About this student scheme
For learners who clear matriculation but find higher study financially out of reach, the Social Welfare Department of Jammu & Kashmir runs a Post-Matric Scholarship for domiciled SC, ST and OBC students. The award reimburses tuition fees in full and adds a monthly maintenance allowance of ₹230-₹1,200, the exact figure depending on whether the student is a day scholar or a hosteller and on the level of study, anywhere from Class 11 right through to PhD. Funding is routed under the central Ministry of Social Justice & Empowerment framework, with the J&K administration adding its own state component for OBC students so coverage runs beyond the central ceiling. Money lands directly in the beneficiary's Aadhaar-seeded bank account through DBT. Each year roughly 1.5 lakh students across the UT benefit; applications open on the National Scholarships Portal (scholarships.gov.in) during the July-November window.
Scholarship snapshot
| Scheme Name | Jammu & Kashmir SC/ST/OBC Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month | scholarships.gov.in JK |
| State | Jammu & Kashmir (जम्मू और कश्मीर) |
| Launched By | Government of Jammu & Kashmir |
| Launch Year | 2008 |
| Benefit | Full tuition fee + ₹230–₹1,200/month for SC/ST/OBC J&K students Class 11 to PhD |
| Category | Education |
| Beneficiaries | 1.5 lakh+ students in J&K |
| Last Verified | 3 September 2026 |
| Official Portal | https://scholarships.gov.in |
जम्मू-कश्मीर SC/ST/OBC Post-Matric छात्रवृत्ति — Class 11 से PhD — पूर्ण tuition fee + ₹230-₹1,200/माह maintenance। 1.5 लाख+ JK छात्र। scholarships.gov.in पर July-November में आवेदन।
पूर्ण tuition fee + ₹230-₹1,200/माह — SC/ST/OBC — Class 11 से PhD — J&K
جموں و کشمیر SC/ST/OBC Post-Matric Scholarship — Class 11 سے PhD تک مکمل ٹیوشن فیس واپسی + ₹230-₹1,200/ماہ maintenance allowance۔ 1.5 لاکھ+ JK طلباء سالانہ فائدہ اٹھاتے ہیں۔ (JK SC/ST/OBC Scholarship: Class 11 se PhD tak full tuition fee + ₹230-₹1,200/month maintenance. scholarships.gov.in par July-November mein apply karein.)
📌 फायदा: Full tuition fee reimbursement + ₹230–₹1,200/month maintenance — SC/ST/OBC J&K domicile students Class 11 to PhD — DBT
पात्रता:
J&K domicile certificate (post-2020 format), SC/ST ya OBC category, Class 11 se PhD mein enrolled, family income: SC/ST ≤ ₹2.5 lakh; OBC ≤ ₹1.5 lakh, dusri central/state scholarship nahi le rahe.
अर्ज कसा करावा:
scholarships.gov.in → Post Matric Scholarship → J&K UT select → SC/ST/OBC category → Aadhaar OTP register → form fill → caste cert + JK domicile + income cert + marksheet + bonafide + fee receipt + bank passbook upload → submit (July-November window).
What students receive
✅ Full tuition fee + ₹230–₹1,200/month for SC/ST/OBC J&K students Class 11 to PhD
पूर्ण tuition fee + ₹230-₹1,200/माह — SC/ST/OBC — Class 11 से PhD — J&K
Which students qualify
- ✓ SC, ST, or OBC student domiciled in J&K (J&K Domicile Certificate mandatory — post-2020 JK UT)
- ✓ Studying Class 11 to PhD in any recognised institution
- ✓ Family annual income: SC/ST ≤ ₹2.5 lakh; OBC ≤ ₹1.5 lakh
- ✓ Aadhaar Card + Aadhaar-linked bank account
- ✓ Not availing any other Central/State scholarship for same year
Papers for the application
Applying online, step-by-step
- 1scholarships.gov.in पर जाएं और 'Post Matric Scholarship' में J&K select करें
- 2SC/ST/OBC category choose करें → Student Registration with Aadhaar OTP
- 3Login → application form fill करें: personal details, academic details, category, income details
- 4Caste certificate, income certificate, JK domicile, marksheet, bonafide, fee receipt, bank passbook upload
- 5Submit → institution verification → Social Welfare Dept approval → DBT in 60-90 days
Official Government Portal — Jammu & Kashmir
Use scholarships.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗 Apply at National Scholarships PortalReal-Life Examples — Are You Eligible for JK SC/ST/OBC Post-Matric Scholarship?
A quick way to gauge your eligibility — find the profile nearest to yours:
SC category student in Srinagar, Class 11, day scholar, family income ₹1.8 lakh/year, holds 2021-issued J&K domicile certificate and Aadhaar-linked bank account
Eligible — SC student with income within the ₹2.5 lakh ceiling, studying at the post-matric level, with valid post-2020 domicile and an Aadhaar-seeded account — meets every core condition.
OBC student pursuing UG in Jammu, family annual income ₹1.9 lakh, all other documents in order
Not eligible — Income exceeds the OBC limit of ₹1.5 lakh. The OBC ceiling is lower than the SC/ST one, so this student would not qualify even though everything else is fine.
ST student domiciled in Kupwara already drawing PMSSS for the same academic year while studying outside J&K
Not eligible — Availing another Central scholarship in the same year violates the non-duplication rule — a student cannot claim this Post-Matric scholarship alongside PMSSS for the same year.
Illustrative cases only — verify your own situation against the official criteria.
Common Mistakes — Why JK SC/ST/OBC Post-Matric Scholarship Applications Get Rejected
- ✗Uploading an old state-subject/PRC document instead of the post-2020 J&K Domicile Certificate now required for the UT.
- ✗Submitting an expired or self-declared income statement rather than a current income certificate issued by the J&K Tehsildar.
- ✗Giving a bank account that is not seeded/linked with Aadhaar, which causes the DBT credit to fail or bounce.
- ✗Forgetting the annual renewal on the National Scholarships Portal, so the benefit lapses after the first year.
Insider Tips for JK SC/ST/OBC Post-Matric Scholarship
- →Get your post-2020 J&K Domicile Certificate and caste certificate sorted before the portal opens — they are the documents most likely to delay you.
- →Confirm your bank account is Aadhaar-seeded (not just linked to a mobile) well ahead of submission so the DBT credit goes through smoothly.
- →Apply early in the July-November window rather than at the deadline, leaving time for institution verification and any document corrections.
- →Keep scanned and physical copies of every uploaded document and note your NSP application ID so you can track status and renew each year without scrambling.