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Karnataka DBADC SC Loan

Karnataka Dr BR Ambedkar Development Corporation SC Loan 2026 — 4% Loans up to ₹20L for SC Families

2026 ✓Karnataka · कर्नाटकFinance✅ 4% interest loans: business ₹50K-₹5L, education ₹1-20L, subsistence ₹25K — Karnataka SC familiesUpdated: 25 May 2026
2 min read
Reviewed by Riya Sharma, Editor · Last verified: 25 May 2026
Written & fact-checked by Riya Sharma · Editor, Schemes In India
Last verified: · How we verify scheme facts

What is Karnataka DBADC SC Loan?

Dr B R Ambedkar Development Corporation (DBADC) is Karnataka's apex body for Scheduled Caste (SC) economic empowerment. Provides concessional loans at 4% interest to Karnataka SC communities for micro-enterprises, education, housing, and agriculture. Key schemes: (1) Swavlamban Scheme — business loans ₹50,000-₹5 lakh at 4%; (2) Education Loan — professional courses ₹1-₹20 lakh at 4%; (3) Subsistence Loan — ₹10,000-₹25,000 for urgent livelihood needs; (4) Agricultural Input Loan — seeds/tools for SC farmers. Funds channelled via NSFDC (National SC Finance & Dev Corp) + Karnataka state budget. 2 lakh+ SC families annually benefited. Apply at district DBADC offices or dbadc.karnataka.gov.in.

Karnataka DBADC SC Loan — Quick Overview

Scheme NameKarnataka Dr BR Ambedkar Development Corporation SC Loan 2026 — 4% Loans up to ₹20L for SC Families
StateKarnataka (कर्नाटक)
Launched ByGovernment of Karnataka
Launch Year1977
Benefit4% interest loans: business ₹50K-₹5L, education ₹1-20L, subsistence ₹25K — Karnataka SC families
CategoryFinance
Beneficiaries2 lakh+ SC families annually in Karnataka
Last Verified25 May 2026
Official Portalhttps://dbadc.karnataka.gov.in
🇮🇳Hindi me Jankari — हिंदी में जानकारी

Dr BR Ambedkar Development Corporation (DBADC) Karnataka के SC समुदायों के लिए 4% ब्याज पर रियायती ऋण देता है। Swavlamban (व्यापार ₹5 लाख तक), Education (professional courses ₹20 लाख तक), Subsistence (₹25,000 जरूरी जीवन यापन), Agricultural Input Loan। NSFDC + Karnataka state funds से। 2 लाख+ SC परिवार सालाना।

4% ब्याज ऋण: व्यापार ₹5 लाख, शिक्षा ₹20 लाख, जीवन यापन ₹25,000 — Karnataka SC परिवारों के लिए

📖ಕರ್ನಾಟಕ ಡಾ. ಬಿ.ಆರ್. ಅಂಬೇಡ್ಕರ್ ಅಭಿವೃದ್ಧಿ ನಿಗಮ ಎಸ್‌ಸಿ ಸಾಲ — ಕನ್ನಡದಲ್ಲಿ ಮಾಹಿತಿKannada

ಡಾ. ಬಿ.ಆರ್. ಅಂಬೇಡ್ಕರ್ ಅಭಿವೃದ್ಧಿ ನಿಗಮ (DBADC) ಕರ್ನಾಟಕ ಪರಿಶಿಷ್ಟ ಜಾತಿ (SC) ಕುಟುಂಬಗಳಿಗೆ ಉದ್ಯಮ, ಶಿಕ್ಷಣ ಮತ್ತು ಕೃಷಿಗಾಗಿ 4% ಬಡ್ಡಿದರದಲ್ಲಿ ₹50,000-₹20 ಲಕ್ಷ ವರೆಗೆ ರಿಯಾಯಿತಿ ಸಾಲ ಒದಗಿಸುತ್ತದೆ.

📌 फायदा: 4% ಬಡ್ಡಿ ಸಾಲ: ವ್ಯವಹಾರ ₹50K-₹5L, ಶಿಕ್ಷಣ ₹1-20L, ಜೀವನ ₹25K — ಕರ್ನಾಟಕ SC ಕುಟುಂಬಗಳಿಗೆ

पात्रता:

ಕರ್ನಾಟಕ ಪರಿಶಿಷ್ಟ ಜಾತಿ, ₹3 ಲಕ್ಷ ಕ್ಕಿಂತ ಕಡಿಮೆ ಕುಟುಂಬ ಆದಾಯ (ಸ್ವಾವಲಂಬನ), ವಯಸ್ಸು 18-55, ಸಾಲ ಡಿಫಾಲ್ಟರ್ ಅಲ್ಲ.

अर्ज कसा करावा:

dbadc.karnataka.gov.in ಅಥವಾ ಜಿಲ್ಲಾ DBADC ಕಚೇರಿಗೆ ಜಾತಿ ಪ್ರಮಾಣಪತ್ರ, ಆಧಾರ್, ಆದಾಯ ಪ್ರಮಾಣ ಮತ್ತು ಯೋಜನಾ ವರದಿ ಸಹಿತ ಭೇಟಿ ನೀಡಿ.

Benefits of Karnataka DBADC SC Loan

✅ 4% interest loans: business ₹50K-₹5L, education ₹1-20L, subsistence ₹25K — Karnataka SC families

4% ब्याज ऋण: व्यापार ₹5 लाख, शिक्षा ₹20 लाख, जीवन यापन ₹25,000 — Karnataka SC परिवारों के लिए

Who is Eligible for Karnataka DBADC SC Loan?

  • ✓ Karnataka resident belonging to Scheduled Caste (SC) community
  • ✓ Annual family income below ₹3 lakh (Swavlamban), ₹6 lakh (Education Loan)
  • ✓ Age 18–55 years (business/subsistence), 18–30 years (education)
  • ✓ Valid caste certificate issued by Karnataka Revenue Department
  • ✓ Not a loan defaulter with any bank or government corporation
  • ✓ Must have viable business plan / admission to professional college (for education loan)
  • ✓ Aadhaar-linked bank account mandatory

Documents Required for Karnataka DBADC SC Loan

0/8 documents ready

How to Apply for Karnataka DBADC SC Loan Online?

  1. 1dbadc.karnataka.gov.in पर जाएं या अपने जिले के DBADC District Office में जाएं
  2. 2Relevant loan scheme चुनें: Swavlamban (Business) / Education / Subsistence / Agriculture
  3. 3Application form भरें — caste certificate, income cert, Aadhaar attach करें
  4. 4Business loan के लिए: project report जमा करें और DBADC field officer से appraisal
  5. 5Education loan के लिए: admission letter + institution fee structure जमा करें
  6. 6Approval 30-60 दिनों में; loan disbursed directly to bank or institution
🏛️

Official Government Portal — Karnataka

Use dbadc.karnataka.gov.in directly — there is no application fee, and no third party can speed up your approval.

🔗 Apply at district DBADC office or dbadc.karnataka.gov.in
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Frequently Asked Questions — Karnataka DBADC SC Loan

Swavlamban Business Loan: minimum ₹50,000 to maximum ₹5 lakh at 4% interest per annum. 5-7 year repayment. For income below ₹3 lakh annually. Viable project report required. Women SC entrepreneurs get 1% interest rebate (3% net).

📰 Latest News & Updates — Karnataka DBADC SC Loan

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