What is Karnataka Raitha Suraksha Yojana?
Karnataka Raitha Suraksha Yojana provides FREE group personal accident insurance cover of ₹5 lakh to all farmers registered with Karnataka Agriculture Department — covering accidental death, permanent disability, and partial disability during agricultural activities. The scheme is funded entirely by Karnataka government with no premium contribution from farmers. Coverage 24×7 — not limited to farm accidents. All landowners, cultivators, tenant farmers, and crop loan borrowers in Karnataka are eligible. Additional compensation for death due to snake bite during farming: ₹2 lakh. Claims settled through Raitha Seva Kendras and Krishi Bhavans within 30 days of documentation.
Karnataka Raitha Suraksha Yojana — Quick Overview
| Scheme Name | Karnataka Raitha Suraksha Yojana 2026 — ₹5L Free Accident Insurance for All Farmers |
| State | Karnataka (कर्नाटक) |
| Launched By | Government of Karnataka |
| Launch Year | 2017 |
| Benefit | ₹5 lakh free accident insurance for all registered Karnataka farmers — government pays premium |
| Category | Agriculture |
| Beneficiaries | 1.5 crore+ farmers in Karnataka |
| Last Verified | 25 May 2026 |
| Official Portal | https://raitamitra.karnataka.gov.in |
Karnataka Raitha Suraksha Yojana — Karnataka Agriculture Department में registered सभी किसानों को मुफ्त ₹5 लाख group personal accident insurance। सरकार premium भरती है — किसान को कुछ नहीं देना। 24×7 coverage। सांप के काटने से मृत्यु: ₹2 लाख अतिरिक्त। Claim 30 दिनों में।
सभी registered Karnataka किसानों को मुफ्त ₹5 लाख दुर्घटना बीमा — government premium भरती है
ಕರ್ನಾಟಕ ರೈತ ಸುರಕ್ಷಾ ಯೋಜನೆ ಕೃಷಿ ಇಲಾಖೆಯಲ್ಲಿ ನೋಂದಾಯಿತ ಎಲ್ಲಾ ರೈತರಿಗೆ ₹5 ಲಕ್ಷ ಉಚಿತ ಗುಂಪು ವ್ಯಕ್ತಿ ಅಪಘಾತ ವಿಮೆ ಒದಗಿಸುತ್ತದೆ. ಕರ್ನಾಟಕ ಸರ್ಕಾರ 100% ಕಂತು ಪಾವತಿಸುತ್ತದೆ — ರೈತರಿಂದ ಯಾವ ಕಂತೂ ಇಲ್ಲ. 1.5 ಕೋಟಿ+ ರೈತರು ಒಳಗೊಂಡಿದ್ದಾರೆ.
📌 फायदा: ಎಲ್ಲಾ ನೊಂದಾಯಿತ ಕರ್ನಾಟಕ ರೈತರಿಗೆ ₹5 ಲಕ್ಷ ಉಚಿತ ಅಪಘಾತ ವಿಮೆ + ಹಾವು ಕಡಿತ ಮರಣಕ್ಕೆ ₹2 ಲಕ್ಷ ಹೆಚ್ಚುವರಿ
पात्रता:
ಕರ್ನಾಟಕ ಕೃಷಿ ಇಲಾಖೆ ಅಥವಾ RSK ನಲ್ಲಿ ನೋಂದಾಯಿತ ರೈತ, ಭೂಮಾಲೀಕ, ಗೇಣಿದಾರ ಅಥವಾ ಬೆಳೆ ಸಾಲ ಪಡೆದ ರೈತ; ವಯಸ್ಸು 18-70.
अर्ज कसा करावा:
RSK/ಕೃಷಿ ಭವನದಲ್ಲಿ ನೋಂದಣಿ ಮಾಡಿ — ನೊಂದಾಯಿತ ರೈತರಿಗೆ ಸ್ವಯಂಚಾಲಿತ ನಾಮಾಂಕನ; ಕ್ಲೇಮ್ಗೆ raitamitra.karnataka.gov.in ಅಥವಾ RSK ಸಂಪರ್ಕಿಸಿ.
Benefits of Karnataka Raitha Suraksha Yojana
✅ ₹5 lakh free accident insurance for all registered Karnataka farmers — government pays premium
सभी registered Karnataka किसानों को मुफ्त ₹5 लाख दुर्घटना बीमा — government premium भरती है
Who is Eligible for Karnataka Raitha Suraksha Yojana?
- ✓ Karnataka farmer registered with Agriculture Department or Raitha Samparka Kendra
- ✓ Landowner farmers, cultivators, tenant farmers, and crop loan borrowers
- ✓ Age 18-70 years
- ✓ All Karnataka farmers — no income limit, no BPL requirement
- ✓ Farm labourers NOT covered under this scheme (separate BOCW scheme applies)
Documents Required for Karnataka Raitha Suraksha Yojana
How to Apply for Karnataka Raitha Suraksha Yojana Online?
- 1अपने नजदीकी Raitha Samparka Kendra (RSK) / Krishi Bhavan में register करें
- 2Raitha Suraksha Yojana में automatic enrollment होती है सभी registered farmers की
- 3Premium payment: Karnataka government pays 100% — farmer को कुछ भी नहीं देना
- 4Claim की जरूरत पर: RSK / Krishi Bhavan में accident report + death certificate + FIR (if accident)
- 5Documents: Aadhaar, RTC, death/disability certificate, Bank passbook, FIR copy
- 630 दिनों में DBT से nominee bank account में claim settle होगा
Official Government Portal — Karnataka
Submit your application yourself on raitamitra.karnataka.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
🔗 Register at Raitha Samparka Kendra / raitamitra.karnataka.gov.inFrequently Asked Questions — Karnataka Raitha Suraksha Yojana
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