Bihar SC EBC Udyami Yojana — Quick Overview
| Scheme Name | Bihar SC/ST/EBC/Mahila Udyami Yojana 2026 — ₹10 Lakh Loan 0% Interest | udyami.bihar.gov.in |
| State | Bihar (बिहार) |
| Launched By | Government of Bihar |
| Launch Year | 2021 |
| Benefit | ₹10 lakh — ₹5 lakh subsidy (no repayment) + ₹5 lakh 0% interest loan (84 EMI repayment) |
| Category | MSME & Industry |
| Beneficiaries | Over 1 lakh entrepreneurs supported across all categories since 2021 |
| Last Verified | 26 May 2026 |
| Official Portal | https://udyami.bihar.gov.in |
What is Bihar SC EBC Udyami Yojana?
Bihar Mukhyamantri SC/ST/EBC/Mahila/Yuva Udyami Yojana provides ₹10 lakh financial assistance to entrepreneurs from Scheduled Caste, Scheduled Tribe, Extremely Backward Class, women, and youth categories to set up new businesses. Structure: ₹5 lakh as outright government subsidy (no repayment) + ₹5 lakh as 0% interest loan repayable over 84 months (7 years). All categories apply through the same portal udyami.bihar.gov.in — Bihar Industries Department operates separate allocation quotas for SC, ST, EBC, Women, Youth, and Minority. Mandatory 2-week business training at state institutes is required before loan disbursement. Launched in 2021, updated in 2024 with expanded quotas.
Under this scheme, eligible beneficiaries receive ₹10 lakh — ₹5 lakh subsidy (no repayment) + ₹5 lakh 0% interest loan (84 EMI repayment). The scheme was launched in 2021 and is implemented by the Government of Bihar.
बिहार मुख्यमंत्री SC/ST/EBC/महिला/युवा उद्यमी योजना — ₹10 लाख सहायता (₹5 लाख अनुदान + ₹5 लाख 0% ब्याज ऋण — 84 EMI में वापसी)। सभी श्रेणियाँ: udyami.bihar.gov.in पर आवेदन। अनिवार्य 2 सप्ताह का व्यवसाय प्रशिक्षण। 2021 में शुरू, 2024 में विस्तारित।
₹10 लाख — ₹5 लाख अनुदान + ₹5 लाख 0% ब्याज ऋण (84 महीने EMI) — SC/ST/EBC/महिला/युवा/अल्पसंख्यक
बिहार मुख्यमंत्री उद्यमी योजना के अंतर्गत SC, ST, EBC, महिला और युवा श्रेणी के लोगों को नया व्यवसाय शुरू करने के लिए ₹10 लाख दिए जाते हैं — जिसमें ₹5 लाख अनुदान (वापस नहीं करना) और ₹5 लाख बिना ब्याज के ऋण (84 महीने में चुकाना) शामिल है। आवेदन से पहले 2 सप्ताह का अनिवार्य व्यवसाय प्रशिक्षण पूरा करना होगा। उद्योग विभाग बिहार के पोर्टल udyami.bihar.gov.in पर सभी श्रेणियों के लिए अलग-अलग allotment quota निर्धारित है।
📌 फायदा: ₹5 लाख अनुदान + ₹5 लाख 0% ब्याज ऋण = ₹10 लाख — SC/ST/EBC/महिला/युवा के लिए
पात्रता:
बिहार निवासी, SC/ST/EBC/महिला/युवा, आयु 18-50 वर्ष, 10वीं पास, नया व्यवसाय शुरू करना हो।
अर्ज कसा करावा:
udyami.bihar.gov.in पर जाएं, श्रेणी चुनें, आधार, जाति प्रमाण, मार्कशीट, DPR और बैंक विवरण upload करें, 2 सप्ताह की training पूरी करें।
Benefits of Bihar SC EBC Udyami Yojana
✅ ₹10 lakh — ₹5 lakh subsidy (no repayment) + ₹5 lakh 0% interest loan (84 EMI repayment)
₹10 लाख — ₹5 लाख अनुदान + ₹5 लाख 0% ब्याज ऋण (84 महीने EMI) — SC/ST/EBC/महिला/युवा/अल्पसंख्यक
Who is Eligible for Bihar SC EBC Udyami Yojana?
- ✓ Bihar permanent resident (domicile certificate required)
- ✓ Category eligibility: SC, ST, EBC (Extremely Backward Class), Women (all categories), Youth (18-50), Minority
- ✓ Age 18 to 50 years
- ✓ Minimum Class 10 (Matric) passed
- ✓ Must establish a new enterprise — existing businesses not eligible
- ✓ Not a defaulter of any government loan
- ✓ Aadhaar-linked bank account
- ✓ Must complete mandatory 2-week training at designated state institute
Documents Required for Bihar SC EBC Udyami Yojana
How to Apply for Bihar SC EBC Udyami Yojana Online?
- 1udyami.bihar.gov.in पर जाएं — 'पंजीकरण/Registration' पर क्लिक करें
- 2आधार नंबर और मोबाइल OTP से पहचान सत्यापित करें
- 3अपनी श्रेणी चुनें: SC/ST/EBC/महिला/युवा/अल्पसंख्यक
- 4व्यक्तिगत जानकारी, शैक्षणिक योग्यता और बैंक विवरण भरें
- 5Detailed Project Report (DPR) और व्यवसाय योजना तैयार करके upload करें
- 6जाति/निवास/शैक्षणिक प्रमाण पत्र upload करें और form submit करें
- 7Selection के बाद निर्धारित सरकारी संस्थान में 2 सप्ताह का mandatory training करें
- 8Training पूरी होने के बाद ₹5 लाख subsidy और ₹5 लाख loan — संबद्ध बैंक के through
Official Government Portal — Bihar
Apply directly on the official Bihar government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 udyami.bihar.gov.in — Category-wise ApplicationFrequently Asked Questions — Bihar SC EBC Udyami Yojana
Common Questions About Bihar Government Schemes
What is Bihar Student Credit Card Yojana?+
It is a Bihar state scheme providing education loans up to ₹4 lakh at 4% simple interest (1% for girls and disabled) to Class 12 passed students for pursuing higher education.
How to apply for Bihar Student Credit Card?+
Apply online at 7nishchay-yuvaupmission.bihar.gov.in or visit your nearest District Registration and Counselling Centre (DRCC) with your documents.
How much money is given under Kanya Utthan Yojana?+
₹2,000 at birth (for BPL families); ₹1,000 at immunisation; sanitary napkin allowance ₹300/year from Class 7; uniform allowance ₹600–₹1,500; and ₹25,000 on passing Class 12 and ₹50,000 on graduating.
How to apply for Kanya Utthan Yojana graduation benefit?+
Apply online at medhasoft.bih.nic.in. Log in with your registration number, fill the application form, and upload required documents.
मुख्यमंत्री उद्यमी योजना बिहार में क्या मिलता है?+
₹10 लाख — ₹5 लाख अनुदान (वापस नहीं देना) और ₹5 लाख ब्याज-मुक्त ऋण जो 84 महीने की EMI में चुकाना होता है।
📰 Latest News & Updates — Bihar SC EBC Udyami Yojana
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