PM Mudra Yojana — Quick Overview
| Scheme Name | PM Mudra Yojana — Business Loan up to ₹20 Lakh |
| Launched By | Government of India |
| Launch Year | 2015 |
| Benefit | Collateral-free loan ₹50,000 to ₹20 lakh at low interest |
| Category | Finance |
| Last Verified | April 2025 |
| Official Portal | https://mudra.org.in |
What is PM Mudra Yojana?
Pradhan Mantri Mudra Yojana offers collateral-free business loans to micro and small enterprises under three categories — Shishu (₹50K), Kishore (₹5L), and Tarun (₹20L).
Under this scheme, eligible beneficiaries receive Collateral-free loan ₹50,000 to ₹20 lakh at low interest. The scheme was launched in 2015 and is implemented by the Government of India.
Benefits of PM Mudra Yojana
Collateral-free loan ₹50,000 to ₹20 lakh at low interest
Who is Eligible for PM Mudra Yojana?
- ✓Non-corporate, non-farm small business
- ✓Micro enterprise or self-employed individual
- ✓Existing business or new startup
- ✓No default on previous loans
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Documents Required for PM Mudra Yojana
How to Apply for PM Mudra Yojana Online?
- 1Visit the official portal at https://mudra.org.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on mudra.org.inFrequently Asked Questions — PM Mudra Yojana
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