UP CM Awas Yojana — Quick Overview
| Scheme Name | मुख्यमंत्री आवास योजना UP शहरी 2026 — गरीब परिवारों को पक्का मकान |
| State | Uttar Pradesh (उत्तर प्रदेश) |
| Launched By | Government of Uttar Pradesh |
| Launch Year | 2015 |
| Benefit | Interest subsidy up to ₹2.67 lakh + construction grant under PMAY Urban |
| Category | Housing |
| Last Verified | 27 April 2026 |
| Official Portal | https://pmaymis.gov.in |
What is UP CM Awas Yojana?
Mukhyamantri Awas Yojana UP (Urban) provides financial assistance for housing to slum dwellers, street vendors, and urban poor in Uttar Pradesh cities — integrated with PM Awas Yojana Urban 2.0.
Under this scheme, eligible beneficiaries receive Interest subsidy up to ₹2.67 lakh + construction grant under PMAY Urban. The scheme was launched in 2015 and is implemented by the Government of Uttar Pradesh.
मुख्यमंत्री आवास योजना UP शहरी के तहत झुग्गी-बस्ती निवासी, रेहड़ी-पटरी वाले और शहरी गरीब परिवारों को पक्का मकान बनाने के लिए PM Awas Yojana के अंतर्गत ब्याज सब्सिडी और अनुदान मिलता है।
₹2.67 लाख तक ब्याज सब्सिडी + PMAY Urban के तहत निर्माण अनुदान
उत्तर प्रदेश मुख्यमंत्री आवास योजना (शहरी) PMAY-U के अंतर्गत शहरी गरीब और EWS/LIG परिवारों को ₹2.67 लाख तक का ब्याज सब्सिडी और निर्माण अनुदान प्रदान करती है। इस योजना के तहत लाभार्थी अपने स्वयं के भूखंड पर पक्का घर बना सकते हैं या नए घर की खरीद पर ऋण पर ब्याज सब्सिडी प्राप्त कर सकते हैं। pmaymis.gov.in और upawasnivesh.up.gov.in पर ऑनलाइन आवेदन किया जा सकता है।
📌 फायदा: ₹2.67 लाख ब्याज सब्सिडी + निर्माण अनुदान — PMAY शहरी गरीब EWS/LIG के लिए
पात्रता:
शहरी क्षेत्र निवासी, EWS (आय ₹3 लाख/वर्ष तक) या LIG (₹3-6 लाख/वर्ष), परिवार में पहले से पक्का घर न हो, आधार और बैंक खाता अनिवार्य।
अर्ज कसा करावा:
pmaymis.gov.in या upawasnivesh.up.gov.in पर जाएं, 'Citizen Assessment' चुनें, आधार, आय प्रमाण, भूमि विवरण, बैंक खाता व स्वघोषणा पत्र के साथ आवेदन करें।
Benefits of UP CM Awas Yojana
✅ Interest subsidy up to ₹2.67 lakh + construction grant under PMAY Urban
₹2.67 लाख तक ब्याज सब्सिडी + PMAY Urban के तहत निर्माण अनुदान
Who is Eligible for UP CM Awas Yojana?
- ✓ Permanent resident of Uttar Pradesh urban area
- ✓ EWS (income up to ₹3 lakh) or LIG (₹3–6 lakh) household
- ✓ No pucca house anywhere in India in family name
- ✓ No previous housing scheme benefit
- ✓ Aadhaar-linked bank account
Documents Required for UP CM Awas Yojana
How to Apply for UP CM Awas Yojana Online?
- 1pmaymis.gov.in खोलें
- 2'Citizen Assessment' → 'Apply Online' पर क्लिक करें
- 3Aadhaar नंबर से सत्यापन करें
- 4EWS/LIG श्रेणी चुनें और फॉर्म भरें
- 5बैंक और आय विवरण भरें
- 6Submit करें — नजदीकी नगर निगम/नगर पालिका से भी आवेदन कर सकते हैं
Official Government Portal — Uttar Pradesh
Apply directly on the official Uttar Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 pmaymis.gov.in पर PMAY Urban आवेदन करेंReal-Life Examples — Are You Eligible for UP CM Awas Yojana?
Find the profile closest to your situation to quickly check whether you qualify:
Ramlal, urban UP, EWS family income ₹2.5 lakh, owns no pucca house anywhere
Eligible — he qualifies for the EWS interest subsidy / grant under PMAY-Urban
Sunita, LIG family income ₹5 lakh, first-time home, no prior housing benefit
Eligible — she qualifies in the LIG category
Mohan, family income ₹8 lakh
Not eligible — income is above the ₹6 lakh LIG ceiling for this category
Geeta, who already owns a pucca house in her village
Not eligible — no family member may own a pucca house anywhere in India
Raju, who already availed a government housing scheme benefit earlier
Not eligible — the housing benefit is one-time only
Examples are illustrative — always confirm against the official eligibility criteria before applying.
Common Mistakes — Why UP CM Awas Yojana Applications Get Rejected
- ✗Already owning a pucca house anywhere in India (including in the village) — this disqualifies the whole family.
- ✗Family income above the EWS (₹3 lakh) / LIG (₹6 lakh) limits.
- ✗Having taken a government housing benefit before.
- ✗Giving a false 'no pucca house' self-declaration — it is verified and leads to rejection or recovery.
- ✗Bank account not Aadhaar-linked.
- ✗Applying under the wrong category (EWS vs LIG) for your income.
Insider Tips for UP CM Awas Yojana
- →Apply via the official PMAY-U portal (pmaymis.gov.in) or your Nagar Nigam / Nagar Palika — both are free.
- →Get your income certificate right — it decides your EWS/LIG category and the subsidy amount.
- →Keep the 'no pucca house' declaration accurate; false claims are caught at field verification.
- →PMAY favours women owners/co-owners — consider registering the house in a woman's name.
- →Track your application at your municipal office using the application ID.
Frequently Asked Questions — UP CM Awas Yojana
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