What is Punjab PMAY BPL Housing Scheme?
Punjab implements the Pradhan Mantri Awas Yojana (PMAY) for both rural (PMAY-G) and urban (PMAY-U) areas with state government top-up support. PMAY-G provides ₹1.5 lakh for BPL rural families to construct/upgrade pucca houses. Urban PMAY provides ₹2.5 lakh for EWS/LIG category beneficiaries in Punjab cities. Punjab state provides additional top-up assistance above the central grant. The CM Housing scheme operates alongside PMAY for eligible homeless families. Applications are submitted via AwaasSoft (rural) and PMAY-U portal (urban). Beneficiary selection uses the Socio-Economic Caste Census (SECC) data.
Punjab PMAY BPL Housing Scheme — Quick Overview
| Scheme Name | Punjab PMAY Housing Scheme 2026 — ₹1.5–₹2.5 Lakh for BPL/EWS/LIG Families | Rural + Urban |
| State | Punjab (पंजाब) |
| Launched By | Government of Punjab |
| Launch Year | 2016 |
| Benefit | PMAY-G: ₹1.5 lakh for rural BPL; PMAY-U: ₹2.5 lakh for urban EWS/LIG; Punjab state top-up available above central grant |
| Category | Housing |
| Last Verified | 27 May 2026 |
| Official Portal | https://pmaymis.gov.in |
ਪੰਜਾਬ ਵਿੱਚ ਪ੍ਰਧਾਨ ਮੰਤਰੀ ਆਵਾਸ ਯੋਜਨਾ (PMAY) ਤਹਿਤ BPL ਪੇਂਡੂ ਪਰਿਵਾਰਾਂ ਨੂੰ ₹1.5 ਲੱਖ ਅਤੇ ਸ਼ਹਿਰੀ EWS/LIG ਪਰਿਵਾਰਾਂ ਨੂੰ ₹2.5 ਲੱਖ ਮਕਾਨ ਬਣਾਉਣ ਲਈ ਦਿੱਤੇ ਜਾਂਦੇ ਹਨ। ਪੰਜਾਬ ਸਰਕਾਰ ਉੱਪਰੋਂ ਵਾਧੂ ਸਹਾਇਤਾ ਵੀ ਦਿੰਦੀ ਹੈ।
📌 फायदा: PMAY-G: ₹1.5 ਲੱਖ ਪੇਂਡੂ BPL | PMAY-U: ₹2.5 ਲੱਖ ਸ਼ਹਿਰੀ EWS/LIG | ਪੰਜਾਬ ਸਟੇਟ ਟਾਪ-ਅੱਪ
पात्रता:
BPL ਪਰਿਵਾਰ, ਕੋਈ ਪੱਕਾ ਮਕਾਨ ਨਹੀਂ, SECC ਡੇਟਾ ਵਿੱਚ ਦਰਜ, ਆਧਾਰ-ਲਿੰਕਡ ਬੈਂਕ ਖਾਤਾ।
अर्ज कसा करावा:
pmaymis.gov.in ਤੇ ਆਪਣਾ ਨਾਂ SECC ਸੂਚੀ ਵਿੱਚ ਦੇਖੋ। ਗ੍ਰਾਮ ਪੰਚਾਇਤ ਜਾਂ ਜ਼ਿਲ੍ਹਾ ਰੂਰਲ ਡਿਵੈਲਪਮੈਂਟ ਦਫ਼ਤਰ ਤੋਂ ਅਰਜ਼ੀ ਦਿਓ।
Benefits of Punjab PMAY BPL Housing Scheme
✅ PMAY-G: ₹1.5 lakh for rural BPL; PMAY-U: ₹2.5 lakh for urban EWS/LIG; Punjab state top-up available above central grant
Who is Eligible for Punjab PMAY BPL Housing Scheme?
- ✓ BPL rural family — no pucca house or katcha/damaged house (PMAY-G)
- ✓ EWS (annual income up to ₹3 lakh) or LIG (income ₹3–6 lakh) for urban PMAY-U
- ✓ Family should not own pucca house anywhere in India
- ✓ Aadhaar Card and Aadhaar-linked bank account mandatory
- ✓ Priority: SC/ST, minorities, women-headed households, differently abled
Documents Required for Punjab PMAY BPL Housing Scheme
How to Apply for Punjab PMAY BPL Housing Scheme Online?
- 1Go to the scheme's official portal, pmaymis.gov.in
- 2Start a new registration with your mobile number and confirm the OTP
- 3Work through each section of the form, matching entries to your documents
- 4Attach the requested paperwork (Aadhaar Card (all adult family members), BPL Certificate / SECC data enrollment proof, Income Certificate (for PMAY-U: EWS/LIG category))
- 5Verify the preview screen, submit, and write down the acknowledgement ID
- 6Return to the portal later to follow the verification stages
Official Government Portal — Punjab
Use pmaymis.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗 Apply at pmaymis.gov.in