AB-PMJAY 70+ Senior Citizens — Quick Overview
| Scheme Name | AB-PMJAY Senior Citizens 70+ Free Health Cover 2026 — ₹5 Lakh Cashless | Vy Vandana Card |
| Launched By | Government of India |
| Launch Year | 2024 |
| Benefit | ₹5 lakh per year cashless health cover for ALL senior citizens 70+ — no income/BPL limit — separate Vy Vandana Card |
| Category | Health |
| Last Verified | 12 May 2026 |
| Official Portal | https://beneficiary.nha.gov.in |
What is AB-PMJAY 70+ Senior Citizens?
Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) for Senior Citizens 70+ is a landmark October 2024 expansion of India's flagship health insurance scheme. Every Indian citizen aged 70 years and above gets ₹5 lakh per year cashless health cover at empanelled hospitals — REGARDLESS of income, BPL status, or pre-existing PMJAY enrollment. Families already covered under PMJAY get an additional ₹5 lakh top-up exclusively for senior members. The new Vy Vandana Card (Distinct Senior Card) is issued separately to 70+ citizens. Covers cardiac, cancer, kidney, joint replacement, neurosurgery, ICU, and 1,949+ procedures at 30,000+ hospitals nationwide.
Under this scheme, eligible beneficiaries receive ₹5 lakh per year cashless health cover for ALL senior citizens 70+ — no income/BPL limit — separate Vy Vandana Card. The scheme was launched in 2024 and is implemented by the Government of India.
Benefits of AB-PMJAY 70+ Senior Citizens
₹5 lakh per year cashless health cover for ALL senior citizens 70+ — no income/BPL limit — separate Vy Vandana Card
Who is Eligible for AB-PMJAY 70+ Senior Citizens?
- ✓Indian citizen aged 70 years or above (as on date of enrollment)
- ✓No income limit — ALL 70+ citizens eligible regardless of economic status
- ✓Aadhaar verification mandatory for senior identity
- ✓Already PMJAY-enrolled families get additional ₹5 lakh top-up for senior members exclusively
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Documents Required for AB-PMJAY 70+ Senior Citizens
How to Apply for AB-PMJAY 70+ Senior Citizens Online?
- 1Visit the official portal at https://beneficiary.nha.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on beneficiary.nha.gov.inFrequently Asked Questions — AB-PMJAY 70+ Senior Citizens
Common Questions About Health Schemes
Who is eligible for Ayushman Bharat?+
Families listed in the SECC 2011 database, including rural families with deprived categories and urban workers in 11 occupational categories.
How to download Ayushman Card?+
Visit beneficiary.nha.gov.in, enter your mobile number, verify OTP, and download your Ayushman Bharat health card.
One Nation One Ration Card क्या है?+
यह योजना NFSA राशन कार्ड धारकों को देश के किसी भी राज्य में राशन दुकान से अपना हिस्सा लेने देती है। आधार-बायोमेट्रिक से identity verify होती है।
ONORC के लिए ration card आधार से link है या नहीं कैसे check करें?+
nfsa.gov.in पर जाएं → Ration Card → Check Aadhaar Seeding Status। या UMANG app पर 'NFSA Services' में जाकर check करें।
NHM में क्या मुफ्त मिलता है?+
सरकारी अस्पतालों में: OPD consultation, essential medicines (WHO Essential Medicines List), diagnostics (blood test, X-ray), delivery services (JSSK), immunisation, antenatal care — सभी BPL/priority households के लिए free।
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Related Health Schemes
Ayushman Bharat PM-JAY Yojana 2025
Ayushman Bharat provides free health insurance coverage of ₹5 lakh per family per year for secondary and tertiary hospitalisation to economically vulnerable families.
One Nation One Ration Card (ONORC) 2026 — Ration Anywhere in India | nfsa.gov.in
One Nation One Ration Card (ONORC) allows any NFSA beneficiary to avail their entitled ration from any Fair Price Shop (FPS) anywhere in India using Aadhaar-based biometric authentication. Migrant workers can now get ration in the city where they work, not just their home state. All 36 states/UTs are covered under ONORC.
National Health Mission 2026 — Free Health Services + Free Medicines + NHM ASHAs | nhm.gov.in
National Health Mission (NHM) is India's largest public health programme covering National Rural Health Mission (NRHM) and National Urban Health Mission (NUHM). It provides free essential medicines, diagnostics, and health services at government health facilities. Key components: ASHA workers, Janani Suraksha Yojana (JSY), Janani Shishu Suraksha Karyakram (JSSK), free immunisation, and Rashtriya Bal Swasthya Karyakram (RBSK).
Poshan 2.0 / Saksham Anganwadi 2026 — Free Nutrition for 8 Crore Children + Pregnant Women
Poshan 2.0 (Saksham Anganwadi and Poshan 2.0) is the umbrella nutrition mission launched in 2021 by merging ICDS, Poshan Abhiyan, and other nutrition schemes. It provides supplementary nutrition to 8 crore children (0-6 years), 1.78 crore pregnant/lactating mothers, and 2 crore adolescent girls. Each beneficiary gets hot cooked meals or take-home rations through anganwadi centres.