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Kerala Unorganised Workers Welfare Funds 2026 — Pension, Insurance & Benefits for 25+ Sectors | labour.kerala.gov.in

2026 ✓Kerala · केरलEmploymentSector-specific ₹1,200–₹1,600/month pension + insurance + medical + education + marriage benefits — 25+ worker categoriesUpdated: 23 May 2026
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Kerala Unorganised Workers Welfare — Quick Overview

Scheme NameKerala Unorganised Workers Welfare Funds 2026 — Pension, Insurance & Benefits for 25+ Sectors | labour.kerala.gov.in
StateKerala (केरल)
Launched ByGovernment of Kerala
Launch Year1978
BenefitSector-specific ₹1,200–₹1,600/month pension + insurance + medical + education + marriage benefits — 25+ worker categories
CategoryEmployment
Beneficiaries50 lakh+ workers across 25+ sector welfare boards in Kerala
Last Verified23 May 2026
Official Portalhttps://labour.kerala.gov.in

What is Kerala Unorganised Workers Welfare?

Kerala has 25+ sector-specific Welfare Fund Boards for unorganised workers — the most comprehensive in India. Each board provides pension, insurance, and welfare to workers in that sector. Key boards: Kerala Autorickshaw Workers Welfare Fund (₹1,500/month pension), Kerala Headload Workers Welfare Board (₹1,500/month pension + ₹5L insurance), Kerala Domestic Workers Welfare Board (₹1,200/month pension), Kerala Tailoring Workers Board, Kerala Barber/Beauty Workers Board, Kerala Pottery Workers Board, Kerala Toddy Workers Board (₹1,600/month pension + bonus), Kerala Cashew Workers Fund, Kerala Coir Workers Fund, and more. All provide: monthly pension, accident insurance, medical aid, children education, daughter marriage assistance. Apply sector-wise at labour.kerala.gov.in.

Under this scheme, eligible beneficiaries receive Sector-specific ₹1,200–₹1,600/month pension + insurance + medical + education + marriage benefits — 25+ worker categories. The scheme was launched in 1978 and is implemented by the Government of Kerala.

🇮🇳Hindi me Jankari — हिंदी में जानकारी

Kerala में 25+ sector-specific Welfare Fund Boards हैं — India में सबसे comprehensive। Auto workers, headload workers, domestic workers, tailors, barbers, cashew/coir workers, toddy workers, pottery workers सभी को sector-specific pension (₹1,200-₹1,600/month), insurance, children education, marriage aid मिलती है। labour.kerala.gov.in।

₹1,200-1,600/माह pension + insurance + medical aid + education — 25+ unorganised worker categories — Kerala

📖Kerala Unorganised Workers Welfare Funds — മലയാളംMalayalam

Kerala-ൽ India-ൽ ഏറ്റവും comprehensive ആയ 25+ sector-specific Worker Welfare Fund Boards. Auto, headload, domestic, tailoring, barber, toddy, cashew, coir, pottery workers — ₹1,200-1,600/month pension, insurance, education, marriage assistance. labour.kerala.gov.in.

📌 फायदा: ₹1,200-1,600/month pension + insurance + medical + education + marriage — sector-wise unorganised workers

पात्रता:

18+ age, Kerala sector worker, minimum occupation proof. Pension from 60 (some 55).

अर्ज कसा करावा:

labour.kerala.gov.in → Welfare Fund Boards → sector select → register. Board office-ലും apply ആകും.

Benefits of Kerala Unorganised Workers Welfare

Sector-specific ₹1,200–₹1,600/month pension + insurance + medical + education + marriage benefits — 25+ worker categories

₹1,200-1,600/माह pension + insurance + medical aid + education — 25+ unorganised worker categories — Kerala

Who is Eligible for Kerala Unorganised Workers Welfare?

  • Worker in the specific sector corresponding to the Welfare Board (auto, headload, domestic, tailoring, etc.)
  • Minimum age 18 at the time of registration
  • Must be primarily working in that sector in Kerala
  • Pension from age 60 (some boards: 55) — earlier if disability
  • Annual renewal of membership required for most boards

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Documents Required for Kerala Unorganised Workers Welfare

0/6 documents ready

How to Apply for Kerala Unorganised Workers Welfare Online?

  1. 1Identify your sector — auto, headload, domestic, toddy, tailoring, etc.
  2. 2labour.kerala.gov.in → Welfare Fund Boards → find your sector board
  3. 3Board-specific registration form download or online apply
  4. 4Documents submit — sector proof + Aadhaar + bank passbook
  5. 5Nominal annual contribution pay (₹50-200 depending on board)
  6. 660 years (or 55) baad pension claim karo — DBT monthly
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Official Government Portal — Kerala

Apply directly on the official Kerala government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.

🔗 labour.kerala.gov.in — Welfare Fund Boards
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Frequently Asked Questions — Kerala Unorganised Workers Welfare

25+ boards including: Autorickshaw Workers, Headload Workers, Domestic Workers, Tailoring Workers, Barber/Beauty Workers, Pottery Workers, Toddy Workers, Cashew Workers, Coir Workers, Handloom Workers, Beedi Workers, Quarry Workers, Construction Workers (BOCW), Fisher Workers, Agriculture Workers, Cycle/Taxi Drivers, and more. Check labour.kerala.gov.in for complete list.

Common Questions About Kerala Government Schemes

Kerala Karunya scheme eligibility 2026?+

BPL families in Kerala and APL families with annual income below ₹3 lakh. Not covered under ESIC or central government health schemes.

കാരുണ്യ കാർഡ് എങ്ങനെ ലഭിക്കും?+

karunya.kerala.gov.in ൽ ഓൺലൈൻ അപേക്ഷ നൽകുക അല്ലെങ്കിൽ അടുത്തുള്ള അക്ഷയ സെന്ററിൽ / തഹസിൽദാർ ഓഫീസിൽ റേഷൻ കാർഡ്, ആധാർ, വരുമാന സർട്ടിഫിക്കറ്റ് സഹിതം ചെല്ലുക.

കർഷക ക്ഷേമഗം pension-ന് apply ചെയ്യണ്ടത് എവിടെ?+

നിങ്ങളുടെ അടുത്തുള്ള Krishi Bhavan (ഗ്രാമ/ബ്ലോക്ക് കൃഷി ഓഫീസ്) ൽ ചെന്ന് Karshaka Kshemagam membership എടുക്കുക. 60 വയസ്സ് തികഞ്ഞ ശേഷം pension claim form submit ചെയ്യാം.

Kerala Karshaka Kshemagam membership fee kitni hai?+

Membership fee nominal amount — latest rates for the current year are available at your nearest Krishi Bhavan or keralaagriculture.gov.in. Fee structures may vary by category (own land / tenant farmer).

Kudumbashree SHG loan kitna milta hai?+

NHG internal loan: ₹5,000-20,000 (short term, within group savings). Bank-linked CDS loan: ₹50,000-2 lakh. Micro enterprise loan: up to ₹2 lakh per woman from NABARD/bank credit linkage.

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