What is Mizoram Women Entrepreneur Loan?
The Mizoram Women Entrepreneur Loan Scheme gives ILP-holding women of Mizoram a loan of up to ₹5 lakh plus a 35% capital subsidy to start a business. Priority sectors are the ones the state can actually supply and sell: food processing, handloom and weaving enterprises, cosmetics, bamboo and cane products, tourism homestays and IT-based services. A women self-help group applying as a joint venture can borrow up to ₹10 lakh rather than ₹5 lakh, which makes the SHG route worth considering for anything needing shared machinery. The scheme is run by the Women Entrepreneurship and Development (WED) department with the District Industries Centres (DIC), whose staff will build the mandatory business plan with you free of charge. Applicants must be aged 18-45 and Class 10 pass, with ILP and Aadhaar both mandatory.
Mizoram Women Entrepreneur Loan — Quick Overview
| Scheme Name | Mizoram Women Entrepreneur Loan Scheme 2026 — ₹5 Lakh Loan + 35% Subsidy for Women-Led Businesses | WED Mizoram |
| State | Mizoram (मिज़ोरम) |
| Launched By | Government of Mizoram |
| Launch Year | 2020 |
| Benefit | ₹5 lakh loan + 35% subsidy for individual women (up to ₹10 lakh for an SHG) — ILP-holding Mizoram women in food, weaving, tourism, bamboo and IT |
| Category | Women |
| Beneficiaries | Over 5,000 women entrepreneurs |
| Last Verified | 28 May 2026 |
| Official Portal | https://mizoram.gov.in/department/industries |
मिजोरम महिला उद्यमी ऋण योजना 18-45 वर्ष की ILP धारक महिलाओं को व्यवसाय के लिए ₹5 लाख ऋण + 35% सब्सिडी देती है। SHG समूह के लिए ₹10 लाख तक। खाद्य प्रसंस्करण, बुनाई, बांस उत्पाद, होमस्टे पर्यटन, IT सेवाओं में प्राथमिकता। DIC कार्यालय में business plan के साथ आवेदन करें।
📌 फायदा: ₹5 लाख ऋण + 35% सब्सिडी — 18-45 वर्ष ILP महिला — SHG ₹10 लाख तक — DIC मिजोरम
पात्रता:
ILP धारक मिजोरम महिला (18-45), 10वीं पास, business plan, पहली बार उद्यमी, आय ₹4 लाख से कम (प्राथमिकता)।
अर्ज कसा करावा:
DIC / WED विभाग → फॉर्म + business plan → ILP + आधार + मार्कशीट + आय + बैंक पासबुक → स्क्रीनिंग → ₹5 लाख ऋण + 35% DBT सब्सिडी।
Benefits of Mizoram Women Entrepreneur Loan
✅ ₹5 lakh loan + 35% subsidy for individual women (up to ₹10 lakh for an SHG) — ILP-holding Mizoram women in food, weaving, tourism, bamboo and IT
Who is Eligible for Mizoram Women Entrepreneur Loan?
- ✓ Woman permanently resident in Mizoram — Inner Line Permit (ILP) mandatory
- ✓ Aged 18-45 (for an SHG application, all members must be 18+)
- ✓ Minimum Class 10 pass
- ✓ First-time entrepreneur or woman genuinely intending self-employment
- ✓ A workable business plan must be submitted
- ✓ Annual family income below ₹4 lakh for priority — applications above that limit are still accepted
Documents Required for Mizoram Women Entrepreneur Loan
How to Apply for Mizoram Women Entrepreneur Loan Online?
- 1Visit the District Industries Centre (DIC) in Mizoram or the WED department office
- 2Collect the Women Entrepreneur Loan Scheme application form
- 3Prepare the business plan with help from the DIC staff
- 4Attach ILP, Aadhaar, marksheet, income proof and bank passbook to the form and plan
- 5Submit at the DIC — a screening committee reviews the application
- 6On sanction, draw the ₹5 lakh loan from the empanelled bank; the 35% subsidy comes by DBT
Official Government Portal — Mizoram
The single official window for this scheme is mizoram.gov.in. Filing is free, so steer clear of touts promising guaranteed selection.
🔗 DIC office / WED department, Mizoram