What is Haryana Mahila Samridhi?
Mahila Samridhi Yojana is a long-running microfinance scheme that puts working capital into the hands of Scheduled Caste women in Haryana so they can start or expand a small business of their own. Implemented through the Haryana Backward Classes & EWS Welfare Nigam, it offers self-employment loans of up to ₹60,000 at a concessional 5% rate of interest, channelled through Self Help Groups so that women borrow and repay as a supported group rather than alone. The money is meant for income-generating trades that women can run close to home — tailoring and stitching, a beauty parlour, food processing, petty manufacturing and similar micro-enterprises. Applications are made online through saralharyana.gov.in using the Parivar Pehchan Patra, after which the District Welfare Office verifies the case and the sanctioned amount is routed to the beneficiary's bank account.
Haryana Mahila Samridhi — Quick Overview
| Scheme Name | Haryana Mahila Samridhi Yojana 2026 — Women SHG ₹60,000 Loan at 5% |
| State | Haryana (हरियाणा) |
| Launched By | Government of Haryana |
| Launch Year | 1994 |
| Benefit | ₹60,000 self-employment loan at 5% interest for SC women entrepreneurs in Haryana |
| Category | Women |
| Last Verified | 17 June 2026 |
| Official Portal | https://saralharyana.gov.in |
महिला समृद्धि योजना हरियाणा की SC महिलाओं के लिए microfinance scheme है। SHG के माध्यम से ₹60,000 तक 5% ब्याज पर self-employment loan। Tailoring, parlour, food processing। saralharyana.gov.in पर apply।
SC महिलाओं को ₹60,000 तक loan 5% ब्याज पर — tailoring, parlour, food processing, सिलाई
महिला समृद्धि योजना हरियाणा में SC महिलाओं को self-employment के लिए ₹60,000 तक 5% ब्याज पर loan देती है। saralharyana.gov.in पर PPP ID से apply।
📌 फायदा: ₹60,000 तक loan — 5% ब्याज — SC महिला entrepreneurs
पात्रता:
Haryana SC महिला, age 18-45, income < ₹3 lakh, PPP card।
अर्ज कसा करावा:
saralharyana.gov.in पर PPP ID से login → Mahila Samridhi Yojana → apply।
Benefits of Haryana Mahila Samridhi
✅ ₹60,000 self-employment loan at 5% interest for SC women entrepreneurs in Haryana
SC महिलाओं को ₹60,000 तक loan 5% ब्याज पर — tailoring, parlour, food processing, सिलाई
Who is Eligible for Haryana Mahila Samridhi?
- ✓ Scheduled Caste (SC) woman in Haryana
- ✓ Age 18-45 years
- ✓ Annual family income below ₹3 lakh
- ✓ Parivar Pehchan Patra (PPP) mandatory
- ✓ For SHG loan: must be member of a registered SHG
- ✓ Business plan/purpose required for loan disbursement
Documents Required for Haryana Mahila Samridhi
How to Apply for Haryana Mahila Samridhi Online?
- 1saralharyana.gov.in → Login with PPP ID
- 2Mahila Samridhi Yojana search karein
- 3SC certificate, income cert, bank details bharen
- 4Submit → District Welfare Office verification
- 5Loan sanction → ₹60,000 bank account mein
Official Government Portal — Haryana
saralharyana.gov.in is the only authorised application channel, and the Haryana government charges nothing there — never pay anyone to apply on your behalf.
🔗 saralharyana.gov.in — Mahila Samridhi YojanaReal-Life Examples — Are You Eligible for Haryana Mahila Samridhi?
Not sure you qualify? Compare yourself with these Haryana Mahila Samridhi scenarios:
32-year-old SC woman in Haryana, a member of a registered SHG, family income ₹1.6 lakh, wants ₹50,000 to set up a tailoring unit
Eligible — She is an SC woman in the 18-45 age band with a PPP and SHG membership, income under ₹3 lakh and a clear business purpose — within the ₹60,000 loan limit.
28-year-old SC woman planning a small beauty parlour, income ₹2.2 lakh, with a documented business plan and PPP
Eligible — An eligible SC woman entrepreneur under the age and income limits with a stated income-generating purpose qualifies for a loan up to ₹60,000 at 5% interest.
General-category woman in Haryana, age 30, income ₹1.4 lakh, applying for the self-employment loan
Not eligible — The scheme is reserved for Scheduled Caste women, so an applicant who is not SC is not eligible regardless of income or business plan.
Treat these as guidance; the portal's own eligibility check is authoritative.
Common Mistakes — Why Haryana Mahila Samridhi Applications Get Rejected
- ✗Applying with a caste certificate that is not in the Haryana SC format, or with an expired/mismatched certificate.
- ✗PPP family-income data showing above ₹3 lakh, which fails the income condition at verification.
- ✗Submitting without a clear business purpose, so the District Welfare Office cannot justify the self-employment loan.
- ✗Providing a bank account that is not Aadhaar-linked, delaying disbursement of the sanctioned amount.
Insider Tips for Haryana Mahila Samridhi
- →Join and stay active in a registered SHG before applying — group-routed loans are processed more smoothly under this scheme.
- →Write a short, realistic business purpose (trade, monthly costs, expected income) to strengthen the loan case.
- →Keep the SC caste certificate, PPP and an Aadhaar-linked bank passbook ready together before you start on saralharyana.gov.in.
- →Apply through the official portal only and follow up with the District Welfare Office to track sanction and disbursement.