across Rajasthan. The subsidy is credited against the electricity bill — farmers whose bill is less than ₹1,000 pay zero; those with higher bills pay the difference. The scheme aims to ease the electricity cost burden on farmers using electric tube wells and irrigation pumps.

Madhya Pradesh Ladli Behna Yojana provides ₹1,250 per month directly to the bank accounts of eligible married women to strengthen their economic independence and improve household welfare.

Madhya Pradesh Mukhyamantri Seekho Kamao Yojana provides skill training to unemployed youth in over 700 work areas with a monthly stipend of ₹8,000 to ₹10,000 during training.

मुख्यमंत्री किसान कल्याण योजना मध्यप्रदेश सरकार की किसान आय सहायता योजना है। PM-Kisan के पंजीकृत किसानों को ₹4,000/वर्ष अतिरिक्त दिए जाते हैं। PM Kisan ₹6,000 + Kisan Kalyan ₹4,000 = कुल ₹10,000/वर्ष DBT से।

Madhya Pradesh Mukhyamantri Cycle Yojana provides free cycle to girl students entering Class 6 in government schools to reduce school dropouts and improve girls' attendance in rural areas.

Madhya Pradesh Mukhyamantri Teerth Darshan Yojana provides free pilgrimage to senior citizens aged 60 years and above to major religious destinations across India — travel, accommodation, food, and escort all covered.

Ladli Behna Awas Yojana is Madhya Pradesh government's housing scheme specifically for Ladli Behna Yojana beneficiaries who are homeless or living in kutcha houses. Eligible women get ₹2 lakh assistance to construct a pucca house. The scheme targets 4 lakh women in MP who were excluded from PM Awas Yojana Gramin.

Madhya Pradesh Scholarship Portal provides Pre-Matric (Class 9-10) and Post-Matric (Class 11 onwards) scholarships to SC, ST, OBC, and General category students from economically weaker sections. Scholarships range from ₹3,000 to ₹16,500 per year depending on course and category. Apply at scholarshipportal.mp.nic.in — mandatory for all government and private students claiming fee waiver.

Mukhyamantri Balika Scooty Yojana of Madhya Pradesh provides free electric scooties (e-scooties) to meritorious girl students who top in the Class 12 (10+2) board examination in their school. Under the 2023-24 revised scheme, top-performing girls in government schools across MP receive e-scooty to encourage higher education. Over 6,000 scooties distributed per year.

MP e-Uparjan is Madhya Pradesh's official portal for farmer registration for procurement of agricultural produce at Minimum Support Price (MSP). Farmers register at mpeuparjan.nic.in to sell wheat (Rabi), paddy, and other crops at MSP. After registration, farmers get a token/slot for procurement centre visit, and payment is made directly to bank account via DBT. MP is one of India's top wheat and soybean producing states — lakhs of farmers register each season.

Mukhyamantri Jan Kalyan (SAMBAL) Yojana is Madhya Pradesh's flagship scheme for unorganised sector workers, launched in 2018 and revived with enhancements. It provides a comprehensive social security umbrella covering free electricity (200 units/month), free education for children, health coverage, maternity support, accident insurance (Rs 2-4 lakh), and ex-gratia on death. The scheme targets 50 lakh+ unorganised workers registered on the SAMBAL portal. BPL or APL assetless workers in MP can register at sambal.mp.gov.in.

Bihar Student Credit Card Yojana provides education loans up to ₹4 lakh at a simple interest rate of 4% (1% for girls and disabled students) to Bihar students for higher education.

Bihar Mukhyamantri Kanya Utthan Yojana provides financial assistance totalling ₹50,000 to girl students from birth through graduation to promote girl child education and reduce school dropout rates.

Bihar Mukhyamantri Udyami Yojana provides ₹10 lakh loan to SC/ST, women, youth (EBC), and minority entrepreneurs to set up new businesses — ₹5 lakh as outright subsidy (not repayable) and ₹5 lakh as interest-free loan repayable over 84 months.

Bihar Mukhyamantri Vridhajan Pension Yojana (MVPY) provides monthly pension of ₹400 to senior citizens aged 60–79 years and ₹500 to those aged 80+ years. The scheme covers all elderly Bihar residents regardless of income — no income limit, no caste restriction.

Bihar Mukhyamantri Gram Parivahan Yojana provides 50% subsidy (up to ₹1 lakh) on purchase of 3-wheeler or 4-wheeler public transport vehicles to SC, ST, and Extremely Backward Class (EBC) youth in rural Bihar. The scheme enables unemployed rural youth to start their own transport business.

Bihar Rajya Fasal Sahayata Yojana is Bihar's state-funded crop loss compensation scheme for farmers who suffer crop damage due to natural calamities. Farmers receive ₹7,500/hectare for 20-threshold crop loss and ₹10,000/hectare for crop loss above 20%. Unlike PMFBY (national), this scheme has no premium — completely free. Apply at pacsonline.bih.nic.in.

Bihar government's Mukhyamantri Cycle Yojana provides one free bicycle each year to all Class 9 students enrolled in government secondary schools in Bihar. The scheme aims to reduce school dropout rates by addressing the transportation barrier for students living in distant villages. Over 15 lakh students receive free bicycles every year.

Saat Nishchay-2 (Seven Resolutions 2.0) is Bihar CM Nitish Kumar's second generation of the state's flagship development programme (2020-2025). It includes 7 promises: youth self-employment (₹5 lakh loan), women empowerment (50% reservation in panchayats), drinking water/toilet access, electricity to all, road connectivity, youth skill development, and sports infrastructure. Multiple scheme portals under this umbrella.

Bihar Scholarship Portal covers Pre-Matric (Class 1-10) and Post-Matric (Class 11 onwards) scholarships for SC, ST, BC (Backward Class), and EBC (Extremely Backward Class) students. Benefits range from ₹1,000/year (Pre-Matric Day Scholar) to ₹15,000+/year (Post-Matric hosteller). The state-level portal is pmsonline.bih.nic.in and for National Scholarship Portal, students can apply at scholarships.gov.in. Over 1 crore students have benefited from Bihar scholarships.

Bihar Mukhyamantri Swayam Sahayata Bhatta Yojana provides Rs 1,000 per month for up to 2 years to educated unemployed youth of Bihar aged 20-25 years who have passed Class 12 (Intermediate) or equivalent. The scheme is part of Bihar's 7 Nischay (Yuva) programme. Beneficiaries must register at District Registration and Counselling Centre (DRCC) and actively seek employment. Monthly allowance stops if the person gets a job. Apply at 7nishchay-yuvaupmission.bihar.gov.in.

Mukhyamantri Medhavriti Yojana is Bihar government's scholarship scheme for SC and ST girl students who pass Class 12 (Intermediate) examination. 1st Division pass: ₹15,000. 2nd Division pass: ₹10,000. Amount transferred directly to the girl's Aadhaar-linked bank account via DBT. The scheme aims to encourage higher education among Scheduled Caste and Scheduled Tribe girls in Bihar and reduce school dropout rates. Over 25 lakh SC/ST girl students in Bihar benefit annually. Apply online at medhasoft.bih.nic.in.

Bihar Krishi Input Anudan Scheme provides financial compensation to farmers for crop loss due to natural calamities — flood, drought, hailstorm, and unseasonal rain. Compensation: Rs 13,500 per hectare for irrigated land and Rs 6,800 per hectare for unirrigated/rain-fed land. Maximum 2 hectares per farmer. Amount credited via DBT. Applies to both Kharif and Rabi seasons. Farmers must apply on the dbtagriculture.bihar.gov.in portal within the stipulated deadline after crop damage.

Gujarat Kisan Suryoday Yojana provides three-phase electricity supply to farmers during daytime (5 AM to 9 PM) for irrigation, eliminating the need for midnight farming operations.

Gujarat government provides interest-free loans of Rs.1 lakh to women self-help groups (10 or more members) to help them start income-generating activities and achieve financial independence.

Gujarat NAMO Saraswati Vigyan Saadhana Yojana provides ₹10,000 financial assistance to girl students who opt for Science stream in Class 11 in Gujarat government schools, to promote STEM education among girls.

Gujarat Mukhyamantri Matru Shakti Yojana provides free nutrition kit worth ₹2,000 to pregnant and lactating women for two consecutive pregnancies to combat malnutrition among mothers and newborns.

Mukhyamantri Chiranjeevi Swasthya Bima Yojana is Gujarat's state health insurance scheme providing ₹10 lakh annual cashless treatment to BPL families and all pregnant women (for delivery). Covers 1,576+ medical packages including heart surgery, cancer, kidney, orthopaedic, and critical care. Over 1.58 crore families enrolled. Apply at chiranjeevi.gujarat.gov.in or nearby Jan Seva Kendra.

iKhedut (iKisan) is Gujarat's single-window online portal for farmers to apply for 60+ agricultural subsidy schemes including tractor (25-50% subsidy), drip/sprinkler irrigation, seeds, fertilizer, fruit crop cultivation, and solar pump schemes. Farmers register once and apply for multiple schemes. Lottery-based selection for oversubscribed schemes. Over 12 lakh farmers benefit annually.

Mukhyamantri Kisan Sahay Yojana (MKSY) is Gujarat's state-funded crop loss compensation scheme. Unlike PM Fasal Bima, there is no premium — farmers whose crops suffer 33-60% loss receive ₹20,000/hectare and those with 60%+ loss receive ₹25,000/hectare (max 4 hectares). The scheme covers Kharif season. Over 50 lakh farmer applications processed since 2020.

Mukhyamantri Amrutam (MA) Yojana is Gujarat Government's flagship free health insurance scheme for BPL (Below Poverty Line) and lower middle-class families. Launched in 2012, it provides cashless treatment up to ₹5 lakh per family per year for serious illnesses including heart disease, cancer, kidney failure, neuro surgery, burns, polytrauma, and neonatal care. The scheme covers both government and empanelled private hospitals across Gujarat and all of India. MA Vatsalya Yojana (launched 2014) extended the coverage to families with annual income up to ₹4 lakh. Over 1 crore families covered under the combined MA umbrella.

Mukhyamantri Yuva Swavalamban Yojana (MYSY) is Gujarat Government's flagship higher education assistance scheme for economically weaker students. Launched in 2015, it provides fee reimbursement up to ₹2 lakh per year for students from families with annual income up to ₹6 lakh (EWS/General category) securing 80%+ in Class 10 or 65%+ in Class 12. The scheme covers professional courses — engineering, medical, pharmacy, architecture, MBA, MCA, nursing, and diploma. Additionally, hostellers receive ₹1,200/month accommodation allowance and ₹500/month examination fee support. Over 7 lakh students have benefited since inception.

Namo Laxmi Yojana is Gujarat Government's new scholarship scheme launched in Budget 2024-25 by CM Bhupendra Patel to encourage girl students to complete their secondary and higher secondary education. Under the scheme, girl students from Classes 9-12 studying in government or government-aided schools receive a total scholarship of ₹50,000 over 4 years: ₹10,000/year in Class 9 and 10, and ₹15,000/year in Class 11 and 12. The scheme targets 10 lakh girl students annually and aims to prevent school dropout among girls from economically weaker families. Amount is deposited directly into the girl's or guardian's Aadhaar-linked bank account.

NAMO e-Tablet Yojana is Gujarat government's scheme providing highly subsidised tablets to college students at just ₹1,000 (market price ₹8,000-12,000). The scheme targets first-year graduate students (B.A., B.Sc., B.Com, B.E., Diploma) in government and grant-in-aid colleges. Over 20 lakh tablets distributed since launch. Tablets come pre-loaded with e-content, DIKSHA platform, and government apps. Students pay ₹1,000 and receive the tablet directly at their college.

Karnataka government provides 200 units of free electricity per month to domestic consumers under the Gruha Jyothi guarantee scheme, covering most middle-class household usage. Over 1.5 crore households in Karnataka benefit from this scheme — no separate application needed, the benefit is applied automatically to eligible electricity bills.

Karnataka government provides 10 kg of free rice per person per month to BPL and NFSA cardholders under the Anna Bhagya guarantee scheme to ensure food security.

Shakti Scheme Karnataka is a flagship guarantee scheme launched by the Karnataka government in June 2023 that provides completely free bus travel for all women in all KSRTC, BMTC, NWKRTC, NEKRTC, and KKRTC buses across Karnataka. No ticket, no pass, no registration — women simply board any government bus and travel free. Over 50 lakh women travel free every day under this scheme.

Gruha Lakshmi is Karnataka government's flagship guarantee scheme that provides Rs.2,000 per month directly to the bank account of the female head of every eligible household across Karnataka. Launched in August 2023 as one of the 5 Congress guarantee schemes, over 1.29 crore women have registered and receive Rs.24,000 per year via DBT. The Karnataka Budget 2026-27 allocated Rs.28,608 crore for this scheme — the single largest allocation in Karnataka's history.

Yuva Nidhi is Karnataka government's unemployment allowance scheme that provides Rs.3,000 per month to unemployed graduates and Rs.1,500 per month to unemployed diploma holders for up to 2 years. Launched as one of the 5 Karnataka Congress guarantee schemes, it targets youth aged 18–25 who have completed their education but have not found employment for at least 6 months. Apply through Seva Sindhu portal at sevasindhugs.karnataka.gov.in.

Dr B R Ambedkar Vasati Yojana is Karnataka's housing scheme for SC and ST families. Beneficiaries get ₹1.5 lakh (normal area) to ₹3 lakh (difficult/hilly terrain) for construction of a house on their own land. The scheme is implemented by Karnataka Scheduled Castes and Scheduled Tribes Development Corporation. Over 6 lakh houses built under this scheme.

Vidya Siri Scholarship is Karnataka's Post-Matric scholarship for SC, ST, Category 1, and OBC students providing full fee reimbursement plus maintenance allowance (₹14,000-25,000/year for hostellers). Ksheera Bhagya provides 150ml free milk daily to 50 lakh+ government school children (Class 1-10). Both schemes serve Karnataka's most vulnerable students.

Mukhyamantri Sandhya Suraksha Yojana is Karnataka Government's monthly pension scheme for elderly citizens aged 60 years and above who do not have adequate means of livelihood. The pension amount is ₹1,000 per month (enhanced in 2023 by CM Siddaramaiah). The scheme is part of Karnataka's broader Social Security Pension programme and covers old age, widows, and persons with disabilities. Applications are processed through the Aadhaar-linked Seva Sindhu portal. Over 44 lakh senior citizens, widows, and differently-abled persons receive this pension in Karnataka. The pension is transferred directly to the beneficiary's bank account every month.

Ashraya Yojana (officially Rajiv Gandhi Rural Housing Corporation Karnataka — RGRHCL) is Karnataka Government's flagship housing scheme providing free pucca houses to houseless BPL (Below Poverty Line) families in rural and urban areas. Eligible families receive 2-room houses (approximately 325 sq ft) along with toilet (SBM linked), electricity connection, and basic amenities. The scheme works in convergence with PM Awas Yojana — Gramin and Urban. The state government contributes additionally over and above PMAY. Priority is given to SC/ST families, single women, differently-abled, and landless families. Over 40 lakh houses constructed since inception. The corpus is managed by RGRHCL under the Housing Department.

Karnataka Raita Siri is the state government's additional financial support for farmers on top of the central PM-KISAN scheme. Under this scheme, Karnataka provides an additional ₹2,000 per year per farmer family to supplement PM-KISAN's ₹6,000 — bringing total annual support to ₹8,000. Launched to provide extra relief to the state's 52 lakh farmer families, especially small and marginal farmers. Amount transferred via DBT to Aadhaar-linked bank accounts. Scheme implemented through Agriculture Department with beneficiary identification from PM-KISAN database.

Karnataka Mukhyamantri Vayoshri Yojana is a state-level extension of the central RASHTRIYA VAYOSHRI YOJANA (RVY), providing free assistive aids and appliances to senior citizens from BPL households. Devices provided: hearing aids, spectacles, wheelchairs, walking sticks, artificial dentures, elbow crutches, and other mobility aids depending on medical need. The scheme targets senior citizens aged 60+ from Below Poverty Line families who cannot afford these assistive devices. Implemented through camps organised at taluk and district level by the Social Welfare Department.

Tamil Nadu government's Kalaignar Magalir Urimai Thogai scheme provides Rs.1,000 per month directly to the bank accounts of the female head of each eligible family via DBT. Launched in September 2023, over 1 crore women across Tamil Nadu receive this benefit. The scheme aims to promote financial autonomy and economic empowerment of women across all districts.

Tamil Nadu Pudhumai Penn scheme provides Rs.1,000 per month to girl students studying in government schools from Class 6 to 12 to encourage continuation of education and reduce dropout rates.

Tamil Nadu Chief Minister's Breakfast Scheme provides free nutritious breakfast to students studying in government primary schools (Classes 1–5) every school day. Launched in September 2022 by CM MK Stalin, the scheme covers over 1.14 lakh students across 1,545 government primary schools initially, now expanded to 5,016+ schools statewide.

Naan Mudhalvan (I am the First) is Tamil Nadu government's flagship skill development and employability scheme for students in Classes 6-12 and higher education. It provides free certification courses in IT, digital skills, NEET/JEE coaching, industry certifications, and soft skills. Students also get paid internship support with stipend ₹1,000-3,000/month. Over 50 lakh students enrolled.

Moovalur Ramamirtham Ammaiyar Higher Education Assurance Scheme provides ₹1,000 per month stipend to girls from first-generation college-going families (parents are not college graduates) studying in Tamil Nadu government arts and science colleges, polytechnics, and government engineering colleges. The scheme encourages girls to pursue higher education.

Makkalai Thedi Maruthuvam (Healthcare at Your Doorstep) is Tamil Nadu's flagship scheme launched by Chief Minister MK Stalin in 2021. Healthcare workers visit every household in TN to screen for 27 diseases and health conditions including diabetes, hypertension, TB, cancer, and mental health. Free medicines are provided on-site. Over 3.5 crore households covered. Weekly visits by teams of ASHA workers and nurses.

Ennum Ezhuthum (Numeracy and Literacy Mission) is Tamil Nadu's programme to ensure all Class 1-3 students in government schools achieve foundational literacy and numeracy. As part of this mission, free tablets are distributed to Class 6-8 students. The mission employs Activity-Based Learning (ABL) methods. Over 40 lakh students in TN government schools benefit annually from this foundational education initiative.

Vidiyal Payanam (Dawn Journey) is Tamil Nadu government's scheme providing absolutely free bus travel to all women passengers on Tamil Nadu State Transport Corporation (TNSTC) and Metropolitan Transport Corporation (MTC) buses across the state. Launched by CM Stalin in September 2021, the scheme covers all women — no income restriction. Over 40 lakh women travel free daily. Women simply board any TNSTC/MTC bus without purchasing a ticket.

Tamil Nadu's Chief Minister Free Laptop Scheme (restarted under CM Stalin's DMK government) provides free laptops to government and government-aided school students in Class 11, Class 12, and first-year college students. Over 20 lakh laptops distributed since 2011 (AIADMK era) and the scheme continues. Class 11-12 students in government schools get laptops at the start of academic year. Laptops come pre-loaded with educational software and internet connectivity support.

Kalaignar Kanavu Illam (Kalaignar's Dream Home) is Tamil Nadu government's urban affordable housing scheme targeting construction of 1 lakh free houses for the poor and economically weaker sections in urban and peri-urban areas. Announced by CM Stalin as part of the DMK government's housing push. Beneficiaries are identified through income surveys and TNUHDB (Tamil Nadu Urban Habitat Development Board). Houses are provided under Pradhan Mantri Awas Yojana-Urban (PMAY-U) convergence.

Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS), branded as Kalaignar Muthalvarin Thitta Nala Thittam in Tamil Nadu, provides cashless health insurance coverage of up to Rs 5 lakh per year for major surgeries and treatments at empanelled government and private hospitals. Different from the central Ayushman Bharat PM-JAY, this state scheme covers procedures not included in PMJAY and has a higher per-procedure coverage. About 5 lakh+ surgeries are performed annually. Covers all families with annual income up to Rs 72,000 and TNPDS ration card holders.

Amma Two Wheeler Scheme is Tamil Nadu government's scheme providing 50% subsidy on two-wheeler purchase (up to Rs 25,000) for working women in Tamil Nadu. Launched under DMK government 2021, the scheme targets women going to work who lack transport. The subsidy is given as bank loan interest subsidy — the state government pays 50% of the two-wheeler cost (capped at Rs 25,000). Approximately 10 lakh women benefit in Phase 1. Priority to government scheme beneficiaries, SHG members, and women from BPL families.

दीन दयाल उपाध्याय लाडो लक्ष्मी योजना हरियाणा सरकार की महिला सशक्तिकरण योजना है जो 23 वर्ष या अधिक आयु की पात्र महिलाओं को ₹2,100 प्रति माह DBT के माध्यम से सीधे बैंक खाते में देती है।

Haryana Mera Pani Meri Virasat Yojana provides ₹7,000 per acre incentive to farmers who shift from water-intensive paddy (dhaan) cultivation to alternative crops — maize, cotton, pulses, bajra, or horticulture crops — to conserve groundwater.

Saksham Yuva Yojana is Haryana's unemployment allowance scheme for educated youth. Graduates receive ₹9,000/month and Post-Graduates receive ₹10,500/month (includes Rs.100/day honorarium for 100 hours/month voluntary work). Beneficiaries get skill training and priority in government job applications. Over 2.45 lakh youth enrolled. Apply at hreyahs.gov.in. Must have Parivar Pehchan Patra.

Mahila Samridhi Yojana is Haryana's microfinance scheme for women entrepreneurs from SC communities. Women can get self-employment loans up to ₹60,000 at 5% interest through Self Help Groups. The scheme promotes income-generating activities like tailoring, beauty parlour, food processing. Implemented through Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Apply via saralharyana.gov.in.

Mukhyamantri Antodaya Parivar Utthan Yojana (MAPU) is Haryana Government's flagship scheme to identify and uplift the poorest families with annual income below ₹1 lakh. Launched in 2021, the scheme targets 1 lakh families initially identified from the Parivar Pehchan Patra (PPP) database. Each identified family gets a dedicated government officer as a 'Parivar Mitra' who helps them access 30+ government schemes — skill training, employment, agriculture support, scholarship, housing, and financial assistance. The scheme aims to bring every family's income above ₹1.80 lakh/year within a set period through convergence of existing schemes and new livelihood support.

Haryana Chirag Yojana (Chief Minister Equal Education Relief, Assistance and Grant) is Haryana Government's scheme enabling children from economically weaker sections (EWS) to study in private schools free of cost. Launched in 2022, the scheme allows parents with annual income up to ₹1.80 lakh to get their ward admitted in private schools with tuition fees paid by the government. This covers Classes 2-12 in private recognised schools. The scheme is similar to the RTE 25% reservation but extends beyond Class 8 which RTE covers. In 2024-25, over 25,000 students enrolled through this scheme in Haryana's private schools.

Haryana Old Age Samman Allowance (also called Vriddhawastha Samman Bhatta) is Haryana Government's monthly pension scheme for senior citizens aged 60 years and above. The pension amount is ₹3,000 per month (enhanced in 2023 from earlier ₹2,500/month). The scheme is universal in nature — it covers all senior citizens in Haryana with annual family income up to ₹3 lakh per year. The amount is transferred directly to the beneficiary's Aadhaar-linked bank account every month via DBT. Over 22 lakh senior citizens receive this pension in Haryana. Applications are processed through the Parivar Pehchan Patra (PPP) system and Antyodaya Saral Kendra.

Mukhyamantri Parivar Samridhi Yojana (MMPSY) is Haryana's umbrella social security scheme providing an annual benefit of ₹6,000 per family (₹500/month equivalent) PLUS mandatory enrollment in PM Jeevan Jyoti Bima Yojana (₹2 lakh life insurance), PM Suraksha Bima Yojana (₹2 lakh accident insurance), and PM Shram Yogi Maandhan (₹3,000/month pension at 60). Covers 15-20 lakh families with annual income < ₹1.80 lakh and land < 2 hectares.

Haryana Antyodaya Parivahan Yojana provides the poorest BPL families in Haryana with free bus travel up to 1,000 km per year on Haryana Roadways buses. Beneficiaries receive a free bus pass. The scheme targets the 1 lakh poorest families identified through the PPP (Parivar Pehchan Patra) database. This helps BPL families access hospitals, government offices, markets, and educational institutions without transportation costs.

Haryana Kaushal Rozgar Nigam (HKRN) is a state government corporation that deploys contractual workers in government departments, boards, corporations, and PSUs at fixed, transparent pay scales. Launched in 2021 to eliminate contractor exploitation, HKRN ensures contractual employees get government-fixed minimum wages (₹18,000-₹50,000/month based on skill), provident fund, ESI, and no deductions. Over 1 lakh contractual posts managed. Youth apply online at hkrn.gov.in — major transparency reform for Haryana's outsourced workforce.

Haryana Chirayu Yojana is Haryana's extension of the central Ayushman Bharat PM-JAY scheme, providing cashless health insurance coverage of Rs 5 lakh per family per year at empanelled government and private hospitals. While Ayushman Bharat covers BPL/SECC families, Haryana Chirayu extends the coverage to additional families with annual income up to Rs 1.80 lakh — identified through PPP (Parivar Pehchan Patra) database. As of 2026, over 28 lakh families in Haryana are covered. Apply at nha.gov.in or get card from Antyodaya Saral Kendras.

Lakshmir Bhandar is West Bengal government's flagship women welfare scheme providing monthly financial assistance of ₹1,500 to General/OBC women and ₹1,700 to SC/ST women aged 25–60 years. Amount is transferred via DBT directly to Aadhaar-linked bank accounts.

Swasthya Sathi is West Bengal government's flagship health insurance scheme providing ₹5 lakh per family per year for cashless treatment at empanelled government and private hospitals. Over 10 crore people in West Bengal are covered under this scheme.

Kanyashree Prakalpa is West Bengal government's award-winning girl child welfare scheme providing K1 annual scholarship of ₹1,000 to girls aged 13–18 in Classes 8–12, and K2 one-time grant of ₹25,000 to unmarried girls aged 18+ continuing education. The scheme has won the UN Public Service Award.

Krishak Bandhu (Farmers' Friend) is West Bengal's farmer income support scheme providing ₹10,000 per year per acre (up to 2 acres = ₹20,000 max) directly to farmer bank accounts in 2 instalments — Kharif and Rabi. Additionally, the scheme provides ₹2 lakh death coverage for registered farmers (₹2.50 lakh if accidental). Over 79 lakh farmers in WB benefit.

Rupashree Prakalpa is West Bengal government's one-time financial assistance scheme of ₹25,000 for adult girls (18+) from economically weaker families at the time of marriage. The amount is paid directly to the girl's bank account before marriage. Annual family income must be below ₹1.5 lakh. Over 7 lakh girls have benefited since launch.

Duare Sarkar (Government at your Doorstep) is West Bengal's unique government service delivery programme launched by Chief Minister Mamata Banerjee in 2020. Under this programme, government camps are set up in every Gram Panchayat and Municipality ward, bringing 18+ government schemes to the people's doorstep — including Lakshmir Bhandar, Health Saathi, Krishak Bandhu, Rupashree, Kanyashree, student credit card, and more. Over 1.7 crore people enrolled in a single round.

Bina Mulya Samajik Suraksha Yojana (BMSSY) is West Bengal's flagship social security insurance scheme launched by Chief Minister Mamata Banerjee. Under this scheme, unorganised sector workers — including agricultural labourers, construction workers, bidi workers, beedi rollers, transport workers, and domestic workers — receive free group insurance covering natural death (₹2 lakh), accidental death (₹5 lakh), permanent disability (₹5 lakh), and partial disability (₹2.5 lakh). The annual premium of ₹500 per member is paid entirely by the State Government — hence 'Bina Mulya' (without cost). Over 1.29 crore workers enrolled as of 2025.

Banglar Yuva Sathi is West Bengal Government's unemployment allowance scheme providing ₹1,500 per month to educated unemployed youth aged 21-40 years who hold at least a graduation degree and are registered at the Employment Exchange. The scheme targets youth who are actively seeking employment but have not been able to find a job, offering financial support for up to 2 years (24 months). West Bengal has over 40 lakh educated unemployed youth — the scheme aims to register and support at least 10 lakh in Phase 1. Amount is transferred directly to the beneficiary's Aadhaar-linked bank account via DBT.

West Bengal Student Credit Card Scheme, launched in June 2021, provides education loans up to Rs 10 lakh at just 4% annual interest to students pursuing higher education (Class 10 onwards). No collateral, no guarantor, no income limit. The state government acts as guarantor. Students can use the loan for tuition, hostel, books, laptop, and other education expenses. Over 1 lakh loans sanctioned since launch. Apply online at wbscc.wb.gov.in or through Duare Sarkar camps.

West Bengal Aikyashree Scholarship is the state's pre-matric and post-matric scholarship programme for minority community students (Muslim, Christian, Sikh, Buddhist, Jain, Zoroastrian) studying in Classes 1-12 and higher education. Launched in 2015 under the Mamata Banerjee government, over 15 lakh minority students receive scholarships annually. Benefits: Pre-matric (Class 1-10) Rs 1,100 to Rs 5,000/year; Post-matric (Class 11+ / graduation) Rs 5,000 to Rs 12,000/year. Amount directly credited to student's Aadhaar-linked bank account via DBT. Apply at scholarshipwb.net.

Banglar Bari (Bengal Home) is West Bengal's urban affordable housing scheme for the urban poor, slum dwellers, and economically weaker sections who are not covered under PMAY-Urban. The scheme is implemented through Housing Infrastructure Development Corporation (HIDCO) and Municipal Corporations. Beneficiaries receive a fully constructed housing unit in apartment complexes. The scheme is convergent with PMAY-Urban central funding. Target: 1.5 lakh urban poor families in Kolkata and other municipal areas. Priority to BPL, women-headed households, and SC/ST.

YSR Cheyutha is Andhra Pradesh government's financial assistance scheme for women aged 45–60 from SC, ST, BC, and Minority communities. Eligible women receive ₹18,750 per quarter (₹75,000/year) as self-employment capital via DBT to their Aadhaar-linked bank accounts. The scheme covers 22 lakh women in AP.

YSR Amma Vodi is Andhra Pradesh government's flagship scheme that provides ₹15,000 per year to mothers (or eligible guardians) who send their children to government schools, tribal welfare schools, and social welfare residential schools. The benefit is directly transferred to the mother's Aadhaar-linked bank account. Over 43 lakh mothers benefited annually.

Jagananna Vidya Deevena is Andhra Pradesh government's complete fee reimbursement scheme for students pursuing ITI, Polytechnic, Degree, B.Tech, Medical, and other professional courses. 100% tuition fee is paid directly to the college. Covers SC/ST/BC/Kapu/Minority/EWS students from families with annual income up to ₹2.5 lakh.

Jagananna Vasathi Deevena provides hostel and mess expenses support to SC/ST/BC/Minority/EWS students studying away from home in AP institutions. Students receive ₹10,000 (Day Scholar) to ₹20,000 (Hostellers) per year directly to their bank account. This complements Jagananna Vidya Deevena (fee reimbursement) to ensure zero financial burden for eligible students.

YSR Aasara is Andhra Pradesh's scheme to waive outstanding Self-Help Group (SHG/DWCRA) loans and provide fresh credit support. Under the scheme, overdue SHG loans were waived and eligible SHG groups received fresh loans up to ₹1 lakh at zero interest. Over 85 lakh SHG women in AP were targeted with a loan waiver of ₹6,300 crore.

Annadata Sukhibhava (formerly YSR Rythu Bharosa) is Andhra Pradesh's farmer investment support scheme providing ₹20,000 per year per farmer family — comprising ₹13,500 from AP government and ₹6,000 from PM-KISAN (Central). Renamed by the TDP government in 2024 after the YSR Rythu Bharosa brand. Over 51 lakh farmer families benefit. Transferred in 2 instalments (Kharif and Rabi seasons) to Aadhaar-linked bank accounts via DBT.

AP Nethanna Bharosa is Andhra Pradesh's investment support scheme for handloom weavers providing ₹25,000 per year per weaver family. Launched by the TDP government in 2024, the scheme covers over 1 lakh handloom weaver families in Andhra Pradesh's traditional weaving centres (Ongole, Mangalagiri, Venkatagiri, Chirala, Uppada). Amount is transferred directly to Aadhaar-linked bank accounts in 2 instalments.

AP NTR Bharosa is Andhra Pradesh's state social security pension scheme providing Rs 3,000 per month to elderly (60+), widows, disabled, and other vulnerable citizens. Launched under the TDP government in 2024 replacing the earlier YSR Pension Kanuka, the scheme covers approximately 65 lakh beneficiaries across AP. The pension is transferred directly to Aadhaar-linked bank accounts via DBT on a monthly basis. The scheme also covers beedi workers, construction workers, fishermen, and HIV/AIDS patients.

Nadu-Nedu (Then and Now) is Andhra Pradesh government's flagship school infrastructure transformation programme renovating 45,000 government schools across AP. Launched in 2019 by the YSRCP government and continued by TDP, the scheme provides English medium instruction, furniture, toilets, clean drinking water, electricity, smart classrooms, compound walls, and painting. Total outlay: ₹3,500 crore. Benefits: 40 lakh+ students in government schools of AP. Phase 1 covered 15,715 schools; Phase 2 covers 30,000+ more.

Gruha Lakshmi is Telangana government's women welfare scheme providing ₹2,500 per month to the woman head of household. Amount transferred via DBT directly to Aadhaar-linked bank account. Apply at gruhalakshmi.telangana.gov.in.

Telangana Rythu Bandhu is a farmer investment support scheme providing ₹5,000 per acre per crop season (Kharif and Rabi) directly to landowner farmers as pre-sowing financial assistance. Over 70 lakh farmers in Telangana benefit from this scheme each season.

Telangana government's marriage assistance scheme provides ₹1,00,116 to SC/ST/BC/EBC women at the time of marriage. 'Kalyana Lakshmi' is for Hindu SC/ST/BC/EBC women and 'Shaadi Mubarak' is for Muslim/Christian/minority women. Amount transferred via cheque / DD to the bride's account. Bride must be 18+, groom 21+, no government job in family.

KCR Kit (now called 'Rajanna Kit' under current government) is Telangana's maternal and child health scheme that provides ₹12,000 cash assistance (for boy) or ₹13,000 (for girl) plus a kit of 16 items including baby clothes, blankets, soap, and feeding accessories to mothers delivering at government hospitals. The scheme encourages institutional deliveries and improves maternal health.

Telangana Rythu Bima is a free life insurance scheme for landowner farmers in Telangana aged 18 to 59 years. In case of farmer's death (natural or accidental), the family receives ₹5 lakh as insurance benefit. The premium of ₹2,500/year per farmer is fully paid by the Government of Telangana. Over 38 lakh farmers are covered.

Gruha Jyothi is Telangana Government's flagship free electricity scheme launched by CM Revanth Reddy in August 2023, providing 200 units of free electricity per month to every domestic household in Telangana. The scheme is one of the five guarantees ('Pancha Guarantees') promised by the Congress party before the 2023 Telangana elections. Over 1.49 crore domestic electricity consumers in Telangana — approximately 5.11 crore households — benefit from this scheme. Consumers whose monthly usage is 200 units or less pay zero electricity bill. Those consuming above 200 units pay only for the excess units beyond 200. The scheme costs the state approximately ₹6,200 crore annually and is funded from the state budget.

Mahalakshmi is Telangana Government's flagship women empowerment and financial assistance scheme launched by CM Revanth Reddy as part of the Congress party's five 'Pancha Guarantees.' Under the scheme, one woman per household (preferably the family head or senior woman member) receives ₹2,500 per month — ₹30,000 per year — directly into their Aadhaar-linked bank accounts. The scheme targets 1.28 crore women across Telangana. Additionally, Mahalakshmi provides free bus travel in TSRTC buses for all women, free LPG cylinder, and ₹500 per month as additional support for women in below poverty line households. Phase-wise rollout began in 2024 with DBT installments every month.

Telangana ePASS (Electronic Payment and Application System of Scholarships) is a comprehensive scholarship portal managing post-matric scholarships for SC, ST, BC, EBC, Disabled, and Minority students in Telangana. Over 7 lakh students benefit annually. The scheme covers maintenance allowance (hostel and day scholar rates), tuition fee reimbursement, and study tour charges. All disbursement is done via DBT to Aadhaar-linked bank accounts. Apply at epass.cgg.gov.in every year at the start of academic session.

Odisha Subhadra Yojana provides ₹10,000 per year to women aged 21–60 years in two instalments of ₹5,000 each — on Raksha Bandhan and International Women's Day. Amount transferred via DBT to Aadhaar-linked bank account.

KALIA (Krushak Assistance for Livelihood and Income Augmentation) is Odisha's flagship farmer income support scheme providing ₹10,000 per year to small and marginal farmers in two instalments.

Biju Swasthya Kalyan Yojana (BSKY) is Odisha's flagship health insurance scheme. Women members of eligible families get ₹10 lakh annual cashless treatment; other family members get ₹5 lakh. Covers 1,000+ secondary and tertiary care packages at empanelled government and private hospitals. 96 lakh families (3.5 crore people) covered. Smart Health Card issued to all members. Apply/check at bsky.odisha.gov.in.

Mamata is Odisha's conditional cash transfer scheme for pregnant and lactating working women from the unorganised sector. Eligible women receive ₹5,000 in two instalments (₹2,000 during pregnancy + ₹3,000 after delivery). The scheme promotes institutional delivery, vaccination, and nutrition. Covers PESA areas and tribal regions. Implemented by Women and Child Development department.

Mo Ghara (My Home) is Odisha government's flagship housing scheme providing ₹1.30 lakh financial assistance to houseless and kutcha house families not covered under PMAY. Launched in 2024 by CM Mohan Majhi, it targets 45 lakh households across Odisha — the most ambitious state housing programme in Odisha's history. Beneficiaries receive ₹1.30 lakh in 3 instalments via DBT. Priority to ST, SC, women-headed households, landless families, and persons with disabilities.

BALARAM (Bank Linkage and Agri-credit Mechanism Across Rural Areas of Mission Shakti) is Odisha government's interest-free crop loan scheme for small and marginal farmers through PACS (Primary Agricultural Credit Societies). 5.70 lakh farmers get crop loans up to ₹50,000 at 0% interest — the state pays the interest subsidy. BALARAM operates through Odisha's Mission Shakti SHG network, linking women SHGs with credit for agriculture. Repayment is within 12 months.

Punjab Atta Daal Scheme provides subsidised flour (atta) at ₹2/kg and dal at ₹20/kg to BPL, SC, and blue card holder families through fair price shops across Punjab.

Punjab Ghar Ghar Rozgar Yojana provides free employment exchange registration, job fairs, and placement assistance to unemployed educated youth of Punjab through the pgrkam.com portal.

Aam Aadmi Clinics (AAC) are Punjab's flagship free healthcare initiative launched by CM Bhagwant Mann's AAP government. 800+ clinics across all Punjab districts provide free OPD consultation, 100+ diagnostic tests, and free medicines — no registration fee, no charge. Each clinic has a doctor, pharmacist, and lab technician. Over 2 crore free consultations done since 2022 launch.

Punjab Ashirwad Scheme (previously Shagun Scheme) provides financial assistance of ₹51,000 at the time of marriage to girls from SC, BC, and economically weaker families. The amount is directly transferred to the bride's bank account. The scheme covers daughters from families with annual income below ₹32,790 (rural). Apply through social welfare department or online at edistrict.punjabgovt.gov.in.

Punjab Mukhyamantri Sehat Bima Yojana (formerly Sarbat Sehat Bima Yojana) is the AAP Government's flagship free health insurance scheme covering all Punjab families with cashless treatment up to ₹10 lakh per family per year. The scheme was significantly expanded by the AAP government in 2022 — raising coverage from ₹5 lakh to ₹10 lakh and extending it universally to all Punjab families (over 60 lakh families). It covers hospitalisation, surgery, cancer treatment, critical illness, and organ transplants at over 700+ empanelled government and private hospitals across Punjab and India. No premium is charged to any beneficiary family.

Bhagat Singh Yuva Rozgar Yojana (formerly Ghar Ghar Rozgar Yojana extension) is Punjab Government's unemployment allowance scheme for educated youth. Under the scheme, graduates who are unemployed receive a monthly allowance of ₹2,500 for up to 3 years while they search for employment or skill training. Post-graduate degree holders receive ₹3,000/month. The scheme is part of Punjab's broader employment ecosystem that also includes the Rozgar Mela (Job Fairs) and skill development partnerships. Launched/renamed under AAP government to honor Bhagat Singh's centenary, the scheme aims to support youth during their transition from education to employment.

Jharkhand Abua Awas Yojana provides a 3-room pucca house with kitchen and toilet to homeless and kutcha house families who are not covered under PMAY. Government provides ₹2 lakh construction assistance.

Jharkhand Mukhyamantri Sukanya Yojana provides financial assistance to girl children from birth to adulthood in multiple instalments totalling ₹40,000 to promote girl child welfare and reduce child marriage.

Jharkhand Rajya Fasal Rahat Yojana (JRFRY) is Jharkhand's state-funded crop loss compensation scheme — a replacement for PMFBY. There is NO premium for farmers. If crop loss exceeds 30%, farmers get ₹3,000-5,000/acre compensation (varies by crop and loss percentage). Aadhaar and land records are mandatory. Apply at jrfry.jharkhand.gov.in.

Jharkhand Sarvajan Pension Yojana provides monthly pension to old age (60+), widow, and disabled people from poor families in Jharkhand. Pension amount is ₹1,000/month. The scheme covers those not getting any other central/state pension. Apply at jharsewa.jharkhand.gov.in or at Block Development Office (BDO). Over 30 lakh beneficiaries in Jharkhand.

Savitribai Phule Kishori Samridhi Yojana is Jharkhand government's girl child empowerment scheme providing a total of ₹40,000 to girls in 6 instalments from Class 8 onwards till marriage/18 years. The scheme aims to prevent child marriage, improve girl child enrolment, and reduce school dropout rates among girls in Jharkhand. Amount is transferred directly to the girl's Aadhaar-linked bank account via DBT. Covers girls from SECC-2011 listed families and Antyodaya card holders across all 24 districts of Jharkhand.

Jharkhand Opportunities for Harnessing Rural Growth (JOHAR) is a World Bank funded project targeting tribal and poor rural communities in Jharkhand. Key features: Women Self Help Groups (SHGs) receive Rs 50,000 seed capital; intensive agriculture, fisheries, and livestock support; market linkages through Producer Companies; and livelihood diversification. Johar focuses on 17 tribal-dominated districts in Jharkhand. Over 2 lakh families benefited through 17,000+ SHGs. Convergence with PM-KISAN, MGNREGS, and state livestock schemes.

Mahtari Vandan Yojana is Chhattisgarh government's flagship women empowerment scheme launched in February 2024. Every married woman in Chhattisgarh receives ₹1,000 per month (₹12,000/year) directly to her Aadhaar-linked bank account via DBT. Over 70 lakh married women across all 33 districts of Chhattisgarh benefit from this scheme.

Rajiv Gandhi Kisan Nyay Yojana (RGKNY) is Chhattisgarh's flagship agriculture support scheme that provides direct input subsidy to farmers per acre based on crop type: Paddy (₹10,000/acre), Sugarcane (₹13,000/acre), Corn/Maize (₹9,000/acre), and Soybean (₹9,000/acre). Horticulture farmers receive up to ₹18,000/acre for shifting to fruit/vegetable crops. Subsidy is transferred directly to farmers' bank accounts via DBT.

Mukhyamantri Kanya Vivah Yojana Chhattisgarh provides ₹50,000 total assistance for marriage of BPL girls in Chhattisgarh through collective marriage camps (Samuhik Vivah). The benefit includes: ₹25,000 cash assistance to the bride's family, ₹5,000 for household necessities, ₹14,000 for wedding ceremony, and ₹6,000 for gifts/ornaments — totaling ₹50,000. The scheme promotes collective marriage and prevents child marriage.

Rajiv Gandhi Gramin Bhumihin Krishi Mazdoor Nyay Yojana is Chhattisgarh government's scheme providing annual financial assistance of ₹7,000 to landless agricultural labourers in rural areas. Distinct from Rajiv Gandhi Kisan Nyay Yojana (which covers farmers). Launched September 2021, the scheme covers 4.66 lakh landless farm labourer families across Chhattisgarh. Amount is transferred in 2 instalments via DBT to Aadhaar-linked bank accounts.

Orunodoi Scheme is Assam government's flagship direct benefit transfer scheme launched in 2020. Every eligible economically weaker household in Assam receives ₹1,250 per month directly to the bank account of the woman member of the family. Over 25 lakh families across Assam benefit from this scheme — making it one of the largest cash transfer schemes in Northeast India.

Atal Amrit Abhiyan is Assam's state health insurance scheme providing ₹2 lakh annual cashless treatment to all BPL families. Covers 430+ disease packages including cancer, heart, kidney, neurology, burns, and road accidents. Over 27 lakh families enrolled. Smart Health Card issued for cashless treatment at empanelled hospitals. One of North-East India's largest health schemes.

Pragyan Bharati Free Scooty Scheme is Assam's scheme to provide free two-wheelers to meritorious girl students from economically weaker sections for pursuing higher education. Girls who scored 60%+ in Class 12 from Assam government schools and enrolled in college receive free scooties. Also covers a free textbook scheme for Class 1-12 students. Over 25,000 scooties distributed.

Arundhati Gold Scheme is Assam Government's flagship scheme launched by CM Sarbananda Sonowal in 2019 to provide 10 grams of gold (₹33,000+ current market value) to brides at the time of their marriage. The scheme applies to all permanent residents of Assam who register their marriage — it is not limited to BPL families. The gold is deposited in the bride's bank account in the form of e-gold (monetary equivalent). The scheme is linked with the mandatory Assam Compulsory Registration of Marriages Act, encouraging families to formally register their marriages. Over 2 lakh brides have received the benefit. The scheme has helped reduce the financial burden of marriage on families and also serves as an asset for the new couple.

Nijut Moina (meaning 'My Beloved Daughter' in Assamese) is Assam Government's flagship scheme launched by CM Himanta Biswa Sarma to prevent girl student dropout and encourage higher education. Under the scheme, girl students receive monthly stipends from Class 11 through postgraduate level: ₹1,000/month for Class 11-12, ₹1,500/month for undergraduate (BA/BSc/BCom), and ₹2,500/month for postgraduate students. The scheme was launched in 2021 and significantly expanded in Phase 2 in August 2025. Over 10 lakh girl students benefit annually. The stipend is transferred directly to girl students' Aadhaar-linked bank accounts to ensure parents allow daughters to continue education instead of early marriage or work.

Mukhyamantri Mahila Udyamita Abhiyan (MMUA) is Assam government's women micro-entrepreneurship scheme providing Rs 10,000 seed grant to women across Assam to start or scale their own small businesses. Launched by CM Himanta Biswa Sarma, the scheme targets women from rural and semi-urban areas who are self-help group members or identified through Mission Basundhara. The grant is used for working capital — raw materials, tools, equipment — in trades like food processing, weaving, handicraft, beauty parlour, and retail. Over 5 lakh women targeted in the first phase.

Delhi Mukhyamantri Mahila Samman Yojana provides ₹2,100 per month financial assistance to every woman above 18 years who is a registered voter of Delhi, regardless of income. Launched by the AAP government in 2024, the scheme aims to provide financial dignity to all Delhi women. Registration done through door-to-door survey forms.

Delhi Mukhyamantri Tirth Yatra Yojana provides free pilgrimage trips to senior citizens aged 60 and above who are registered voters of Delhi. The Delhi government bears all expenses including train travel (AC class), accommodation, food, and travel guide. Popular pilgrimage destinations include Char Dham, Vaishno Devi, Tirupati, Ajmer Sharif, Amritsar, and Shirdi. Registration is done at the district office or online at edistrict.delhi.gov.in.

Delhi Doorstep Delivery of Services scheme allows Delhi residents to access over 100 government services at their doorstep by calling the helpline 1076. A Mobile Sahayak (government-appointed mobile assistant) visits the home, collects documents, fills forms, and submits applications on the applicant's behalf for a nominal fee of ₹50 per service. Services include caste certificate, income certificate, domicile certificate, driving licence, ration card, and many more. Especially useful for elderly, disabled, and women who cannot visit offices.

Delhi Ladli Yojana provides financial assistance to girl children from economically weaker families in Delhi, from birth up to Class 12. Benefits range from ₹10,000 (institutional birth) to ₹5,000 at each educational stage. Amount is deposited in an SBI bond in the girl's name and maturity proceeds are available when the girl turns 18. A total of ₹35,000-36,000 can be earned per girl.

Delhi government provides 200 units of electricity completely free per month for households consuming up to 200 units. For households consuming 201-400 units, the first 200 units are subsidized at 50% discount. This scheme covers over 47 lakh domestic consumers in Delhi and saves families ₹2,000-4,000 per year. The subsidy is directly applied to the electricity bill.

Delhi government provides free bus travel for all women on DTC (Delhi Transport Corporation) buses and cluster buses. This scheme was launched in October 2019 and covers all DTC routes. Women simply board the bus and can request a free 'Pink Ticket' from the conductor. No income restriction — all women residents of Delhi or any woman can avail this benefit.

Kerala Karunya Health Protection Scheme provides cashless health insurance coverage up to ₹5 lakh per year for BPL and APL families in Kerala for treatment at government and empanelled private hospitals. The scheme covers 550+ medical procedures including heart surgery, cancer treatment, kidney transplant, and orthopedic procedures.

Kerala Karshaka Kshemagam (Farmer Welfare Fund) is a state government scheme providing a monthly pension of ₹1,000 to registered farmers aged 60 years and above in Kerala. The fund also provides ₹1 lakh as accidental death benefit and ₹50,000 for permanent disability caused by farming accidents. Managed by the Agriculture Department, Kerala, farmers must be registered members of the Karshaka Kshemagam fund for a minimum contribution period.

Kudumbashree is Kerala's award-winning women's SHG (Self Help Group) and poverty eradication mission. Over 45 lakh women in 3.01 lakh Neighbourhood Groups (NHGs) access microfinance loans (₹5,000–₹2 lakh), livelihood support, skill training, and collective farming. Kudumbashree manages 30,000+ micro enterprises. It is one of India's largest women empowerment programmes.

Vidyakiran is Kerala's state scholarship for SC and ST students pursuing post-matric education (Class 11 and above). Students receive monthly maintenance allowance — ₹1,000 for day scholars and ₹1,100 for hostellers — in addition to full tuition fee reimbursement. Over 2 lakh SC/ST students in Kerala benefit annually. Apply through scholarship.itschool.gov.in.

Snehapoorvam is Kerala Government's compassionate scholarship scheme providing monthly financial support to children who have lost one or both parents (orphans and semi-orphans) and are studying in Classes 1-12 or in professional/degree courses. Launched by the Social Welfare Department, Snehapoorvam provides ₹300/month for Class 1-7 students, ₹500/month for Class 8-10, ₹750/month for Class 11-12, and ₹1,000/month for degree/professional course students. The scheme ensures that the loss of a parent does not force children to drop out of school. Over 1 lakh children benefit annually across Kerala's 14 districts. Applications are processed through the Social Welfare Department via the Seithi portal.

LIFE (Livelihood Inclusion and Financial Empowerment) Mission is Kerala's flagship housing scheme launched in 2017 to provide free houses to homeless and landless families. Target: 3.5 lakh houses over 5 years. Beneficiaries include SC/ST families, coastal communities, tribal groups, and general poor who are landless or houseless. The house area is minimum 375 sq ft with basic facilities. Construction is managed by Local Self-Government Institutions (LSGIs) — Panchayats and Municipalities. No cost to beneficiary.

Karunya Benevolent Fund is Kerala Government's welfare scheme for state government employees, teachers, and pensioners providing financial assistance for serious medical treatment. Benefits include up to ₹3 lakh for critical illnesses (cancer, kidney failure, heart surgery, major accidents), ₹1 lakh for ordinary hospitalisation, and special assistance for palliative care. The fund is managed by the Kerala State Government Employees Association (KSGE) and Social Welfare Board. Over 5 lakh employees and pensioners benefit. Monthly contribution: ₹50 from salary — small premium for large protection.

Himachal Pradesh Sahara Yojana provides ₹3,000 per month to patients suffering from serious chronic illnesses — cancer, diabetes, heart disease, Parkinson's, muscular dystrophy, hemophilia, thalassemia, and kidney failure — who are from BPL or low-income families in HP. The scheme covers ongoing treatment costs and caregiver support.

HimCare (Himachal Pradesh Health Care Scheme) is Himachal Pradesh's state health insurance scheme that provides ₹5 lakh cashless hospitalization and treatment cover to residents of HP who are not covered under PM-JAY (Ayushman Bharat). HimCare fills the gap for families above the SECC threshold — including government employees, self-employed, and other residents who miss out on PMJAY.

Mukhyamantri Sukhashraya Yojana is Himachal Pradesh's flagship scheme for orphaned, destitute, and abandoned children in HP. It provides ₹4,000/month financial assistance, free education up to Class 12, free accommodation at government child care homes, and holistic care including nutrition, healthcare, and vocational training for children up to age 27.

Uttarakhand Mukhyamantri Medhavi Chhatra Protsahan Yojana provides monthly scholarships to meritorious students of Uttarakhand from Class 6 to Postgraduation: Class 6-8 (₹600/month), Class 9-10 (₹900/month), Class 11-12 (₹1,200/month), UG (₹1,500/month), PG (₹2,500/month). The scholarship is directly transferred via DBT to Aadhaar-linked bank accounts.

Gaura Devi Kanya Dhan Yojana is Uttarakhand government's flagship girl child welfare scheme that provides ₹50,000 Fixed Deposit (FD) at birth or enrollment for girls from EWS (Economically Weaker Section) families in Uttarakhand. The FD matures when the girl completes 18 years, providing financial security for her higher education or marriage expenses.

Uttarakhand Mukhyamantri Swarojgar Yojana is the state's flagship self-employment scheme that provides loans up to ₹25 lakh with 25% subsidy (maximum ₹6.25 lakh subsidy) for youth to start business, service, manufacturing, or trade enterprises in Uttarakhand. The scheme targets educated unemployed youth and skill certificate holders for creating self-employment and generating employment for others.

CM SAKSHAM (Skill Acquisition & Knowledge Awareness for Manpower) Yojana is Manipur government's flagship skill development and employment scheme. Skill-trained youth in Manipur receive a monthly stipend of ₹6,000 during their training and placement period. The scheme covers vocational training in trades like IT, healthcare, construction, hospitality, and manufacturing for youth aged 18–35.

Mukhyamantri Scholarship Yojana Manipur provides ₹12,000 per year to meritorious students studying in Class 11 and 12 in government and recognized private schools across Manipur. The scheme aims to reduce dropout rates at the higher secondary level and encourage students from economically weaker sections to continue education.

Chief Minister's Health for All (CMHT) is Manipur Government's flagship health insurance scheme providing cashless treatment up to ₹5 lakh per family per year to BPL and economically weaker families. Launched to complement AB-PMJAY, CMHT extends coverage to Manipur families not covered under the central scheme. It covers hospitalisation, surgery, critical illness, maternity, and newborn care at empanelled government and private hospitals in Manipur. The scheme prioritises tribal communities, women, and Below Poverty Line families across Manipur's hills and valley districts. CMHT cards are issued by the Health & Family Welfare Department.

The Chief Minister's Social Scheme (CMSS) in Meghalaya provides a one-time financial incentive of ₹40,000 to girls who successfully complete Class 12 (Higher Secondary) from government schools in Meghalaya and go on to pursue higher education. The scheme aims to reduce dropout rates and promote girls' higher education in the state.

The Meghalaya Health Insurance Scheme (MHIS) provides cashless health insurance coverage of up to ₹5 lakh per year to BPL (Below Poverty Line) families in Meghalaya. Beneficiary families can avail cashless treatment at empanelled government and private hospitals across Meghalaya and select hospitals in other states. MHIS covers hospitalization, surgeries, pre and post-hospitalization expenses.

Tripura Muktadhara Yojana is a social welfare scheme by the Government of Tripura that provides free food grain (rice at BPL rates) combined with monthly cash support to Below Poverty Line (BPL) families. The scheme ensures food security and financial relief for economically vulnerable households across all districts of Tripura.

Tripura Mukhyamantri Yuva Yojana provides free skill training and a monthly stipend of ₹5,000 to unemployed youth in Tripura aged 18–35. The scheme covers training in IT, hospitality, construction, retail, healthcare, and agriculture-based trades through ITIs, polytechnics, and approved training institutes. Placement assistance is provided after training completion.

Tripura Swasthya Sathi (TSS) is Tripura Government's state health insurance scheme providing cashless hospitalisation up to ₹5 lakh per family per year, complementing the AB-PMJAY coverage for BPL families. The scheme targets families above the PMJAY income threshold — particularly lower-middle-class and tribal families in Tripura's interior areas who lack access to quality healthcare. It covers inpatient hospitalisation, surgeries, maternity, neonatal care, and critical illness treatment at empanelled government hospitals across Tripura. The scheme is administered by the Health & Family Welfare Department under the State Health Agency of Tripura.

Sikkim Aama Yojana provides monthly financial assistance of ₹3,000 to single, widowed, abandoned, and destitute women in Sikkim who have no regular source of income. The scheme is designed to provide economic security and dignity to vulnerable women across all four districts of Sikkim.

Chief Minister's Self Employment Enterprise Development (CM-SEED) is Sikkim's flagship self-employment scheme that provides loans up to ₹2 lakh at a concessional interest rate of 4% per annum to youth of Sikkim for starting small enterprises. The scheme aims to promote entrepreneurship and reduce unemployment among the educated youth of Sikkim.

SAHI (Sikkim Arogya Health Insurance) is Sikkim Government's flagship universal health insurance scheme providing cashless treatment up to ₹5 lakh per family per year. SAHI covers ALL Sikkim domicile holders — extending AB-PMJAY to families above the BPL threshold. The scheme covers over 1.4 lakh families (Sikkim's entire population) across all four districts. SAHI works at empanelled government and private hospitals within Sikkim and at major referral hospitals in Siliguri, Kolkata, and other cities. The scheme is particularly important for Sikkim as the state has limited medical facilities for complex procedures, requiring referral care outside the state.

The Nagaland Chief Minister Scholarship scheme rewards meritorious students who are Class 10 toppers from Nagaland with ₹10,000 per year for higher secondary (Class 11–12) education. The scheme aims to retain top talent in Nagaland, reduce academic dropout rates, and encourage excellence in secondary education among students from all communities.

FOCUS (Farmers Organic Cultivation Upliftment Scheme) is Nagaland's flagship organic farming support scheme that provides ₹10,000 financial assistance to registered farmers switching to or practicing organic cultivation. The scheme covers assistance for organic inputs, certification costs, and training to promote pesticide-free farming across Nagaland's diverse agro-climatic regions.

Nagaland Government provides medical financial assistance to BPL (Below Poverty Line) families and economically weaker sections through the Chief Minister's Relief Fund (CMRF) and State Health Assistance Fund. Beneficiaries can receive up to ₹2 lakh for critical illness treatment not covered under other schemes. The state also participates in AB-PMJAY for BPL families. Additionally, the Nagaland State Social Security Scheme (NSSSP) provides monthly pension of ₹1,000 to senior citizens (60+), widows, and persons with disability in Nagaland. These combined schemes form the safety net for Nagaland's 22 lakh population across 16 districts.

The State Entrepreneurship Development Programme (SEDP) is Mizoram government's flagship self-employment loan scheme that provides ₹1 lakh to ₹10 lakh at a concessional interest rate of 4% per annum to youth of Mizoram for starting or expanding small enterprises. The scheme covers manufacturing, service, trade, and agri-based businesses.

The Mizoram Chief Minister's Youth Award scheme recognizes outstanding youth contribution in social service, sports, arts, and cultural fields, while also providing a monthly stipend of ₹5,000 to youth enrolled in vocational training programmes under the state's skill development initiative. The scheme promotes youth development and skill building across Mizoram.

Mizoram State Social Security Pension Scheme is the Government of Mizoram's monthly financial assistance programme for senior citizens aged 60 and above, persons with disabilities (40%+), and widows with dependent children. Beneficiaries receive ₹1,000–₹1,500 per month depending on the category, transferred directly to their Aadhaar-linked bank accounts. The scheme supplements Central Government's IGNOAPS (Indira Gandhi National Old Age Pension) and IGNDPS (disability pension) with state top-up amounts, ensuring Mizoram's most vulnerable citizens receive adequate support. Over 50,000 beneficiaries are covered across Mizoram's 8 districts.

Mukhyamantri Tatkal Chikitsa Sahayata Yojana is Arunachal Pradesh's emergency medical assistance scheme that provides financial assistance up to ₹1 lakh to BPL patients for treatment of serious illnesses, accidents, and emergencies. The scheme covers treatment at government and empanelled private hospitals within Arunachal Pradesh and referral hospitals outside the state.

Arunachal Pradesh Chief Minister Scholarship scheme provides ₹15,000 per year to students from tribal communities studying in Class 9 to Class 12 in government and recognized schools across Arunachal Pradesh. The scheme promotes education among tribal youth and prevents dropout at the secondary and higher secondary levels.

Chief Minister Arogya Arunachal Yojana (CMAAY) is Arunachal Pradesh Government's state health insurance scheme launched in 2018 to provide cashless medical treatment up to ₹5 lakh per family per year. CMAAY covers ALL Arunachal Pradesh domicile holders — not just BPL families — complementing AB-PMJAY by including those families who are not on the PMJAY list. The scheme covers over 300 medical procedures including cardiac surgery, cancer treatment, dialysis, neurosurgery, burns, polytrauma, and neonatal care at empanelled hospitals in Arunachal and across India. CMAAY cards are issued to all Arunachal indigenous communities (APST certificate holders) and residents.

Goa Ladli Laxmi Yojana provides a ₹1 lakh Fixed Deposit (FD) in the name of every girl child born in Goa, payable at the age of 18 years. The scheme aims to promote girl child education, reduce female foeticide, and ensure financial security for girls at adulthood. The FD is registered in the girl's name and matures when she turns 18, provided she has completed her schooling. The application must be submitted within one year of the girl's birth.

Goa Griha Aadhar Scheme provides ₹2,500 per month financial assistance to homemakers (women who are not in paid employment) who are residents of Goa. The scheme recognises the unpaid contribution of homemakers to the family and society by providing them direct monthly cash support. The woman must be a Goa resident for at least 15 years, aged 18 and above, and must not be employed in any government or private job receiving a salary.

Dayanand Social Security Scheme (DSSS) is Goa Government's flagship monthly pension programme providing financial assistance to senior citizens aged 60 and above, persons with disabilities (40%+ disability), widows, and other vulnerable groups. The scheme provides ₹2,500 per month to eligible beneficiaries, paid directly into their Aadhaar-linked bank accounts. Named after Goa's famous social reformer Dayanand Bandodkar, DSSS is the most widely searched Goa government welfare scheme, covering over 1.5 lakh beneficiaries. The scheme requires Goa domicile of 15 years and has no income limit for senior citizens above 65 years.

The J&K Tejaswini Scheme provides ₹10,000 as a Revolving Fund (RF) to rural women Self Help Groups (SHGs) in Jammu & Kashmir, along with market linkage and livelihood enterprise support. The scheme empowers rural women by enabling access to micro-credit, business skill training, and connections to government procurement and melas. Operated under the J&K Rural Livelihoods Mission (JKRLM), it covers women in all 20 districts of J&K.

The J&K Ghar Wapsi Housing Scheme provides housing assistance to Kashmiri migrant families returning to J&K and Economically Weaker Section (EWS) families in Jammu & Kashmir by combining PM Awas Yojana (Gramin/Urban) central assistance with J&K state government's supplemental housing grant. Kashmiri Pandit migrants and other displaced families are given priority. Under PMAY-G, beneficiaries get up to ₹1.3 lakh (plains) or ₹1.5 lakh (hilly/difficult areas) with additional state top-up for J&K residents.

J&K SEHAT (Social, Economic and Educational Transformation through Health) is Jammu & Kashmir's universal health insurance scheme launched in December 2020 by PM Narendra Modi. It extends Ayushman Bharat PM-JAY coverage to ALL J&K residents — not just BPL families — providing cashless treatment up to ₹5 lakh per family per year at empanelled hospitals. J&K is the first and only state/UT in India to universalise PM-JAY. Over 30 lakh families (entire J&K population) are covered. The scheme works at all AB-PMJAY empanelled hospitals across India. Golden Card (SEHAT card) is issued to every J&K domicile holder.

The Puducherry Chief Minister's Comprehensive Health Insurance Scheme provides cashless health insurance coverage up to ₹5 lakh per year to BPL (Below Poverty Line) families in Puducherry for treatment at government and empanelled private hospitals. The scheme covers major surgeries, cancer treatment, heart surgery, kidney dialysis, organ transplants, and 1,000+ medical procedures. BPL family members receive a health card for cashless treatment.

The Puducherry Kalaignar Anna Marumalarchi Scheme provides free essential food commodities — including rice, dal (lentils), sugar, edible oil, and other items — through the Public Distribution System (PDS) to BPL (Below Poverty Line) and NFSA-covered families in Puducherry. Under the scheme, eligible BPL families receive subsidised/free ration at fair price shops every month. The scheme is an extension of state welfare efforts on top of the central Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY) which provides 5 kg free rice/wheat per person per month.