What is MYUVA UP Youth Entrepreneur?
Mukhyamantri Yuva Udyami Vikas Abhiyan (MYUVA) is Uttar Pradesh government's flagship entrepreneurship scheme providing interest-free loans up to ₹5 lakh to 1 lakh youth per year to start their own businesses. The scheme targets 18-35 year old UP youth who have completed Class 8. Loan is collateral-free and interest-free for 2 years. Implemented through DigiShakti portal and processed via state-level banks. Part of CM Yogi Adityanath's 'Double Engine' government youth push.
MYUVA UP Youth Entrepreneur — Quick Overview
| Scheme Name | मुख्यमंत्री युवा उद्यमी विकास अभियान (MYUVA) UP — 1 लाख युवाओं को ₹5 लाख ब्याजमुक्त लोन |
| State | Uttar Pradesh (उत्तर प्रदेश) |
| Launched By | Government of Uttar Pradesh |
| Launch Year | 2024 |
| Benefit | Up to ₹5 lakh interest-free loan for 2 years — 1 lakh youth per year — no collateral |
| Category | Employment |
| Beneficiaries | 1 lakh youth per year across Uttar Pradesh |
| Last Verified | 5 July 2026 |
| Official Portal | https://digisakti.up.gov.in |
मुख्यमंत्री युवा उद्यमी विकास अभियान (MYUVA) यूपी में प्रतिवर्ष 1 लाख युवाओं को ₹5 लाख तक ब्याजमुक्त ऋण। 2 साल ब्याजमुक्त, कोई collateral नहीं। 18-35 आयु, 8वीं पास। DigiShakti portal पर आवेदन।
₹5 लाख तक 2 साल ब्याजमुक्त ऋण — 1 लाख युवा प्रतिवर्ष — कोई गारंटी नहीं
MYUVA यूपी के 18-35 आयु वर्ग के युवाओं को स्वरोजगार शुरू करने के लिए ₹5 लाख तक ब्याजमुक्त ऋण देता है। प्रतिवर्ष 1 लाख युवा। कोई collateral नहीं, 2 साल ब्याजमुक्त। digisakti.up.gov.in पर online apply।
📌 फायदा: ₹5 लाख ब्याजमुक्त ऋण 2 साल के लिए — collateral-free
पात्रता:
UP निवासी, 18-35 वर्ष, 8वीं पास, viable business plan।
अर्ज कसा करावा:
digisakti.up.gov.in पर online registration करें या नजदीकी MSME office में जाएं।
Benefits of MYUVA UP Youth Entrepreneur
✅ Up to ₹5 lakh interest-free loan for 2 years — 1 lakh youth per year — no collateral
₹5 लाख तक 2 साल ब्याजमुक्त ऋण — 1 लाख युवा प्रतिवर्ष — कोई गारंटी नहीं
Who is Eligible for MYUVA UP Youth Entrepreneur?
- ✓ UP domicile / permanent resident
- ✓ Age 18 to 35 years
- ✓ Minimum Class 8 (8th standard) pass
- ✓ Must have a viable business plan (self-employment / microenterprise)
- ✓ Aadhaar-linked bank account
- ✓ Not a bank defaulter
Documents Required for MYUVA UP Youth Entrepreneur
How to Apply for MYUVA UP Youth Entrepreneur Online?
- 1digisakti.up.gov.in पर जाएं → MYUVA section खोलें
- 2Aadhaar OTP से registration करें
- 3Personal details, educational qualification, business plan भरें
- 4Required documents upload करें
- 5Submit करें — District-level MSME office में verification
- 6Bank के माध्यम से ₹5 लाख interest-free loan disburse होगा
Official Government Portal — Uttar Pradesh
Submit your application yourself on digisakti.up.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
🔗 digisakti.up.gov.in पर MYUVA apply करेंReal-Life Examples — Are You Eligible for MYUVA UP Youth Entrepreneur?
Match your own situation against these sample MYUVA UP Youth Entrepreneur applicants:
Vikas, 24, Class 10 pass from Gorakhpur, wants ₹4 lakh to open a mobile-repair shop
Eligible — he is within 18–35, exceeds the Class 8 minimum, is a UP resident with a concrete micro-enterprise plan — the loan is collateral-free and interest-free for the first 2 years
Pooja, 29, who runs a home tailoring setup and wants to expand into a small boutique
Eligible — any viable micro/small enterprise qualifies (tailoring and beauty-parlour type businesses are named examples) — a clear expansion business plan is the key document
Amit, 32, who defaulted on an earlier bank loan
Not eligible — bank defaulters are explicitly excluded — the loan is unsecured, so a clean credit history is a hard condition
Every case differs — confirm your eligibility on the official portal first.
Common Mistakes — Why MYUVA UP Youth Entrepreneur Applications Get Rejected
- ✗Submitting a vague business plan — selection runs on plan viability through the District MSME committee; 'kirana shop kholna hai' without numbers gets filtered.
- ✗Missing the interest-free window's meaning — ZERO interest applies for the first 2 years only; after that the bank's normal rate applies, so plan repayment inside the free window where possible.
- ✗Waiting to apply — with a 1-lakh-youth annual target, processing is effectively first-come-first-serve after eligibility; late applicants roll to the next cycle.
- ✗Wrong portal or agents — the application is on the official DigiShakti portal (digisakti.up.gov.in) with Aadhaar OTP; no agent or fee is involved at any stage.
Insider Tips for MYUVA UP Youth Entrepreneur
- →Write the business plan with three concrete numbers: setup cost, monthly running cost, and expected monthly income — that is what the district committee actually evaluates.
- →Track your file at the District MSME office after submission — verification happens there, and responding to queries quickly keeps you in the current batch.
- →Pair the loan with a skill certificate if you have one (ITI, PMKVY, apprenticeship) — it strengthens plan credibility for trades like repair, tailoring or food business.
- →Keep the funded business's bills and photos from day one — disbursement is bank-routed and utilisation checks are simpler when records exist.