Kerala BOCW Welfare Board — Quick Overview
| Scheme Name | Kerala BOCW Welfare Board 2026 — ₹5 Lakh Insurance + ₹1,600/Month Pension for Construction Workers | bocwwb.kerala.gov.in |
| State | Kerala (केरल) |
| Launched By | Government of Kerala |
| Launch Year | 1998 |
| Benefit | ₹5 lakh accident insurance + ₹1,600/month pension (60+) + ₹1 lakh death benefit + education + maternity benefits |
| Category | Employment |
| Beneficiaries | 18 lakh+ registered construction workers in Kerala |
| Last Verified | 23 May 2026 |
| Official Portal | https://bocwwb.kerala.gov.in |
What is Kerala BOCW Welfare Board?
Kerala Building and Other Construction Workers Welfare Board (BOCWWB) provides comprehensive welfare benefits to registered construction workers in Kerala. Benefits include ₹5 lakh group accident insurance, ₹1,600/month pension after 60 years, ₹1 lakh death benefit, maternity benefit ₹30,000, education assistance ₹3,000–₹25,000/year for children, housing loan subsidy ₹1 lakh, and medical assistance up to ₹50,000. Over 18 lakh construction workers registered. Monthly contribution ₹50 by worker. Employers contribute 1% of total construction cost to the fund. Apply at bocwwb.kerala.gov.in or nearest Labour Office.
Under this scheme, eligible beneficiaries receive ₹5 lakh accident insurance + ₹1,600/month pension (60+) + ₹1 lakh death benefit + education + maternity benefits. The scheme was launched in 1998 and is implemented by the Government of Kerala.
Kerala BOCW Welfare Board registered construction workers को ₹5 लाख accident insurance, 60 वर्ष बाद ₹1,600/month pension, ₹1 लाख death benefit, maternity benefit ₹30,000, बच्चों को ₹3,000-25,000/वर्ष education assistance देता है। 18 लाख+ workers registered। bocwwb.kerala.gov.in पर apply।
₹5 लाख accident insurance + ₹1,600/माह pension (60+) + ₹1 लाख death benefit + education assistance
കേരള Building and Other Construction Workers Welfare Board (BOCWWB) registered construction workers-ന് ₹5 ലക്ഷം accident insurance, 60 വയസ്സിന് ശേഷം ₹1,600/month pension, ₹1 ലക്ഷം death benefit, maternity ₹30,000, കുട്ടികളുടെ education ₹3,000-25,000/year നൽകുന്നു. bocwwb.kerala.gov.in-ൽ apply.
📌 फायदा: ₹5 ലക്ഷം insurance + ₹1,600/month pension + death benefit + education + maternity — registered construction workers
पात्रता:
18-60 വയസ്സ്, Kerala construction worker, 90+ days work, ESIC-ൽ ഇല്ലാത്തത്.
अर्ज कसा करावा:
bocwwb.kerala.gov.in → Register → Aadhaar + work proof + bank passbook → ₹50 fee pay. Labour Office-ലും apply ആകും.
Benefits of Kerala BOCW Welfare Board
✅ ₹5 lakh accident insurance + ₹1,600/month pension (60+) + ₹1 lakh death benefit + education + maternity benefits
₹5 लाख accident insurance + ₹1,600/माह pension (60+) + ₹1 लाख death benefit + education assistance
Who is Eligible for Kerala BOCW Welfare Board?
- ✓ Construction worker in Kerala — mason, carpenter, electrician, plumber, painter, welder, etc.
- ✓ Minimum 90 days of construction work in the past 12 months
- ✓ Age 18 to 60 years at the time of registration
- ✓ Not covered under ESIC scheme
- ✓ Kerala resident
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Documents Required for Kerala BOCW Welfare Board
How to Apply for Kerala BOCW Welfare Board Online?
- 1bocwwb.kerala.gov.in ൽ online registration ചെയ്യുക
- 2Personal details, construction work proof, employer info fill ചെയ്യുക
- 3Aadhaar, work proof, bank passbook upload ചെയ്യുക
- 4₹50 first-year membership contribution online pay ചെയ്യുക
- 5Alternatively: nearest Labour Office-ൽ form ഹാജരാക്കുക
- 6Registration card ലഭിച്ചാൽ pension, insurance, education benefits-ന് eligible ആകും
Official Government Portal — Kerala
Apply directly on the official Kerala government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 bocwwb.kerala.gov.in — BOCW RegistrationFrequently Asked Questions — Kerala BOCW Welfare Board
Common Questions About Kerala Government Schemes
Kerala Karunya scheme eligibility 2026?+
BPL families in Kerala and APL families with annual income below ₹3 lakh. Not covered under ESIC or central government health schemes.
കാരുണ്യ കാർഡ് എങ്ങനെ ലഭിക്കും?+
karunya.kerala.gov.in ൽ ഓൺലൈൻ അപേക്ഷ നൽകുക അല്ലെങ്കിൽ അടുത്തുള്ള അക്ഷയ സെന്ററിൽ / തഹസിൽദാർ ഓഫീസിൽ റേഷൻ കാർഡ്, ആധാർ, വരുമാന സർട്ടിഫിക്കറ്റ് സഹിതം ചെല്ലുക.
കർഷക ക്ഷേമഗം pension-ന് apply ചെയ്യണ്ടത് എവിടെ?+
നിങ്ങളുടെ അടുത്തുള്ള Krishi Bhavan (ഗ്രാമ/ബ്ലോക്ക് കൃഷി ഓഫീസ്) ൽ ചെന്ന് Karshaka Kshemagam membership എടുക്കുക. 60 വയസ്സ് തികഞ്ഞ ശേഷം pension claim form submit ചെയ്യാം.
Kerala Karshaka Kshemagam membership fee kitni hai?+
Membership fee nominal amount — latest rates for the current year are available at your nearest Krishi Bhavan or keralaagriculture.gov.in. Fee structures may vary by category (own land / tenant farmer).
Kudumbashree SHG loan kitna milta hai?+
NHG internal loan: ₹5,000-20,000 (short term, within group savings). Bank-linked CDS loan: ₹50,000-2 lakh. Micro enterprise loan: up to ₹2 lakh per woman from NABARD/bank credit linkage.
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