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Gig & Platform Workers Social Security Scheme 2025 — PM-JAY + e-Shram Benefits for 1 Crore Workers | eshramnidhi.nic.in

EmploymentPM-JAY health insurance ₹5 lakh/year + e-Shram accident cover ₹2 lakh + Welfare Fund contributions from platforms — for registered gig workersLaunched: 2025Updated: May 2026

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Gig Workers Social Security Scheme India — Quick Overview

Scheme NameGig & Platform Workers Social Security Scheme 2025 — PM-JAY + e-Shram Benefits for 1 Crore Workers | eshramnidhi.nic.in
Launched ByGovernment of India
Launch Year2025
BenefitPM-JAY health insurance ₹5 lakh/year + e-Shram accident cover ₹2 lakh + Welfare Fund contributions from platforms — for registered gig workers
CategoryEmployment
Last Verified2 May 2026
Official Portalhttps://eshram.gov.in

What is Gig Workers Social Security Scheme India?

The Gig and Platform Workers Social Security Scheme is India's Budget 2025-26 flagship initiative to extend formal social security to an estimated 1 crore gig and platform workers (Ola/Uber drivers, Swiggy/Zomato delivery partners, Urban Company workers, etc.) who were previously excluded from any welfare net. The scheme extends PM-JAY health insurance (₹5 lakh/year) and e-Shram accident insurance (₹2 lakh) to all registered gig workers through the e-Shram portal. Additionally, aggregator platforms (Ola, Uber, Swiggy, Zomato) are required to contribute 1-2% of their platform fees to a Gig Workers Welfare Fund. India is among the first countries to legislate social security for gig workers at this scale.

Under this scheme, eligible beneficiaries receive PM-JAY health insurance ₹5 lakh/year + e-Shram accident cover ₹2 lakh + Welfare Fund contributions from platforms — for registered gig workers. The scheme was launched in 2025 and is implemented by the Government of India.

🏴Hindi me Jankari

Gig Workers Social Security — Budget 2025-26 — 1 crore Ola/Uber drivers, Swiggy/Zomato delivery partners — PM-JAY ₹5 lakh health insurance + e-Shram ₹2 lakh accident cover। Platform companies (Ola, Uber, Swiggy) को 1-2% fee Welfare Fund में contribute करना होगा। eshramnidhi.nic.in register।

PM-JAY ₹5 lakh health + e-Shram ₹2 lakh accident cover — Ola/Uber/Swiggy/Zomato workers — eshramnidhi.nic.in register

Benefits of Gig Workers Social Security Scheme India

PM-JAY health insurance ₹5 lakh/year + e-Shram accident cover ₹2 lakh + Welfare Fund contributions from platforms — for registered gig workers

Who is Eligible for Gig Workers Social Security Scheme India?

  • Workers engaged with app-based platform aggregators — Ola, Uber, Rapido, Swiggy, Zomato, Blinkit, Urban Company, Porter, etc.
  • Registered on e-Shram portal (eshram.gov.in)
  • Indian citizen with Aadhaar-linked bank account
  • Gig/freelance/contractual workers not covered under ESI or EPFO
  • Domestic workers, construction workers on digital platforms also eligible

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Documents Required for Gig Workers Social Security Scheme India

📄 Aadhaar Card (mandatory for e-Shram registration)
📄 Mobile number linked to Aadhaar
📄 Bank account passbook (Aadhaar-linked)
📄 Platform ID / Driver ID / Delivery partner ID (from Ola, Uber, Swiggy, etc.)
📄 Nominee details for accident insurance

How to Apply for Gig Workers Social Security Scheme India Online?

  1. 1Visit the official portal at https://eshram.gov.in
  2. 2Click on Apply Now or Register button on the homepage
  3. 3Enter your Aadhaar-linked mobile number and verify OTP
  4. 4Fill in the online application form with required details
  5. 5Upload the required documents including Aadhaar and bank passbook
  6. 6Review all details and submit the application
  7. 7Note down the application reference number for future tracking
  8. 8Wait for verification and approval from the concerned authority
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Official Government Portal

Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.

🔗Apply on eshram.gov.in
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Frequently Asked Questions — Gig Workers Social Security Scheme India

e-Shram registered gig workers ko: PM-JAY health insurance ₹5 lakh/year cashless + e-Shram accident insurance ₹2 lakh (death/permanent disability). Platform companies (Ola, Uber, Swiggy, Zomato) welfare fund mein contribute karte hain.

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