UP Mukhyamantri Swarozgar Yojana — Quick Overview
| Scheme Name | UP Mukhyamantri Swarozgar Yojana 2026 — ₹25 Lakh Loan + 50% Margin Money Subsidy | Self Employment | diupmsme.upsdc.gov.in |
| State | Uttar Pradesh (उत्तर प्रदेश) |
| Launched By | Government of Uttar Pradesh |
| Launch Year | 2003 |
| Benefit | Loan up to ₹25 lakh (manufacturing) with 25-50% margin money subsidy for self-employment setup in UP |
| Category | MSME & Industry |
| Beneficiaries | Thousands of self-employed entrepreneurs supported in UP annually |
| Last Verified | 26 May 2026 |
| Official Portal | https://diupmsme.upsdc.gov.in |
What is UP Mukhyamantri Swarozgar Yojana?
UP Mukhyamantri Swarozgar Yojana is a self-employment loan scheme for educated unemployed youth and traditional artisans in Uttar Pradesh. Maximum loan: Manufacturing ₹25 lakh, Service sector ₹10 lakh, Business/Trade ₹5 lakh. Margin money subsidy: 25% for General/OBC category, 50% for SC/ST/Women/Physically Disabled/Ex-servicemen. Implemented via UPKVIB and participating nationalized banks. Apply at diupmsme.upsdc.gov.in. This scheme has been running since 2003 and has supported thousands of entrepreneurs across UP.
Under this scheme, eligible beneficiaries receive Loan up to ₹25 lakh (manufacturing) with 25-50% margin money subsidy for self-employment setup in UP. The scheme was launched in 2003 and is implemented by the Government of Uttar Pradesh.
मुख्यमंत्री स्वरोजगार योजना UP में शिक्षित बेरोजगार युवाओं और पारंपरिक कारीगरों को स्व-रोजगार के लिए ऋण देती है। अधिकतम ऋण: उत्पादन ₹25 लाख, सेवा क्षेत्र ₹10 लाख, व्यापार ₹5 लाख। Margin money subsidy: सामान्य/OBC को 25%, SC/ST/महिला/विकलांग/Ex-servicemen को 50%। diupmsme.upsdc.gov.in पर आवेदन।
₹25 लाख तक ऋण (उत्पादन क्षेत्र) + 25-50% margin money subsidy — UP में स्वरोजगार स्थापित करने के लिए
मुख्यमंत्री स्वरोजगार योजना UP 2003 से चल रही है। इसमें शिक्षित बेरोजगार युवाओं को अपना व्यवसाय शुरू करने के लिए loan और subsidy मिलती है। उत्पादन क्षेत्र में ₹25 लाख तक, सेवा में ₹10 लाख, व्यापार में ₹5 लाख। SC/ST/महिला/विकलांग को 50% margin money subsidy, बाकी को 25%। UPKVIB और बैंकों के माध्यम से ऋण वितरण।
📌 फायदा: ₹5-25 लाख ऋण + 25-50% margin subsidy — उत्पादन/सेवा/व्यापार में स्वरोजगार
पात्रता:
UP निवासी, 18-40 वर्ष, 8वीं/10वीं पास, बेरोजगार या लघु उद्यम विस्तार हेतु। SC/ST/महिला/विकलांग को priority।
अर्ज कसा करावा:
diupmsme.upsdc.gov.in पर online। DPR सहित आवेदन। DIC interview। Bank loan + subsidy।
Benefits of UP Mukhyamantri Swarozgar Yojana
✅ Loan up to ₹25 lakh (manufacturing) with 25-50% margin money subsidy for self-employment setup in UP
₹25 लाख तक ऋण (उत्पादन क्षेत्र) + 25-50% margin money subsidy — UP में स्वरोजगार स्थापित करने के लिए
Who is Eligible for UP Mukhyamantri Swarozgar Yojana?
- ✓ Must be a permanent resident of Uttar Pradesh
- ✓ Age: 18-40 years for general category; UP government may have relaxation for SC/ST/OBC/women
- ✓ Minimum educational qualification: Class 8 pass for artisan-based ventures; Class 10 pass for service/trade sector
- ✓ Applicant must be unemployed or seeking to expand small existing enterprise
- ✓ No major defaulter on any earlier government loan scheme
- ✓ For higher loan amounts (above ₹5 lakh): viable business project report required
- ✓ Priority to SC/ST, women, physically disabled, ex-servicemen and traditional artisans
- ✓ Only one member per family is eligible for this scheme at a time
Documents Required for UP Mukhyamantri Swarozgar Yojana
How to Apply for UP Mukhyamantri Swarozgar Yojana Online?
- 1diupmsme.upsdc.gov.in पर जाएं और 'मुख्यमंत्री स्वरोजगार योजना' में 'नया पंजीकरण' करें
- 2व्यक्तिगत जानकारी: नाम, पिता का नाम, जन्मतिथि, आधार, शैक्षिक योग्यता, श्रेणी (SC/ST/OBC/General) भरें
- 3अपना व्यवसाय प्रकार चुनें: उत्पादन (Manufacturing), सेवा (Service) या व्यापार (Trade)
- 4Detailed Project Report (DPR) upload करें — इसमें व्यवसाय की जानकारी, लागत अनुमान, आय अनुमान लिखें
- 5सभी दस्तावेज (जाति प्रमाण, आधार, शैक्षिक प्रमाण, बैंक passbook) अपलोड करें
- 6आवेदन submit करने पर Application ID मिलेगा। जिला उद्योग केंद्र (DIC) verification करेगा
- 7DIC interview और project scrutiny के बाद loan application bank को forward होगी
- 8Bank से loan मंजूर होने पर margin money subsidy सरकार द्वारा bank को दी जाएगी और शेष ऋण खाते में आएगा
Official Government Portal — Uttar Pradesh
Apply directly on the official Uttar Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 Apply at diupmsme.upsdc.gov.inFrequently Asked Questions — UP Mukhyamantri Swarozgar Yojana
Common Questions About Uttar Pradesh Government Schemes
कन्या सुमंगला योजना की 6 किस्तें कब और कितनी मिलती हैं?+
किस्त 1 (जन्म पर): ₹5,000 | किस्त 2 (1 साल पूरे होने पर, टीकाकरण के बाद): ₹2,000 | किस्त 3 (Class 1 में प्रवेश): ₹3,000 | किस्त 4 (Class 6 में प्रवेश): ₹3,000 | किस्त 5 (Class 9 में प्रवेश): ₹5,000 | किस्त 6 (12वीं के बाद स्नातक/डिप्लोमा में प्रवेश): ₹7,000। कुल: ₹25,000।
How to apply for Kanya Sumangala Yojana online?+
Go to mksy.up.gov.in → Click 'Citizen Service Portal' → New User Registration → Verify OTP → Login → Fill girl child details → Upload documents → Submit. Application reference number will be generated. Approval is done by District Probation Officer (DPO).
Who gets free laptops under UP Free Laptop Yojana?+
Students from UP Board who scored 65% or more in Class 10 and Class 12 exams and are residents of Uttar Pradesh.
What is the pension amount under UP SSPY scheme?+
₹1,000 per month (₹500 from central government + ₹500 from UP state government). The pension is paid quarterly — ₹3,000 every 3 months directly into the Aadhaar-linked bank account via DBT.
How to check SSPY UP pension status online?+
Visit sspy-up.gov.in → click 'आवेदन की स्थिति' (Application Status) → enter your Registration Number and mobile number → click Submit to view your pension status.
📰 Latest News & Updates — UP Mukhyamantri Swarozgar Yojana
- UP बेरोजगारी भत्ता 2026 — Sewayojan पोर्टल पर पंजीकरण कैसे करें
29 Apr 2026
- UP वृद्धा/विधवा/दिव्यांग पेंशन योजना 2026: SSPY पर ₹1,000/माह Apply करें
27 Apr 2026
- रानी लक्ष्मीबाई स्कूटी योजना UP 2026: 12वीं 75%+ छात्राओं को मुफ्त स्कूटी
26 Apr 2026
- किसान ऋण मोचन योजना UP 2026 — ₹1 लाख तक कर्ज माफी कैसे पाएं
20 Apr 2026
More Uttar Pradesh Government Schemes
Mukhyamantri Kanya Sumangala Yojana 2026 UP — ₹25,000 बेटी को 6 किस्तों में | mksy.up.gov.in
✅ ₹25,000 total in 6 DBT instalments — from birth to graduation/Class 12
UP Free Laptop Yojana 2025
✅ Free laptop or tablet for Class 10 and 12 UP Board toppers
UP वृद्धा/विधवा/दिव्यांग पेंशन योजना 2026 — SSPY ₹1,000/माह
✅ ₹1,000/month pension via DBT — Old Age, Widow & Disabled
रानी लक्ष्मीबाई स्कूटी योजना UP 2026 — 12वीं मेधावी छात्राओं को मुफ्त स्कूटी
✅ Free scooty with registration + insurance for meritorious girls
UP बेरोजगारी भत्ता योजना 2026 — Sewayojan पोर्टल पर पंजीकरण
✅ Employment assistance, job fair access, and placement support through Sewayojan UP
UP किसान ऋण मोचन योजना 2026 — ₹1 लाख तक कृषि ऋण माफी
✅ Agricultural loan waiver up to ₹1 lakh for small and marginal farmers
मुख्यमंत्री आवास योजना UP शहरी 2026 — गरीब परिवारों को पक्का मकान
✅ Interest subsidy up to ₹2.67 lakh + construction grant under PMAY Urban
UP श्रम कार्ड — निर्माण श्रमिक पंजीकरण 2026 | छात्रवृत्ति + विवाह सहायता
✅ Children scholarship ₹4,000–₹22,000/year + ₹55,000 marriage assistance + housing + pension
मुख्यमंत्री बाल सेवा योजना UP 2026 — COVID अनाथ बच्चों को ₹4,000/माह + मुफ्त शिक्षा
✅ ₹4,000/month + free residential school + tablet/laptop + ₹1.01 lakh marriage support
UP Scholarship Portal (scholarship.up.gov.in) 2026 — Pre-Matric & Post-Matric Yojana for SC/ST/OBC/Minority/EWS UP Students
✅ Pre-Matric: ₹3,500-6,000/year | Post-Matric: ₹12,000-22,000/year — SC/ST/OBC/Minority/EWS students
मुख्यमंत्री अभ्युदय योजना UP 2026 — IAS/IPS/PCS Free Coaching | abhyuday.up.gov.in
✅ Free coaching for UPSC/UPPSC/JEE/NEET + free study material + mock tests + IAS/IPS faculty
UP ODOP One District One Product 2026 — ₹25 लाख Loan + Subsidy | odopup.in
✅ Loan up to ₹25 lakh at concessional rates + margin money subsidy 25% + training + marketing
UP Nishulk Boring Yojana 2026 — Free Borewell for Small Farmers | लघु/सीमांत किसान | minorirrigationup.gov.in
✅ Free borewell (boring) + subsidised pump set for small and marginal farmers in UP
मुख्यमंत्री युवा उद्यमी विकास अभियान (MYUVA) UP 2025 — 1 लाख युवाओं को ₹5 लाख ब्याजमुक्त लोन
✅ Up to ₹5 lakh interest-free loan for 2 years — 1 lakh youth per year — no collateral
Atal Awasiya Vidyalaya Yojana UP 2026 — Free Residential School for Children of Migrant Workers | up.gov.in
✅ Free residential CBSE schooling (Class 6–12) + accommodation + meals + uniform + books — for children of UP migrant workers
UP Farmer ID Registration 2026 — Free Farmer Registry under Agristack | upagriculture.com
✅ Free 12-digit Farmer ID linked to Aadhaar + land records — enables PM-Kisan, PMFBY, KCC, MSP procurement, and faster scheme delivery for UP farmers
UP Shadi Anudan Yojana 2026 — ₹51,000 Marriage Assistance for Daughters | shadianudan.upsdc.gov.in
✅ ₹51,000 marriage assistance to BPL families per daughter (max 2 daughters) — SC/ST/OBC/Minority/General BPL
BC Sakhi Yojana UP 2026 — ₹4,000/माह + ₹50,000 Device Subsidy | Banking Correspondent Sakhi | UPSRLM
✅ ₹4,000/month stipend for 6 months + ₹50,000 device/equipment subsidy from bank + ongoing transaction commission income
Mukhyamantri Samuhik Vivah Yojana UP 2026 — ₹51,000 प्रति जोड़ा | Group Marriage Ceremony | shadianudan.upsdc.gov.in
✅ ₹51,000 per couple: ₹35,000 DBT to bride's account + ₹10,000 household goods at ceremony + ₹6,000 ceremony expense per couple
Rashtriya Parivarik Labh Yojana UP 2026 — ₹30,000 Breadwinner Death Compensation | RPBY | nfbs.upsdc.gov.in
✅ ₹30,000 lump sum to BPL family on death of breadwinner (aged 18-60 years)
Vishwakarma Shram Samman Yojana UP 2026 — ₹10,000 Toolkit + Free 6-Day Training | diupmsme.upsdc.gov.in
✅ 6-day free residential skill training + ₹10,000 advanced toolkit + concessional loans ₹10,000 to ₹10 lakh via UPKVIB
Mukhyamantri Jan Arogya Yojana UP 2026 — ₹5 Lakh Free Health Insurance | MMJAY | Ayushman UP
✅ ₹5 lakh cashless medical treatment per family per year at 1,500+ empanelled hospitals across Uttar Pradesh
Mukhyamantri Krishak Durghatna Kalyan Yojana UP 2026 — ₹5 Lakh Free Farmer Accident Insurance | agriculture.up.gov.in
✅ FREE accident insurance: Death = ₹5 lakh; Complete disability = ₹5 lakh; Partial disability = ₹2.5 lakh — No premium charged
UP BOCW Nirman Shramik Welfare Board 2026 — ₹5 Lakh Accident + Pension + Scholarship | upbocw.in
✅ 20+ benefits including: accident death ₹5 lakh, marriage grant ₹1 lakh, scholarship ₹10,000/month, pension ₹1,500/month, maternity ₹30,000 — all for registered construction workers
UP Mukhyamantri Solar Pump Yojana 2026 — 60-90% Subsidy on Solar Pumps | PM-KUSUM UP | agriculture.up.gov.in
✅ 60% subsidy (general category) or up to 90% subsidy (small/marginal/SC/ST) on solar irrigation pumps of 2-10 HP capacity
UP Gopalak Yojana 2026 — ₹9 Lakh Cattle Loan at 3% Interest | Dairy Farming | animalhusb.upsdc.gov.in
✅ Bank loan up to ₹9 lakh for cattle rearing (10-20 cows); government pays 4% interest subsidy — farmer pays only 3% effective interest
Mukhyamantri Internship Yojana UP 2026 — ₹2,500/Month Stipend for Youth
✅ ₹2,500/month stipend for 6 months; work experience certificate from UP government department; priority in future state recruitment
UP Khet Suraksha Yojana 2026 — Solar Fencing 60% Subsidy for Crop Protection
✅ 60% subsidy on solar fencing cost; maximum subsidy ₹1.43 lakh/km; SC/ST farmers get higher subsidy
UP Divyangjan Sashaktikaran Yojana 2026 — ₹1,000/Month Disability Pension
✅ ₹1,000/month pension; free assistive devices; free UP Roadways travel; divyang student scholarship
UP Nirashrit Mahila Pension Yojana 2026 — ₹1,000/Month for Destitute Women
✅ ₹1,000/month pension paid directly to bank account; reviewed and continued annually
UP OBC Pre-Matric Scholarship 2026 — ₹400–₹700/Month for Class 1-10
✅ ₹400/month (day scholar) to ₹700/month (hosteller); tuition fee reimbursement; maintenance allowance
UP Mahila Samarthya Yojana 2026 — Women SHG Enterprise Support & Training
✅ Free skill training in 8 sectors; ₹15,000 revolving fund per SHG; market linkage support; enterprise development
UP BOCW Matritva Shishu Evam Balika Madad Yojana 2026 — ₹25,000 for Girl Child Birth
✅ ₹25,000 for girl child birth; ₹20,000 for boy child; ₹1,500/month maternity allowance for 3 months
UP Kamadhenu Pashu Bima Yojana 2026 — ₹40,000–₹80,000 Cattle Insurance
✅ ₹40,000 cover per cow; ₹50,000 per buffalo; ₹80,000 for exotic breeds; 50% premium subsidy for BPL
UP Mukhyamantri Gramodyog Rozgar Yojana 2026 — ₹10 Lakh Village Industry Loan
✅ Loan up to ₹10 lakh; 50% interest subsidy (general); 100% interest subsidy for SC/ST/women/ex-servicemen
UP Mahila Udyam Nidhi Yojana 2026 — Loan up to ₹10 Lakh for Women Entrepreneurs
✅ Loan ₹50,000 to ₹10 lakh at 4% interest; collateral-free up to ₹2 lakh; priority to widows/divyang/minority women
UP Krishi Yantra Anudan Yojana 2026 — 40–80% Subsidy on Farm Machinery
✅ 40-50% subsidy for general; up to 80% for SC/ST/small/marginal farmers; covers 40+ types of farm machinery
UP Jal Jeevan Mission 2026 — Free Tap Water Connection (Har Ghar Nal)
✅ Free functional household tap connection (FHTC); 55 LPCD potable water supply; water quality testing
UPSRLM Swayam Sahayata Samuh Yojana 2026 — ₹15,000 Revolving Fund for Rural Women
✅ ₹15,000 revolving fund; ₹1.25 lakh CIF; bank loan ₹3-6 lakh at 7%; free skill training; market linkages