What is Atal Ghar Aawaas Yojana?
Atal Ghar Aawaas Yojana is Maharashtra's affordable housing initiative for EWS (annual income up to ₹3 lakh) and LIG (₹3–6 lakh) families, integrated with PM Awas Yojana 2.0. It provides interest subsidy of up to ₹1.80 lakh on housing loans and targets 35 lakh houses by 2030 under 'Majhe Ghar, Majha Adhikar' policy.
Atal Ghar Aawaas Yojana — Quick Overview
| Scheme Name | Atal Ghar Aawaas Yojana Maharashtra 2026 — Affordable Housing for EWS/LIG Families |
| State | Maharashtra (महाराष्ट्र) |
| Launched By | Government of Maharashtra |
| Launch Year | 2024 |
| Benefit | Interest subsidy up to ₹1.80 lakh on home loan + affordable housing under PMAY 2.0 convergence |
| Category | Housing |
| Last Verified | 2 May 2026 |
| Official Portal | https://pmaymis.gov.in |
अटल घर आवास योजना महाराष्ट्र में EWS/LIG परिवारों के लिए किफायती आवास योजना है — PMAY 2.0 के साथ एकीकृत, ₹1.80 लाख तक ब्याज सब्सिडी, 2030 तक 35 लाख घरों का लक्ष्य।
गृह ऋण पर ₹1.80 लाख तक ब्याज सब्सिडी + PMAY 2.0 के तहत किफायती आवास
अटल घर आवास योजना महाराष्ट्रातील EWS (वार्षिक उत्पन्न ₹3 लाखांपर्यंत) आणि LIG (₹3–6 लाख) कुटुंबांसाठी परवडणाऱ्या घरांची योजना आहे. ही योजना PM Awas Yojana 2.0 शी एकत्रित आहे. गृहकर्जावर ₹1.80 लाखांपर्यंत व्याज सब्सिडी दिली जाते. महाराष्ट्र शासनाने 'माझे घर, माझा अधिकार' धोरणांतर्गत 2030 पर्यंत 35 लाख घरे बांधण्याचे उद्दिष्ट ठेवले आहे.
📌 फायदा: गृहकर्जावर ₹1.80 लाखांपर्यंत व्याज सब्सिडी + PMAY 2.0 अंतर्गत परवडणारे घर
पात्रता:
EWS (वार्षिक उत्पन्न ₹3 लाखांपर्यंत) किंवा LIG (₹3–6 लाख), महाराष्ट्र शहरी रहिवाशी, स्वतःचे पक्के घर नसणे.
अर्ज कसा करावा:
pmaymis.gov.in वर 'Citizen Assessment' मध्ये EWS/LIG निवडा, आधार नंबर भरा, तपशील सादर करा. बँकेद्वारे CLSS अंतर्गत व्याज सब्सिडी मिळते.
Benefits of Atal Ghar Aawaas Yojana
✅ Interest subsidy up to ₹1.80 lakh on home loan + affordable housing under PMAY 2.0 convergence
गृह ऋण पर ₹1.80 लाख तक ब्याज सब्सिडी + PMAY 2.0 के तहत किफायती आवास
Who is Eligible for Atal Ghar Aawaas Yojana?
- ✓ EWS category: annual household income up to ₹3 lakh
- ✓ LIG category: annual household income ₹3 lakh to ₹6 lakh
- ✓ Maharashtra resident — no existing pucca house in family
- ✓ Female co-ownership preferred/required (for certain benefits)
- ✓ Urban residents — scheme applicable in Maharashtra's urban areas
- ✓ Aadhaar-linked bank account mandatory
Documents Required for Atal Ghar Aawaas Yojana
How to Apply for Atal Ghar Aawaas Yojana Online?
- 1Visit pmaymis.gov.in (PM Awas Yojana portal) for housing loan subsidy
- 2Click 'Citizen Assessment' and select your category (EWS/LIG)
- 3Enter Aadhaar number — fill in personal and income details
- 4Submit application — note Application Reference Number
- 5For Maharashtra state housing projects, contact your Urban Local Body (ULB) / Municipal Corporation
- 6Alternatively, apply through authorised banks for CLSS (Credit Linked Subsidy Scheme) under PMAY 2.0
Official Government Portal — Maharashtra
The single official window for this scheme is pmaymis.gov.in. Filing is free, so steer clear of touts promising guaranteed selection.
🔗 Apply at pmaymis.gov.in (PMAY-U 2.0 Portal)- 1Visit pmaymis.gov.in
- 2Click 'Track Your Assessment Status'
- 3Enter your Assessment ID or Aadhaar number
- 4Check application and subsidy status