What is Arogyakeralam PMJAY Kerala?
Arogyakeralam is Kerala's implementation of Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana) providing ₹5 lakh/year cashless health insurance to BPL families and Karunya card holders in Kerala. Additionally, Kerala extends PMJAY to APL families (above poverty line) at a nominal premium of ₹750/year — one of the few states to do so. 800+ NABH accredited hospitals empanelled in Kerala. Family floater — entire family covered under the same ₹5 lakh. Includes cancer treatment, dialysis, heart surgery, maternity, newborn care, and 1,929 treatment packages. Apply via Ayushman Bharat app, Common Service Centre, or nearest government hospital.
Arogyakeralam PMJAY Kerala — Quick Overview
| Scheme Name | Arogyakeralam Health Scheme 2026 — ₹5 Lakh Cashless Health Insurance | ayushman.gov.in Kerala |
| State | Kerala (केरल) |
| Launched By | Government of Kerala |
| Launch Year | 2018 |
| Benefit | ₹5 lakh/year cashless health insurance — BPL free, APL ₹750/year — 800+ hospitals — 1,929 treatments |
| Category | Health |
| Beneficiaries | 1.5 crore+ beneficiaries in Kerala under PMJAY + state extension |
| Last Verified | 23 May 2026 |
| Official Portal | https://ayushman.gov.in |
Arogyakeralam — Kerala का Ayushman Bharat PMJAY implementation। BPL families: ₹5 lakh/year free cashless। APL families: मात्र ₹750/year premium में ₹5 lakh cover। 800+ hospitals। 1,929 treatment packages — cancer, heart, dialysis, maternity, newborn। Family floater — पूरे परिवार के लिए। ayushman.gov.in।
₹5 लाख/वर्ष cashless — BPL मुफ्त / APL ₹750/year — 800+ hospitals — cancer, heart, dialysis — family floater
ആരോഗ്യകേരളം (Arogyakeralam) Kerala-ൽ Ayushman Bharat PMJAY implementation. BPL: ₹5 ലക്ഷം/year free. APL: ₹750/year premium ൽ ₹5 ലക്ഷം coverage. 800+ hospitals. 1,929 treatments — cancer, heart, dialysis, maternity. ayushman.gov.in.
📌 फायदा: ₹5 ലക്ഷം/year cashless — BPL free / APL ₹750/year — family floater — 800+ hospitals
पात्रता:
BPL (SECC 2011) / Karunya card — free. APL Kerala residents — ₹750/year. Aadhaar mandatory.
अर्ज कसा करावा:
ayushman.gov.in → eligibility check → Akshaya Centre / CSC-ൽ enroll → card generate.
Benefits of Arogyakeralam PMJAY Kerala
✅ ₹5 lakh/year cashless health insurance — BPL free, APL ₹750/year — 800+ hospitals — 1,929 treatments
₹5 लाख/वर्ष cashless — BPL मुफ्त / APL ₹750/year — 800+ hospitals — cancer, heart, dialysis — family floater
Who is Eligible for Arogyakeralam PMJAY Kerala?
- ✓ BPL (Below Poverty Line) family — based on SECC 2011 data — free coverage
- ✓ Karunya card holders in Kerala — free coverage
- ✓ APL (Above Poverty Line) Kerala residents — ₹750/year premium for ₹5 lakh cover (Kerala's own extension)
- ✓ All family members covered under same ₹5 lakh family floater
- ✓ No upper income limit for APL scheme (₹750/year voluntary enrollment)
Documents Required for Arogyakeralam PMJAY Kerala
How to Apply for Arogyakeralam PMJAY Kerala Online?
- 1ayushman.gov.in → Check Eligibility → Aadhaar / ration card number enter
- 2If eligible: apply online or visit nearest Common Service Centre (CSC) / Akshaya Centre
- 3APL: pay ₹750/year at CSC / Akshaya / bank → get Ayushman card
- 4Alternatively: visit any empanelled hospital → Ayushman desk helps card generation
- 5Card generated → ₹5 lakh cashless treatment at 800+ hospitals in Kerala
Official Government Portal — Kerala
ayushman.gov.in is the only authorised application channel, and the Kerala government charges nothing there — never pay anyone to apply on your behalf.
🔗 ayushman.gov.in — Check Eligibility & Apply