What is J&K Ghar Wapsi Housing Scheme?
The J&K Ghar Wapsi Housing Scheme provides housing assistance to Kashmiri migrant families returning to J&K and Economically Weaker Section (EWS) families in Jammu & Kashmir by combining PM Awas Yojana (Gramin/Urban) central assistance with J&K state government's supplemental housing grant. Kashmiri Pandit migrants and other displaced families are given priority. Under PMAY-G, beneficiaries get up to ₹1.3 lakh (plains) or ₹1.5 lakh (hilly/difficult areas) with additional state top-up for J&K residents.
J&K Ghar Wapsi Housing Scheme — Quick Overview
| Scheme Name | J&K Housing Scheme 2026 — PM Awas + State Housing for Migrants & EWS Families |
| State | Jammu & Kashmir (जम्मू और कश्मीर) |
| Launched By | Government of Jammu & Kashmir |
| Launch Year | 2016 |
| Benefit | PMAY-G: up to ₹1.3–1.5 lakh housing grant (+ state top-up for J&K). Kashmiri migrant families and EWS get priority. Pucca house construction/repair support. |
| Category | Housing |
| Beneficiaries | 3 lakh+ EWS/migrant families assisted |
| Last Verified | 2 May 2026 |
| Official Portal | https://jkhousing.gov.in |
J&K Ghar Wapsi Housing Scheme में वापस लौट रहे कश्मीरी प्रवासी परिवारों और EWS परिवारों को PM Awas Yojana (Gramin/Urban) की central assistance के साथ J&K राज्य सरकार का supplemental housing grant मिलता है। PMAY-G के तहत ₹1.3 लाख (मैदान) या ₹1.5 लाख (पहाड़ी/कठिन क्षेत्र) + J&K state top-up। jkhousing.gov.in पर apply करें।
PMAY-G: ₹1.3–1.5 लाख housing grant + J&K state top-up। कश्मीरी प्रवासी और EWS परिवारों को priority। पक्के मकान निर्माण/मरम्मत सहायता।
جموں و کشمیر میں کشمیری مہاجر خاندانوں اور EWS خاندانوں کو PM Awas Yojana کی مرکزی امداد کے ساتھ J&K ریاستی حکومت کی اضافی housing grant فراہم کی جاتی ہے۔ (J&K mein kashmiri migrant aur EWS parivaaron ko PM Awas Yojana ki central housing grant + J&K state top-up milti hai — pakka ghar banane ke liye.)
📌 फायदा: PMAY-G: ₹1.3–1.5 lakh (pahari/mushkil ilaqon mein zyada) + J&K state supplemental grant. Kashmiri migrant aur EWS ko priority. DBT se seedha bank mein.
पात्रता:
J&K Domicile Certificate, EWS/LIG income limit, pehle se pakka ghar nahi hona chahiye. Kashmiri migrant ke liye migration certificate zaruri.
अर्ज कसा करावा:
jkhousing.gov.in → PMAY Urban ya BDO office → PMAY Gramin. Aadhaar, domicile certificate, income proof, land records jama karein. Survey ke baad sanction aur DBT installments milti hain.
Benefits of J&K Ghar Wapsi Housing Scheme
✅ PMAY-G: up to ₹1.3–1.5 lakh housing grant (+ state top-up for J&K). Kashmiri migrant families and EWS get priority. Pucca house construction/repair support.
PMAY-G: ₹1.3–1.5 लाख housing grant + J&K state top-up। कश्मीरी प्रवासी और EWS परिवारों को priority। पक्के मकान निर्माण/मरम्मत सहायता।
Who is Eligible for J&K Ghar Wapsi Housing Scheme?
- ✓ Kashmiri migrant families returning to J&K (Kashmiri Pandits and other displaced communities)
- ✓ EWS (Economically Weaker Section) families with annual income below ₹3 lakh
- ✓ LIG (Low Income Group) families with annual income ₹3–6 lakh (for urban component)
- ✓ Must not already own a pucca house anywhere in India
- ✓ Family must not have previously received housing assistance under PMAY or other government housing scheme
- ✓ J&K domicile certificate mandatory (new domicile rules post-2019 reorganisation apply)
Documents Required for J&K Ghar Wapsi Housing Scheme
How to Apply for J&K Ghar Wapsi Housing Scheme Online?
- 1jkhousing.gov.in पर PMAY (Urban) या Block Development Office में PMAY-Gramin के लिए apply करें
- 2J&K Domicile Certificate, Aadhaar, income certificate और land records तैयार रखें
- 3Kashmiri migrant हैं तो Relief & Rehabilitation Commissioner Office का migrant registration certificate भी जमा करें
- 4BDO (rural) या ULB/Municipal Office (urban) में application और documents जमा करें
- 5Survey और verification के बाद SECC/Awaas+ housing list में नाम जुड़ेगा
- 6Sanction के बाद installments में ₹1.3–1.5 lakh PMAY-G (+ state top-up) bank account में DBT से मिलेगा
Official Government Portal — Jammu & Kashmir
Submit your application yourself on jkhousing.gov.in; it costs nothing. Treat anyone demanding money to "get you approved" as a scam.
🔗 J&K Housing — jkhousing.gov.in