RERA — Homebuyer Protection — Quick Overview
| Scheme Name | RERA 2026 — Real Estate Regulation & Development Act: Homebuyer Protection & Developer Accountability | rera.mohua.gov.in |
| Launched By | Government of India |
| Launch Year | 2016 |
| Benefit | Legal protection for homebuyers + 70% funds escrow (project safety) + Interest compensation for delays + 5-year defect liability + Online RERA complaint portal for disputes + Carpet area transparency |
| Category | Housing |
| Last Verified | 25 May 2026 |
| Official Portal | https://rera.mohua.gov.in |
What is RERA — Homebuyer Protection?
Real Estate (Regulation and Development) Act (RERA), enacted in 2016 and implemented through state RERA authorities, protects homebuyers from fraudulent/delayed real estate projects. RERA mandates: (1) All residential/commercial projects above 500 sq m or 8+ apartments MUST register with state RERA before any marketing/sale; (2) Developers must park 70% of project funds in a designated escrow account — preventing fund diversion; (3) Project must be delivered by RERA-registered delivery date — delay triggers 10.75%+ interest compensation to buyers; (4) 5-year defect liability: Developer must fix structural defects free for 5 years post-possession; (5) Carpet area transparency: Sale only on carpet area basis (not super-builtup); (6) RERA complaint mechanism: Homebuyers can file online complaints against developers in their state RERA; (7) Real estate agents must register with RERA — illegal to deal in unregistered projects. All 36 states/UTs have operational RERA. Homebuyer tips: Always check RERA registration before booking. Key risk: Unregistered projects have no RERA protection.
Under this scheme, eligible beneficiaries receive Legal protection for homebuyers + 70% funds escrow (project safety) + Interest compensation for delays + 5-year defect liability + Online RERA complaint portal for disputes + Carpet area transparency. The scheme was launched in 2016 and is implemented by the Government of India.
Benefits of RERA — Homebuyer Protection
Legal protection for homebuyers + 70% funds escrow (project safety) + Interest compensation for delays + 5-year defect liability + Online RERA complaint portal for disputes + Carpet area transparency
Who is Eligible for RERA — Homebuyer Protection?
- ✓Any homebuyer/apartment purchaser in a RERA-registered real estate project in India
- ✓Both residential and commercial property buyers are protected
- ✓For RERA complaint: Must have purchased or booked in a RERA-registered project
- ✓For delayed project: Compensation applies only if project has RERA registration and is beyond RERA deadline
Documents Required for RERA — Homebuyer Protection
How to Apply for RERA — Homebuyer Protection Online?
- 1Before booking: Check project RERA registration at your state RERA website (e.g., maharera.mahaonline.gov.in for Maharashtra, rera.rajasthan.gov.in for Rajasthan)
- 2Verify delivery date, approvals, and developer track record on RERA portal
- 3For complaints (delayed/defective project): File online complaint at state RERA website → ₹1,000-5,000 filing fee
- 4RERA Authority hears complaint → passes order within 60 days
- 5For compensation: RERA order specifies interest (typically 10.75%+ p.a.) on your invested amount for delay period
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on rera.mohua.gov.inFrequently Asked Questions — RERA — Homebuyer Protection
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