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Gig Workers Social Security Scheme India

Gig & Platform Workers Social Security Scheme — PM-JAY + e-Shram Benefits for 1 Crore Workers

2026 ✓EmploymentPM-JAY health insurance ₹5 lakh/year + e-Shram accident cover ₹2 lakh + Welfare Fund contributions from platforms — for registered gig workersLaunched: 2025Updated: May 2026
2 min read
Reviewed by Riya Sharma, Editor · Last verified: 2 May 2026
Written & fact-checked by Riya Sharma · Editor, Schemes In India
Last verified: · How we verify scheme facts

What is Gig Workers Social Security Scheme India?

The Gig and Platform Workers Social Security Scheme is India's Budget 2025-26 flagship initiative to extend formal social security to an estimated 1 crore gig and platform workers (Ola/Uber drivers, Swiggy/Zomato delivery partners, Urban Company workers, etc.) who were previously excluded from any welfare net. The scheme extends PM-JAY health insurance (₹5 lakh/year) and e-Shram accident insurance (₹2 lakh) to all registered gig workers through the e-Shram portal. Additionally, aggregator platforms (Ola, Uber, Swiggy, Zomato) are required to contribute 1-2% of their platform fees to a Gig Workers Welfare Fund. India is among the first countries to legislate social security for gig workers at this scale.

Gig Workers Social Security Scheme India — Quick Overview

Scheme NameGig & Platform Workers Social Security Scheme — PM-JAY + e-Shram Benefits for 1 Crore Workers
Launched ByGovernment of India
Launch Year2025
BenefitPM-JAY health insurance ₹5 lakh/year + e-Shram accident cover ₹2 lakh + Welfare Fund contributions from platforms — for registered gig workers
CategoryEmployment
Last Verified2 May 2026
Official Portalhttps://eshram.gov.in
🏴Hindi me Jankari

Gig Workers Social Security — Budget 2025-26 — 1 crore Ola/Uber drivers, Swiggy/Zomato delivery partners — PM-JAY ₹5 lakh health insurance + e-Shram ₹2 lakh accident cover। Platform companies (Ola, Uber, Swiggy) को 1-2% fee Welfare Fund में contribute करना होगा। eshramnidhi.nic.in register।

PM-JAY ₹5 lakh health + e-Shram ₹2 lakh accident cover — Ola/Uber/Swiggy/Zomato workers — eshramnidhi.nic.in register

Benefits of Gig Workers Social Security Scheme India

PM-JAY health insurance ₹5 lakh/year + e-Shram accident cover ₹2 lakh + Welfare Fund contributions from platforms — for registered gig workers

Who is Eligible for Gig Workers Social Security Scheme India?

  • Workers engaged with app-based platform aggregators — Ola, Uber, Rapido, Swiggy, Zomato, Blinkit, Urban Company, Porter, etc.
  • Registered on e-Shram portal (eshram.gov.in)
  • Indian citizen with Aadhaar-linked bank account
  • Gig/freelance/contractual workers not covered under ESI or EPFO
  • Domestic workers, construction workers on digital platforms also eligible

Documents Required for Gig Workers Social Security Scheme India

0/5 documents ready

How to Apply for Gig Workers Social Security Scheme India Online?

  1. 1eshram.gov.in पर जाएं या nearest CSC (Common Service Centre) visit करें
  2. 2e-Shram UAN (Universal Account Number) card बनाएं — Aadhaar + bank account + mobile
  3. 3Occupation category में 'Gig Worker / Platform Worker' select करें
  4. 4Platform ID (Ola/Uber driver ID, Swiggy delivery ID) mention करें
  5. 5Registration के बाद: PM-JAY health card और e-Shram accident cover automatically activated
  6. 6Platform app से भी e-Shram linking possible (Ola, Swiggy apps have this feature)
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Official Government Portal

Applications go through eshram.gov.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.

🔗Apply on eshram.gov.in
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Frequently Asked Questions — Gig Workers Social Security Scheme India

e-Shram registered gig workers ko: PM-JAY health insurance ₹5 lakh/year cashless + e-Shram accident insurance ₹2 lakh (death/permanent disability). Platform companies (Ola, Uber, Swiggy, Zomato) welfare fund mein contribute karte hain.
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