Arogyakeralam PMJAY Kerala — Quick Overview
| Scheme Name | Arogyakeralam Health Scheme 2026 — ₹5 Lakh Cashless Health Insurance | ayushman.gov.in Kerala |
| State | Kerala (केरल) |
| Launched By | Government of Kerala |
| Launch Year | 2018 |
| Benefit | ₹5 lakh/year cashless health insurance — BPL free, APL ₹750/year — 800+ hospitals — 1,929 treatments |
| Category | Health |
| Beneficiaries | 1.5 crore+ beneficiaries in Kerala under PMJAY + state extension |
| Last Verified | 23 May 2026 |
| Official Portal | https://ayushman.gov.in |
What is Arogyakeralam PMJAY Kerala?
Arogyakeralam is Kerala's implementation of Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana) providing ₹5 lakh/year cashless health insurance to BPL families and Karunya card holders in Kerala. Additionally, Kerala extends PMJAY to APL families (above poverty line) at a nominal premium of ₹750/year — one of the few states to do so. 800+ NABH accredited hospitals empanelled in Kerala. Family floater — entire family covered under the same ₹5 lakh. Includes cancer treatment, dialysis, heart surgery, maternity, newborn care, and 1,929 treatment packages. Apply via Ayushman Bharat app, Common Service Centre, or nearest government hospital.
Under this scheme, eligible beneficiaries receive ₹5 lakh/year cashless health insurance — BPL free, APL ₹750/year — 800+ hospitals — 1,929 treatments. The scheme was launched in 2018 and is implemented by the Government of Kerala.
Arogyakeralam — Kerala का Ayushman Bharat PMJAY implementation। BPL families: ₹5 lakh/year free cashless। APL families: मात्र ₹750/year premium में ₹5 lakh cover। 800+ hospitals। 1,929 treatment packages — cancer, heart, dialysis, maternity, newborn। Family floater — पूरे परिवार के लिए। ayushman.gov.in।
₹5 लाख/वर्ष cashless — BPL मुफ्त / APL ₹750/year — 800+ hospitals — cancer, heart, dialysis — family floater
ആരോഗ്യകേരളം (Arogyakeralam) Kerala-ൽ Ayushman Bharat PMJAY implementation. BPL: ₹5 ലക്ഷം/year free. APL: ₹750/year premium ൽ ₹5 ലക്ഷം coverage. 800+ hospitals. 1,929 treatments — cancer, heart, dialysis, maternity. ayushman.gov.in.
📌 फायदा: ₹5 ലക്ഷം/year cashless — BPL free / APL ₹750/year — family floater — 800+ hospitals
पात्रता:
BPL (SECC 2011) / Karunya card — free. APL Kerala residents — ₹750/year. Aadhaar mandatory.
अर्ज कसा करावा:
ayushman.gov.in → eligibility check → Akshaya Centre / CSC-ൽ enroll → card generate.
Benefits of Arogyakeralam PMJAY Kerala
✅ ₹5 lakh/year cashless health insurance — BPL free, APL ₹750/year — 800+ hospitals — 1,929 treatments
₹5 लाख/वर्ष cashless — BPL मुफ्त / APL ₹750/year — 800+ hospitals — cancer, heart, dialysis — family floater
Who is Eligible for Arogyakeralam PMJAY Kerala?
- ✓ BPL (Below Poverty Line) family — based on SECC 2011 data — free coverage
- ✓ Karunya card holders in Kerala — free coverage
- ✓ APL (Above Poverty Line) Kerala residents — ₹750/year premium for ₹5 lakh cover (Kerala's own extension)
- ✓ All family members covered under same ₹5 lakh family floater
- ✓ No upper income limit for APL scheme (₹750/year voluntary enrollment)
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Documents Required for Arogyakeralam PMJAY Kerala
How to Apply for Arogyakeralam PMJAY Kerala Online?
- 1ayushman.gov.in → Check Eligibility → Aadhaar / ration card number enter
- 2If eligible: apply online or visit nearest Common Service Centre (CSC) / Akshaya Centre
- 3APL: pay ₹750/year at CSC / Akshaya / bank → get Ayushman card
- 4Alternatively: visit any empanelled hospital → Ayushman desk helps card generation
- 5Card generated → ₹5 lakh cashless treatment at 800+ hospitals in Kerala
Official Government Portal — Kerala
Apply directly on the official Kerala government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 ayushman.gov.in — Check Eligibility & ApplyFrequently Asked Questions — Arogyakeralam PMJAY Kerala
Common Questions About Kerala Government Schemes
Kerala Karunya scheme eligibility 2026?+
BPL families in Kerala and APL families with annual income below ₹3 lakh. Not covered under ESIC or central government health schemes.
കാരുണ്യ കാർഡ് എങ്ങനെ ലഭിക്കും?+
karunya.kerala.gov.in ൽ ഓൺലൈൻ അപേക്ഷ നൽകുക അല്ലെങ്കിൽ അടുത്തുള്ള അക്ഷയ സെന്ററിൽ / തഹസിൽദാർ ഓഫീസിൽ റേഷൻ കാർഡ്, ആധാർ, വരുമാന സർട്ടിഫിക്കറ്റ് സഹിതം ചെല്ലുക.
കർഷക ക്ഷേമഗം pension-ന് apply ചെയ്യണ്ടത് എവിടെ?+
നിങ്ങളുടെ അടുത്തുള്ള Krishi Bhavan (ഗ്രാമ/ബ്ലോക്ക് കൃഷി ഓഫീസ്) ൽ ചെന്ന് Karshaka Kshemagam membership എടുക്കുക. 60 വയസ്സ് തികഞ്ഞ ശേഷം pension claim form submit ചെയ്യാം.
Kerala Karshaka Kshemagam membership fee kitni hai?+
Membership fee nominal amount — latest rates for the current year are available at your nearest Krishi Bhavan or keralaagriculture.gov.in. Fee structures may vary by category (own land / tenant farmer).
Kudumbashree SHG loan kitna milta hai?+
NHG internal loan: ₹5,000-20,000 (short term, within group savings). Bank-linked CDS loan: ₹50,000-2 lakh. Micro enterprise loan: up to ₹2 lakh per woman from NABARD/bank credit linkage.
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📰 Latest News & Updates — Arogyakeralam PMJAY Kerala
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