Bihar Alpsankhyak Rozgar Rin Yojana — Quick Overview
| Scheme Name | Bihar Alpsankhyak Rozgar Rin Yojana 2026 — ₹5 Lakh at 5% Loan for Minority Entrepreneurs | bsmfc.org |
| State | Bihar (बिहार) |
| Launched By | Government of Bihar |
| Launch Year | 2012 |
| Benefit | Up to ₹5 lakh business loan at 5% annual interest (4% for women) for Bihar minority community entrepreneurs |
| Category | MSME & Industry |
| Beneficiaries | Over 2 lakh minority entrepreneurs supported through BSMFC Bihar schemes |
| Last Verified | 26 May 2026 |
| Official Portal | https://bsmfc.org |
What is Bihar Alpsankhyak Rozgar Rin Yojana?
Bihar Mukhyamantri Alpsankhyak Rozgar Rin Yojana provides low-interest business loans of up to ₹5 lakh to entrepreneurs from minority communities (Muslim, Sikh, Christian, Buddhist, Parsi, Jain) in Bihar. Interest rate: 5% per annum for men and 4% per annum for women entrepreneurs. Age eligibility: 18 to 50 years. Applicants must be Bihar domicile. The scheme is administered through Bihar State Minorities Finance Corporation (BSMFC). Apply at bsmfc.org or at nearest BSMFC district office.
Under this scheme, eligible beneficiaries receive Up to ₹5 lakh business loan at 5% annual interest (4% for women) for Bihar minority community entrepreneurs. The scheme was launched in 2012 and is implemented by the Government of Bihar.
बिहार मुख्यमंत्री अल्पसंख्यक रोजगार ऋण योजना — अल्पसंख्यक समुदाय (मुस्लिम, सिख, ईसाई, बौद्ध, पारसी, जैन) के उद्यमियों को ₹5 लाख तक ऋण — 5% ब्याज दर (महिलाओं के लिए 4%)। आयु 18-50 वर्ष। बिहार अल्पसंख्यक वित्त निगम (BSMFC) द्वारा। bsmfc.org पर आवेदन।
₹5 लाख तक 5% ब्याज पर ऋण (महिलाओं के लिए 4%) — अल्पसंख्यक समुदाय उद्यमी — BSMFC बिहार
बिहार मुख्यमंत्री अल्पसंख्यक रोजगार ऋण योजना के अंतर्गत बिहार के अल्पसंख्यक समुदायों (मुस्लिम, सिख, ईसाई, बौद्ध, पारसी, जैन) के उद्यमियों को स्वरोजगार के लिए ₹5 लाख तक का ऋण 5% वार्षिक ब्याज दर पर मिलता है। महिलाओं के लिए ब्याज दर और कम है — 4%। यह ऋण बिहार राज्य अल्पसंख्यक वित्त निगम (BSMFC) के माध्यम से दिया जाता है। bsmfc.org पर जानकारी प्राप्त करें और नजदीकी BSMFC जिला कार्यालय में आवेदन करें।
📌 फायदा: ₹5 लाख तक ऋण — 5% ब्याज (महिलाओं को 4%) — अल्पसंख्यक उद्यमी — BSMFC बिहार
पात्रता:
बिहार निवासी अल्पसंख्यक (मुस्लिम/सिख/ईसाई/बौद्ध/पारसी/जैन), आयु 18-50 वर्ष, परिवार आय ₹3 लाख से कम।
अर्ज कसा करावा:
bsmfc.org पर जाएं या BSMFC जिला कार्यालय जाएं, application form भरें, अल्पसंख्यक प्रमाण, आधार, आय प्रमाण, बैंक पासबुक जमा करें।
Benefits of Bihar Alpsankhyak Rozgar Rin Yojana
✅ Up to ₹5 lakh business loan at 5% annual interest (4% for women) for Bihar minority community entrepreneurs
₹5 लाख तक 5% ब्याज पर ऋण (महिलाओं के लिए 4%) — अल्पसंख्यक समुदाय उद्यमी — BSMFC बिहार
Who is Eligible for Bihar Alpsankhyak Rozgar Rin Yojana?
- ✓ Must belong to a notified minority community: Muslim, Sikh, Christian, Buddhist, Parsi, or Jain
- ✓ Permanent Bihar resident (domicile certificate mandatory)
- ✓ Age 18 to 50 years
- ✓ Family annual income must be below ₹3 lakh per annum
- ✓ Must have a viable business plan or existing small business to expand
- ✓ Aadhaar-linked bank account
- ✓ Not a defaulter of any government loan or scheme
- ✓ Loan for income-generating self-employment activities only
Documents Required for Bihar Alpsankhyak Rozgar Rin Yojana
How to Apply for Bihar Alpsankhyak Rozgar Rin Yojana Online?
- 1bsmfc.org पर जाएं — BSMFC Bihar की schemes section खोलें
- 2'Mukhyamantri Alpsankhyak Rozgar Rin Yojana' application form download करें
- 3Form भरें — नाम, पता, minority community, age, income, business details
- 4Nजदीकी BSMFC District Office जाएं — सभी documents सहित form जमा करें
- 5BSMFC officer द्वारा income और eligibility verification होगी
- 6Business plan / site visit (यदि applicable) के बाद loan approve होगा
- 7Loan amount ₹5 लाख तक — 5% (or 4% for women) ब्याज — EMI schedule के अनुसार repayment
Official Government Portal — Bihar
Apply directly on the official Bihar government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 bsmfc.org — Minority Loan ApplyFrequently Asked Questions — Bihar Alpsankhyak Rozgar Rin Yojana
Common Questions About Bihar Government Schemes
What is Bihar Student Credit Card Yojana?+
It is a Bihar state scheme providing education loans up to ₹4 lakh at 4% simple interest (1% for girls and disabled) to Class 12 passed students for pursuing higher education.
How to apply for Bihar Student Credit Card?+
Apply online at 7nishchay-yuvaupmission.bihar.gov.in or visit your nearest District Registration and Counselling Centre (DRCC) with your documents.
How much money is given under Kanya Utthan Yojana?+
₹2,000 at birth (for BPL families); ₹1,000 at immunisation; sanitary napkin allowance ₹300/year from Class 7; uniform allowance ₹600–₹1,500; and ₹25,000 on passing Class 12 and ₹50,000 on graduating.
How to apply for Kanya Utthan Yojana graduation benefit?+
Apply online at medhasoft.bih.nic.in. Log in with your registration number, fill the application form, and upload required documents.
मुख्यमंत्री उद्यमी योजना बिहार में क्या मिलता है?+
₹10 लाख — ₹5 लाख अनुदान (वापस नहीं देना) और ₹5 लाख ब्याज-मुक्त ऋण जो 84 महीने की EMI में चुकाना होता है।
📰 Latest News & Updates — Bihar Alpsankhyak Rozgar Rin Yojana
More Bihar Government Schemes
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बिहार कृषि इनपुट अनुदान 2026 — फसल नुकसान पर ₹13,500/हेक्टेयर | Bihar Krishi Input Anudan
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Bihar Mukhyamantri Balika Protsahan Yojana (Intermediate) 2026 — ₹25,000 for Class 12 Pass Girls | Medhasoft
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