🏭 MSME & Industry Government Schemes 2026

10 schemes — eligibility, registration & benefits

All MSME & Industry Schemes (10)

🏭 MSME & Industry
🔥 PopularUpdated Jun 2026

PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh

Collateral-free loan ₹50,000 to ₹20 lakh at low interest — 4 categories including new Tarun Plus (2024)View Details →
🏭 MSME & Industry
Updated May 2026

Stand Up India Scheme 2026 — ₹10 Lakh to ₹1 Crore Loan | SC/ST & Women Entrepreneurs

Bank loan Rs.10 lakh to Rs.1 crore for SC/ST and women entrepreneurs — no collateral barrier, 7-year repaymentView Details →
🏭 MSME & Industry
Updated May 2026

PMEGP 2026 — 15–35% Subsidy | Rs.50 Lakh Loan | PM Employment Generation Programme

15 to 35% subsidy on project cost — up to Rs.50 lakh (manufacturing) and Rs.20 lakh (service/trading)View Details →
🏭 MSME & Industry
Updated May 2026

CGTMSE Credit Guarantee Scheme 2026 — ₹5 Crore Collateral-Free MSME Loan Guarantee

Up to ₹5 crore collateral-free MSME loan with 75-85% government guarantee — women entrepreneurs get 85% coverageView Details →
🏭 MSME & Industry
Updated May 2026

PLI Scheme 2026 — Production Linked Incentive | 14 Sectors | ₹1.91 Lakh Crore Outlay

4–18% cash incentive on incremental sales over base year for 5-6 years (sector-dependent)View Details →
🏭 MSME & Industry
Updated May 2026

ZED Certification 2026 — Zero Defect Zero Effect | 80% Subsidy for Micro MSMEs

80/60/50% subsidy on ZED certification + ₹10,000 pledge reward + enhanced CGTMSE coverageView Details →
🏭 MSME & Industry
Updated May 2026

MSME Champions Portal 2026 — Single Window Grievance, Hand-holding & Tech Support

Single portal for grievance + ZED + Innovative + Competitive + Digital MSME servicesView Details →
🏭 MSME & Industry
Updated May 2026

Digital MSME 2026 — ERP, IoT, AI, E-commerce Adoption Subsidy for MSMEs

50-75% subsidy on ERP/IoT/AI/e-commerce/cybersecurity for MSMEs — up to ₹3 lakh per itemView Details →
🏭 MSME & Industry
Updated May 2026

MSME Innovative Scheme 2026 — Incubation, IPR & Design Support for Startups

₹15L per incubation + 75% on IPR/patents + 50-75% on product design consultancyView Details →
🏭 MSME & Industry
Updated May 2026

MSME Competitive (Lean) 2026 — Lean Manufacturing Scheme for Productivity

80% subsidy on Lean consultancy (max ₹15L per cluster of 10 MSMEs) — 20-50% productivity gainView Details →

About MSME & Industry Government Schemes in India 2026

India's 6.3 crore Micro, Small and Medium Enterprises (MSMEs) employ 11+ crore people and contribute 30% of GDP. The Ministry of MSME runs 50+ schemes converged under MSME Champions Portal (champions.gov.in) — single window for all services. PM Mudra Yojana provides collateral-free loans up to ₹20 lakh in 3 categories (Shishu ₹50K / Kishore ₹5L / Tarun ₹10L / Tarun Plus ₹20L). PMEGP provides 15-35% subsidy on projects up to ₹50 lakh. CGTMSE offers 75-85% credit guarantee enabling collateral-free MSME loans up to ₹5 crore. Stand-Up India funds SC/ST/Women entrepreneurs ₹10 lakh-₹1 crore. PLI Scheme (₹1.91 lakh crore outlay) rewards 14 strategic sectors with 4-18% incentive on incremental sales. ZED Certification ensures Zero Defect Zero Effect manufacturing with 80% subsidy for Micro MSMEs. Digital MSME subsidises ERP/IoT/AI/e-commerce adoption (50-75% subsidy). MSME Innovative funds incubation (₹15L), IPR (75% reimbursement), and design consultancy from NID/IIT. MSME Competitive (Lean Manufacturing) brings 20-50% productivity gains through 200+ certified consultants.

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