What is Ahilyadevi Holkar Karjmafi Yojana?
Punyashlok Ahilyadevi Holkar Karjmafi Yojana 2026 is a fresh farm loan waiver announced by the Maharashtra government in its 2026 state budget, named after the 18th-century queen Ahilyadevi Holkar. It targets farmers whose short-term crop loans, taken from nationalised banks, district cooperative banks, or Regional Rural Banks, remained overdue as of 30 September 2025, offering a waiver of up to ₹2 lakh per eligible borrower. Small and marginal farmers are the priority beneficiaries, and those who repaid their loans regularly during the specified period receive a ₹50,000 incentive. The scheme was announced by CM Devendra Fadnavis in the 2026 budget; once the official portal is notified, the waiver will be credited to farmers' loan accounts through Direct Benefit Transfer.
Ahilyadevi Holkar Karjmafi Yojana — Quick Overview
| Scheme Name | Punyashlok Ahilyadevi Holkar Karjmafi Yojana 2026 — ₹2 Lakh Loan Waiver for Maharashtra Farmers |
| State | Maharashtra (महाराष्ट्र) |
| Launched By | Government of Maharashtra |
| Launch Year | 2026 |
| Benefit | Up to ₹2 lakh crop loan waiver (overdue as of 30 Sept 2025) + ₹50,000 incentive for regular repayers |
| Category | Agriculture |
| Last Verified | 17 June 2026 |
| Official Portal | https://mahadbt.maharashtra.gov.in |
पुण्यश्लोक अहिल्यादेवी होळकर कर्जमाफी योजना 2026 महाराष्ट्र के उन किसानों को ₹2 लाख तक कर्जमाफी देती है जिनका फसल ऋण 30 सितंबर 2025 तक बकाया था। नियमित चुकाने वालों को ₹50,000 प्रोत्साहन।
30 सितंबर 2025 तक बकाया फसल ऋण ₹2 लाख तक माफ + नियमित चुकाने वालों को ₹50,000
पुण्यश्लोक अहिल्यादेवी होळकर कर्जमाफी योजना २०२६ महाराष्ट्र सरकारने २०२६ च्या अर्थसंकल्पात जाहीर केली. या योजनेअंतर्गत ज्या शेतकऱ्यांचे पीक कर्ज ३० सप्टेंबर २०२५ पर्यंत थकीत आहे, त्यांना ₹२ लाखांपर्यंत कर्जमाफी दिली जाईल. नियमितपणे कर्ज परतफेड करणाऱ्या शेतकऱ्यांना ₹५०,००० प्रोत्साहन अनुदान दिले जाईल. मुख्यमंत्री देवेंद्र फडणवीस यांनी ही योजना जाहीर केली आहे. अधिकृत अर्ज पोर्टल लवकरच जाहीर होईल.
📌 फायदा: ₹२ लाखांपर्यंत पीक कर्जमाफी + नियमित परतफेड करणाऱ्यांना ₹५०,000 प्रोत्साहन
पात्रता:
३० सप्टेंबर २०२५ पर्यंत थकीत पीक कर्ज असलेले महाराष्ट्रातील शेतकरी, कर्ज ₹२ लाखांपर्यंत.
अर्ज कसा करावा:
अधिकृत पोर्टल जाहीर होताच mahadbt.maharashtra.gov.in वर नोंदणी करा, कर्ज खाते तपशील, ७/१२ आणि आधार अपलोड करा.
Benefits of Ahilyadevi Holkar Karjmafi Yojana
✅ Up to ₹2 lakh crop loan waiver (overdue as of 30 Sept 2025) + ₹50,000 incentive for regular repayers
30 सितंबर 2025 तक बकाया फसल ऋण ₹2 लाख तक माफ + नियमित चुकाने वालों को ₹50,000
Who is Eligible for Ahilyadevi Holkar Karjmafi Yojana?
- ✓ Maharashtra farmer with overdue crop loan as of 30 September 2025
- ✓ Loan amount up to ₹2 lakh from nationalised bank, cooperative bank, or RRB
- ✓ Small and marginal farmers — priority beneficiaries
- ✓ Aadhaar-linked bank account mandatory
- ✓ Regular repayers (during specified period) eligible for ₹50,000 incentive
पात्रता — Marathi
- 1. महाराष्ट्रातील शेतकरी ज्यांचे पीक कर्ज ३० सप्टेंबर २०२५ पर्यंत थकीत आहे
- 2. राष्ट्रीयकृत बँक, सहकारी बँक किंवा RRB कडून घेतलेले कर्ज
- 3. कर्जाची कमाल मर्यादा ₹२ लाख
- 4. लहान व अल्पभूधारक शेतकऱ्यांना प्राधान्य
- 5. नियमित परतफेड करणाऱ्यांना ₹५०,०० प्रोत्साहन
Documents Required for Ahilyadevi Holkar Karjmafi Yojana
How to Apply for Ahilyadevi Holkar Karjmafi Yojana Online?
- 1Wait for the official portal announcement by Maharashtra government (scheme announced in 2026 budget)
- 2Visit the official MahaDBT / government portal once live
- 3Register with Aadhaar number and OTP
- 4Enter loan account details (bank name, loan account number, outstanding amount)
- 5Upload loan passbook / certificate, 7/12, Aadhaar
- 6Submit application — bank will automatically apply waiver after government approval
Official Government Portal — Maharashtra
Use mahadbt.maharashtra.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗 Apply via MahaDBT / Official Portal (to be announced)- 1Visit the official portal once announced
- 2Enter Aadhaar number or loan account number
- 3Check if your loan is covered under the waiver
Real-Life Examples — Are You Eligible for Ahilyadevi Holkar Karjmafi Yojana?
Which of these Ahilyadevi Holkar Karjmafi Yojana profiles sounds most like you?
Ganpat, a marginal farmer with a ₹1.6 lakh crop loan from a cooperative bank overdue as of 30 Sept 2025
Eligible — his crop loan is within ₹2 lakh, from an eligible bank, and overdue on the cut-off date
Shobha, a small farmer who repaid her crop loans regularly through the specified period
Eligible — regular repayers qualify for the ₹50,000 incentive under the scheme
Kishor, a farmer whose crop loan outstanding is ₹3 lakh
Not eligible — the waiver is capped at ₹2 lakh, so the amount above the cap is not covered
Illustrative cases only — verify your own situation against the official criteria.
Common Mistakes — Why Ahilyadevi Holkar Karjmafi Yojana Applications Get Rejected
- ✗Falling for fake links or agents before the official portal is even notified for this newly announced scheme.
- ✗Quoting an incorrect loan account number or bank name when the status-check facility goes live.
- ✗Assuming loans above the ₹2 lakh cap are fully waived — only up to ₹2 lakh is covered.
- ✗Keeping the loan or bank account un-linked to Aadhaar, which can delay the waiver credit.
Insider Tips for Ahilyadevi Holkar Karjmafi Yojana
- →Wait for the official Maharashtra government notification and apply only through the announced portal — do not pay any agent.
- →Keep your loan passbook, 7/12 extract, and Aadhaar ready so you can apply the moment the portal opens.
- →Verify that your loan account and bank account are Aadhaar-linked to enable a smooth DBT waiver.
- →If you repaid regularly, gather your repayment records to claim the ₹50,000 incentive when applications open.