What is AP Jagananna Suraksha Insurance?
Jagananna Suraksha is Andhra Pradesh's comprehensive family health and accident insurance scheme launched by the YSR Congress government. Provides ₹5 lakh per family per year — covering hospitalization, accidental death (₹5 lakh to nominee), permanent disability (₹5 lakh), and partial disability (₹2.5 lakh). The scheme covers all AP families whose annual income is below ₹5 lakh — no premium — fully government funded. Implemented in convergence with Ayushman Bharat PMJAY and state Aarogyasri scheme. The TDP government in 2024 continued the scheme with enhanced outreach under the NTR Suraksha brand. All AP residents with Aadhaar and AP ration card are auto-enrolled.
AP Jagananna Suraksha Insurance — Quick Overview
| Scheme Name | AP Jagananna Suraksha 2026 — ₹5 Lakh Comprehensive Family Insurance |
| State | Andhra Pradesh (आंध्र प्रदेश) |
| Launched By | Government of Andhra Pradesh |
| Launch Year | 2021 |
| Benefit | ₹5 lakh/year family health + ₹5 lakh accidental death/disability — no premium — AP families income < ₹5 lakh |
| Category | Health |
| Beneficiaries | 3 crore+ families in Andhra Pradesh |
| Last Verified | 23 May 2026 |
| Official Portal | https://apgov.ap.gov.in |
Jagananna Suraksha AP — ₹5 లాఖ్ per family per year — hospitalization + accident death ₹5 లాఖ్ + disability ₹5 లాఖ్ — income < ₹5 lakh — no premium — government funded — PMJAY convergence.
₹5 లాఖ్/year health + ₹5 లాఖ్ accident insurance — premium free — AP families income < ₹5 lakh
జగనన్న సురక్ష AP families కు ₹5 లాఖ్/year health insurance + ₹5 లాఖ్ accident death/disability — premium లేదు — government funded. Income < ₹5 లాఖ్. Aadhaar + AP ration card. PMJAY convergence.
📌 फायदा: ₹5 లాఖ్/year health + ₹5 లాఖ్ accident — premium లేదు — 3 కోట్ల AP families
पात्रता:
AP resident family, income < ₹5 లాఖ్, AP ration card + Aadhaar — auto-enrolled.
अर्ज कसा करावा:
Ration card holders auto-enrolled. apgov.ap.gov.in లో check. Hospital లో Aadhaar చూపించండి → cashless treatment.
Benefits of AP Jagananna Suraksha Insurance
✅ ₹5 lakh/year family health + ₹5 lakh accidental death/disability — no premium — AP families income < ₹5 lakh
₹5 లాఖ్/year health + ₹5 లాఖ్ accident insurance — premium free — AP families income < ₹5 lakh
Who is Eligible for AP Jagananna Suraksha Insurance?
- ✓ AP resident family with annual income below ₹5 lakh
- ✓ Must have AP ration card and Aadhaar
- ✓ All family members covered under ₹5 lakh floater
- ✓ No premium — fully government funded
- ✓ SECC 2011 BPL families: auto-enrolled under PMJAY
- ✓ APL families with ration card: covered under state extension
Documents Required for AP Jagananna Suraksha Insurance
How to Apply for AP Jagananna Suraksha Insurance Online?
- 1Auto-enrollment for ration card holders — no separate application
- 2apgov.ap.gov.in → Suraksha / PMJAY → check family eligibility with Aadhaar
- 3At hospital: Suraksha/Aarogyasri desk → Aadhaar verify → cashless treatment starts
- 4Accident/death claim: Village Secretariat or insurance company designated office
Official Government Portal — Andhra Pradesh
apgov.ap.gov.in is the only authorised application channel, and the Andhra Pradesh government charges nothing there — never pay anyone to apply on your behalf.
🔗 apgov.ap.gov.in — AP Suraksha / PMJAY AP