🕌 Uttar Pradesh Government Schemes 2026
उत्तर प्रदेश • Capital: Lucknow • Population: 24 Cr • 40+ schemes
| State | Uttar Pradesh (उत्तर प्रदेश) |
| Capital | Lucknow |
| Population | 24 Cr |
| Total Schemes Listed | 40+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Uttar Pradesh State Government Schemes
Mukhyamantri Kanya Sumangala Yojana 2026 UP — ₹25,000 बेटी को 6 किस्तों में | mksy.up.gov.in
Mukhyamantri Kanya Sumangala Yojana is a Uttar Pradesh government scheme that provides Rs.25,000 to girl children across 6 stages from birth to graduation, promoting girl child welfare, education, and gender equality. Launched in April 2019, over 1.5 crore girl beneficiaries have been covered. Annual family income must be below Rs.3 lakh. Apply at mksy.up.gov.in. The benefit is transferred directly to the mother's/girl's bank account via DBT.
UP Free Laptop Yojana 2025
Uttar Pradesh government distributes free laptops and tablets to meritorious students who passed Class 10 and Class 12 from UP Board to promote digital education.
UP वृद्धा/विधवा/दिव्यांग पेंशन योजना 2026 — SSPY ₹1,000/माह
Uttar Pradesh Social Security Pension (SSPY) provides ₹1,000 per month to three categories: Old Age (60+), Widow (18–60), and Disabled (40%+ disability). The pension is paid quarterly as ₹3,000 directly into the Aadhaar-linked bank account via DBT. Over 1 crore beneficiaries receive SSPY pension in UP. Apply online at sspy-up.gov.in.
रानी लक्ष्मीबाई स्कूटी योजना UP 2026 — 12वीं मेधावी छात्राओं को मुफ्त स्कूटी
उत्तर प्रदेश सरकार की रानी लक्ष्मीबाई स्कूटी योजना में UP Board की 12वीं कक्षा में 75% या अधिक अंक लाने वाली मेधावी छात्राओं को मुफ्त स्कूटी दी जाती है। सरकारी और सरकारी सहायता प्राप्त स्कूलों की छात्राएं पात्र हैं।
UP बेरोजगारी भत्ता योजना 2026 — Sewayojan पोर्टल पर पंजीकरण
Uttar Pradesh Sewayojan portal (sewayojan.up.nic.in) is the state's official employment exchange and unemployment assistance platform for educated youth. Candidates aged 18 to 35 years who are 12th pass or above can register for free to access government job alerts, state-run employment fair (Rojgar Mela) invitations, and placement support from the Sewayojan department. Private companies also post verified vacancies on the portal. Registered job seekers receive SMS alerts for matching job openings and can directly apply to Rojgar Melas conducted across all 75 UP districts. The portal is free to use — any middlemen asking for fees should be reported.
UP किसान ऋण मोचन योजना 2026 — ₹1 लाख तक कृषि ऋण माफी
Uttar Pradesh Kisan Rin Mochan Yojana waives agricultural loans up to ₹1 lakh for small and marginal farmers. Over 86 lakh UP farmers have benefited. Check your loan waiver status at upkisankarjrahat.upsdc.gov.in.
मुख्यमंत्री आवास योजना UP शहरी 2026 — गरीब परिवारों को पक्का मकान
Mukhyamantri Awas Yojana UP (Urban) provides financial assistance for housing to slum dwellers, street vendors, and urban poor in Uttar Pradesh cities — integrated with PM Awas Yojana Urban 2.0.
UP श्रम कार्ड — निर्माण श्रमिक पंजीकरण 2026 | छात्रवृत्ति + विवाह सहायता
The UP Shram Card (Nirman Shramik registration) is issued by the Uttar Pradesh Building and Other Construction Workers Welfare Board (UPBOCW) under the state Labour Department to give construction labourers a single gateway to welfare. Once registered on upbocw.in, masons, carpenters, painters, plumbers and helpers unlock children's scholarships ranging from ₹4,000 to ₹22,000 a year, marriage assistance of ₹55,000 for a daughter, additional housing-scheme support, accident insurance and an old-age pension. Most cash benefits become payable after one year of membership and reach the worker through Direct Benefit Transfer (DBT) into an Aadhaar-linked bank account, with no middleman. The card must be renewed every three years to keep the benefits active.
मुख्यमंत्री बाल सेवा योजना UP 2026 — COVID अनाथ बच्चों को ₹4,000/माह + मुफ्त शिक्षा
Mukhyamantri Bal Seva Yojana is run by the Women Welfare Department of Uttar Pradesh for children who lost one or both parents to COVID-19 from March 2020 onwards. The scheme combines income support with long-term care: ₹4,000 a month financial assistance routed to the guardian's account, free residential schooling in Atal Avasiya Vidyalayas, free education up to graduation for girls, a tablet or laptop for students in Class 9 and above, and ₹1.01 lakh towards a girl's marriage. Applications are accepted online at mksy.up.gov.in or offline through the District Probation Office, and a district-level task force verifies each case before the monthly amount is sent by Direct Benefit Transfer. Roughly 4,500 orphaned children across UP are supported under the scheme.
UP Scholarship Portal (scholarship.up.gov.in) 2026 — Pre-Matric & Post-Matric Yojana for SC/ST/OBC/Minority/EWS UP Students
UP Scholarship Portal (scholarship.up.gov.in) is Uttar Pradesh's official Social Welfare Department-run online scholarship platform — DIFFERENT from the central National Scholarship Portal (NSP) — that disburses Pre-Matric (Class 9-10), Post-Matric (Class 11 to PG/Professional), and PhD scholarships exclusively to UP-domicile students from SC, ST, OBC, General, Minority, and EWS communities. The UP scheme is funded entirely by the Uttar Pradesh State Budget and managed by 5 nodal UP departments: Samaj Kalyan (SC/General), Pichada Varg Kalyan (OBC), Alpsankhyak Kalyan (Minority), Janjati Kalyan (ST), and Divyangjan Kalyan (PWD). Approximately 2.5 crore UP students receive annual scholarships from ₹3,500 (Pre-Matric SC Class 9) to ₹22,000 (Post-Matric SC Engineering/Medical) — making UP's the LARGEST state-level scholarship programme in India. Fresh applications open July–September; renewals August–November. DBT credit directly to student's Aadhaar-linked SBI/PNB UP bank account.
मुख्यमंत्री अभ्युदय योजना UP 2026 — IAS/IPS/PCS Free Coaching | abhyuday.up.gov.in
Mukhyamantri Abhyudaya Yojana provides free coaching for UPSC (IAS/IPS), UPPSC (PCS), NDA, CDS, JEE, NEET, and other competitive examinations to underprivileged students of Uttar Pradesh. Classes are conducted by senior IAS/IPS officers as guest faculty at designated coaching centres in all 75 districts. Free study material, e-learning content, and mock tests are provided.
UP ODOP One District One Product 2026 — ₹25 लाख Loan + Subsidy | odopup.in
One District One Product (ODOP) is Uttar Pradesh's flagship scheme to promote traditional crafts and local industries — one product per district. Artisans and small businesses get financial assistance (loan up to ₹25 lakh at concessional rates), training, common facility centres, marketing support, and e-commerce tie-ups. UP has 75 districts with 75 unique ODOP products including Varanasi silk, Agra leather, Moradabad brassware, Lucknow chikankari, Firozabad glass.
UP Nishulk Boring Yojana 2026 — Free Borewell for Small Farmers | लघु/सीमांत किसान | minorirrigationup.gov.in
Uttar Pradesh Nishulk Boring Yojana (Free Boring Scheme) provides free borewell installation to small and marginal farmers for agricultural irrigation. Under the scheme, a pump set is also provided at subsidised rates or free. The scheme targets farmers with less than 2 hectares land (small) and less than 1 hectare (marginal). Pump set capacity up to 5 HP is covered. The scheme is implemented by the Minor Irrigation Department of UP.
मुख्यमंत्री युवा उद्यमी विकास अभियान (MYUVA) UP 2025 — 1 लाख युवाओं को ₹5 लाख ब्याजमुक्त लोन
Mukhyamantri Yuva Udyami Vikas Abhiyan (MYUVA) is Uttar Pradesh government's flagship entrepreneurship scheme providing interest-free loans up to ₹5 lakh to 1 lakh youth per year to start their own businesses. The scheme targets 18-35 year old UP youth who have completed Class 8. Loan is collateral-free and interest-free for 2 years. Implemented through DigiShakti portal and processed via state-level banks. Part of CM Yogi Adityanath's 'Double Engine' government youth push.
Atal Awasiya Vidyalaya Yojana UP 2026 — Free Residential School for Children of Migrant Workers | up.gov.in
Atal Awasiya Vidyalaya Yojana is Uttar Pradesh government's flagship residential school scheme providing free high-quality boarding education to children of migrant workers, labour-class families, and orphans who have been out of school. Launched in 2022 by CM Yogi Adityanath under the UP Mukhyamantri Balaseva Yojana umbrella, the scheme operates 18 Atal Awasiya Vidyalayas across UP — one per division. Each school provides free accommodation, nutritious meals, uniforms, textbooks, and quality CBSE-affiliated education from Class 6 to 12. Children of construction workers, brick kiln labourers, stone quarry workers, sugarcane cutters, and migrant daily wage labourers — who frequently move and cannot give their children stable schooling — are the primary target. Over 5,000 children study in these residential schools across UP.
UP Farmer ID Registration 2026 — Free Farmer Registry under Agristack | upagriculture.com
UP Farmer ID (Farmer Registry) is the Uttar Pradesh government's implementation of the central Agristack initiative — a unique 12-digit Farmer ID linked to Aadhaar that consolidates land records, crop history, scheme benefits (PM-Kisan, PMFBY, KCC), and digital identity for every farmer in UP. Mandatory for receiving PM-Kisan installments from 2025 onwards. Over 2.62 crore farmers in UP are being registered. Registration is FREE via Lekhpal (village patwari), Common Service Centre (CSC), or self-registration on upfr.agristack.gov.in / upagriculture.com. The Farmer ID enables faster scheme disbursement, paperless land transactions, automated crop loss compensation, and reduced fraud.
UP Shadi Anudan Yojana 2026 — ₹51,000 Marriage Assistance for Daughters | shadianudan.upsdc.gov.in
UP Shadi Anudan Yojana is the marriage assistance scheme by Uttar Pradesh government providing ₹51,000 to BPL families for daughter's marriage. Earlier ₹20,000-₹35,000, enhanced to ₹51,000 in 2024. Targets SC/ST, OBC, Minority, General BPL families. Up to 2 daughters per family. Application within 90 days BEFORE or 90 days AFTER marriage. Applied through online portal shadianudan.upsdc.gov.in. Documents: marriage certificate/invitation, income proof, caste certificate, Aadhaar. Over 5 lakh marriages assisted annually.
BC Sakhi Yojana UP 2026 — ₹4,000/माह + ₹50,000 Device Subsidy | Banking Correspondent Sakhi | UPSRLM
BC Sakhi Yojana (Banking Correspondent Sakhi Yojana) was launched by CM Yogi Adityanath in May 2020 to deploy women SHG members as Banking Correspondents in Uttar Pradesh villages. Selected women (Banking Sakhis) receive ₹4,000/month stipend for 6 months, ₹50,000 device subsidy from the bank, and ongoing transaction-based commission income. 58,000 Banking Sakhis have been deployed across all 75 UP districts. This scheme brings banking services to doorsteps of rural households and provides dignified employment to rural women.
Mukhyamantri Samuhik Vivah Yojana UP 2026 — ₹51,000 प्रति जोड़ा | Group Marriage Ceremony | shadianudan.upsdc.gov.in
Mukhyamantri Samuhik Vivah Yojana UP is a group marriage ceremony organized at district level by the Social Welfare Department for poor and destitute families. Each couple receives ₹51,000 total benefit: ₹35,000 DBT to bride's bank account, ₹10,000 worth of household goods gifted at the ceremony, and ₹6,000 per couple for ceremony arrangement. This is DIFFERENT from UP Shadi Anudan — this is a government-organized mass wedding ceremony at district headquarters. Widow and divorcee remarriage is also covered. Launched 2017, the scheme has benefited lakhs of poor families across all UP districts annually.
Rashtriya Parivarik Labh Yojana UP 2026 — ₹30,000 Breadwinner Death Compensation | RPBY | nfbs.upsdc.gov.in
Rashtriya Parivarik Labh Yojana (RPBY / NFBS) is a National Family Benefit Scheme implemented by the Uttar Pradesh Social Welfare Department. It provides ₹30,000 lump sum financial assistance to BPL families on the death of their breadwinner aged 18-60 years. The application must be submitted within 1 year of the breadwinner's death. Funds are transferred via DBT. The scheme covers both natural and accidental deaths. Apply at nfbs.upsdc.gov.in.
Vishwakarma Shram Samman Yojana UP 2026 — ₹10,000 Toolkit + Free 6-Day Training | diupmsme.upsdc.gov.in
Vishwakarma Shram Samman Yojana UP is an Uttar Pradesh STATE government scheme launched in 2018 for traditional artisans — carpenter, blacksmith, barber, tailor, cobbler, basket weaver, goldsmith, and potter. This is a UP-specific scheme, predating and distinct from the Central PM Vishwakarma Scheme. Benefits include 6-day free residential skill training, ₹10,000 advanced toolkit for the specific trade, and concessional loans from ₹10,000 to ₹10 lakh via UPKVIB. Apply at diupmsme.upsdc.gov.in.
Mukhyamantri Jan Arogya Yojana UP 2026 — ₹5 Lakh Free Health Insurance | MMJAY | Ayushman UP
Mukhyamantri Jan Arogya Yojana (MMJAY) is a Uttar Pradesh state health insurance scheme launched in 2019 to supplement PM-JAY (Ayushman Bharat) for families not covered in the SECC database. It provides ₹5 lakh cashless medical treatment per family per year at 1,500+ empanelled hospitals across UP. Targeting 1.71 crore additional UP families who hold Jan Aadhaar/ration cards but are not in PMJAY coverage. Together PMJAY + MMJAY = Ayushman UP covering all eligible poor families.
UP Mukhyamantri Swarozgar Yojana 2026 — ₹25 Lakh Loan + 50% Margin Money Subsidy | Self Employment | diupmsme.upsdc.gov.in
UP Mukhyamantri Swarozgar Yojana is a self-employment loan scheme for educated unemployed youth and traditional artisans in Uttar Pradesh. Maximum loan: Manufacturing ₹25 lakh, Service sector ₹10 lakh, Business/Trade ₹5 lakh. Margin money subsidy: 25% for General/OBC category, 50% for SC/ST/Women/Physically Disabled/Ex-servicemen. Implemented via UPKVIB and participating nationalized banks. Apply at diupmsme.upsdc.gov.in. This scheme has been running since 2003 and has supported thousands of entrepreneurs across UP.
Mukhyamantri Krishak Durghatna Kalyan Yojana UP 2026 — ₹5 Lakh Free Farmer Accident Insurance | agriculture.up.gov.in
Mukhyamantri Krishak Durghatna Kalyan Yojana UP is a FREE farmer accident insurance scheme with NO premium charged to farmers. On death in accident: ₹5 lakh to family. Complete disability (loss of both limbs/eyes): ₹5 lakh. Partial disability (loss of one limb/eye): ₹2.5 lakh. Covers all land-owning or cultivating farmers aged 18-70 years including tenant farmers recorded in UP revenue records. Apply via Tehsildar/Lekhpal within 45 days of the accident. 2.38 crore registered farmer families covered in Uttar Pradesh.
UP BOCW Nirman Shramik Welfare Board 2026 — ₹5 Lakh Accident + Pension + Scholarship | upbocw.in
Run by the Labour Department of Uttar Pradesh, the UP Building & Other Construction Workers (BOCW) Welfare Board is the single window through which masons, painters, carpenters, plumbers, electricians and other site labourers across the state can claim social security. Once a worker enrolls at upbocw.in — a one-time formality costing just ₹20/year and requiring proof of 90+ days on construction work — the whole family becomes covered. From that single ID flow more than twenty distinct benefits: maternity assistance of ₹30,000, a daughter's marriage grant of ₹55,000-₹1 lakh, children's scholarships from ₹150 up to ₹10,000/month, laptops or tablets worth ₹15,000-₹25,000 for high-scoring children, a ₹1,500/month pension after age 60, ₹5 lakh on accidental death, a toolkit grant of ₹8,000-₹15,000, plus free skill training and medical aid. More than 40 lakh construction workers in UP are already on the rolls.
UP Mukhyamantri Solar Pump Yojana 2026 — 60-90% Subsidy on Solar Pumps | PM-KUSUM UP | agriculture.up.gov.in
UP Mukhyamantri Solar Pump Yojana is UP's implementation of PM-KUSUM Component B providing solar pumps of 2 HP to 10 HP capacity to farmers at heavily subsidized rates. Subsidy: 30% Central + 30% State = 60% total for general category farmers. For small/marginal and SC/ST farmers: up to 90% subsidy (farmer pays only 10%). Target: 10 lakh solar pumps across Uttar Pradesh to replace diesel pumps and reduce irrigation cost to near-zero. Apply at upagriculture.com or agriculture.up.gov.in. Lakhs of farmers have already received solar pumps in UP.
UP Gopalak Yojana 2026 — ₹9 Lakh Cattle Loan at 3% Interest | Dairy Farming | animalhusb.upsdc.gov.in
UP Gopalak Yojana is a loan-cum-subsidy scheme for starting or expanding dairy and cattle farming in Uttar Pradesh. For 5-10 cows: bank loan up to ₹4.5 lakh; for 10-20 cows: up to ₹9 lakh. The UP government pays 4% interest subsidy — farmers pay only 3% effective interest rate. Conditions: Must build a cattle shed and purchase local/crossbred high-yield cattle. Implemented via NABARD-linked banks and UP Pashu Dhan Prasar. Apply at animalhusb.upsdc.gov.in. Launched in 2016, this scheme has supported lakhs of dairy farmers across Uttar Pradesh.
Mukhyamantri Internship Yojana UP 2026 — ₹2,500/Month Stipend for Youth
UP Mukhyamantri Internship Yojana, run through the state Directorate of Employment, places unemployed graduates and post-graduates aged 18-35 into six-month paid internships across government departments, public sector undertakings such as UPPCL and UPSRTC, and local bodies. Interns earn a monthly stipend of ₹2,500, credited directly to an Aadhaar-linked bank account, and finish with a government-issued work-experience certificate that strengthens future recruitment and higher-study applications. More than 50,000 seats are spread across departments, with selection made on merit through the Sewayojan portal at sewayojan.up.nic.in. The scheme is designed to give young people real exposure to public administration rather than a permanent appointment, though completers may receive preference in some state recruitment cycles.
UP Khet Suraksha Yojana 2026 — Solar Fencing 60% Subsidy for Crop Protection
UP Khet Suraksha Yojana provides solar-powered electric fencing to protect crops from wild animals including stray cattle, nilgai, and wild boar. Farmers receive a 60% subsidy on the cost of solar fencing, with maximum subsidy up to ₹1.43 lakh per kilometre. A minimum landholding of 0.5 hectare is required, and over 2 lakh farmers have benefited since launch.
UP Divyangjan Sashaktikaran Yojana 2026 — ₹1,000/Month Disability Pension
Administered by the Divyangjan Sashaktikaran Vibhag (Department for Empowerment of Persons with Disabilities) of Uttar Pradesh, this scheme puts a dependable ₹1,000 a month into the hands of people living with a disability of 40% or more. The pension is only the headline benefit: registered divyangjan in UP can also receive free assistive devices such as tricycles, crutches and hearing aids, ride UP state roadways buses without paying a fare, and tap scholarships meant for divyang students. Everything routes through the state's single pension portal, sspy.up.gov.in, where money is sent straight to an Aadhaar-linked bank account by DBT so no middleman touches it. More than 11 lakh persons across the state currently draw this pension, making it one of UP's widest-reaching welfare measures for the disabled.
UP Nirashrit Mahila Pension Yojana 2026 — ₹1,000/Month for Destitute Women
UP Nirashrit Mahila Pension Yojana provides a monthly pension of ₹1,000 to destitute and abandoned women aged 18 and above who have no means of livelihood. Divorced, abandoned, separated, and unmarried women with no male support are eligible. Over 30 lakh women receive this pension through the sspy.up.gov.in portal.
UP OBC Pre-Matric Scholarship 2026 — ₹400–₹700/Month for Class 1-10
UP OBC Pre-Matric Scholarship provides monthly financial assistance of ₹400 (day scholar) to ₹700 (hosteller) to OBC students studying in Classes 1 to 10 in Uttar Pradesh. The scheme also covers tuition fees and is open to students whose parents' annual income is below ₹2.5 lakh. Applications are submitted through the scholarship.up.gov.in portal.
UP Mahila Samarthya Yojana 2026 — Women SHG Enterprise Support & Training
UP Mahila Samarthya Yojana supports women's self-help groups (SHGs) through free skill training in 8 sectors, market linkages, and enterprise development support. Priority is given to women in Aspirational Districts, and revolving fund support of ₹15,000 is provided per SHG. The scheme is managed by UP State Rural Livelihood Mission (UPSRLM) under Mahila Kalyan Vibhag.
UP BOCW Matritva Shishu Evam Balika Madad Yojana 2026 — ₹25,000 for Girl Child Birth
UP BOCW Matritva Shishu Evam Balika Madad Yojana provides financial benefits to registered construction worker families. Benefits include ₹25,000 lump sum for girl child birth, ₹20,000 for boy child, and ₹1,500/month maternity allowance for 3 months. The worker must be registered on upbocw.in for a minimum of 90 days before claiming the benefit.
UP Kamadhenu Pashu Bima Yojana 2026 — ₹40,000–₹80,000 Cattle Insurance
UP Kamadhenu Pashu Bima Yojana provides livestock insurance to UP farmers for cattle and buffalo against death due to accident or disease. Coverage is ₹40,000 per cow, ₹50,000 per buffalo, and up to ₹80,000 for high-yield exotic breeds. BPL farmers pay only 50% of the insurance premium, while other farmers pay the full premium. Applications are processed through the Animal Husbandry Department or nearest Pashu Chikitsalay.
UP Mukhyamantri Gramodyog Rozgar Yojana 2026 — ₹10 Lakh Village Industry Loan
UP Mukhyamantri Gramodyog Rozgar Yojana supports rural self-employment through village industries including Khadi, food processing, and handicrafts. Loans up to ₹10 lakh are provided at subsidized interest rates, with 50% interest subsidy for general category and 100% subsidy for SC/ST, women, and ex-servicemen. The scheme is implemented through UP Khadi & Village Industries Board (UPKVIB) and has benefited over 5 lakh people.
UP Mahila Udyam Nidhi Yojana 2026 — Loan up to ₹10 Lakh for Women Entrepreneurs
UP Mahila Udyam Nidhi Yojana provides low-interest loans ranging from ₹50,000 to ₹10 lakh at 4% subsidized interest to women entrepreneurs in UP for starting or expanding micro and small enterprises. Managed by UP Mahila Nidhi, the scheme prioritizes SHG members, widows, divyang women, and minority women. Loans up to ₹2 lakh are collateral-free.
UP Krishi Yantra Anudan Yojana 2026 — 40–80% Subsidy on Farm Machinery
UP Krishi Yantra Anudan Yojana provides subsidies of 40-50% for general farmers and up to 80% for SC/ST, small, and marginal farmers on agricultural machinery purchases. The scheme covers tractors, rotavators, threshers, seed drills, sprinklers, harvesters, power weeders, and ploughs. Applications are made through upagriculture.com using a token or lottery system, with an annual budget of over ₹500 crore.
UP Jal Jeevan Mission 2026 — Free Tap Water Connection (Har Ghar Nal)
UP Jal Jeevan Mission is the state implementation of the Central Jal Jeevan Mission that aims to provide a free Functional Household Tap Connection (FHTC) to every rural household in Uttar Pradesh. Out of 2.64 crore targeted rural households, over 1.8 crore connections have been provided at 55 LPCD (litres per capita per day). Water sources include groundwater, canal, and surface water depending on the area.
UPSRLM Swayam Sahayata Samuh Yojana 2026 — ₹15,000 Revolving Fund for Rural Women
UPSRLM (UP State Rural Livelihood Mission) forms women's Self Help Groups (SHGs) in rural UP and provides ₹15,000 revolving fund as seed money, ₹1.25 lakh Community Investment Fund (CIF), free skill training, and market linkages. SHG members can further access bank loans of ₹3-6 lakh at 7% interest under Deen Dayal Antyodaya Yojana. Over 60 lakh women are enrolled in 5.5 lakh+ SHGs across UP.
🇮🏻 Central Government Schemes for Uttar Pradesh Residents
All 252 central government schemes are applicable to residents of Uttar Pradesh. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Uttar Pradesh residents.
About Uttar Pradesh Government Schemes
Uttar Pradesh residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Uttar Pradesh. State-specific schemes like Kanya Sumangala Yojana provide additional benefits exclusive to Uttar Pradesh residents.