Karnataka Unorganised Workers Scheme

Written & fact-checked by Riya Sharma · Editor, Schemes In India

Last verified: 25 May 2026 · How we verify scheme facts

What is Karnataka Unorganised Workers Scheme?

Karnataka Contract Casual & Unorganised Workers (KCFC) Welfare Board provides social security to unorganised sector workers in Karnataka who are NOT covered by ESI, EPFO, or BOCW — including street vendors, domestic workers, rickshaw pullers, security guards, sanitation workers, agricultural labourers, vegetable sellers, salon workers, laundry workers, and other informal economy workers. Benefits include: ₹2 lakh accidental death insurance, ₹50,000 disability compensation, ₹5,000 hospitalization, ₹5,000 maternity, and ₹100/month pension contribution. Annual registration ₹30. Combined with PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) for street vendors.

Karnataka Unorganised Workers Scheme — Quick Overview

Scheme Name	Karnataka Unorganised Workers Social Security Scheme 2026 — ₹2L Insurance + Pension for Street Vendors, Domestic Workers
State	Karnataka (कर्नाटक)
Launched By	Government of Karnataka
Launch Year	2008
Benefit	₹2L accident insurance + ₹50K disability + ₹5K maternity + pension for informal sector Karnataka workers
Category	Employment
Beneficiaries	50 lakh+ unorganised sector workers in Karnataka
Last Verified	25 May 2026
Official Portal	https://labour.karnataka.gov.in

🇮🇳Hindi me Jankari — हिंदी में जानकारी

Karnataka Unorganised Workers Welfare Board — street vendors, domestic workers, rickshaw pullers, security guards, sanitation workers, salon workers — ESI/EPFO में नहीं। ₹2 लाख accident insurance, ₹50,000 disability, ₹5,000 maternity, ₹100/month pension contribution। Annual registration ₹30।

₹2 लाख दुर्घटना बीमा + ₹50,000 विकलांगता + ₹5,000 मातृत्व + पेंशन — Karnataka informal workers

📖ಕರ್ನಾಟಕ ಅಸಂಘಟಿತ ಕಾರ್ಮಿಕರ ಸಾಮಾಜಿಕ ಭದ್ರತಾ ಯೋಜನೆ — ಕನ್ನಡದಲ್ಲಿ ಮಾಹಿತಿKannada

ಕರ್ನಾಟಕ KCFC ಕಲ್ಯಾಣ ಮಂಡಳಿ ಬೀದಿ ಬದಿ ವ್ಯಾಪಾರಿಗಳು, ಮನೆಗೆಲಸದ ಕಾರ್ಮಿಕರು, ರಿಕ್ಷಾ ಚಾಲಕರು, ಭದ್ರತಾ ಸಿಬ್ಬಂದಿ ಮತ್ತು ಇತರ ಅನೌಪಚಾರಿಕ ವಲಯ ಕಾರ್ಮಿಕರಿಗೆ ₹2 ಲಕ್ಷ ಅಪಘಾತ ವಿಮೆ, ₹50,000 ವಿಕಲಾಂಗತೆ ಮತ್ತು ₹5,000 ಹೆರಿಗೆ ಸೌಲಭ್ಯ ನೀಡುತ್ತದೆ.

📌 फायदा: ₹2 ಲಕ್ಷ ಅಪಘಾತ ವಿಮೆ + ₹50,000 ವಿಕಲಾಂಗತೆ + ₹5,000 ಹೆರಿಗೆ + ₹100/ತಿಂಗಳ ಪಿಂಚಣಿ ಕೊಡುಗೆ

पात्रता:

ಕರ್ನಾಟಕ ನಿವಾಸಿ 18-60 ವರ್ಷ ಅಸಂಘಟಿತ ವಲಯ ಕಾರ್ಮಿಕ (ESI/EPFO/BOCW ವ್ಯಾಪ್ತಿಗೆ ಸೇರದ), ₹15,000/ತಿಂಗಳ ಕ್ಕಿಂತ ಕಡಿಮೆ ಆದಾಯ.

अर्ज कसा करावा:

labour.karnataka.gov.in ಅಥವಾ ಹತ್ತಿರದ ಕಾರ್ಮಿಕ ಇಲಾಖೆ/ಲೋಕ ಸೇವಾ ಕೇಂದ್ರಕ್ಕೆ ಭೇಟಿ ನೀಡಿ ₹30 ವಾರ್ಷಿಕ ನೋಂದಣಿ ಶುಲ್ಕ ಪಾವತಿಸಿ ನೋಂದಾಯಿಸಿ.

Benefits of Karnataka Unorganised Workers Scheme

✅ ₹2L accident insurance + ₹50K disability + ₹5K maternity + pension for informal sector Karnataka workers

₹2 लाख दुर्घटना बीमा + ₹50,000 विकलांगता + ₹5,000 मातृत्व + पेंशन — Karnataka informal workers

Who is Eligible for Karnataka Unorganised Workers Scheme?

✓ Karnataka resident aged 18-60 years working in unorganised sector
✓ NOT covered under ESI, EPFO, or BOCW Welfare Board
✓ Workers: street vendors, domestic workers, rickshaw/auto drivers, sanitation workers, agricultural labourers, vegetable/fruit sellers, salon/barber workers, washermen/dhobi, security guards, etc.
✓ Monthly income below ₹15,000
✓ Aadhaar-linked bank account

Documents Required for Karnataka Unorganised Workers Scheme

0/6 documents ready

How to Apply for Karnataka Unorganised Workers Scheme Online?

1labour.karnataka.gov.in पर जाएं या nearest Labour Department / Lok Seva Kendra में जाएं
2Karnataka Unorganised Worker registration form भरें — occupation type, income, Aadhaar details
3₹30 annual registration fee pay करें
4Unorganised Worker ID card प्राप्त करें
5Benefits claim: accident/maternity/hospitalization के लिए documents + ID card जमा करें
6Street vendors additionally apply for PM SVANidhi at your ULB for ₹10,000 working capital loan

🏛️

Official Government Portal — Karnataka

Submit your application yourself on labour.karnataka.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.

🔗 Register at Labour Department or labour.karnataka.gov.in

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Frequently Asked Questions — Karnataka Unorganised Workers Scheme

Karnataka mein domestic worker ko kya social security milti hai?−

Karnataka registered domestic workers get: ₹2 lakh accidental death insurance, ₹50,000 partial disability, ₹5,000 hospitalization cash, ₹5,000 maternity benefit. Annual registration ₹30. labour.karnataka.gov.in ya nearest Labour Department mein register karein.

What is the difference between BOCW and KCFC for workers?+

PM SVANidhi ke saath Karnataka unorganised worker scheme link hai?+