Mo Ghara Odisha Housing — Quick Overview
| Scheme Name | ମୋ ଘର ଓଡ଼ିଶା 2026 — 45 ଲକ୍ଷ ଘର ₹1.30 ଲକ୍ଷ ସହାୟତା | Mo Ghara Housing Scheme Odisha |
| State | Odisha (ओडिशा) |
| Launched By | Government of Odisha |
| Launch Year | 2024 |
| Benefit | ₹1.30 lakh in 3 instalments — for houseless and kutcha house families in Odisha |
| Category | Housing |
| Beneficiaries | 45 lakh households targeted across all 30 districts of Odisha |
| Last Verified | 3 May 2026 |
| Official Portal | https://moghara.odisha.gov.in |
What is Mo Ghara Odisha Housing?
Mo Ghara (My Home) is Odisha government's flagship housing scheme providing ₹1.30 lakh financial assistance to houseless and kutcha house families not covered under PMAY. Launched in 2024 by CM Mohan Majhi, it targets 45 lakh households across Odisha — the most ambitious state housing programme in Odisha's history. Beneficiaries receive ₹1.30 lakh in 3 instalments via DBT. Priority to ST, SC, women-headed households, landless families, and persons with disabilities.
Under this scheme, eligible beneficiaries receive ₹1.30 lakh in 3 instalments — for houseless and kutcha house families in Odisha. The scheme was launched in 2024 and is implemented by the Government of Odisha.
ମୋ ଘର ଓଡ଼ିଶା ସରକାରଙ୍କ flagship housing scheme — 45 ଲକ୍ଷ ଘର ₹1.30 ଲକ୍ଷ ସହାୟତା। 2024 ରେ CM Mohan Majhi ଙ୍କ ଦ୍ୱାରା ଆରମ୍ଭ। PMAY ବାହାରେ ଥିବା ଗୃହହୀନ ପରିବାର। ST/SC/ମହିଳା ନେତୃତ୍ୱ ପରିବାର priority।
₹1.30 ଲକ୍ଷ 3 ଭାଗରେ DBT ମାଧ୍ୟମରେ — PMAY ବାହାରେ ଥିବା ଗୃହହୀନ ପରିବାର
ମୋ ଘର ଓଡ଼ିଶା ସରକାରଙ୍କ 45 ଲକ୍ଷ ଘର ଯୋଜନା। ₹1.30 ଲକ୍ଷ 3 ଭାଗରେ DBT। PMAY ବାହାରେ ଥିବା ଗୃହହୀନ/କଞ୍ଚା ଘର ପରିବାର। ST/SC/ମହିଳା ନେତୃତ୍ୱ ପ୍ରାଥମିକ। moghara.odisha.gov.in ରେ ଆବେଦନ।
📌 फायदा: ₹1.30 ଲକ୍ଷ 3 ଭାଗ — ₹40,000 + ₹50,000 + ₹40,000 — DBT ମାଧ୍ୟମରେ
पात्रता:
ଓଡ଼ିଶା ନିବାସୀ, ଗୃହହୀନ ଅଥବା କଞ୍ଚା ଘର, PMAY ବ୍ୟତୀତ, BPL/ST/SC priority।
अर्ज कसा करावा:
moghara.odisha.gov.in ଅଥବା Gram Panchayat — Aadhaar, BPL card, income cert ସହ ଆବେଦନ।
Benefits of Mo Ghara Odisha Housing
✅ ₹1.30 lakh in 3 instalments — for houseless and kutcha house families in Odisha
₹1.30 ଲକ୍ଷ 3 ଭାଗରେ DBT ମାଧ୍ୟମରେ — PMAY ବାହାରେ ଥିବା ଗୃହହୀନ ପରିବାର
Who is Eligible for Mo Ghara Odisha Housing?
- ✓ Permanent resident of Odisha
- ✓ Houseless or living in kutcha/dilapidated house
- ✓ Not covered under PMAY-Gramin or PMAY-Urban
- ✓ Annual family income up to ₹3 lakh
- ✓ Priority: ST/SC families, women-headed households, differently-abled, BPL households
- ✓ Not received any housing benefit from government before
- ✓ Aadhaar-linked bank account
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Documents Required for Mo Ghara Odisha Housing
How to Apply for Mo Ghara Odisha Housing Online?
- 1moghara.odisha.gov.in ଖୋଲନ୍ତୁ ଅଥବା ନିଜ Gram Panchayat ଯାଆନ୍ତୁ
- 2Mo Ghara application form ଭର୍ତ୍ତି କରନ୍ତୁ
- 3Aadhaar, BPL card, income cert, caste cert, bank passbook ଜମା ଦିଅନ୍ତୁ
- 4Gram Panchayat survey ଏବଂ Block Development Officer verification
- 5Beneficiary list approve ହେଲା ପରେ 1st installment ₹40,000 DBT
- 6Foundation complete — 2nd installment ₹50,000
- 7Roof complete — 3rd installment ₹40,000
Official Government Portal — Odisha
Apply directly on the official Odisha government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 moghara.odisha.gov.in ରେ ଆବେଦନ କରନ୍ତୁFrequently Asked Questions — Mo Ghara Odisha Housing
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