About this scheme for women
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Support at a glance
| Scheme Name | DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh |
| Launched By | Government of India |
| Launch Year | 2011 |
| Benefit | SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh + Bank loan ₹3 lakh+ at subsidised rates |
| Category | Women |
| Last Verified | 7 September 2026 |
| Official Portal | https://aajeevika.gov.in |
दीनदयाल अंत्योदय योजना – राष्ट्रीय ग्रामीण आजीविका मिशन (DAY-NRLM) ग्रामीण गरीब महिलाओं को स्वयं सहायता समूह (SHG) में संगठित कर उन्हें बैंक ऋण, आजीविका सहायता और सामाजिक समर्थन देता है। SHG को ₹15,000 Revolving Fund, ₹2.5 लाख Community Investment Fund और बैंक से ₹3 लाख तक ऋण मिलता है।
SHG को ₹15,000 Revolving Fund + ₹2.5 लाख CIF + ₹3 लाख+ बैंक ऋण रियायती दर पर
What women beneficiaries receive
SHG Revolving Fund ₹15,000 + CIF ₹2.5 lakh + Bank loan ₹3 lakh+ at subsidised rates
Which women qualify
- ✓Rural poor women (BPL or identified by PRI / community process)
- ✓Willing to form a group of 10–15 women
- ✓Meeting regularly and maintaining group savings
- ✓Aadhaar-linked bank account for DBT transfers
- ✓No individual application — SHG must be formed collectively
Documents to keep ready
How to enrol
- 1नजदीकी ग्रामीण आजीविका मिशन कार्यालय (DRDA / Block Mission Management Unit) से संपर्क करें
- 210-15 महिलाओं का SHG (स्वयं सहायता समूह) बनाएं
- 3ग्राम संगठन / Block Level Federation में SHG register करें
- 4नियमित साप्ताहिक बैठक और बचत शुरू करें
- 53 महीने के बाद ₹15,000 Revolving Fund मिलेगा
- 66-12 महीने के बाद CIF (Community Investment Fund) ₹2.5 लाख और बैंक से ₹3 लाख+ ऋण
Official Government Portal
Use aajeevika.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗Apply on aajeevika.gov.in