Meghalaya MILMa — Women SHG Micro-Enterprise Loan 2026 — ₹50,000–₹3 Lakh for Women SHGs | Livelihood Mission

What is Meghalaya MILMa SHG Women Loan?

Meghalaya Integrated Livelihood Mission (MILMa) is Meghalaya's state rural livelihood mission for women Self Help Groups (SHGs). Under MILMa, women SHG members can access micro-enterprise loans of ₹50,000 to ₹3 lakh at subsidized interest rates for starting small businesses, poultry, piggery, dairy, handicrafts, and food processing enterprises. SHGs are linked to bank credit after 6 months of regular savings. MILMa covers all 12 districts with a special focus on Garo Hills and Khasi-Jaintia Hills tribal women.

Under this scheme, eligible beneficiaries receive ₹50,000–₹3 lakh micro-enterprise loan + skill training + market linkage for women SHG members in Meghalaya. The scheme was launched in 2012 and is implemented by the Government of Meghalaya.

Who is Eligible for Meghalaya MILMa SHG Women Loan?

• ✓ Woman member of MILMa/DAY-NRLM SHG in Meghalaya
• ✓ SHG must be active for minimum 6 months with regular savings
• ✓ Annual family income below ₹3 lakh
• ✓ Priority to tribal women, BPL families, Garo Hills and Khasi Hills regions
• ✓ Aadhaar-linked SHG bank account mandatory

Documents Required for Meghalaya MILMa SHG Women Loan

How to Apply for Meghalaya MILMa SHG Women Loan Online?

1. 1Visit the official portal: https://miilma.meghalaya.gov.in
2. 2Register using your Aadhaar-linked mobile number and verify OTP
3. 3Fill in the application form with personal and bank details
4. 4Upload required documents
5. 5Submit the application and note down the reference number
6. 6Track application status on the official portal

Frequently Asked Questions — Meghalaya MILMa SHG Women Loan