PM Suraksha Bima — Quick Overview
| Scheme Name | PM Suraksha Bima Yojana — ₹2 Lakh Accident Insurance |
| Launched By | Government of India |
| Launch Year | 2015 |
| Benefit | ₹2 lakh accident cover for only ₹20/year |
| Category | Finance |
| Last Verified | April 2025 |
| Official Portal | https://jansuraksha.gov.in |
What is PM Suraksha Bima?
PMSBY provides accidental death and disability insurance cover of ₹2 lakh for just ₹20 per year, renewable annually through bank auto-debit.
Under this scheme, eligible beneficiaries receive ₹2 lakh accident cover for only ₹20/year. The scheme was launched in 2015 and is implemented by the Government of India.
Benefits of PM Suraksha Bima
₹2 lakh accident cover for only ₹20/year
Who is Eligible for PM Suraksha Bima?
- ✓Age 18–70 years
- ✓Active bank account with auto-debit facility
- ✓Aadhaar linked to bank
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Documents Required for PM Suraksha Bima
How to Apply for PM Suraksha Bima Online?
- 1Visit the official portal at https://jansuraksha.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on jansuraksha.gov.inFrequently Asked Questions — PM Suraksha Bima
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