What is PM Matru Vandana?
Pradhan Mantri Matru Vandana Yojana pays pregnant and lactating women ₹5,000 in cash for their first living child — a partial wage-loss replacement meant to let a woman rest and eat properly around childbirth instead of working through it out of financial necessity. Launched in 2017, the scheme routes registration through the local Anganwadi Centre or health facility, where the woman is issued an MCP (Mother and Child Protection) card that tracks the pregnancy and triggers the direct benefit transfer. A second child gets a further ₹6,000 if that child is a girl — a deliberate design choice meant to nudge the scheme's incentive toward valuing daughters, on top of its core aim of encouraging institutional delivery and better maternal nutrition.
PM Matru Vandana — Quick Overview
| Scheme Name | Pradhan Mantri Matru Vandana Yojana (PMMVY) |
| Launched By | Government of India |
| Launch Year | 2017 |
| Benefit | Rs.5,000 cash benefit for first child; Rs.6,000 for second child if girl |
| Category | Women |
| Last Verified | 1 June 2026 |
| Official Portal | https://pmmvy.wcd.gov.in |
Benefits of PM Matru Vandana
Rs.5,000 cash benefit for first child; Rs.6,000 for second child if girl
Who is Eligible for PM Matru Vandana?
- ✓All pregnant and lactating women for first living child
- ✓Second child benefit if baby is a girl
- ✓Registered at Anganwadi or health facility
Documents Required for PM Matru Vandana
How to Apply for PM Matru Vandana Online?
- 1Register as a pregnant or lactating woman at the nearest Anganwadi Centre or approved health facility.
- 2Obtain the MCP (Mother and Child Protection) card issued at registration and submit it as proof.
- 3Provide Aadhaar Card for identity verification and eligibility confirmation.
- 4Submit bank passbook details so the cash incentive is credited via direct benefit transfer.
- 5Submit marriage certificate to confirm this is the first living child, or second if a girl.
- 6The Anganwadi or health facility forwards your registration for the Rs.5,000 (or Rs.6,000 second-girl-child) benefit.
- 7Track application status and guidelines at pmmvy.wcd.gov.in.
Official Government Portal
pmmvy.wcd.gov.in is the only authorised application channel, and the government charges nothing there — never pay anyone to apply on your behalf.
🔗Apply on pmmvy.wcd.gov.inReal-Life Examples — Are You Eligible for PM Matru Vandana?
Which of these PM Matru Vandana profiles sounds most like you?
Pooja, a pregnant woman expecting her first child, registered at her local Anganwadi with her MCP card
Eligible — the benefit is for pregnant and lactating women for the first living child, registered at an Anganwadi or health facility
Reshma, who is expecting her second child and the baby is a girl, registered at a health facility
Eligible — a second-child benefit is available when the baby is a girl
Sangeeta, a government employee already receiving paid maternity leave benefits
Not eligible — women receiving maternity benefits under other government schemes (such as formal-sector/ESIC employees) are excluded
Nisha, expecting her second child who is a boy
Not eligible — the second-child benefit applies only when the baby is a girl
Asha, a pregnant first-time mother who has not registered at any Anganwadi or health facility
Not eligible — registration at an Anganwadi or health facility is a stated condition for the benefit
Treat these as guidance; the portal's own eligibility check is authoritative.
Common Mistakes — Why PM Matru Vandana Applications Get Rejected
- ✗Aadhaar not linked to the bank account, so the cash benefit cannot be paid via direct benefit transfer.
- ✗Not registering the pregnancy at an Anganwadi or health facility, which is a required condition.
- ✗Missing the MCP (Mother and Child Protection) card, which is needed to track the instalment conditions.
- ✗Applying when already covered by maternity benefits under another government scheme (e.g. ESIC/government service), which makes the woman ineligible.
- ✗Applying through a fake site or agent instead of the official pmmvy.wcd.gov.in portal or the Anganwadi worker.
Insider Tips for PM Matru Vandana
- →Register your pregnancy at the Anganwadi or health facility early so you can claim the first instalment without delay.
- →Keep your MCP card updated with ante-natal check-up details, as the instalments are tied to these milestones.
- →Link your Aadhaar to an active bank account so each instalment reaches you directly.
- →Note your application/registration number to follow up on payment status with the Anganwadi worker.
- →Apply through the official portal or your Anganwadi worker — it is free, so never pay anyone to register for you.