🏭 MSME & Industry Government Schemes 2026
10 schemes — eligibility, registration & benefits
All MSME & Industry Schemes (10)
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Stand Up India Scheme 2026 — ₹10 Lakh to ₹1 Crore Loan | SC/ST & Women Entrepreneurs
PMEGP 2026 — 15–35% Subsidy | Rs.50 Lakh Loan | PM Employment Generation Programme
CGTMSE Credit Guarantee Scheme 2026 — ₹5 Crore Collateral-Free MSME Loan Guarantee
PLI Scheme 2026 — Production Linked Incentive | 14 Sectors | ₹1.91 Lakh Crore Outlay
ZED Certification 2026 — Zero Defect Zero Effect | 80% Subsidy for Micro MSMEs
MSME Champions Portal 2026 — Single Window Grievance, Hand-holding & Tech Support
Digital MSME 2026 — ERP, IoT, AI, E-commerce Adoption Subsidy for MSMEs
MSME Innovative Scheme 2026 — Incubation, IPR & Design Support for Startups
MSME Competitive (Lean) 2026 — Lean Manufacturing Scheme for Productivity
About MSME & Industry Government Schemes in India 2026
India's 6.3 crore Micro, Small and Medium Enterprises (MSMEs) employ 11+ crore people and contribute 30% of GDP. The Ministry of MSME runs 50+ schemes converged under MSME Champions Portal (champions.gov.in) — single window for all services. PM Mudra Yojana provides collateral-free loans up to ₹20 lakh in 3 categories (Shishu ₹50K / Kishore ₹5L / Tarun ₹10L / Tarun Plus ₹20L). PMEGP provides 15-35% subsidy on projects up to ₹50 lakh. CGTMSE offers 75-85% credit guarantee enabling collateral-free MSME loans up to ₹5 crore. Stand-Up India funds SC/ST/Women entrepreneurs ₹10 lakh-₹1 crore. PLI Scheme (₹1.91 lakh crore outlay) rewards 14 strategic sectors with 4-18% incentive on incremental sales. ZED Certification ensures Zero Defect Zero Effect manufacturing with 80% subsidy for Micro MSMEs. Digital MSME subsidises ERP/IoT/AI/e-commerce adoption (50-75% subsidy). MSME Innovative funds incubation (₹15L), IPR (75% reimbursement), and design consultancy from NID/IIT. MSME Competitive (Lean Manufacturing) brings 20-50% productivity gains through 200+ certified consultants.