Karnataka Handloom & Silk Weavers Welfare

Written & fact-checked by Riya Sharma · Editor, Schemes In India

Last verified: 25 May 2026 · How we verify scheme facts

What is Karnataka Handloom & Silk Weavers Welfare?

Karnataka Handloom Development Corporation (KHDC) and Silk Industries Corporation run comprehensive welfare and development schemes for 5 lakh+ handloom weavers and 3 lakh+ silk weavers in Karnataka — world-famous for Mysore Silk, Ilkal Sarees, Channapatna craft, and Dharwad textiles. Benefits: (1) Mahatma Gandhi Bunkar Bima Yojana — ₹2 lakh life insurance + ₹60K scholarship for weaver's children (free to BPL); (2) Free upgraded loom/equipment under CHCDS; (3) Raw silk subsidy 25%; (4) Weaver credit card (WCC) — ₹2 lakh credit at 7% for raw material; (5) Marketing support via Hank Yarn supply, exhibitions, Cauvery Emporium. Skill training under WEAVEMITRA portal.

Karnataka Handloom & Silk Weavers Welfare — Quick Overview

Scheme Name	Karnataka Handloom & Silk Weavers Welfare Scheme 2026 — Free Looms + ₹2L Insurance + Marketing Support
State	Karnataka (कर्नाटक)
Launched By	Government of Karnataka
Launch Year	2005
Benefit	₹2L weaver insurance + ₹60K scholarship + free loom upgrade + 25% raw silk subsidy + ₹2L credit at 7%
Category	Employment
Beneficiaries	8 lakh+ handloom and silk weavers in Karnataka
Last Verified	25 May 2026
Official Portal	https://khdc.karnataka.gov.in

🇮🇳Hindi me Jankari — हिंदी में जानकारी

Karnataka Handloom Development Corporation — 5 लाख+ handloom और 3 लाख+ silk weavers के लिए। Bunkar Bima ₹2 लाख + बच्चों को scholarship ₹60,000, free loom upgrade, silk subsidy 25%, Weaver Credit Card ₹2 लाख @ 7%, CAUVERY outlet marketing। Mysore Silk, Ilkal Saree, Channapatna weavers included।

₹2 लाख बीमा + बच्चों को ₹60,000 scholarship + free loom + 25% silk subsidy + ₹2 लाख credit @ 7%

📖ಕರ್ನಾಟಕ ಕೈಮಗ್ಗ ಮತ್ತು ರೇಷ್ಮೆ ನೇಕಾರ ಕಲ್ಯಾಣ ಯೋಜನೆ — ಕನ್ನಡದಲ್ಲಿ ಮಾಹಿತಿKannada

ಕರ್ನಾಟಕ ಕೈಮಗ್ಗ ಅಭಿವೃದ್ಧಿ ನಿಗಮ (KHDC) ಮತ್ತು ರೇಷ್ಮೆ ಉದ್ಯಮ ನಿಗಮ 5 ಲಕ್ಷ+ ಕೈಮಗ್ಗ ಮತ್ತು 3 ಲಕ್ಷ+ ರೇಷ್ಮೆ ನೇಕಾರರಿಗೆ ₹2 ಲಕ್ಷ ಜೀವ ವಿಮೆ, ಉಚಿತ ಮಗ್ಗ ಅಪ್‌ಗ್ರೇಡ್, 25% ಕಚ್ಚಾ ರೇಷ್ಮೆ ಸಬ್ಸಿಡಿ ಮತ್ತು ₹2 ಲಕ್ಷ ನೇಕಾರ ಕ್ರೆಡಿಟ್ ಕಾರ್ಡ್ @ 7% ಒದಗಿಸುತ್ತದೆ.

📌 फायदा: ₹2 ಲಕ್ಷ ನೇಕಾರ ವಿಮೆ + ₹60,000 ಮಕ್ಕಳ ವಿದ್ಯಾರ್ಥಿವೇತನ + ಉಚಿತ ಮಗ್ಗ + 25% ರೇಷ್ಮೆ ಸಬ್ಸಿಡಿ + ₹2 ಲಕ್ಷ ಸಾಲ @ 7%

पात्रता:

ಕರ್ನಾಟಕದಲ್ಲಿ ಸಕ್ರಿಯ ಕೈಮಗ್ಗ/ರೇಷ್ಮೆ ನೇಕಾರ, KHDC/ರೇಷ್ಮೆ ಮಂಡಳಿಯಲ್ಲಿ ನೋಂದಾಯಿತ, ₹1.5 ಲಕ್ಷ ಕ್ಕಿಂತ ಕಡಿಮೆ ಆದಾಯ (ಬಿಪಿಎಲ್ ವಿಮಾ ವಿನಾಯಿತಿಗೆ).

अर्ज कसा करावा:

khdc.karnataka.gov.in ನಲ್ಲಿ ಅಥವಾ ಜಿಲ್ಲಾ ಕೈಮಗ್ಗ ಅಧಿಕಾರಿ ಕಚೇರಿಯಲ್ಲಿ KHDC ನೇಕಾರ ನೋಂದಣಿ ಮಾಡಿ; ನೊಂದಾಯಿತ ನೇಕಾರರು ಸ್ವಯಂಚಾಲಿತವಾಗಿ ಬುಂಕರ್ ಭೀಮಾ ಯೋಜನೆಗೆ ಸೇರುತ್ತಾರೆ.

Benefits of Karnataka Handloom & Silk Weavers Welfare

✅ ₹2L weaver insurance + ₹60K scholarship + free loom upgrade + 25% raw silk subsidy + ₹2L credit at 7%

₹2 लाख बीमा + बच्चों को ₹60,000 scholarship + free loom + 25% silk subsidy + ₹2 लाख credit @ 7%

Who is Eligible for Karnataka Handloom & Silk Weavers Welfare?

✓ Active handloom or silk weaver working in Karnataka (primary occupation)
✓ Registered with Karnataka Handloom Development Corporation (KHDC) or Silk Board
✓ Must own or operate a handloom (power loom workers under separate scheme)
✓ Annual family income below ₹1.5 lakh (for BPL premium-free Bunkar Bima)
✓ Weaver Credit Card: minimum 1 year registered weaver with clean repayment history
✓ Aadhaar-linked bank account

Documents Required for Karnataka Handloom & Silk Weavers Welfare

0/6 documents ready

How to Apply for Karnataka Handloom & Silk Weavers Welfare Online?

1अपने District Handloom Officer (DHO) से KHDC weaver registration करें (khdc.karnataka.gov.in)
2Registered weavers स्वतः Mahatma Gandhi Bunkar Bima Yojana (MGBBY) में enrolled होते हैं
3BPL weavers: premium completely free — non-BPL: ₹290/year contribution
4Weaver Credit Card: KHDC office में application → cooperative bank through KHDC
5Free loom upgrade: CHCDS form + old loom certificate + income proof → KHDC DHO
6Silk subsidy: Silk Industries Corporation office में raw silk order + subsidy claim form

🏛️

Official Government Portal — Karnataka

Use khdc.karnataka.gov.in directly — there is no application fee, and no third party can speed up your approval.

🔗 Apply at KHDC / District Handloom Office

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Frequently Asked Questions — Karnataka Handloom & Silk Weavers Welfare

Karnataka weavers ko Bunkar Bima mein kya milta hai?−

Mahatma Gandhi Bunkar Bima Yojana (MGBBY): Life insurance ₹60,000 (natural death) / ₹1,50,000 (accidental death). Children of weaver (2 per family, Class 9-12): ₹100/month scholarship. Class 11-12: ₹150/month. ITI: ₹1,500 lump sum. BPL weavers: premium-free (GOI pays). Non-BPL: ₹290 annual premium.

Weaver Credit Card Karnataka kya hai?+

Karnataka mein Silk weaver ko kya benefits hain?+