🏛️ Delhi (NCT) Government Schemes 2026
दिल्ली • Capital: New Delhi • Population: 2.0 Cr • 8+ schemes
| State | Delhi (NCT) (दिल्ली) |
| Capital | New Delhi |
| Population | 2.0 Cr |
| Total Schemes Listed | 8+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Delhi (NCT) State Government Schemes
Delhi Mukhyamantri Mahila Samriddhi Yojana 2026 — ₹2,500/Month for BPL/EWS Women
The Delhi Mukhyamantri Mahila Samriddhi Yojana, approved by the BJP-led Delhi Cabinet on March 8, 2025, provides ₹2,500 per month to eligible BPL and EWS women aged 21–59 years who are registered Delhi voters with at least 5 years of residency. The scheme replaces the earlier AAP-announced 'Mahila Samman Yojana' (₹1,000/month) which was never implemented. In addition to the monthly stipend, pregnant women receive a ₹21,000 one-time maternity assistance and 6 nutrition kits. Beneficiaries must hold BPL/EWS status and must not be an income tax payer.
दिल्ली मुख्यमंत्री तीर्थ यात्रा योजना 2026 — 60+ वर्ष के दिल्लीवासियों को मुफ्त तीर्थ यात्रा
Delhi Mukhyamantri Tirth Yatra Yojana provides free pilgrimage trips to senior citizens aged 60 and above who are registered voters of Delhi. The Delhi government bears all expenses including train travel (AC class), accommodation, food, and travel guide. Popular pilgrimage destinations include Char Dham, Vaishno Devi, Tirupati, Ajmer Sharif, Amritsar, and Shirdi. Registration is done at the district office or online at edistrict.delhi.gov.in.
दिल्ली Doorstep Delivery of Services 2026 — 100+ सरकारी सेवाएं घर पर ₹50 में
Delhi Doorstep Delivery of Services scheme allows Delhi residents to access over 100 government services at their doorstep by calling the helpline 1076. A Mobile Sahayak (government-appointed mobile assistant) visits the home, collects documents, fills forms, and submits applications on the applicant's behalf for a nominal fee of ₹50 per service. Services include caste certificate, income certificate, domicile certificate, driving licence, ration card, and many more. Especially useful for elderly, disabled, and women who cannot visit offices.
दिल्ली लाड़ली योजना 2026 — ₹5,000-11,000 बेटी को जन्म से 12वीं तक | wcddel.in
Delhi Ladli Yojana is a girl-child welfare and empowerment scheme run by the Women and Child Development Department of the Delhi Government, launched in 2008 to discourage gender bias and encourage families to educate their daughters. It supports girls from economically weaker households across six milestones: ₹10,000 is set aside at institutional (hospital) birth and a further ₹5,000 is added each time the girl enrolls in Class 1, 6, 9, 10 and 12, totalling about ₹35,000 per girl. Rather than handing cash to parents, the department invests the amount in a fixed SBI bond opened in the girl's own name. The bond keeps growing with interest, and the girl herself can withdraw the accumulated maturity proceeds once she turns 18 or clears Class 12, ensuring the money is genuinely spent on her future.
दिल्ली मुफ्त बिजली योजना 2026 — 200 यूनिट Free + 400 यूनिट Half Price | बिजली सब्सिडी
The Delhi Free Electricity Scheme is a power-subsidy programme administered by the Delhi Government's Power Department and delivered through the three discoms — BSES Rajdhani, BSES Yamuna and Tata Power-DDL (TPDDL). Domestic households that consume up to 200 units a month pay nothing for the energy charge, as the government covers it entirely. Households that use 201 to 400 units get a 50% concession on the first 200 units, while those crossing 400 units pay normal tariffs with no subsidy. Unlike many welfare schemes, there is no cash transfer to a bank account; instead, the relief is credited straight onto the monthly electricity bill by the discom, so eligible families simply see a reduced or zero energy charge. The scheme reaches more than 47 lakh domestic consumers and trims a typical household's yearly bill noticeably, and it applies automatically as long as the meter is registered in the consumer's name.
दिल्ली महिलाओं के लिए Free Bus Yojana 2026 — DTC + Cluster Bus Free Travel | Pink Pass
This women's free-travel scheme is run by the Transport Department of the Delhi Government through the Delhi Transport Corporation (DTC) and was launched in October 2019 as a safety and mobility measure for women. It lets every woman ride for free on all DTC buses and on DTC-operated cluster buses across the city, covering both AC and non-AC routes. There is no benefit transferred to a bank account here — the relief is delivered at the point of travel: a woman boards the bus and asks the conductor for a free 'Pink Ticket' (a zero-fare ticket) that serves as valid proof of the journey. The government reimburses the operators for these trips. Crucially, there is no income test, no age limit and no Delhi-residence condition, so even women visiting the capital can travel free. The benefit does not extend to the Delhi Metro, which follows its own separate rules.
Delhi Free Coaching Scheme 2026 — FREE UPSC, NEET, JEE, CAT Coaching for SC/OBC/Minority Students | scstwelfare.delhigovt.nic.in
Delhi Mukhya Mantri Free Coaching Scheme (also called 'Jai Bhim Mukhya Mantri Pratibha Vikas Yojana') provides FREE quality coaching to SC, ST, OBC, and Minority students of Delhi for competitive exams — UPSC Civil Services, IIT-JEE, NEET, CAT, Bank PO/Clerk, SSC, CLAT, NDA, RAILWAY. Coaching is conducted at top private institutes (Akash, Vajiram & Ravi, Career Launcher, FIITJEE, etc.) — empanelled by Delhi government. Students pay nothing for coaching, study material, or test series. Plus ₹2,500/month stipend during coaching duration. Annual budget ₹100+ crore.
Delhi Lakhpati Bitiya Yojana 2026 — ₹1.20 Lakh Maturity for Every Girl Child
Delhi Lakhpati Bitiya Yojana, launched by Delhi Chief Minister Rekha Gupta on 1 April 2026, is the BJP government's flagship girl child scheme that replaces the earlier Ladli Yojana (in operation since 2008). The scheme provides ₹61,000 financial assistance to every eligible girl child in instalments linked to key educational and age-related milestones — from birth to graduation. The corpus is invested through SBI Life and matures to ₹1.20 lakh+ with compounded interest by the time the girl turns 18 (subject to remaining unmarried till that age). The scheme is restricted to two girls per family with annual family income up to ₹1.20 lakh. The girl must be born in Delhi, be a resident of NCT Delhi for at least three years prior to application, and study in a government / MCD / NDMC / recognised school in Delhi. Application is online with a 1-year window from birth, and 90-day window at each milestone admission.
🇮🏻 Central Government Schemes for Delhi (NCT) Residents
All 252 central government schemes are applicable to residents of Delhi (NCT). The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
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Explore central government schemes by category — all categories below are also applicable to Delhi (NCT) residents.
About Delhi (NCT) Government Schemes
Delhi (NCT) residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Delhi (NCT). State-specific schemes like Delhi Mahila Samriddhi Yojana provide additional benefits exclusive to Delhi (NCT) residents.