PM Jeevan Jyoti — Quick Overview
| Scheme Name | PM Jeevan Jyoti Bima Yojana — Rs.2 Lakh Life Insurance |
| Launched By | Government of India |
| Launch Year | 2015 |
| Benefit | Rs.2 lakh life insurance cover for only Rs.436/year |
| Category | Finance |
| Last Verified | April 2025 |
| Official Portal | https://jansuraksha.gov.in |
What is PM Jeevan Jyoti?
PMJJBY is a renewable term life insurance scheme offering a Rs.2 lakh death cover for just Rs.436 per year, automatically debited from the subscriber bank account.
Under this scheme, eligible beneficiaries receive Rs.2 lakh life insurance cover for only Rs.436/year. The scheme was launched in 2015 and is implemented by the Government of India.
Benefits of PM Jeevan Jyoti
Rs.2 lakh life insurance cover for only Rs.436/year
Who is Eligible for PM Jeevan Jyoti?
- ✓Age 18 to 50 years
- ✓Active savings bank or post office account
- ✓Consent for auto-debit
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Documents Required for PM Jeevan Jyoti
How to Apply for PM Jeevan Jyoti Online?
- 1Visit the official portal at https://jansuraksha.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents including Aadhaar and bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on jansuraksha.gov.inFrequently Asked Questions — PM Jeevan Jyoti
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