PM Fasal Bima — Quick Overview
| Scheme Name | PM Fasal Bima Yojana — Crop Insurance Scheme 2025 |
| Launched By | Government of India |
| Launch Year | 2016 |
| Benefit | Crop loss compensation with premium as low as 1.5% to 5% of sum insured |
| Category | Agriculture |
| Last Verified | June 2026 |
| Official Portal | https://pmfby.gov.in |
What is PM Fasal Bima?
Pradhan Mantri Fasal Bima Yojana provides comprehensive financial support to farmers who suffer crop loss due to natural calamities, pests, or diseases at very low premium rates.
Under this scheme, eligible beneficiaries receive Crop loss compensation with premium as low as 1.5% to 5% of sum insured. The scheme was launched in 2016 and is implemented by the Government of India.
Benefits of PM Fasal Bima
Crop loss compensation with premium as low as 1.5% to 5% of sum insured
Who is Eligible for PM Fasal Bima?
- ✓All farmers growing notified crops
- ✓Both loanee and non-loanee farmers
- ✓Sharecroppers and tenant farmers also eligible
Documents Required for PM Fasal Bima
How to Apply for PM Fasal Bima Online?
- 1Visit the official portal at https://pmfby.gov.in
- 2Click on Apply Now or Register button on the homepage
- 3Enter your Aadhaar-linked mobile number and verify OTP
- 4Fill in the online application form with required details
- 5Upload the required documents: Aadhaar Card, Land records (Khasra/Khatauni), Bank passbook
- 6Review all details and submit the application
- 7Note down the application reference number for future tracking
- 8Wait for verification and approval from the concerned authority
Official Government Portal
Apply directly on the official government website. This is the only authorised portal — never pay anyone to apply on your behalf.
🔗Apply on pmfby.gov.inReal-Life Examples — Are You Eligible for PM Fasal Bima?
Find the profile closest to your situation to quickly check whether you qualify:
Mahesh, a farmer growing a notified Kharif crop on his own land who has taken a crop loan (loanee farmer)
Eligible — the scheme covers all farmers growing notified crops, including loanee farmers
Saroj, a non-loanee farmer who grows a notified crop and enrols voluntarily with her land records and sowing certificate
Eligible — both loanee and non-loanee farmers growing notified crops are eligible
Imran, a tenant farmer cultivating leased land sown with a notified crop
Eligible — sharecroppers and tenant farmers are explicitly eligible
Dinesh, who grows a crop that has not been notified by his state for the season
Not eligible — cover is only for notified crops — an un-notified crop is not insured under the scheme
Anil, who applies but cannot provide a sowing certificate or land records for the insured plot
Not eligible — the required land records and sowing certificate are needed to validate the insured crop and area
Examples are illustrative — always confirm against the official eligibility criteria before applying.
Common Mistakes — Why PM Fasal Bima Applications Get Rejected
- ✗Reporting crop loss after the 72-hour window — late intimation can lead to the claim being rejected.
- ✗Insuring a crop that is not notified by the state for that season, so no cover applies.
- ✗Missing the sowing certificate or land records (Khasra/Khatauni) needed to validate the insured area.
- ✗Aadhaar not linked to the bank account, so the compensation cannot be paid through DBT.
- ✗Enrolling through an unofficial agent or fake site instead of the official pmfby.gov.in portal, the PMFBY app, or your bank.
Insider Tips for PM Fasal Bima
- →Enrol before the cut-off date for the Kharif or Rabi season — late enrolment is not accepted for that crop cycle.
- →Report any crop loss within 72 hours through the PMFBY app, portal or the insurer's helpline so your claim is registered in time.
- →Keep your land records and sowing certificate ready and matching your Aadhaar details before applying.
- →Make sure your bank account is Aadhaar-linked and active so compensation reaches you directly.
- →Use the official portal, app or your bank — enrolment is free for non-loanee farmers beyond the small premium, so never pay an agent.
Frequently Asked Questions — PM Fasal Bima
📰 Latest News & Updates — PM Fasal Bima
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