AP Jagananna Suraksha Insurance — Quick Overview
| Scheme Name | AP Jagananna Suraksha 2026 — ₹5 Lakh Comprehensive Family Insurance | apgov.ap.gov.in |
| State | Andhra Pradesh (आंध्र प्रदेश) |
| Launched By | Government of Andhra Pradesh |
| Launch Year | 2021 |
| Benefit | ₹5 lakh/year family health + ₹5 lakh accidental death/disability — no premium — AP families income < ₹5 lakh |
| Category | Health |
| Beneficiaries | 3 crore+ families in Andhra Pradesh |
| Last Verified | 23 May 2026 |
| Official Portal | https://apgov.ap.gov.in |
What is AP Jagananna Suraksha Insurance?
Jagananna Suraksha is Andhra Pradesh's comprehensive family health and accident insurance scheme launched by the YSR Congress government. Provides ₹5 lakh per family per year — covering hospitalization, accidental death (₹5 lakh to nominee), permanent disability (₹5 lakh), and partial disability (₹2.5 lakh). The scheme covers all AP families whose annual income is below ₹5 lakh — no premium — fully government funded. Implemented in convergence with Ayushman Bharat PMJAY and state Aarogyasri scheme. The TDP government in 2024 continued the scheme with enhanced outreach under the NTR Suraksha brand. All AP residents with Aadhaar and AP ration card are auto-enrolled.
Under this scheme, eligible beneficiaries receive ₹5 lakh/year family health + ₹5 lakh accidental death/disability — no premium — AP families income < ₹5 lakh. The scheme was launched in 2021 and is implemented by the Government of Andhra Pradesh.
Jagananna Suraksha AP — ₹5 లాఖ్ per family per year — hospitalization + accident death ₹5 లాఖ్ + disability ₹5 లాఖ్ — income < ₹5 lakh — no premium — government funded — PMJAY convergence.
₹5 లాఖ్/year health + ₹5 లాఖ్ accident insurance — premium free — AP families income < ₹5 lakh
జగనన్న సురక్ష AP families కు ₹5 లాఖ్/year health insurance + ₹5 లాఖ్ accident death/disability — premium లేదు — government funded. Income < ₹5 లాఖ్. Aadhaar + AP ration card. PMJAY convergence.
📌 फायदा: ₹5 లాఖ్/year health + ₹5 లాఖ్ accident — premium లేదు — 3 కోట్ల AP families
पात्रता:
AP resident family, income < ₹5 లాఖ్, AP ration card + Aadhaar — auto-enrolled.
अर्ज कसा करावा:
Ration card holders auto-enrolled. apgov.ap.gov.in లో check. Hospital లో Aadhaar చూపించండి → cashless treatment.
Benefits of AP Jagananna Suraksha Insurance
✅ ₹5 lakh/year family health + ₹5 lakh accidental death/disability — no premium — AP families income < ₹5 lakh
₹5 లాఖ్/year health + ₹5 లాఖ్ accident insurance — premium free — AP families income < ₹5 lakh
Who is Eligible for AP Jagananna Suraksha Insurance?
- ✓ AP resident family with annual income below ₹5 lakh
- ✓ Must have AP ration card and Aadhaar
- ✓ All family members covered under ₹5 lakh floater
- ✓ No premium — fully government funded
- ✓ SECC 2011 BPL families: auto-enrolled under PMJAY
- ✓ APL families with ration card: covered under state extension
Advertisement
Documents Required for AP Jagananna Suraksha Insurance
How to Apply for AP Jagananna Suraksha Insurance Online?
- 1Auto-enrollment for ration card holders — no separate application
- 2apgov.ap.gov.in → Suraksha / PMJAY → check family eligibility with Aadhaar
- 3At hospital: Suraksha/Aarogyasri desk → Aadhaar verify → cashless treatment starts
- 4Accident/death claim: Village Secretariat or insurance company designated office
Official Government Portal — Andhra Pradesh
Apply directly on the official Andhra Pradesh government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 apgov.ap.gov.in — AP Suraksha / PMJAY APFrequently Asked Questions — AP Jagananna Suraksha Insurance
Common Questions About Andhra Pradesh Government Schemes
వైఎస్ఆర్ చేయూత ఎవరికి అర్హులు?+
ఆంధ్రప్రదేశ్ నివాసి, వయసు 45-60 సంవత్సరాలు, SC/ST/BC/మైనారిటీ కమ్యూనిటీ, కుటుంబ ఆదాయం ₹1.5 లక్షకు తక్కువ (గ్రామీణ) / ₹2 లక్షకు తక్కువ (పట్టణ).
YSR Cheyutha amount per year?+
₹75,000 per year — paid as ₹18,750 per quarter (4 instalments) directly via DBT to the woman's Aadhaar-linked bank account.
అమ్మ ఒడి ఎంత వస్తుంది?+
₹15,000 సంవత్సరానికి — DBT ద్వారా నేరుగా తల్లి ఆధార్-లింక్ బ్యాంక్ ఖాతాలో జమ అవుతుంది.
YSR Amma Vodi AP eligibility 2026?+
Mother/guardian, child enrolled in AP government/tribal welfare/social welfare school (Class 1-12), Aadhaar-linked bank account, no income tax payer family.
జగనన్న విద్యా దీవెన కోసం అర్హులు ఎవరు?+
SC, ST, BC, Kapu, Minority, EWS విద్యార్థులు — వార్షిక కుటుంబ ఆదాయం ₹2.5 లక్షల వరకు — AP లో ITI/Polytechnic/Degree/Professional course చదువుతున్నవారు.
Advertisement
📰 Latest News & Updates — AP Jagananna Suraksha Insurance
More Andhra Pradesh Government Schemes
వైఎస్ఆర్ చేయూత AP 2026 — SC/ST/BC/Minority Women ₹18,750/Quarter | YSR Cheyutha
✅ ₹18,750/quarter (₹75,000/year) as self-employment capital — for SC/ST/BC/Minority women aged 45–60
YSR అమ్మ ఒడి పథకం 2026 — ₹15,000/సంవత్సరం తల్లులకు పిల్లల చదువు కోసం | AP Education
✅ ₹15,000/year per mother for sending children to government schools — DBT to bank account
జగనన్న విద్యా దీవెన 2026 — ITI/పాలిటెక్నిక్/డిగ్రీ Full Fee Reimbursement | AP Students
✅ 100% tuition fee reimbursement directly to college — ITI to professional degree courses
జగనన్న వసతి దీవెన 2026 — Hostel + Mess Fees ₹10,000-20,000/సంవత్సరం | AP Students
✅ ₹10,000/year (Day Scholar) or ₹20,000/year (Hosteller) for accommodation and mess expenses
YSR ఆసరా 2026 — SHG Women Loan Waiver + ₹1 Lakh New Loan | AP Self-Help Groups
✅ SHG outstanding loan waiver + fresh loan up to ₹1 lakh at zero interest for SHG groups
అన్నదాత సుఖీభవ పథకం AP 2026 — ₹20,000/సంవత్సరం రైతులకు | YSR రైతు భరోసా పేరు మార్పు
✅ ₹20,000/year per farmer family (₹13,500 from AP + ₹6,000 PM-KISAN) — 2 instalments via DBT
AP నేతన్న భరోసా పథకం 2024 — ₹25,000/వర్ష నేత కార్మికులకు | TDP Handloom Scheme
✅ ₹25,000/year per handloom weaver family — 2 instalments via DBT
AP NTR Bharosa Pension 2026 — 65 లక్షల ముసలివారు/వితంతువులకు ₹3,000/మాసం | NTR Bharosa AP
✅ ₹3,000/month pension — elderly (60+), widows, disabled, beedi workers, construction workers, fishermen — 65 lakh AP beneficiaries
AP నాడు-నేడు స్కూల్ 2026 — 45,000 పాఠశాలలు ₹3,500 Crore Renovation | Nadu-Nedu Education AP
✅ School renovation: English medium, furniture, toilets, clean water, electricity, smart classrooms, compound wall — for 45,000 AP govt schools
AP Talliki Vandanam Scheme 2026 — ₹15,000/Year per Student to Mothers | apgramasachivalayam.ap.gov.in
✅ ₹15,000/year per student to mothers (Class 1-12) — universal coverage of AP government and aided school students
Jagananna Thodu Scheme 2026 — ₹10,000 Working Capital for Street Vendors & Small Traders | ap.gov.in
✅ ₹10,000 interest-free working capital (Year 1) → ₹15,000 (Year 2) → ₹20,000 (Year 3) for street vendors and small traders
AP BOCW Welfare Board 2026 — ₹5 Lakh Accident Insurance + Pension for Construction Workers | bocwwb.ap.gov.in
✅ ₹5 lakh accident insurance + ₹1,500/month pension (60+) + education + maternity + housing — AP construction workers
AP SC/ST Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month | apepass.ap.gov.in
✅ Full tuition + ₹550–₹1,200/month maintenance — AP SC/ST students Class 11 to professional degree
AP BC OBC Post-Matric Scholarship 2026 — Full Tuition + ₹1,100/Month | apepass.ap.gov.in
✅ Full tuition + ₹500–₹1,100/month maintenance — AP BC/OBC students Class 11 to professional
AP Fishermen Welfare Scheme 2026 — ₹5 Lakh Sea Insurance + ₹3,000/Month Pension | apfisheries.ap.gov.in
✅ ₹5 lakh sea accident insurance + ₹3,000/month ban period allowance + diesel + boat/net 50% subsidy — AP fishermen
AP Rythu Pedatha Farmer Input Support 2026 — 50-75% Subsidy Seeds, Irrigation & Machinery | apagrisnet.ap.gov.in
✅ 50-75% subsidy seeds/irrigation/machinery/polyhouse + ₹9,500/ha drought subsidy + PMFBY insurance — AP farmers
AP Navaratnalu Housing 2026 — Free House for Homeless BPL under PMAY AP | aphousing.ap.gov.in
✅ Free fully-constructed house — 2 bedrooms + kitchen + toilet + electricity + water — ₹1.50 lakh rural / PMAY-U urban — AP homeless BPL families
AP Jagananna Gorumudda 2026 — Free Nutritious Mid-Day Meal + Eggs for All Govt School Students | cse.ap.gov.in
✅ Free nutritious mid-day meal daily + 2 eggs/week — all government school students Class 1-8 in AP — 40 lakh beneficiaries