⚓ Gujarat Government Schemes 2026
गुजरात • Capital: Gandhinagar • Population: 7.1 Cr • 27+ schemes
| State | Gujarat (गुजरात) |
| Capital | Gandhinagar |
| Population | 7.1 Cr |
| Total Schemes Listed | 27+ |
| Central Schemes Available | All central government schemes apply |
🏛️ Gujarat State Government Schemes
Kisan Suryoday Yojana Gujarat 2025 — Daytime Electricity
Gujarat Kisan Suryoday Yojana provides three-phase electricity supply to farmers during daytime (5 AM to 9 PM) for irrigation, eliminating the need for midnight farming operations.
Mukhyamantri Mahila Utkarsh Yojana Gujarat 2025
Gujarat government provides interest-free loans of Rs.1 lakh to women self-help groups (10 or more members) to help them start income-generating activities and achieve financial independence.
NAMO સરસ્વતી વિજ્ઞાન સાધના યોજના ગુજરાત 2026 — ₹10,000 Science Girls
Gujarat NAMO Saraswati Vigyan Saadhana Yojana provides ₹10,000 financial assistance to girl students who opt for Science stream in Class 11 in Gujarat government schools, to promote STEM education among girls. The scheme is aimed at girls studying in Gujarat government or government-aided schools who choose the Science stream after passing Class 10, easing the cost of Science education and encouraging more girls to continue into higher Science studies. The assistance is paid directly into the girl student's own bank account.
મુખ્યમંત્રી માતૃ શક્તિ યોજના ગુજરાત 2026 — ગર્ભવતી મહિલાઓને પોષણ કિટ
Mukhyamantri Matru Shakti Yojana is a maternal nutrition programme run by the Gujarat government through its Women & Child Development Department and the ICDS network of Anganwadi centres. It tackles malnutrition among mothers and newborns by giving every pregnant or lactating woman a free nutrition kit worth around ₹2,000 — containing items such as chana, urad dal, groundnut oil and jaggery — across her first and second pregnancies. A woman registers for antenatal care (ANC) at her nearest Anganwadi centre, and after the worker verifies her details the kit is supplied directly to her each month at that centre rather than as a cash transfer, so the food support reaches the household reliably during the critical 1,000-day window.
Chiranjeevi Yojana Gujarat 2026 — ₹10 Lakh Free Health Insurance BPL + All Women | chiranjeevi.gujarat.gov.in
Mukhyamantri Chiranjeevi Swasthya Bima Yojana is Gujarat's state health insurance scheme providing ₹10 lakh annual cashless treatment to BPL families and all pregnant women (for delivery). Covers 1,576+ medical packages including heart surgery, cancer, kidney, orthopaedic, and critical care. Over 1.58 crore families enrolled. Apply at chiranjeevi.gujarat.gov.in or nearby Jan Seva Kendra.
iKhedut Portal Gujarat 2026 — ₹1 Lakh+ Subsidy on Farm Equipment & Irrigation | ikhedut.gujarat.gov.in
iKhedut (iKisan) is Gujarat's single-window online portal for farmers to apply for 60+ agricultural subsidy schemes including tractor (25-50% subsidy), drip/sprinkler irrigation, seeds, fertilizer, fruit crop cultivation, and solar pump schemes. Farmers register once and apply for multiple schemes. Lottery-based selection for oversubscribed schemes. Over 12 lakh farmers benefit annually.
Mukhyamantri Kisan Sahay Yojana Gujarat 2026 — ₹20,000/Hectare Crop Loss Compensation | ikhedut.gujarat.gov.in
Mukhyamantri Kisan Sahay Yojana (MKSY) is Gujarat's state-funded crop loss compensation scheme. Unlike PM Fasal Bima, there is no premium — farmers whose crops suffer 33-60% loss receive ₹20,000/hectare and those with 60%+ loss receive ₹25,000/hectare (max 4 hectares). The scheme covers Kharif season. Over 50 lakh farmer applications processed since 2020.
Mukhyamantri Amrutam (MA) Yojana Gujarat 2026 — Free Health Insurance ₹5 Lakh for BPL Families | ma.gujarat.gov.in
Mukhyamantri Amrutam (MA) Yojana is Gujarat Government's flagship free health insurance scheme for BPL (Below Poverty Line) and lower middle-class families. Launched in 2012, it provides cashless treatment up to ₹5 lakh per family per year for serious illnesses including heart disease, cancer, kidney failure, neuro surgery, burns, polytrauma, and neonatal care. The scheme covers both government and empanelled private hospitals across Gujarat and all of India. MA Vatsalya Yojana (launched 2014) extended the coverage to families with annual income up to ₹4 lakh. Over 1 crore families covered under the combined MA umbrella.
Mukhyamantri Yuva Swavalamban Yojana Gujarat 2026 — Fee Waiver ₹2 Lakh for EWS Students | mysy.guj.nic.in
Mukhyamantri Yuva Swavalamban Yojana (MYSY) is Gujarat Government's flagship higher education assistance scheme for economically weaker students. Launched in 2015, it provides fee reimbursement up to ₹2 lakh per year for students from families with annual income up to ₹6 lakh (EWS/General category) securing 80%+ in Class 10 or 65%+ in Class 12. The scheme covers professional courses — engineering, medical, pharmacy, architecture, MBA, MCA, nursing, and diploma. Additionally, hostellers receive ₹1,200/month accommodation allowance and ₹500/month examination fee support. Over 7 lakh students have benefited since inception.
Namo Laxmi Yojana Gujarat 2026 — ₹50,000 Scholarship for Class 9-12 Girl Students | namo-laxmi.gujarat.gov.in
Namo Laxmi Yojana is Gujarat Government's new scholarship scheme launched in Budget 2024-25 by CM Bhupendra Patel to encourage girl students to complete their secondary and higher secondary education. Under the scheme, girl students from Classes 9-12 studying in government or government-aided schools receive a total scholarship of ₹50,000 over 4 years: ₹10,000/year in Class 9 and 10, and ₹15,000/year in Class 11 and 12. The scheme targets 10 lakh girl students annually and aims to prevent school dropout among girls from economically weaker families. Amount is deposited directly into the girl's or guardian's Aadhaar-linked bank account.
NAMO E-Tablet Yojana Gujarat 2026 — ₹1,000 માં Tablet | ગ્રેજ્યુએટ સ્ટુડન્ટ્સ | 20 Lakh Students
NAMO e-Tablet Yojana is Gujarat government's scheme providing highly subsidised tablets to college students at just ₹1,000 (market price ₹8,000-12,000). The scheme targets first-year graduate students (B.A., B.Sc., B.Com, B.E., Diploma) in government and grant-in-aid colleges. Over 20 lakh tablets distributed since launch. Tablets come pre-loaded with e-content, DIKSHA platform, and government apps. Students pay ₹1,000 and receive the tablet directly at their college.
Gujarat Vahli Dikri Yojana 2026 — ₹1.10 Lakh for Girl Child in 3 Stages | emahilakalyan.gujarat.gov.in
Gujarat Vahli Dikri (Beloved Daughter) Yojana — flagship girl child welfare scheme of Gujarat government launched 2 August 2019 by the Women & Child Development Department. Provides total ₹1,10,000 financial assistance to parents in 3 stages: ₹4,000 at Class 1 enrollment + ₹6,000 at Class 9 enrollment + ₹1,00,000 at 18 years (for higher education or marriage). Aim: prevent female foeticide, promote girls' education, end child marriage. Maximum first 2 daughters per family eligible. Annual family income limit ₹2 lakh.
Gujarat Mukhyamantri Yuva Swavalamban Yojana (MYSY) 2026 — Education Loan & Scholarship | mysy.gujarat.gov.in
Mukhyamantri Yuva Swavalamban Yojana (MYSY) is Gujarat government's flagship education assistance scheme covering tuition fees, hostel charges, and book allowance for SC/ST/OBC/General BPL students pursuing professional and higher education. Covers: Diploma (₹50,000/year), Bachelor's professional courses (₹2 lakh/year for engineering/medical), Master's courses, and self-employment loans up to ₹6 lakh for graduates. Family income limit ₹6 lakh. Implemented by Gujarat Education Department through Knowledge Consortium of Gujarat (KCG).
Digital Gujarat Scholarship 2026 — Pre/Post-Matric for SC/ST/OBC/NTDNT/Minorities | digitalgujarat.gov.in
Instead of forcing a Gujarat student to chase a separate website for every scholarship, the Digital Gujarat platform (digitalgujarat.gov.in) brings 25+ state and centrally-sponsored awards under one citizen login. Eligible communities span SC, ST, OBC, NT-DNT (Nomadic and Denotified Tribes), recognised Minorities and EBC, and the courses run all the way from Class 1 to PhD. Through this single window a family can reach Pre-Matric aid (₹250-₹750/month plus a book allowance), Post-Matric support (full tuition with a maintenance stipend), Food Bill assistance, Hostel Aid of ₹1,200-₹1,500/month, the Foreign Study Loan of up to ₹15 lakh, the Pre-SSC Examination Scheme and the Vidya Sahay Scheme. The portal is run by the Director of Social Welfare and the Director of Developing Castes Welfare under the Govt. of Gujarat, with payouts reaching the student's Aadhaar-linked account via DBT. More than 20 lakh students draw on it every year.
Manav Garima Yojana Gujarat 2026 — ₹4,000 Toolkit + Self-Employment for SC | esamajkalyan.gujarat.gov.in
Manav Garima Yojana is a Gujarat State Scheduled Caste Welfare Department self-employment scheme that provides FREE toolkits worth up to ₹4,000 to people from Scheduled Caste (SC) communities to start small home-based businesses. 28 different trade-based toolkits available — Tailoring/Stitching, Embroidery, Beauty Parlour, Mobile Repairing, Cobbler, Barber, Carpentry, Welding, Plumbing, Snacks/Papad making, Idli/Dosa, Vegetable cart, Fish vending, Agarbatti making etc. The scheme aims to empower SC families to start income-generating activities without large investment. Over 1 lakh families benefit annually. While not strictly a student scheme, students from SC families completing skill courses (Class 10+) often qualify and use it to fund their first small enterprise alongside studies. Apply online at esamajkalyan.gujarat.gov.in.
Gujarat SC/ST Post-Matric Scholarship 2026 — Full Tuition + ₹1,200/Month Maintenance | esamajkalyan.gujarat.gov.in
Gujarat government's e-Samaj Kalyan portal provides full tuition fee reimbursement and monthly maintenance allowance to SC and ST students studying Class 11 and above. Maintenance: ₹550/month (Day Scholar Class 11-12), ₹1,000/month (Day Scholar Degree/PG), ₹1,200/month (Hosteller Degree/Professional). Full tuition reimbursed. Income limit: SC ≤ ₹2.5 lakh; ST ≤ ₹3 lakh per year. Apply annually through esamajkalyan.gujarat.gov.in. Over 5 lakh SC/ST students benefit annually in Gujarat.
Gujarat OBC/SEBC Post-Matric Scholarship 2026 — Full Tuition + ₹1,000/Month | esamajkalyan.gujarat.gov.in
For students from Gujarat's OBC and SEBC (Socially and Educationally Backward Classes) communities, the post-matric route to college can hinge on whether tuition and living costs are covered — and this scheme, delivered through the state's e-Samaj Kalyan portal, does both. Anyone studying Class 11 or above gets their full tuition fee reimbursed alongside a monthly maintenance stipend that scales with the course and whether the student is a day scholar or hosteller: ₹500/month for a Class 11-12 day scholar, ₹900/month at Degree/PG level as a day scholar, ₹800/month for a Class 11-12 hosteller, and ₹1,000/month for a Degree or professional-course hosteller. To keep the benefit targeted at families who need it, eligibility is capped at ₹2 lakh annual income. Administered by the Social Justice & Empowerment Department of the Government of Gujarat, the scheme reaches more than 3 lakh OBC/SEBC students each year, with applications filed online at esamajkalyan.gujarat.gov.in.
Gujarat Kuvarbainu Mameru 2026 — ₹10,000 Marriage Gift for Tribal/ST Girls | esamajkalyan.gujarat.gov.in
Kuvarbainu Mameru (Uncle's Gift to the Niece) is Gujarat's welfare scheme for tribal (ST) girls at the time of marriage. The Gujarat government provides ₹10,000 in household articles (utensils, clothes, etc.) or cash equivalent as 'mameru' (customary maternal uncle's gift) to ST girls from poor families. The scheme ensures tribal girls get adequate support at marriage. Income limit: ₹1.20 lakh per annum (rural/urban). Apply through the e-Samaj Kalyan portal or Taluka Development Officer. Over 1 lakh tribal girls benefit annually.
Gujarat BOCW Welfare Board 2026 — ₹2 Lakh Insurance + Pension for Construction Workers | bocwwb.gujarat.gov.in
Construction work is among Gujarat's most informal and risk-prone trades, and the Building and Other Construction Workers Welfare Board (BOCWWB) under the state's Labour & Employment Department exists to give that workforce a safety net. Once a mason, carpenter, electrician, plumber, painter or welder registers — for just ₹25/month in contribution — a spread of social-security benefits opens up. These include ₹2 lakh accidental death insurance, a ₹1 lakh natural death benefit, a ₹1,000/month pension after age 60, a ₹5,000 maternity benefit, an education scholarship of ₹3,000-20,000/year for each child, housing loan assistance of ₹1 lakh, and medical assistance of up to ₹50,000/year. The idea is that small, regular contributions buy real protection for a worker's family across accidents, old age, childbirth and a child's schooling. More than 15 lakh construction workers are registered in Gujarat, and applications can be filed online at bocwwb.gujarat.gov.in or in person at the local Labour Office.
Gujarat Viklang Divyang Sahay 2026 — ₹1,200/Month Pension + Free Aids for Disabled | esamajkalyan.gujarat.gov.in
Gujarat government provides comprehensive disability support through multiple schemes: (1) Disability pension ₹1,200/month for persons with 80%+ disability, ₹600/month for 40-79% disability — income ≤ ₹1.5 lakh; (2) Free aids/appliances (wheelchair, hearing aid, artificial limb, tricycle) through ADIP scheme convergence; (3) Education scholarship for disabled students; (4) Priority allocation under housing and employment schemes. Apply through e-Samaj Kalyan portal or District Social Welfare Office.
Gujarat Widow Pension Nari Gaurav Nidhi 2026 — ₹1,250/Month for Widows | esamajkalyan.gujarat.gov.in
Gujarat's Nari Gaurav Nidhi (Women's Dignity Fund) provides monthly financial assistance to widows and destitute women. Widow pension: ₹1,250/month to widows whose annual income is ≤ ₹1.50 lakh. Additionally covers abandoned/destitute women. The scheme converges with central IGNOAPS (Indira Gandhi National Old Age Pension Scheme) for widows aged 40-79. Gujarat has 25 lakh+ registered widows under social protection schemes. Apply through esamajkalyan.gujarat.gov.in or Mamlatdar office.
Gujarat iKhedut Portal 2026 — 50-75% Subsidy Seeds, Drip Irrigation, Farm Machinery | ikhedut.gujarat.gov.in
Gujarat's iKhedut portal (ikhedut.gujarat.gov.in) is a one-stop platform for farmers to apply for all agricultural subsidies offered by state and central government. Key benefits: 50-75% subsidy on drip/sprinkler irrigation, 50% on quality seeds, 25-50% on farm machinery (power tiller, harvester, thresher), 50% on polyhouse/shade net, 50% on soil health equipment, and 75% subsidy for SC/ST/small farmers on select items. Also provides PM-KISAN ₹6,000/year registration, crop insurance under PMFBY, and KCC (Kisan Credit Card) facilitation. Over 80 lakh farmer registrations on iKhedut.
Gujarat MGNREGA Job Card 2026 — 100 Days Guaranteed Work ₹272/Day | nrega.nic.in
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in Gujarat whose adult members volunteer to do unskilled manual work. Current wage in Gujarat: ₹272/day (2025-26). Works include road construction, water conservation, land development, tree plantation, drainage, anganwadi construction. Payment within 15 days via DBT. SC/ST households get priority. Women constitute 33%+ of MGNREGA workers in Gujarat. Apply for job card at Gram Panchayat.
Gujarat Mukhyamantri Gruh Yojana 2026 — Affordable Housing EWS/LIG with ₹2.67 Lakh Subsidy | gujrera.gujarat.gov.in
Gujarat Mukhyamantri Gruh Yojana provides affordable housing to Economically Weaker Sections (EWS) and Low Income Groups (LIG) in urban areas. Converges with PMAY-Urban: EWS families (income ≤ ₹3 lakh) get CLSS subsidy of ₹2.67 lakh on home loan. LIG families (income ₹3-6 lakh) get ₹2.35 lakh subsidy. Gujarat PMAY-Urban has sanctioned 7 lakh+ houses. Additional state top-up available for SC/ST/disabled/women beneficiaries. Apply through PMAY Urban portal or through Gujarat Housing Board, municipal corporations.
Gujarat Antyodaya Anna Yojana 2026 — 35 kg Food Grain/Month at ₹1-2/kg for BPL | digitalgujarat.gov.in
Gujarat implements Antyodaya Anna Yojana (AAY) under the National Food Security Act providing 35 kg of food grain per month to the poorest BPL families (AAY card holders) at highly subsidised prices: wheat at ₹2/kg and rice at ₹3/kg (central rates). Under PMGKAY extension, Gujarat provides free grains (0 cost) to NFSA Priority Household (PHH) and AAY card holders. Gujarat has 1.6 crore NFSA beneficiary households. PHH (green card) families get 5 kg/person/month. AAY families get 35 kg/month regardless of family size. Ration card managed by Food & Civil Supplies Department Gujarat.
Gujarat Pandit Dindayal Awas Yojana 2026 — Free House for SC/ST BPL Families | esamajkalyan.gujarat.gov.in
Gujarat's Pandit Dindayal Upadhyay Awas Yojana provides free houses to SC (Scheduled Caste) BPL families in rural areas, while a parallel scheme covers ST tribal families under Tribal Development Department. Rural SC families get ₹1.20 lakh from central PMAY-G + ₹30,000 state top-up = ₹1.50 lakh for house construction. ST (tribal) families get similar support under Tribal sub-plan housing. Beneficiaries identified through SECC + Gram Panchayat survey. SC beneficiaries apply through e-Samaj Kalyan. ST through Tribal Development Department.
Gujarat Swarna Jayanti Shahari Rozgar Yojana 2026 — Urban Self-Employment & Wage Jobs for BPL | sje.gujarat.gov.in
Gujarat's Swarna Jayanti Shahari Rozgar Yojana (SJSRY) and its successor DAY-NULM (Deendayal Antyodaya Yojana - National Urban Livelihoods Mission) provides urban employment and livelihood support to BPL families in Gujarat cities. Key components: (1) Self-Employment Programme: subsidy loan up to ₹2 lakh for micro-enterprise (25% subsidy, max ₹50,000); (2) Skill training 6-month free vocational courses; (3) Urban Wage Employment: 100 days work on city infrastructure projects; (4) SHG formation: ₹10,000 revolving fund for urban women SHGs. Apply through Municipal Corporation / Nagar Palika.
🇮🏻 Central Government Schemes for Gujarat Residents
All 252 central government schemes are applicable to residents of Gujarat. The most popular schemes you can apply for right now:
PM Vishwakarma Yojana 2026 — ₹3 Lakh Loan + ₹15,000 Toolkit for 18 Trades | pmvishwakarma.gov.in
PM Vishwakarma Yojana is a central government scheme launched on 17 September 2023 that supports traditional artisans and craftspeople across 18 trades with free skill training (₹500/day stipend), a ₹15,000 toolkit e-voucher, and collateral-free loans up to ₹3 lakh at just 5% interest. Implemented by the Ministry of MSME with a ₹13,000 crore budget over 5 years (FY2023-24 to FY2027-28). Registration is done FREE at Common Service Centres (CSC) using Aadhaar biometric authentication.
PM Awas Yojana 2026 — Pradhan Mantri Awas Yojana Gramin & Urban Subsidy
Pradhan Mantri Awas Yojana (PMAY), launched in 2016, is India's largest housing programme providing financial assistance to build pucca houses for economically weaker sections. Under PMAY-Gramin (rural), eligible BPL families receive ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly or north-eastern states paid directly through DBT. Under PMAY-Urban, first-time homebuyers in EWS (annual income up to ₹3 lakh) get 6.5% interest subsidy on home loans up to ₹6 lakh, reducing monthly EMI significantly. LIG (income ₹3–6 lakh) gets 6.5%, MIG-I (₹6–12 lakh) gets 4%, and MIG-II (₹12–18 lakh) gets 3% subsidy under the Credit Linked Subsidy Scheme (CLSS). Beneficiaries are selected through the SECC database and state government surveys. Over 2.1 crore PMAY houses have been completed as of 2026.
PM Kisan Samman Nidhi Yojana 2026 — ₹6,000/Year to 11 Crore Farmers
PM-KISAN (Pradhan Mantri Kisan Samman Nidhi), launched in February 2019, provides ₹6,000 per year direct income support to all land-holding farmer families in India — transferred as three equal installments of ₹2,000 every four months directly to Aadhaar-linked bank accounts. As of 2026, over 11 crore farmers receive PM-KISAN, making it the world's largest direct cash transfer programme for farmers. All land-holding farming families are eligible, regardless of land size. Farmers must complete annual eKYC (OTP or biometric at CSC) to continue receiving installments. Income tax payees, government employees, and institutional landholders are excluded from PM-KISAN benefits.
Ayushman Bharat PM-JAY Yojana 2026 — ₹5 Lakh Free Health Insurance
Ayushman Bharat PM-JAY (Pradhan Mantri Jan Arogya Yojana), launched in September 2018, provides cashless hospitalisation coverage of ₹5 lakh per family per year at 30,000+ empanelled government and private hospitals. PM-JAY is the world's largest government-funded health insurance scheme, covering 55 crore+ people from the bottom 40% of India's population as per the SECC 2011 database. The scheme covers 1,949 medical procedures including surgeries, chemotherapy, kidney dialysis, neonatal care, and mental health treatment — at no cost to the beneficiary. Beneficiaries can avail treatment in any empanelled hospital across any state, completely cashless, using the Ayushman Card. Senior citizens aged 70+ years now get an additional ₹5 lakh top-up cover. Over 8 crore hospitalisation cases have been covered under PM-JAY as of 2026.
PM Ujjwala Yojana 2.0 — Free LPG Connection
Pradhan Mantri Ujjwala Yojana provides free LPG gas connections to women from below poverty line households to replace unhealthy cooking fuel usage.
PM Mudra Yojana 2026 — Collateral-Free Business Loan ₹50K to ₹20 Lakh
Pradhan Mantri Mudra Yojana, run through the Micro Units Development and Refinance Agency (MUDRA) under the Department of Financial Services, offers collateral-free business loans to non-corporate, non-farm micro and small enterprises. Loans are sanctioned under four categories: Shishu (up to ₹50,000), Kishore (₹50,001–₹5 lakh), Tarun (₹5 lakh–₹10 lakh), and Tarun Plus (₹10 lakh–₹20 lakh, launched 2024 for repeat Tarun borrowers). Funds are routed through banks, RRBs, NBFCs and microfinance institutions, and disbursed directly to the borrower's account, helping small traders, manufacturers and service providers expand. Over 52 crore loans worth ₹27 lakh crore have been sanctioned since 2015.
Sukanya Samriddhi Yojana 2026 — 8.2% Interest Girl Child Savings Scheme
Sukanya Samriddhi Yojana is a government-backed savings scheme for girl children offering one of the highest fixed interest rates (8.2% p.a.) with full tax exemption under Section 80C. Minimum deposit just Rs.250/year; maximum Rs.1.5 lakh/year. Account matures 21 years from opening or at marriage after age 18.
Kisan Credit Card (KCC) Scheme 2025
Kisan Credit Card provides farmers with flexible and affordable short-term credit for cultivation expenses, post-harvest needs, and allied activities at interest rates as low as 4% per annum.
National Scholarship Portal (NSP) 2026 — Apply for Central Scholarships Online
The National Scholarship Portal is a one-stop platform for students to apply for all central government scholarship schemes including pre-matric, post-matric, and merit-cum-means scholarships for SC, ST, OBC, and minority students.
PM Surya Ghar Muft Bijli Yojana 2026 — 300 Units Free Electricity
PM Surya Ghar Muft Bijli Yojana provides 300 units of free electricity per month to households that install rooftop solar panels, with a central government subsidy of up to ₹78,000 on installation cost.
E-Shram Card 2026 — Free Registration for Unorganized Workers
E-Shram is a national database for unorganized sector workers providing a Universal Account Number (UAN) card, ₹2 lakh accident insurance, and priority access to 12 government welfare schemes.
Agniveer Scheme 2026 — Agnipath Defence Recruitment, Salary & Seva Nidhi
The Agniveer Scheme, launched under the Agnipath programme in 2022, recruits Indian youth aged 17.5 to 21 years for a 4-year short-service commission in the Indian Army, Navy, or Air Force. Agniveers receive a monthly salary starting at Rs.30,000 (rising to Rs.40,000 in the 4th year) plus risk and hardship allowances. On completion of 4 years, they receive a tax-free Seva Nidhi package of Rs.11.71 lakh (their contribution matched by the government with interest). Up to 25% of each batch is offered permanent enrolment in the regular armed forces based on merit and performance. Agniveers also receive priority in central paramilitary forces (CRPF, CISF, BSF) and several state police recruitment drives.
PM Jan Dhan Yojana 2026 — Zero Balance Bank Account + ₹2 Lakh Insurance
Pradhan Mantri Jan Dhan Yojana (PMJDY) is India's largest financial inclusion scheme with 56+ crore accounts. Any Indian citizen can open a zero-balance savings account with free RuPay debit card, ₹2 lakh accident insurance, ₹30,000 life insurance, and ₹10,000 overdraft facility.
MGNREGA / NREGA Job Card 2026 — 100 दिन काम की गारंटी, ₹267/दिन मजदूरी
Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) guarantees 100 days of wage employment per year to every rural household in India. Workers receive ₹267/day (minimum wage varies by state) directly to their bank accounts. With over 15 crore active Job Card holders, MGNREGA is the world's largest employment guarantee programme.
PM Internship Scheme 2026 — ₹9,000/Month Stipend | 1 Crore Youth | pminternship.mca.gov.in
PM Internship Scheme is a flagship Government of India initiative launched in 2024 that places 1 crore young Indians (aged 21–24) in 12-month paid internships at top 500 companies across sectors. Interns receive ₹9,000/month stipend (₹6,000 from government + ₹3,000+ from company CSR), ₹6,000 one-time travel grant, and ₹2 lakh accident insurance under PM Jeevan Jyoti Bima Yojana.
PM Kisan Maandhan Yojana 2026 — ₹3,000/Month Pension for Farmers | maandhan.in
PM Kisan Maandhan Yojana (PM-KMY) is a voluntary and contributory pension scheme for small and marginal farmers launched in 2019. Farmers aged 18–40 contribute a small monthly amount (₹55–₹200 depending on entry age) and receive a guaranteed pension of ₹3,000/month after reaching 60 years of age. The Government of India contributes an equal matching amount to the Pension Fund.
PM Kaushal Vikas Yojana 4.0 — 2026 Free Skill Training + ₹8,000 Certificate | PMKVY
PM Kaushal Vikas Yojana 4.0 (PMKVY 4.0) is the fourth phase of India's flagship skill training programme launched in 2022. It provides free short-term skill training in 220+ job roles across industry sectors to 1 crore youth. Trainees receive a National Skill Qualification Framework (NSQF)-linked certificate, ₹8,000 completion bonus, and placement support through top companies.
PM Swamitva Yojana 2026 — Village Property Card | Drone Survey | ₹5 Lakh Loan Collateral
PM Swamitva Yojana (Survey of Villages Abadi and Mapping with Improvised Technology in Village Areas) provides legal property rights to village household owners through drone-based survey. Villagers get a Property Card (Adhikar Patra) which can be used as collateral for bank loans up to ₹5 lakh. Launched in 2020, covering 6 lakh+ villages across India.
PM DAKSH Yojana 2026 — Free Skill Training for SC/ST/OBC/Minorities | ₹3,000 Stipend
PM DAKSH (Pradhan Mantri Dakshata Aur Kushalta Sampann Hitgrahi) Yojana provides free short-term and long-term skill training to Scheduled Castes, Scheduled Tribes, OBCs, EBCs, DNTs, and Minorities. Trainees receive ₹1,000–₹3,000 monthly stipend during training, placement support, and industry-recognized certification. Apply at pmdaksh.dosje.gov.in.
DAY-NRLM Ajeevika 2026 — Self Help Group Loan ₹3 Lakh | aajeevika.gov.in
Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) organises rural poor women into Self Help Groups (SHGs) and provides them access to bank credit, livelihood support, and social mobilisation. SHGs get revolving fund of ₹15,000, Community Investment Fund up to ₹2.5 lakh, and bank loans up to ₹3 lakh at subsidised rates.
Browse Schemes by Category
Explore central government schemes by category — all categories below are also applicable to Gujarat residents.
About Gujarat Government Schemes
Gujarat residents can avail of both state government schemes and all central government schemes launched by the Government of India. The state government regularly launches welfare schemes covering agriculture, education, health, housing, women empowerment, and employment.
Popular central schemes like PM Vishwakarma Yojana, PM Kisan Samman Nidhi, Ayushman Bharat, and PM Awas Yojana are fully applicable to residents of Gujarat. State-specific schemes like Kisan Suryoday Yojana provide additional benefits exclusive to Gujarat residents.