What is Bihar CM Gramin Awas Yojana?
Bihar Mukhyamantri Gramin Awas Yojana is a state housing scheme that fills the gap left by the central PMAY-G, targeting rural BPL families who were left out of the Pradhan Mantri Awas Yojana–Gramin list. Implemented through the Rural Development Department and the Panchayati Raj machinery, it gives ₹1.20 lakh to each eligible family to build a pucca house, released in three instalments tied to construction milestones — foundation, lintel level and roof completion. Beneficiaries also get 90 days of MGNREGA labour wages towards the work. Funds are transferred by DBT into the family's Aadhaar-linked bank account, and selection prioritises Mahadalit, SC, ST, minority and widow or destitute women living in kutcha or dilapidated houses.
Bihar CM Gramin Awas Yojana — Quick Overview
| Scheme Name | Bihar Mukhyamantri Gramin Awas Yojana 2026 — ₹1.20 Lakh Pucca House for Rural BPL Families |
| State | Bihar (बिहार) |
| Launched By | Government of Bihar |
| Launch Year | 2016 |
| Benefit | ₹1.20 lakh in 3 instalments (DBT) + 90 days MGNREGA wages for pucca house |
| Category | Housing |
| Last Verified | 17 June 2026 |
| Official Portal | https://lad.bih.nic.in |
बिहार मुख्यमंत्री ग्रामीण आवास योजना उन ग्रामीण BPL परिवारों को ₹1.20 लाख और MGNREGA 90 दिन मजदूरी देती है जो PMAY-G में शामिल नहीं हो सके।
₹1.20 लाख (3 किस्तों में DBT) + MGNREGA 90 दिन मजदूरी — ग्रामीण BPL परिवार
बिहार मुख्यमंत्री ग्रामीण आवास योजना उन गरीब परिवारों के लिए है जो PMAY-G (प्रधानमंत्री आवास योजना ग्रामीण) में शामिल नहीं हो सके। ऐसे BPL परिवारों को बिहार सरकार ₹1.20 लाख की राशि DBT के माध्यम से तीन किस्तों में देती है — नींव खुदाई पर, लिंटेल लेवल पर और छत पूरी होने पर। इसके साथ MGNREGA के तहत 90 दिन की मजदूरी भी मिलती है।
📌 फायदा: ₹1.20 लाख (3 किस्तों में DBT) + MGNREGA 90 दिन मजदूरी
पात्रता:
बिहार ग्रामीण BPL परिवार जो PMAY-G से वंचित, कच्चे/जर्जर मकान में निवास, आधार और बैंक खाता अनिवार्य।
अर्ज कसा करावा:
ग्राम पंचायत मुखिया या प्रखंड विकास कार्यालय (BDO) से संपर्क करें। lad.bih.nic.in पर भी जानकारी उपलब्ध है।
Benefits of Bihar CM Gramin Awas Yojana
✅ ₹1.20 lakh in 3 instalments (DBT) + 90 days MGNREGA wages for pucca house
₹1.20 लाख (3 किस्तों में DBT) + MGNREGA 90 दिन मजदूरी — ग्रामीण BPL परिवार
Who is Eligible for Bihar CM Gramin Awas Yojana?
- ✓ Permanent resident of rural Bihar (village, gram panchayat area)
- ✓ BPL household not covered under PMAY-G
- ✓ Houseless or living in kutcha/dilapidated house
- ✓ Priority: Mahadalit, SC, ST, minorities, widow/destitute women
- ✓ Does not own a pucca house anywhere in Bihar
- ✓ Aadhaar and bank account mandatory
Documents Required for Bihar CM Gramin Awas Yojana
How to Apply for Bihar CM Gramin Awas Yojana Online?
- 1Open lad.bih.nic.in and locate the registration or apply option
- 2Authenticate with your Aadhaar-linked mobile number (OTP verification)
- 3Complete the application form carefully — personal, bank and address details
- 4Upload scans of Aadhaar Card (all family members), BPL certificate / Ration card, Bank passbook (for DBT)
- 5Cross-check every entry, then submit and save the reference number
- 6Track the application from the portal's status section while it is verified
Official Government Portal — Bihar
The single official window for this scheme is lad.bih.nic.in. Filing is free, so steer clear of touts promising guaranteed selection.
🔗 Apply at lad.bih.nic.inReal-Life Examples — Are You Eligible for Bihar CM Gramin Awas Yojana?
A quick way to gauge your eligibility — find the profile nearest to yours:
Sushila, a widow in rural Bihar living in a kutcha house, BPL, with no pucca house anywhere and not on the PMAY-G list
Eligible — Houseless rural BPL family excluded from PMAY-G, plus widow priority, fits the scheme
Birju, a Mahadalit labourer in a village whose family has a dilapidated mud house and an Aadhaar-linked bank account
Eligible — Rural BPL Mahadalit household in a kutcha house with Aadhaar/bank meets the priority criteria
Ramesh, a family that already received a PMAY-G pucca house two years ago
Not eligible — Families already covered under PMAY-G or owning a pucca house are not eligible
These scenarios are indicative; the official eligibility rules always take precedence.
Common Mistakes — Why Bihar CM Gramin Awas Yojana Applications Get Rejected
- ✗Applying despite already being covered under PMAY-G or owning a pucca house elsewhere in Bihar, which leads to rejection.
- ✗Providing land or patta documents that do not match the applicant's name, stalling sanction of instalments.
- ✗Giving a bank account that is not Aadhaar-linked, so the DBT instalments cannot be credited.
- ✗Stopping construction between instalments — later instalments are released only after each milestone is verified.
Insider Tips for Bihar CM Gramin Awas Yojana
- →Confirm at the Gram Panchayat whether your name is on the PMAY-G list first, since this scheme is only for those excluded from it.
- →Keep land ownership/patta papers and the BPL/ration card ready and in the applicant's name before applying.
- →Aadhaar-link the family bank account early so all three DBT instalments reach you without interruption.
- →Complete each construction stage (foundation, lintel, roof) and get it verified promptly to unlock the next instalment.