About this loan / financial scheme
Scheme of Fund for Regeneration of Traditional Industries (SFURTI) is a central government scheme under the Ministry of MSME that organises traditional industry workers — in khadi, coir, bamboo, honey, agarbatti, handloom, pottery, etc. — into clusters and provides funding for their development and modernisation. SFURTI provides: Hard interventions (machinery, tools, equipment — up to ₹2 crore); Soft interventions (skill development, design, quality, packaging — up to ₹25 lakh); Thematic interventions (technology upgradation, brand, marketing — up to ₹10 lakh). Per cluster total: up to ₹2.5 crore regular cluster or ₹5 crore heritage cluster. Implementing Agencies (IAs): KVIC, Coir Board, state government agencies, NGOs. 50 artisan clusters covered per year. Target artisans: 50,000+ per year. Artisans need not apply directly — their cluster/IA applies. Artisans benefit through improved equipment, market access, fair wages.
Loan snapshot at a glance
| Scheme Name | SFURTI Scheme 2026 — ₹2.5 Crore Grant for Khadi, Coir, Bamboo & Traditional Industry Clusters |
| Launched By | Government of India |
| Launch Year | 2005 |
| Benefit | Up to ₹2.5 crore grant per traditional industry cluster (₹5 crore for heritage clusters) — machinery, training, market linkage |
| Category | Finance |
| Last Verified | 5 September 2026 |
| Official Portal | https://www.msme.gov.in/schemes/sfurti |
SFURTI — खादी, कॉयर, बांस, अगरबत्ती, कुम्हारी जैसे पारंपरिक उद्योगों के cluster को ₹2.5-5 करोड़ grant। मशीनरी, प्रशिक्षण, डिजाइन, marketing support। KVIC, Coir Board द्वारा implementation।
₹2.5-5 करोड़ cluster grant — मशीनरी + प्रशिक्षण + बाजार संपर्क
What this scheme lends or provides
Up to ₹2.5 crore grant per traditional industry cluster (₹5 crore for heritage clusters) — machinery, training, market linkage
Who can borrow or apply
- ✓Traditional industry clusters of 50+ artisans (khadi, coir, bamboo, honey, agarbatti, handloom, pottery, etc.)
- ✓Application by Implementing Agency (IA) — KVIC, Coir Board, state agency, or NGO on behalf of artisans
- ✓Artisans in cluster should be majority from weaker sections (SC/ST/women)
- ✓Cluster should be in a geographically defined area with common heritage/product
Papers you'll need at the bank
Applying step-by-step
- 1Individual artisans do not apply directly — an Implementing Agency (KVIC, Coir Board, state agency, or NGO) applies on the cluster's behalf.
- 2The IA identifies a cluster of 50+ traditional industry artisans (khadi, coir, bamboo, honey, agarbatti, handloom, pottery) in a defined area.
- 3IA prepares a cluster profile with artisan list and a Detailed Project Report, submitted via msme.gov.in/schemes/sfurti.
- 4IA submits its own registration documents, land/infrastructure details, and the cluster society's bank account.
- 5Ministry of MSME appraises the DPR and sanctions hard, soft, and thematic intervention funding (up to ₹2.5-5 crore).
- 6Artisans benefit indirectly through machinery, training, and market linkage delivered via the cluster/IA.
- 7Interested artisans should contact their local KVIC or Coir Board office or an existing cluster society, not apply individually.
Official Government Portal
Applications go through www.msme.gov.in only. Applying is free of charge — no agent, middleman or "consultant" is ever required.
🔗Apply on www.msme.gov.in/schemes/sfurti