What is HP Mukhyamantri Gyan Deep Yojana?
Mukhyamantri Gyan Deep Yojana is Himachal Pradesh's education loan interest subsidy scheme that provides 100% interest subvention on education loans up to ₹10 lakh for HP students pursuing professional courses (engineering, medical, law, MBA, CA, etc.). The HP government pays the entire interest on the loan during the course period and moratorium period (up to 1 year after course completion), so students have zero interest burden during studies. Family income must be below ₹4.5 lakh. Applicable for HP domicile students taking education loans from scheduled banks. About 10,000 HP students benefit annually. Apply at the lending bank with HP domicile certificate.
HP Mukhyamantri Gyan Deep Yojana — Quick Overview
| Scheme Name | हिमाचल प्रदेश मुख्यमंत्री ज्ञान दीप योजना 2026 — ₹10 लाख तक Education Loan पर 100% Interest Subsidy |
| State | Himachal Pradesh (हिमाचल प्रदेश) |
| Launched By | Government of Himachal Pradesh |
| Launch Year | 2020 |
| Benefit | 100% interest subvention on education loans up to ₹10 lakh for HP students in professional courses |
| Category | Education |
| Beneficiaries | 10,000+ HP students annually |
| Last Verified | 27 May 2026 |
| Official Portal | https://edu.himachal.gov.in |
मुख्यमंत्री ज्ञान दीप योजना HP — professional courses के लिए ₹10 लाख तक education loan पर 100% interest subsidy। पढ़ाई + 1 वर्ष moratorium तक HP सरकार पूरा ब्याज भरती है। परिवार आय ≤ ₹4.5 लाख। ~10,000 HP students लाभान्वित।
₹10 लाख तक education loan पर 100% ब्याज सब्सिडी — HP students (professional courses)
हिमाचल प्रदेश मुख्यमंत्री ज्ञान दीप योजना Professional courses के लिए बैंक से लिए गए ₹10 लाख तक के शिक्षा ऋण पर 100% ब्याज सब्सिडी देती है। पढ़ाई के दौरान और कोर्स पूरा होने के 1 वर्ष बाद तक HP सरकार बैंक को ब्याज चुकाती है। इससे गरीब परिवारों के मेधावी विद्यार्थी बिना ब्याज के बोझ के उच्च शिक्षा पूरी कर सकते हैं।
📌 फायदा: ₹10 लाख तक Education Loan पर 100% ब्याज सब्सिडी — Professional Course HP विद्यार्थियों के लिए
पात्रता:
हिमाचल प्रदेश का स्थायी निवासी, Professional course (Engineering/Medical/Law/MBA/CA) में प्रवेश, Scheduled Bank से ₹10 लाख तक Education Loan, परिवार की वार्षिक आय ₹4.5 लाख से कम।
अर्ज कसा करावा:
Scheduled Bank से Education Loan लें, फिर edu.himachal.gov.in पर HP ज्ञान दीप योजना के लिए आवेदन करें, HP Domicile, Income Certificate, Admission Letter और Loan Sanction Letter अपलोड करें, विभाग की अनुमति के बाद ब्याज सब्सिडी मिलती है।
Benefits of HP Mukhyamantri Gyan Deep Yojana
✅ 100% interest subvention on education loans up to ₹10 lakh for HP students in professional courses
₹10 लाख तक education loan पर 100% ब्याज सब्सिडी — HP students (professional courses)
Who is Eligible for HP Mukhyamantri Gyan Deep Yojana?
- ✓ HP Domicile holder — permanent resident of Himachal Pradesh
- ✓ Admitted to a professional course (Engineering, Medical, Law, MBA, CA, Architecture, Pharmacy, Nursing, etc.)
- ✓ Education loan up to ₹10 lakh from a scheduled bank
- ✓ Annual family income below ₹4.5 lakh from all sources
- ✓ Aadhaar Card linked to HP address
- ✓ Studying in HP or outside HP (HP recognized/reputed institution)
Documents Required for HP Mukhyamantri Gyan Deep Yojana
How to Apply for HP Mukhyamantri Gyan Deep Yojana Online?
- 1Scheduled bank से ₹10 लाख तक education loan के लिए आवेदन करें
- 2Bank loan sanction के बाद HP Mukhyamantri Gyan Deep Yojana subsidy के लिए edu.himachal.gov.in पर आवेदन करें
- 3HP Domicile certificate, income certificate, admission letter, loan sanction letter upload करें
- 4Department verification के बाद HP government bank को interest subsidy direct transfer करेगी
- 5Student को loan का principal भरना है — ब्याज HP government भरती है (course duration + 1 year moratorium)
Official Government Portal — Himachal Pradesh
Use edu.himachal.gov.in directly — there is no application fee, and no third party can speed up your approval.
🔗 Apply at lending bank / edu.himachal.gov.in