Swanirbhar Naari Assam SHG — Quick Overview
| Scheme Name | Swanirbhar Naari Abhiyan Assam 2026 — 0% Interest SHG Loan for Rural Women | srlm.assam.gov.in |
| State | Assam (असम) |
| Launched By | Government of Assam |
| Launch Year | 2015 |
| Benefit | ₹15,000 revolving fund + 0% interest bank loan + ₹50,000-1.5 lakh CIF — Assam rural women SHG members |
| Category | Women |
| Beneficiaries | 30 lakh+ women in 3 lakh+ SHGs under ASRLM Assam |
| Last Verified | 26 May 2026 |
| Official Portal | https://srlm.assam.gov.in |
What is Swanirbhar Naari Assam SHG?
Swanirbhar Naari Abhiyan is Assam's Self-Help Group (SHG) empowerment scheme under Assam State Rural Livelihoods Mission (ASRLM). Women SHGs receive revolving fund ₹15,000, community investment fund ₹50,000-1.5 lakh, and bank linkage loans at 0% interest (government pays interest subsidy). SHG activities: food processing, weaving (mekhela chaddar), pottery, handloom, piggery, poultry. 3 lakh+ SHGs with 30 lakh+ women members in Assam under ASRLM. Apply at nearest Block ASRLM coordinator or srlm.assam.gov.in.
Under this scheme, eligible beneficiaries receive ₹15,000 revolving fund + 0% interest bank loan + ₹50,000-1.5 lakh CIF — Assam rural women SHG members. The scheme was launched in 2015 and is implemented by the Government of Assam.
Swanirbhar Naari: Assam ASRLM SHG women को revolving fund ₹15,000, community investment ₹50,000-1.5 लाख, 0% interest bank loan। weaving, food processing, poultry। 3 लाख+ SHGs। srlm.assam.gov.in।
অসম ASRLM SHG: revolving fund ₹15,000 + 0% সুতত বেংক ঋণ + CIF ₹50,000-1.5 লাখ। 3 লাখ+ SHG। srlm.assam.gov.in।
📌 फायदा: ₹15,000 revolving fund + 0% সুতত ঋণ — অসম ৰাজ্যৰ SHG মহিলা
पात्रता:
Rural Assam SHG, 10-15 members, 3+ months savings।
अर्ज कसा करावा:
GP / Block ASRLM coordinator → SHG register → 3 months savings → ₹15,000 + 0% loan।
Benefits of Swanirbhar Naari Assam SHG
✅ ₹15,000 revolving fund + 0% interest bank loan + ₹50,000-1.5 lakh CIF — Assam rural women SHG members
Who is Eligible for Swanirbhar Naari Assam SHG?
- ✓ Women SHG with 10-15 members in rural Assam
- ✓ Minimum 3 months regular savings
- ✓ Registered under ASRLM/NRLM with Gaon Panchayat
- ✓ Members from BPL/low-income households
Documents Required for Swanirbhar Naari Assam SHG
How to Apply for Swanirbhar Naari Assam SHG Online?
- 1Gaon Panchayat / Block ASRLM coordinator mein SHG register karein
- 23 months savings maintain → revolving fund ₹15,000
- 3Bank linkage: SHG bank account → 0% interest loan
- 4srlm.assam.gov.in → SHG status track
Official Government Portal — Assam
Apply directly on the official Assam government website. This is the only authorised portal — never pay anyone to apply on your behalf. Application is completely free.
🔗 srlm.assam.gov.in — SHG Registration AssamReal-Life Examples — Are You Eligible for Swanirbhar Naari Assam SHG?
Find the profile closest to your situation to quickly check whether you qualify:
A 12-member women's self-help group in rural Assam, registered under ASRLM with the Gaon Panchayat, that has kept regular savings for the last five months
Eligible — Group size is within the 10-15 member band, it is ASRLM-registered with the panchayat and has more than the three months of regular savings required, so it qualifies for the revolving fund and bank linkage.
A newly formed women's SHG from a low-income locality that registered last month and has just started monthly savings
Not eligible — The scheme needs at least three months of regular savings before the revolving fund is released, so a one-month-old group must wait until it meets the savings record.
A men's self-help group seeking the 0% interest bank linkage loan
Not eligible — Swanirbhar Naari supports women SHGs under ASRLM; a men's group does not fall within the women-focused eligibility.
Examples are illustrative — always confirm against the official eligibility criteria before applying.
Common Mistakes — Why Swanirbhar Naari Assam SHG Applications Get Rejected
- ✗Applying for the revolving fund before completing the minimum three months of regular savings, so the group is not yet eligible.
- ✗Incomplete SHG passbook records (savings and meeting minutes), which the Block ASRLM coordinator needs to verify the group's discipline.
- ✗Members' Aadhaar not linked to the SHG bank account, which delays the 0% interest bank linkage and DBT of funds.
- ✗Treating the bank-linkage loan as interest-free with no repayment — the interest subsidy applies, but the principal still has to be repaid by the group.
Insider Tips for Swanirbhar Naari Assam SHG
- →Hold regular weekly or monthly meetings and record savings cleanly in the SHG passbook, since the savings track record is what unlocks the revolving fund and CIF.
- →Register the group under ASRLM through your Gaon Panchayat or Block ASRLM coordinator early, and keep the registration certificate handy.
- →Open and Aadhaar-seed the SHG bank account before seeking bank linkage so the 0% interest loan and funds are credited without a hold.
- →Use the free ASRLM training in weaving, food processing or poultry to build a viable activity, and track the group's status only on srlm.assam.gov.in or via the Block coordinator.
Frequently Asked Questions — Swanirbhar Naari Assam SHG
📰 Latest News & Updates — Swanirbhar Naari Assam SHG
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