What is J&K Tejaswini Scheme?
The J&K Tejaswini Scheme provides ₹10,000 as a Revolving Fund (RF) to rural women Self Help Groups (SHGs) in Jammu & Kashmir, along with market linkage and livelihood enterprise support. The scheme empowers rural women by enabling access to micro-credit, business skill training, and connections to government procurement and melas. Operated under the J&K Rural Livelihoods Mission (JKRLM), it covers women in all 20 districts of J&K.
J&K Tejaswini Scheme — Quick Overview
| Scheme Name | J&K Tejaswini Scheme 2026 — ₹10,000 Revolving Fund for Rural Women SHGs |
| State | Jammu & Kashmir (जम्मू और कश्मीर) |
| Launched By | Government of Jammu & Kashmir |
| Launch Year | 2019 |
| Benefit | ₹10,000 Revolving Fund per SHG + market linkage + livelihood training + government procurement linkage for rural women |
| Category | Women |
| Beneficiaries | 2 lakh+ rural women SHG members in J&K |
| Last Verified | 2 May 2026 |
| Official Portal | https://jkrural.gov.in |
J&K तेजस्विनी योजना ग्रामीण महिला Self Help Groups (SHG) को ₹10,000 Revolving Fund देती है साथ में market linkage और livelihood enterprise support। J&K Rural Livelihoods Mission (JKRLM) के तहत J&K के सभी 20 जिलों की ग्रामीण महिलाओं को सशक्त बनाया जाता है — micro-credit, business training और government procurement से जोड़ा जाता है।
हर SHG को ₹10,000 Revolving Fund + market linkage + livelihood training + सरकारी procurement से जुड़ाव
جموں و کشمیر تیجسوینی اسکیم دیہی خواتین SHG (خود امدادی گروپ) کو ₹10,000 Revolving Fund فراہم کرتی ہے۔ JKRLM کے تحت J&K کے تمام 20 اضلاع کی دیہی خواتین کو microfinance، کاروباری تربیت اور مارکیٹ لنکیج دیا جاتا ہے۔ (Jammu & Kashmir Tejaswini scheme dihati mahilaon ke SHG ko ₹10,000 Revolving Fund deti hai — JKRLM ke antargat.)
📌 फायदा: ₹10,000 Revolving Fund per SHG group. Market linkage, livelihood training, government procurement mein priority. J&K ke tamam 20 zilon mein uplabdh.
पात्रता:
J&K ki dihati mahila, 18+ varsh, JKRLM ke antargat registered SHG member. BPL ya low-income ko priority.
अर्ज कसा करावा:
Apne gaon ke CRP ya BDO se sampark karein → SHG banayein ya shaamil hon → regular savings karein → JKRLM office mein Tejaswini RF application den → ₹10,000 SHG account mein credit.
Benefits of J&K Tejaswini Scheme
✅ ₹10,000 Revolving Fund per SHG + market linkage + livelihood training + government procurement linkage for rural women
हर SHG को ₹10,000 Revolving Fund + market linkage + livelihood training + सरकारी procurement से जुड़ाव
Who is Eligible for J&K Tejaswini Scheme?
- ✓ Rural woman residing in Jammu & Kashmir (all 20 districts covered)
- ✓ Must be a member of a registered SHG under JKRLM (J&K Rural Livelihoods Mission)
- ✓ SHG must have at least 10–15 women members from the same village/ward
- ✓ SHG must have been active for a minimum period with regular meetings and savings records
- ✓ Preferably BPL or low-income households — priority to most vulnerable women
- ✓ Age 18 years and above
Documents Required for J&K Tejaswini Scheme
How to Apply for J&K Tejaswini Scheme Online?
- 1अपने गांव के JKRLM Community Resource Person (CRP) या Block Development Officer (BDO) से संपर्क करें
- 2JKRLM के तहत एक SHG बनाएं या पहले से active SHG में शामिल हों (10–15 महिलाएं)
- 3नियमित SHG meetings और savings शुरू करें — records maintain करें
- 4JKRLM BDO Office में Tejaswini Revolving Fund के लिए application दें
- 5Aadhaar, domicile proof, SHG group account details और meeting records जमा करें
- 6Approved होने पर ₹10,000 SHG group account में credit होगा — market linkage और training भी मिलेगी
Official Government Portal — Jammu & Kashmir
Submit your application yourself on jkrural.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
🔗 J&K Rural Livelihoods Mission — jkrural.gov.in