What is Lakhpati Bitiya Yojana?
Delhi Lakhpati Bitiya Yojana, launched by Delhi Chief Minister Rekha Gupta on 1 April 2026, is the BJP government's flagship girl child scheme that replaces the earlier Ladli Yojana (in operation since 2008). The scheme provides ₹61,000 financial assistance to every eligible girl child in instalments linked to key educational and age-related milestones — from birth to graduation. The corpus is invested through SBI Life and matures to ₹1.20 lakh+ with compounded interest by the time the girl turns 18 (subject to remaining unmarried till that age). The scheme is restricted to two girls per family with annual family income up to ₹1.20 lakh. The girl must be born in Delhi, be a resident of NCT Delhi for at least three years prior to application, and study in a government / MCD / NDMC / recognised school in Delhi. Application is online with a 1-year window from birth, and 90-day window at each milestone admission.
Lakhpati Bitiya Yojana — Quick Overview
| Scheme Name | Delhi Lakhpati Bitiya Yojana 2026 — ₹1.20 Lakh Maturity for Every Girl Child |
| State | Delhi (NCT) (दिल्ली) |
| Launched By | Government of Delhi (NCT) |
| Launch Year | 2026 |
| Benefit | ₹61,000 instalments → ₹1.20 lakh maturity at age 18 (invested via SBI Life) |
| Category | Women |
| Beneficiaries | Lakhs of Delhi girl children to benefit from 1 April 2026 launch |
| Last Verified | 25 May 2026 |
| Official Portal | https://wcddel.in |
दिल्ली लखपति बिटिया योजना — मुख्यमंत्री रेखा गुप्ता द्वारा 1 अप्रैल 2026 को लॉन्च। हर पात्र बेटी को जन्म से लेकर ग्रेजुएशन तक किस्तों में ₹61,000 की वित्तीय सहायता मिलेगी जो SBI Life द्वारा निवेश की जाएगी और 18 साल की उम्र तक ब्याज सहित ₹1.20 लाख+ हो जाएगी।
₹61,000 किस्तों में → 18 साल पर ₹1.20 लाख+ की मैच्योरिटी
दिल्ली लखपति बिटिया योजना BPL परिवारों की बालिकाओं को जन्म से 18 वर्ष की उम्र तक ₹61,000 की किस्तों में निवेश करके ₹1,20,000 की परिपक्वता राशि प्रदान करती है। यह योजना बालिकाओं की शिक्षा, स्वास्थ्य और भविष्य सुरक्षा के लिए है और प्रत्येक किस्त विभिन्न जीवन पड़ावों — जन्म, पहली कक्षा, छठी, नौवीं, बारहवीं कक्षा और 18 वर्ष की आयु पर दी जाती है। बालिका के 18 वर्ष पूर्ण होने पर ₹1.20 लाख की परिपक्वता राशि मिलती है।
📌 फायदा: ₹61,000 किस्तों में → 18 वर्ष पर ₹1,20,000 परिपक्वता राशि — दिल्ली BPL परिवारों की बालिकाओं के लिए
पात्रता:
दिल्ली निवासी BPL परिवार की बालिका, संस्थागत प्रसव, बालिका का जन्म पंजीकरण, पारिवारिक आय ₹1 लाख से कम, दोनों माता-पिता का दिल्ली निवास प्रमाण।
अर्ज कसा करावा:
delhi.gov.in पर या नजदीकी जिला महिला एवं बाल विकास कार्यालय में आवेदन करें। बालिका का जन्म प्रमाण पत्र, माता-पिता का Aadhaar, BPL कार्ड, निवास प्रमाण और बैंक पासबुक (बालिका के नाम) साथ लाएं।
Benefits of Lakhpati Bitiya Yojana
✅ ₹61,000 instalments → ₹1.20 lakh maturity at age 18 (invested via SBI Life)
₹61,000 किस्तों में → 18 साल पर ₹1.20 लाख+ की मैच्योरिटी
Who is Eligible for Lakhpati Bitiya Yojana?
- ✓ Girl child born in Delhi (NCT) — birth certificate from Delhi authorities required
- ✓ Family must be a resident of NCT Delhi for at least 3 years prior to application
- ✓ Annual family income must not exceed ₹1.20 lakh
- ✓ Girl must study in government / MCD / NDMC / recognised school in Delhi
- ✓ Benefit restricted to maximum two girls per family
- ✓ Beneficiary must remain unmarried till 18 years (else accumulated amount returned to government)
Documents Required for Lakhpati Bitiya Yojana
How to Apply for Lakhpati Bitiya Yojana Online?
- 1Apply within 1 year of the girl child's birth at the Delhi WCD portal wcddel.in (or via offline Anganwadi/MCD office)
- 2Register on the portal with mother's Aadhaar number and create login credentials
- 3Fill the Lakhpati Bitiya application form — girl child details, parent details, family income, Delhi residency
- 4Upload mandatory documents: birth certificate, parent Aadhaar, Delhi domicile, income certificate (≤₹1.20 lakh)
- 5First instalment (~₹11,000) credited within 90 days of approval — invested in SBI Life policy
- 6At each subsequent milestone (Class 1, 6, 9, 11, graduation entry), submit school bonafide within 90 days to release next instalment
- 7Total ₹61,000 disbursed in 5-6 milestone-linked instalments over 18 years
- 8On girl turning 18 and remaining unmarried, the SBI Life policy matures to ₹1.20 lakh+ — credited to her Aadhaar-linked bank account
- 9Marriage before 18 results in disqualification — accumulated amount returns to Delhi government corpus
Official Government Portal — Delhi (NCT)
Applications go through wcddel.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.
🔗 Apply at wcddel.in within 1 year of birth