BSKY Odisha — Quick Overview
| Scheme Name | Biju Swasthya Kalyan Yojana Odisha 2026 — ₹5 Lakh (Women ₹10 Lakh) Free Health Insurance | bsky.odisha.gov.in |
| State | Odisha (ओडिशा) |
| Launched By | Government of Odisha |
| Launch Year | 2018 |
| Benefit | ₹10 lakh for women / ₹5 lakh for other members — cashless treatment at 200+ empanelled hospitals |
| Category | Health |
| Beneficiaries | 96 lakh families / 3.5 crore people in Odisha |
| Last Verified | 2 May 2026 |
| Official Portal | https://bsky.odisha.gov.in |
What is BSKY Odisha?
Biju Swasthya Kalyan Yojana (BSKY) is Odisha's flagship health insurance scheme. Women members of eligible families get ₹10 lakh annual cashless treatment; other family members get ₹5 lakh. Covers 1,000+ secondary and tertiary care packages at empanelled government and private hospitals. 96 lakh families (3.5 crore people) covered. Smart Health Card issued to all members. Apply/check at bsky.odisha.gov.in.
Under this scheme, eligible beneficiaries receive ₹10 lakh for women / ₹5 lakh for other members — cashless treatment at 200+ empanelled hospitals. The scheme was launched in 2018 and is implemented by the Government of Odisha.
बीजू स्वास्थ्य कल्याण योजना ओडिशा की flagship health scheme है। Women: ₹10 लाख + अन्य members: ₹5 लाख cashless treatment। 96 lakh families (3.5 crore लोग) covered। 1,000+ medical packages। Smart Health Card। bsky.odisha.gov.in।
महिलाओं को ₹10 लाख / अन्य परिवार सदस्यों को ₹5 लाख — cashless — BSKY Smart Health Card
ବିଜୁ ସ୍ୱାସ୍ଥ୍ୟ କଲ୍ୟାଣ ଯୋଜନା ଓଡ଼ିଶା ସରକାରଙ୍କ flagship health scheme। ମହିଳା ସଦସ୍ୟ: ₹10 ଲକ୍ଷ; ଅନ୍ୟ ସଦସ୍ୟ: ₹5 ଲକ୍ଷ cashless ଚିକିତ୍ସା। 3.5 କୋଟି ଲୋକ ଆଚ୍ଛାଦିତ।
📌 फायदा: ମହିଳା: ₹10 ଲକ୍ଷ | ଅନ୍ୟ: ₹5 ଲକ୍ଷ — cashless treatment Smart Health Card ମାଧ୍ୟମରେ
पात्रता:
ଓଡ଼ିଶା BPL ପରିବାର, SECC 2011 ତାଲିକା ଭୁକ୍ତ, ଶ୍ୱେତ ରାଶନ କାର୍ଡ ଧାରକ।
अर्ज कसा करावा:
bsky.odisha.gov.in ରେ eligibility check କରନ୍ତୁ ଏବଂ Smart Health Card download/print କରନ୍ତୁ।
Benefits of BSKY Odisha
✅ ₹10 lakh for women / ₹5 lakh for other members — cashless treatment at 200+ empanelled hospitals
महिलाओं को ₹10 लाख / अन्य परिवार सदस्यों को ₹5 लाख — cashless — BSKY Smart Health Card
Who is Eligible for BSKY Odisha?
- ✓ Odisha resident BPL family (SECC 2011 listed)
- ✓ All State Government employees and pensioners (separate window)
- ✓ Holder of white ration card (Odisha Food Security Scheme)
- ✓ Women members get ₹10 lakh cover; other members ₹5 lakh
- ✓ Smart Health Card is the access mechanism — card needed at hospital
Documents Required for BSKY Odisha
How to Apply for BSKY Odisha Online?
- 1bsky.odisha.gov.in ଯାଆନ୍ତୁ → 'Know Your Eligibility' check
- 2Ration Card number ଏବଂ Aadhaar enter କରି eligibility check
- 3Eligible ଥିଲେ: Smart Health Card print/download
- 4Alternatively: nearest Mo Seva Kendra / CSC ରୁ card print
- 5Hospital admission ସମୟରେ BSKY card ଦେଖାନ୍ତୁ → cashless treatment
Official Government Portal — Odisha
Apply directly on the official Odisha government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 bsky.odisha.gov.in — BSKY Smart Health Card Apply/CheckReal-Life Examples — Are You Eligible for BSKY Odisha?
Find the profile closest to your situation to quickly check whether you qualify:
A woman from an Odisha BPL family holding a white ration card and listed in SECC 2011, admitted to an empanelled private hospital for surgery.
Eligible — She belongs to a covered BPL family and, as a woman member, qualifies for cashless treatment up to the ₹10 lakh annual ceiling once her Smart Health Card is verified at the hospital.
A male member of the same white-ration-card family needing tertiary care at an empanelled government hospital.
Eligible — Non-women members of an eligible family are covered up to ₹5 lakh a year, so his treatment is cashless against the family's Smart Health Card.
A salaried family in a private job with an income well above BPL, no white ration card and not listed in SECC 2011, seeking the card.
Not eligible — BSKY covers BPL/white-ration-card families (and the separate employee-pensioner window); a private-sector household outside those groups is not eligible.
Examples are illustrative — always confirm against the official eligibility criteria before applying.
Common Mistakes — Why BSKY Odisha Applications Get Rejected
- ✗Reaching the hospital without the BSKY Smart Health Card, since the card is the access mechanism for cashless treatment.
- ✗Quoting a ration card number that is not the white/BPL card, so the eligibility check on the portal fails.
- ✗Mismatched Aadhaar and ration-card details, which blocks the card download during the 'Know Your Eligibility' step.
- ✗Assuming every hospital is covered and going to a non-empanelled facility, where the cashless benefit does not apply.
Insider Tips for BSKY Odisha
- →Run the 'Know Your Eligibility' check on bsky.odisha.gov.in with your ration card number well before you need treatment, and print the Smart Health Card.
- →Keep a printed copy of the Smart Health Card with each family member, or get it printed at the nearest Mo Seva Kendra / CSC.
- →Before admission, confirm the hospital is on the empanelled list (check the district-wise list on the official portal).
- →Remember the higher ₹10 lakh ceiling applies to women members of the family — keep their details correctly recorded on the card.
Frequently Asked Questions — BSKY Odisha
📰 Latest News & Updates — BSKY Odisha
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