About this loan / financial scheme
PM-CARES Fund (Prime Minister's Citizen Assistance and Relief in Emergency Situations) is a public charitable trust established on 27 March 2020 to receive donations for disaster relief, public health emergencies, and welfare measures. It is governed by a Board of Trustees chaired by the Prime Minister, with the Defence, Home, and Finance Ministers as ex-officio trustees. Donations qualify for 100% tax deduction under Section 80G of the Income Tax Act and are exempt from FCRA restrictions for foreign donations. PM-CARES has funded COVID-19 ventilators, oxygen plants, vaccine R&D, migrant relief, and education (PM-CARES for Children — separate scheme). Donations via pmcares.gov.in, online banking, UPI, debit/credit cards, NEFT/RTGS.
Loan snapshot at a glance
| Scheme Name | PM-CARES Fund 2026 — Prime Minister's Citizen Assistance & Relief in Emergency Situations |
| Launched By | Government of India |
| Launch Year | 2020 |
| Benefit | Public charitable trust accepting donations for disaster relief, public health emergencies, and welfare — 100% tax deduction under Section 80G + FCRA-exempt foreign donations |
| Category | Finance |
| Last Verified | 9 September 2026 |
| Official Portal | https://pmcares.gov.in |
What this scheme lends or provides
Public charitable trust accepting donations for disaster relief, public health emergencies, and welfare — 100% tax deduction under Section 80G + FCRA-exempt foreign donations
Who can borrow or apply
- ✓Indian citizens, NRIs, foreign nationals, corporations, and trusts can donate
- ✓Donation amount: no minimum, no maximum
- ✓Donors get 100% tax deduction under Section 80G
- ✓Companies can claim Corporate Social Responsibility (CSR) credit
- ✓Foreign donations exempt from FCRA
Papers you'll need at the bank
Applying step-by-step
- 1Go to pmcares.gov.in to make a donation to the trust.
- 2Choose to pay via net banking, UPI, debit/credit card, or NEFT/RTGS.
- 3Enter your PAN Card details if you want an 80G tax deduction certificate.
- 4Aadhaar is optional and needed only for identity-linked donation records.
- 5There is no minimum or maximum amount, and NRIs and foreign nationals can also contribute.
- 6Companies donating can claim Corporate Social Responsibility (CSR) credit for the contribution.
- 7An 80G certificate for 100% tax deduction is issued automatically after the donation clears.
Official Government Portal
Submit your application yourself on pmcares.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
🔗Apply on pmcares.gov.in