🏠 Housing Government Schemes 2026

4 schemes — eligibility, registration & benefits

All Housing Schemes (4)

About Housing Government Schemes in India 2026

Pradhan Mantri Awas Yojana (PMAY) is India's largest housing programme — providing 3–6.5% home loan interest subsidies for EWS (below ₹3 lakh income), LIG (₹3–6 lakh), MIG-I, and MIG-II households. PMAY-Gramin provides ₹1.20–1.30 lakh for pucca house construction in rural areas. The government has completed 2 crore+ PMAY houses. Beneficiaries are selected via the SECC database through state governments and urban local bodies. Apply at pmaymis.gov.in (urban) or pmayg.nic.in (rural). Housing applications require Aadhaar, income certificate, and land or plot ownership documents.

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