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UP Mukhyamantri Swarozgar Yojana

UP Mukhyamantri Swarozgar Yojana 2026 — ₹25 Lakh Loan + 50% Margin Money Subsidy | Self Employment

2026 ✓Uttar Pradesh · उत्तर प्रदेशMSME & IndustryLoan up to ₹25 lakh (manufacturing) with 25-50% margin money subsidy for self-employment setup in UPUpdated: 26 May 2026
2 min read
Reviewed by Riya Sharma, Editor · Last verified: 26 May 2026
Written & fact-checked by Riya Sharma · Editor, Schemes In India
Last verified: · How we verify scheme facts

What is UP Mukhyamantri Swarozgar Yojana?

UP Mukhyamantri Swarozgar Yojana is a self-employment loan scheme for educated unemployed youth and traditional artisans in Uttar Pradesh. Maximum loan: Manufacturing ₹25 lakh, Service sector ₹10 lakh, Business/Trade ₹5 lakh. Margin money subsidy: 25% for General/OBC category, 50% for SC/ST/Women/Physically Disabled/Ex-servicemen. Implemented via UPKVIB and participating nationalized banks. Apply at diupmsme.upsdc.gov.in. This scheme has been running since 2003 and has supported thousands of entrepreneurs across UP.

UP Mukhyamantri Swarozgar Yojana — Quick Overview

Scheme NameUP Mukhyamantri Swarozgar Yojana 2026 — ₹25 Lakh Loan + 50% Margin Money Subsidy | Self Employment
StateUttar Pradesh (उत्तर प्रदेश)
Launched ByGovernment of Uttar Pradesh
Launch Year2003
BenefitLoan up to ₹25 lakh (manufacturing) with 25-50% margin money subsidy for self-employment setup in UP
CategoryMSME & Industry
BeneficiariesThousands of self-employed entrepreneurs supported in UP annually
Last Verified26 May 2026
Official Portalhttps://diupmsme.upsdc.gov.in
🇮🇳Hindi me Jankari — हिंदी में जानकारी

मुख्यमंत्री स्वरोजगार योजना UP में शिक्षित बेरोजगार युवाओं और पारंपरिक कारीगरों को स्व-रोजगार के लिए ऋण देती है। अधिकतम ऋण: उत्पादन ₹25 लाख, सेवा क्षेत्र ₹10 लाख, व्यापार ₹5 लाख। Margin money subsidy: सामान्य/OBC को 25%, SC/ST/महिला/विकलांग/Ex-servicemen को 50%। diupmsme.upsdc.gov.in पर आवेदन।

₹25 लाख तक ऋण (उत्पादन क्षेत्र) + 25-50% margin money subsidy — UP में स्वरोजगार स्थापित करने के लिए

📖हिंदी में जानकारी — मुख्यमंत्री स्वरोजगार योजना UPHindi

मुख्यमंत्री स्वरोजगार योजना UP 2003 से चल रही है। इसमें शिक्षित बेरोजगार युवाओं को अपना व्यवसाय शुरू करने के लिए loan और subsidy मिलती है। उत्पादन क्षेत्र में ₹25 लाख तक, सेवा में ₹10 लाख, व्यापार में ₹5 लाख। SC/ST/महिला/विकलांग को 50% margin money subsidy, बाकी को 25%। UPKVIB और बैंकों के माध्यम से ऋण वितरण।

📌 फायदा: ₹5-25 लाख ऋण + 25-50% margin subsidy — उत्पादन/सेवा/व्यापार में स्वरोजगार

पात्रता:

UP निवासी, 18-40 वर्ष, 8वीं/10वीं पास, बेरोजगार या लघु उद्यम विस्तार हेतु। SC/ST/महिला/विकलांग को priority।

अर्ज कसा करावा:

diupmsme.upsdc.gov.in पर online। DPR सहित आवेदन। DIC interview। Bank loan + subsidy।

Benefits of UP Mukhyamantri Swarozgar Yojana

Loan up to ₹25 lakh (manufacturing) with 25-50% margin money subsidy for self-employment setup in UP

₹25 लाख तक ऋण (उत्पादन क्षेत्र) + 25-50% margin money subsidy — UP में स्वरोजगार स्थापित करने के लिए

Who is Eligible for UP Mukhyamantri Swarozgar Yojana?

  • Must be a permanent resident of Uttar Pradesh
  • Age: 18-40 years for general category; UP government may have relaxation for SC/ST/OBC/women
  • Minimum educational qualification: Class 8 pass for artisan-based ventures; Class 10 pass for service/trade sector
  • Applicant must be unemployed or seeking to expand small existing enterprise
  • No major defaulter on any earlier government loan scheme
  • For higher loan amounts (above ₹5 lakh): viable business project report required
  • Priority to SC/ST, women, physically disabled, ex-servicemen and traditional artisans
  • Only one member per family is eligible for this scheme at a time

Documents Required for UP Mukhyamantri Swarozgar Yojana

0/8 documents ready

How to Apply for UP Mukhyamantri Swarozgar Yojana Online?

  1. 1diupmsme.upsdc.gov.in पर जाएं और 'मुख्यमंत्री स्वरोजगार योजना' में 'नया पंजीकरण' करें
  2. 2व्यक्तिगत जानकारी: नाम, पिता का नाम, जन्मतिथि, आधार, शैक्षिक योग्यता, श्रेणी (SC/ST/OBC/General) भरें
  3. 3अपना व्यवसाय प्रकार चुनें: उत्पादन (Manufacturing), सेवा (Service) या व्यापार (Trade)
  4. 4Detailed Project Report (DPR) upload करें — इसमें व्यवसाय की जानकारी, लागत अनुमान, आय अनुमान लिखें
  5. 5सभी दस्तावेज (जाति प्रमाण, आधार, शैक्षिक प्रमाण, बैंक passbook) अपलोड करें
  6. 6आवेदन submit करने पर Application ID मिलेगा। जिला उद्योग केंद्र (DIC) verification करेगा
  7. 7DIC interview और project scrutiny के बाद loan application bank को forward होगी
  8. 8Bank से loan मंजूर होने पर margin money subsidy सरकार द्वारा bank को दी जाएगी और शेष ऋण खाते में आएगा
🏛️

Official Government Portal — Uttar Pradesh

Submit your application yourself on diupmsme.upsdc.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.

🔗 Apply at diupmsme.upsdc.gov.in
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Frequently Asked Questions — UP Mukhyamantri Swarozgar Yojana

Three categories: (1) Manufacturing/Production: up to ₹25 lakh; (2) Service sector: up to ₹10 lakh; (3) Business/Trade: up to ₹5 lakh. Margin money subsidy (interest-free government contribution): 25% for General/OBC, 50% for SC/ST/Women/Physically Disabled/Ex-servicemen. Example: Manufacturing loan ₹25 lakh → SC/ST gets ₹12.5 lakh as subsidy, pays back only ₹12.5 lakh.

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