Bima Sakhi Yojana — Quick Overview
| Scheme Name | Bima Sakhi Yojana 2026 — LIC Women Agent ₹7,000/Month Stipend | bima sakhi lic |
| Launched By | Government of India |
| Launch Year | 2024 |
| Benefit | ₹7,000/month stipend (Year 1) + commission on policies — declining to ₹5,000/month over 3 years |
| Category | Employment |
| Last Verified | 1 May 2026 |
| Official Portal | https://licindia.in/lic-s-bima-sakhi |
What is Bima Sakhi Yojana?
Bima Sakhi Yojana is a Life Insurance Corporation (LIC) scheme launched by PM Modi in December 2024 to empower rural and semi-urban women as LIC insurance agents. Enrolled women receive a monthly stipend of ₹7,000 (Year 1), ₹6,000 (Year 2), and ₹5,000 (Year 3) in addition to commission income from policies sold. After the 3-year period, they continue as full LIC agents earning commissions. The scheme targets 2 lakh women over 3 years and provides IRDAI agent licensing and free training.
Under this scheme, eligible beneficiaries receive ₹7,000/month stipend (Year 1) + commission on policies — declining to ₹5,000/month over 3 years. The scheme was launched in 2024 and is implemented by the Government of India.
Benefits of Bima Sakhi Yojana
₹7,000/month stipend (Year 1) + commission on policies — declining to ₹5,000/month over 3 years
Who is Eligible for Bima Sakhi Yojana?
- ✓Women aged 18 to 70 years
- ✓Minimum education: Class 10 (Matriculation) pass
- ✓Permanent resident of India
- ✓Must pass IRDAI (Insurance Regulatory and Development Authority) licensing exam
- ✓Not a current or former LIC employee or LIC agent
- ✓Not related to existing LIC agents/employees (spouse, children, parents, siblings, in-laws)
- ✓Not employed in government or public sector
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Documents Required for Bima Sakhi Yojana
How to Apply for Bima Sakhi Yojana Online?
- 1Visit the official portal at https://licindia.in/lic-s-bima-sakhi
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on licindia.in/lic-s-bima-sakhiFrequently Asked Questions — Bima Sakhi Yojana
Common Questions About Employment Schemes
पीएम विश्वकर्मा योजना में 18 ट्रेड कौन से हैं?+
1. बढ़ई (Carpenter), 2. नाव बनाने वाला (Boat Maker), 3. शस्त्र बनाने वाला (Armourer), 4. नाई (Barber), 5. लोहार (Blacksmith), 6. हथौड़ा व टूल किट निर्माता, 7. ताला बनाने वाला (Locksmith), 8. सुनार (Goldsmith), 9. कुम्हार (Potter), 10. मछली पकड़ने का जाल बनाने वाला, 11. मूर्तिकार/पत्थर तराशने वाला (Sculptor), 12. मोची/जूता बनाने वाला (Cobbler), 13. राजमिस्त्री (Mason), 14. टोकरी/चटाई/झाड़ू बनाने वाला, 15. गुड़िया व खिलौना बनाने वाला, 16. माला बनाने वाला (Garland Maker), 17. धोबी (Washerman), 18. दर्जी (Tailor)।
How to apply for PM Vishwakarma Yojana online?+
PM Vishwakarma registration is done OFFLINE at CSC centres using Aadhaar biometric — you cannot register directly online without CSC. Go to your nearest Common Service Centre with your Aadhaar card. Registration is completely FREE.
What is a greenfield enterprise under Stand Up India?+
A greenfield enterprise means a new business being set up for the first time in manufacturing, services, or trading sectors. Expansion of an existing business does NOT qualify — the loan must be for a new venture.
How to apply for Stand Up India loan?+
Apply at any bank branch or online at standupmitra.in. The portal connects applicants with banks and handholding agencies. You can search for banks by state, district, or loan amount, and submit an Expression of Interest (EOI) online.
What is the maximum project cost under PMEGP?+
For manufacturing sector: Rs.50 lakh project cost (raised from Rs.25 lakh in 2023-24). For business/service sector: Rs.20 lakh. The government subsidy (margin money) ranges from 15 to 35% of the project cost.
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Related Employment Schemes
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
Stand Up India Scheme 2026 — ₹10 Lakh to ₹1 Crore Loan | SC/ST & Women Entrepreneurs
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PMEGP 2026 — 15–35% Subsidy | Rs.50 Lakh Loan | PM Employment Generation Programme
Prime Minister Employment Generation Programme (PMEGP) provides government subsidy of 15 to 35% on project costs to set up micro-enterprises. Manufacturing sector: up to Rs.50 lakh project cost. Service sector: up to Rs.20 lakh. SC/ST/Women/NE region get 35% subsidy vs 15% for General urban. Implemented by KVIC through banks. Over 9.67 lakh units established creating 77 lakh+ jobs since 2008.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.