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Karnataka Housing Board (KHB) Scheme

Karnataka Housing Board (KHB) Affordable Housing 2026 — PMAY-linked Plots & Flats for EWS/LIG/MIG

2026 ✓Karnataka · कर्नाटकHousingAffordable plots ₹3-35L + PMAY-U subsidy ₹1.5-2.67L for EWS/LIG/MIG Karnataka familiesPublished: May 2026
2 min read
Reviewed by Sanket Ghogare, Editor · First published: 7 May 2026
Written & fact-checked by Sanket Ghogare · Editor, Schemes In India
Last verified: · How we verify scheme facts

About this housing scheme

Karnataka Housing Board (KHB) develops and sells affordable residential plots, flats, and houses to EWS (Economically Weaker Section), LIG (Low Income Group), and MIG (Middle Income Group) families in Karnataka urban/semi-urban areas. KHB projects across Bengaluru, Mysuru, Hubballi-Dharwad, Belagavi, Mangaluru, Kalaburagi, and Tumkuru. EWS Category: Plot/flat ₹3-8 lakh (20-30 sq.m house). LIG: ₹8-15 lakh (30-60 sq.m). MIG: ₹15-35 lakh (60-120 sq.m). Integrated with PMAY-U subsidy — EWS/LIG get ₹1.5-2.67 lakh CLA interest subsidy. Apply online at khb.karnataka.gov.in during specific scheme launches (advertised in newspapers).

Allotment at a glance

Scheme NameKarnataka Housing Board (KHB) Affordable Housing 2026 — PMAY-linked Plots & Flats for EWS/LIG/MIG
StateKarnataka (कर्नाटक)
Launched ByGovernment of Karnataka
Launch Year1962
BenefitAffordable plots ₹3-35L + PMAY-U subsidy ₹1.5-2.67L for EWS/LIG/MIG Karnataka families
CategoryHousing
Beneficiaries5 lakh+ families in KHB residential schemes
Last Verified4 September 2026
Official Portalhttps://khb.karnataka.gov.in
🇮🇳Hindi me Jankari — हिंदी में जानकारी

Karnataka Housing Board (KHB) — EWS, LIG, MIG परिवारों को affordable plots और flats। Bengaluru, Mysuru, Hubballi, Mangaluru, Belagavi में projects। EWS: ₹3-8 lakh plot/flat, LIG: ₹8-15 lakh, MIG: ₹15-35 lakh। PMAY-U subsidy ₹1.5-2.67 लाख linked। khb.karnataka.gov.in पर apply।

₹3-35 लाख affordable plot/flat + ₹1.5-2.67 लाख PMAY-U subsidy — EWS/LIG/MIG Karnataka families

📖ಕರ್ನಾಟಕ ಗೃಹ ಮಂಡಳಿ (KHB) ಕಡಿಮೆ ವೆಚ್ಚದ ವಸತಿ — ಕನ್ನಡದಲ್ಲಿ ಮಾಹಿತಿKannada

ಕರ್ನಾಟಕ ಗೃಹ ಮಂಡಳಿ (KHB) ಬೆಂಗಳೂರು, ಮೈಸೂರು, ಹುಬ್ಬಳ್ಳಿ-ಧಾರವಾಡ, ಬೆಳಗಾವಿ, ಮಂಗಳೂರು ಮತ್ತು ಇತರ ನಗರಗಳಲ್ಲಿ EWS/LIG/MIG ಕುಟುಂಬಗಳಿಗೆ ₹3-35 ಲಕ್ಷ ಕಡಿಮೆ ವೆಚ್ಚದ ಭೂ ನಿವೇಶನ ಮತ್ತು ಅಪಾರ್ಟ್‌ಮೆಂಟ್ ಒದಗಿಸುತ್ತದೆ.

📌 फायदा: EWS/LIG/MIG ಕುಟುಂಬಗಳಿಗೆ ₹3-35 ಲಕ್ಷ ಕಡಿಮೆ ವೆಚ್ಚದ ಭೂ ನಿವೇಶನ + PMAY-U ₹1.5-2.67 ಲಕ್ಷ ಬಡ್ಡಿ ಸಬ್ಸಿಡಿ

पात्रता:

ಕರ್ನಾಟಕ ವಾಸಸ್ಥ, ಭಾರತದಲ್ಲಿ ಎಲ್ಲೂ ಮನೆ ಇಲ್ಲದ ಮೊದಲ ಬಾರಿ ಖರೀದಿದಾರ; EWS: ₹3 ಲಕ್ಷ, LIG: ₹3-6 ಲಕ್ಷ, MIG: ₹6-18 ಲಕ್ಷ ವಾರ್ಷಿಕ ಆದಾಯ.

अर्ज कसा करावा:

KHB ಯೋಜನಾ ಘೋಷಣೆ ಸಮಯ khb.karnataka.gov.in ನಲ್ಲಿ ಅರ್ಜಿ ಶುಲ್ಕ ₹500-2,000 ಜೊತೆ ಅರ್ಜಿ ಸಲ್ಲಿಸಿ; ಹಂಚಿಕೆ ಕಂಪ್ಯೂಟರ್ ಲಾಟರಿ ಮೂಲಕ.

What you get if allotted

Affordable plots ₹3-35L + PMAY-U subsidy ₹1.5-2.67L for EWS/LIG/MIG Karnataka families

₹3-35 लाख affordable plot/flat + ₹1.5-2.67 लाख PMAY-U subsidy — EWS/LIG/MIG Karnataka families

Who can apply for a unit

  • Karnataka domicile — permanent resident of Karnataka
  • Not already owning a pucca house anywhere in India (first-time home buyer)
  • EWS: Annual family income up to ₹3 lakh
  • LIG: Annual family income ₹3-6 lakh
  • MIG: Annual family income ₹6-18 lakh
  • SC/ST families, women applicants (HoH), PWD: priority in allotment
  • Aadhaar-linked bank account + PAN card

Documents for the allotment application

0/8 documents ready

Booking or lottery walkthrough

  1. 1khb.karnataka.gov.in पर scheme launch notification देखें (newspaper/website alert)
  2. 2KHB Application form online या KHB office से download करें
  3. 3Application fee जमा करें (₹500-2,000 depending on scheme)
  4. 4Form + documents jama karein — KHB online portal या KHB divisional office में
  5. 5Allotment: lottery/computer draw system — result KHB website पर
  6. 6Allotted applicants KHB allotment letter प्राप्त करें → Home loan + PMAY subsidy apply करें
🏛️

Official Government Portal — Karnataka

Applications go through khb.karnataka.gov.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.

🔗 Apply at khb.karnataka.gov.in during scheme launch
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Housing-application questions we hear

KHB EWS Category: 20-30 sq.m house/flat typically ₹3-8 lakh depending on project location and year. Bengaluru EWS slightly higher (₹5-12 lakh) due to land cost. Apply with annual income ≤ ₹3 lakh. PMAY-U interest subsidy ₹2.67 lakh available for EWS applicants taking home loan.

📰 Latest News & Updates — Karnataka Housing Board (KHB) Scheme

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