🪖 Defence Government Schemes 2026
7 schemes — eligibility, registration & benefits
All Defence Schemes (7)
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
ECHS 2026 — Ex-Servicemen Contributory Health Scheme | Free Treatment for Veterans
CSD Canteen Smart Card 2026 — Apply Online | Subsidized Groceries & Liquor for Veterans
AWHO 2026 — Army Welfare Housing Organisation | Affordable Flats for Veterans
AGIF Army Group Insurance Fund 2026 — ₹75 Lakh Cover for Army Personnel
AWES Army Welfare Education Society 2026 — APS Army Public Schools & Scholarships
Rajya Sainik Board (RSB) Welfare 2026 — State-Level Ex-Servicemen Welfare
About Defence Government Schemes in India 2026
Defence welfare schemes serve 25+ lakh Armed Forces veterans, war widows, dependents, and 13+ lakh serving personnel. Ex-Servicemen Contributory Health Scheme (ECHS) provides free OPD + hospitalisation at 427+ polyclinics & empanelled hospitals. Canteen Stores Department (CSD) Smart Card offers groceries, liquor, and big-ticket consumer goods (cars, electronics) at 15-50% subsidised rates. One Rank One Pension (OROP) ensures uniform pension across all veterans of same rank and service — paid ₹23,638 crore arrears under OROP-2 to 25 lakh pensioners. Army Welfare Housing Organisation (AWHO) builds affordable flats for Army personnel at 15-25% below market rate. Army Group Insurance Fund (AGIF) provides ₹75 lakh life cover + ₹35L home loan to officers. Army Public Schools (137 across India) under AWES give quality CBSE education. Rajya Sainik Boards in every state administer state job reservations (1-10%), scholarships, and welfare grants. Agniveer Scheme recruits 46,000 youth annually for 4-year service with ₹11.71 lakh Seva Nidhi.