CMEGP Business Loan — Quick Overview
| Scheme Name | CMEGP Maharashtra 2026 � ₹50 Lakh Business Loan with 35% Subsidy, Apply Online |
| State | Maharashtra (महाराष्ट्र) |
| Launched By | Government of Maharashtra |
| Launch Year | 2019 |
| Benefit | Up to ₹50L loan (manufacturing) / ₹20L (service) + 15�35% subsidy � apply at maha-cmegp.gov.in |
| Category | Finance |
| Beneficiaries | Thousands of MSMEs annually |
| Last Verified | 1 May 2026 |
| Official Portal | https://maha-cmegp.gov.in |
What is CMEGP Business Loan?
Chief Minister Employment Generation Programme (CMEGP) is Maharashtra's flagship entrepreneurship scheme providing loans up to ₹50 lakh (manufacturing) and ₹20 lakh (service/agri-based businesses) with 15�35% government subsidy. Apply online at maha-cmegp.gov.in.
Under this scheme, eligible beneficiaries receive Up to ₹50L loan (manufacturing) / ₹20L (service) + 15�35% subsidy � apply at maha-cmegp.gov.in. The scheme was launched in 2019 and is implemented by the Government of Maharashtra.
मुख्यमंत्री रोजगार निर्मिती कार्यक्रम (CMEGP) महाराष्ट्र के उद्यमियों को ₹50 लाख (मैन्युफैक्चरिंग) और ₹20 लाख (सेवा) तक ऋण + 15�35% सरकारी सब्सिडी देता है।
मैन्युफैक्चरिंग: ₹50 लाख ऋण + 35% तक सब्सिडी | सेवा: ₹20 लाख + सब्सिडी
मुख्यमंत्री रोजगार निर्मिती कार्यक्रम (CMEGP) महाराष्ट्र सरकारची उद्योजकता प्रोत्साहन योजना आहे. उत्पादन क्षेत्रात ₹50 लाखांपर्यंत आणि सेवा/कृषी आधारित क्षेत्रात ₹20 लाखांपर्यंत कर्ज दिले जाते. सर्वसाधारण लाभार्थ्यांना 15�25% आणि SC/ST/महिला/अपंग/माजी सैनिकांना 25�35% अनुदान मिळते. maha-cmegp.gov.in वर ऑनलाइन अर्ज करता येतो.
📌 फायदा: उत्पादन: ₹50 लाख कर्ज + ३५% पर्यंत अनुदान | सेवा: ₹20 लाख कर्ज + अनुदान
पात्रता:
महाराष्ट्र निवासी, वय १८�४५, नवीन व्यवसाय, कुटुंबात एकच अर्ज, आधी PMEGP/PMRY चा लाभ नाही.
अर्ज कसा करावा:
maha-cmegp.gov.in वर नोंदणी करा, Detailed Project Report तयार करा, अर्ज सादर करा. जिल्हा उद्योग केंद्र (DIC) अर्ज तपासेल आणि बँकेला शिफारस करेल.
Benefits of CMEGP Business Loan
✅ Up to ₹50L loan (manufacturing) / ₹20L (service) + 15�35% subsidy � apply at maha-cmegp.gov.in
मैन्युफैक्चरिंग: ₹50 लाख ऋण + 35% तक सब्सिडी | सेवा: ₹20 लाख + सब्सिडी
Who is Eligible for CMEGP Business Loan?
- ✓ Maharashtra domicile � age 18 to 45 years
- ✓ Educational qualification: minimum 7th pass (projects above ₹10L), 10th pass (above ₹25L)
- ✓ New business only � not an expansion of existing unit
- ✓ One application per family; not availed PMEGP/PMRY benefit earlier
- ✓ SC/ST/Women/Ex-Servicemen/Disabled get higher subsidy and age relaxation of 5 years
- ✓ 30% seats reserved for women; 20% for SC/ST
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Documents Required for CMEGP Business Loan
How to Apply for CMEGP Business Loan Online?
- 1Visit maha-cmegp.gov.in and click 'Apply Online'
- 2Register with your Aadhaar number and mobile OTP
- 3Fill the application: personal details, project details, loan amount required
- 4Prepare a Detailed Project Report (DPR) describing your business plan
- 5Submit application � your nearest District Industries Centre (DIC) will review
- 6DIC recommends shortlisted applications to bank
- 7Bank disburses loan after verification � government subsidy credited after 3 years of successful business
Official Government Portal — Maharashtra
Apply directly on the official Maharashtra government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at maha-cmegp.gov.in- 1Visit maha-cmegp.gov.in
- 2Click 'Application Status'
- 3Enter your Application ID and registered mobile number
- 4View current status of your CMEGP application
Frequently Asked Questions — CMEGP Business Loan
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