HP Mukhyamantri Urban Livelihood — Quick Overview
| Scheme Name | हिमाचल प्रदेश मुख्यमंत्री शहरी आजीविका योजना 2026 — Urban Poor SHG Loan + Self-Employment | HP Urban Mission |
| State | Himachal Pradesh (हिमाचल प्रदेश) |
| Launched By | Government of Himachal Pradesh |
| Launch Year | 2014 |
| Benefit | Self-employment loans up to ₹2 lakh + SHG credit linkage + skill training for urban poor in HP towns |
| Category | Employment |
| Beneficiaries | 1 lakh+ urban poor in HP towns |
| Last Verified | 27 May 2026 |
| Official Portal | https://nulm.gov.in |
What is HP Mukhyamantri Urban Livelihood?
Mukhyamantri Urban Livelihood Mission HP provides self-employment loans and SHG (Self-Help Group) credit linkage for the urban poor in HP towns. Under HP's state Urban Livelihood program (aligned with DAY-NULM — Deendayal Antyodaya Yojana — National Urban Livelihoods Mission), urban BPL families in HP's 54 urban local bodies get: (1) Individual self-employment loans up to ₹2 lakh at 5-7% interest (interest subsidy covers the rest); (2) SHG credit linkage ₹1-2 lakh per group; (3) Skill training for urban poor youth in demand-driven trades (free); (4) Street vendors formalization (PM SVANidhi loans ₹10,000-₹50,000). Priority to urban homeless, ragpickers, street vendors, construction workers, domestic workers. Apply at Urban Local Body / Municipal Corporation / CDPO urban.
Under this scheme, eligible beneficiaries receive Self-employment loans up to ₹2 lakh + SHG credit linkage + skill training for urban poor in HP towns. The scheme was launched in 2014 and is implemented by the Government of Himachal Pradesh.
HP शहरी आजीविका मिशन (DAY-NULM) — HP शहरी BPL परिवारों को self-employment loan ₹2 लाख (5-7% ब्याज), SHG credit ₹1-2 लाख, free skill training, street vendors PM SVANidhi ₹50,000 तक। 54 HP urban local bodies में।
₹2 लाख तक self-employment loan + SHG credit + free skill training — HP शहरी BPL परिवारों के लिए
हिमाचल प्रदेश मुख्यमंत्री शहरी आजीविका मिशन (DAY-NULM) HP के 54 शहरी स्थानीय निकायों के BPL परिवारों को ₹2 लाख तक स्वरोजगार ऋण, ₹1-2 लाख SHG क्रेडिट लिंकेज, नि:शुल्क कौशल प्रशिक्षण और PM SVANidhi के तहत रेहड़ी-पटरी वालों को ₹50,000 तक ऋण देती है। यह योजना शहरी गरीबों की आजीविका सुरक्षित करने के लिए है।
📌 फायदा: ₹2 लाख तक self-employment loan + SHG credit + नि:शुल्क skill training — HP शहरी BPL के लिए
पात्रता:
हिमाचल प्रदेश के किसी शहरी स्थानीय निकाय क्षेत्र का BPL निवासी, वार्षिक आय ₹1.5 लाख से कम, 18-55 वर्ष आयु (व्यक्तिगत ऋण के लिए), बैंक डिफॉल्टर नहीं।
अर्ज कसा करावा:
नजदीकी नगर निगम/नगर परिषद/नगर पंचायत कार्यालय में जाएं, DAY-NULM आवेदन पत्र भरें, BPL प्रमाण, व्यवसाय योजना, आधार और बैंक पासबुक जमा करें, ULB की सिफारिश के बाद बैंक ऋण मिलेगा।
Benefits of HP Mukhyamantri Urban Livelihood
✅ Self-employment loans up to ₹2 lakh + SHG credit linkage + skill training for urban poor in HP towns
₹2 लाख तक self-employment loan + SHG credit + free skill training — HP शहरी BPL परिवारों के लिए
Who is Eligible for HP Mukhyamantri Urban Livelihood?
- ✓ Urban BPL resident of any of HP's 54 Urban Local Bodies (municipal corporations, councils, committees)
- ✓ Annual family income below ₹1.5 lakh (BPL urban)
- ✓ For individual loan: 18-55 years, viable business plan
- ✓ For SHG: Group of 10-20 women (urban BPL women) with 6 months of group saving track record
- ✓ Street vendors: any vendor operating in HP urban area — PM SVANidhi applicable
- ✓ Not a bank loan defaulter
Documents Required for HP Mukhyamantri Urban Livelihood
How to Apply for HP Mukhyamantri Urban Livelihood Online?
- 1नजदीकी Urban Local Body (Municipal Corporation/Council/Committee) Office में जाएं
- 2DAY-NULM / HP Urban Livelihood Mission application form भरें
- 3Self-employment loan के लिए: business plan + income/BPL certificate + Aadhaar जमा करें
- 4ULB community organizer / CDPO urban से SHG formation guidance लें
- 5ULB recommendation के बाद bank loan linkage होगी
- 6Street vendors: ULB में PM SVANidhi के लिए register करें — ₹10,000-₹50,000 working capital loan
Official Government Portal — Himachal Pradesh
Apply directly on the official Himachal Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at HP Urban Local Body / nulm.gov.inFrequently Asked Questions — HP Mukhyamantri Urban Livelihood
Common Questions About Himachal Pradesh Government Schemes
HP सहारा योजना में कौन से रोग cover होते हैं?+
कैंसर, मधुमेह, हृदय रोग, पार्किंसन रोग, मस्कुलर डिस्ट्रॉफी, हीमोफिलिया, थैलेसीमिया और पुरानी गुर्दे की विफलता।
Himachal Sahara Yojana eligibility income limit?+
Annual family income below ₹4 lakh. BPL ration card holders get priority. HP domicile mandatory.
HP HimCare में कितना स्वास्थ्य बीमा मिलता है?+
HimCare HP में ₹5 लाख/वर्ष का cashless health cover मिलता है। पूरे परिवार के लिए एक ही policy होती है।
HP HimCare eligibility 2026?+
Permanent HP resident not covered under PM-JAY/Ayushman Bharat. Includes non-BPL families, self-employed, daily wage workers, government employees. Nominal annual premium of ₹365–₹1,000.
HP सुखाश्रय योजना में कितना पैसा मिलता है?+
मुख्यमंत्री सुखाश्रय योजना HP में अनाथ/निराश्रित बच्चों को ₹4,000/माह DBT से + Class 12 तक मुफ्त शिक्षा + 27 वर्ष तक सरकारी देखभाल गृह में आवास एवं पोषण मिलता है।
📰 Latest News & Updates — HP Mukhyamantri Urban Livelihood
More Himachal Pradesh Government Schemes
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हिमाचल प्रदेश मुख्यमंत्री स्वावलंबन योजना 2026 — ₹60 लाख तक ऋण + 25% सब्सिडी | hpkvn.hp.gov.in
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