DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in

What is DAY-NRLM Ajeevika?

Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.

Under this scheme, eligible beneficiaries receive SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh + Bank loan ₹3 lakh+ at subsidised rates. The scheme was launched in 2011 and is implemented by the Government of India.

Who is Eligible for DAY-NRLM Ajeevika?

• ✓Rural poor women (BPL or identified by PRI / community process)
• ✓Willing to form a group of 10–15 women
• ✓Meeting regularly and maintaining group savings
• ✓Aadhaar-linked bank account for DBT transfers
• ✓No individual application — SHG must be formed collectively

Documents Required for DAY-NRLM Ajeevika

How to Apply for DAY-NRLM Ajeevika Online?

1. 1Visit the official portal at https://aajeevika.gov.in
2. 2Click on Apply Now or Register button on the homepage
3. 3Enter your Aadhaar-linked mobile number and verify OTP
4. 4Fill in the online application form with required details
5. 5Upload the required documents including Aadhaar and bank passbook
6. 6Review all details and submit the application
7. 7Note down the application reference number for future tracking
8. 8Wait for verification and approval from the concerned authority

Frequently Asked Questions — DAY-NRLM Ajeevika